# 中小企業退職金共済法 / Small and Medium Sized Enterprise Retirement Allowance Cooperative Act — 第二十一条 (Article 21)

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- Law: 中小企業退職金共済法 (Small and Medium Sized Enterprise Retirement Allowance Cooperative Act), 昭和三十四年法律第百六十号
- English title "Small and Medium Sized Enterprise Retirement Allowance Cooperative Act": Ministry of Justice translation database, which lists the title
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第二十一条 (Article 21)（退職金等の返還） — address `art-21`
- Text in force since: 2025-06-01
- URL (the page that opens at this provision): https://japanlaw.org/ja/sme-retirement-allowance-act/art-21
- e-Gov law ID: 334AC0000000160 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page.
- Every provision below carries its address and its URL on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第二十一条（退職金等の返還） — Return of Retirement Allowances, etc.
<sup>caption: machine translation, not official</sup>
<sup>art-21 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-21</sup>

  **第一項**  偽りその他不正の行為により退職金等の支給を受けた者がある場合は、機構は、その者から当該退職金等を返還させることができる。この場合において、その支給が当該共済契約者の虚偽の証明又は届出によるものであるときは、機構は、その者に対して、支給を受けた者と連帯して退職金等を返還させることができる。
  <sup>art-21/par-1 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-21/par-1</sup>
  Where there is a person who has received payment of a retirement allowance, etc. by deceit or other wrongful conduct, the Organization may have that person return that retirement allowance, etc. In this case, where the payment was due to a false certification or notification by the mutual aid policyholder, the Organization may have the mutual aid policyholder return the retirement allowance, etc. jointly and severally with the person who received payment.
  <sup>machine translation, not official</sup>

  **第二項**  機構が被共済者又はその遺族に退職金等を支給すべき場合において、前項の規定により機構に返還すべき金額があるときは、機構は、その退職金等とその者が返還すべき金額とを相殺することができる。
  <sup>art-21/par-2 · https://japanlaw.org/ja/sme-retirement-allowance-act/art-21/par-2</sup>
  Where the Organization is to pay a retirement allowance, etc. to a covered employee or the covered employee's bereaved family members and there is an amount to be returned to the Organization under the preceding paragraph, the Organization may set off that retirement allowance, etc. against the amount that that person is to return.
  <sup>machine translation, not official</sup>

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## Cites
- art-21/par-2: 前項 → 中小企業退職金共済法 第二十一条第一項 (Article 21, paragraph (1)), art-21/par-1 — https://japanlaw.org/ja/sme-retirement-allowance-act/art-21/par-1

## Cited by

2 provisions cite this one. No official source publishes this direction.

- 中小企業退職金共済法 第二十一条第二項（退職金等の返還） — https://japanlaw.org/ja/sme-retirement-allowance-act/art-21/par-2
- 中小企業退職金共済法 第五十一条第一項（準用） — https://japanlaw.org/ja/sme-retirement-allowance-act/art-51/par-1

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 中小企業退職金共済法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/334AC0000000160/20250601_504AC0000000068), retrieved 2026-11-06
- Japanese Law Translation Database System, Ministry of Justice (法務省) — 中小企業退職金共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/1775), retrieved 2026-09-23
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-004, translated 2026-11-07
- This site's parser, version 225 — 中小企業退職金共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06
