# 中小企業倒産防止共済法 / Act on Mutual Relief System for the Prevention of Bankruptcies of Small and Medium-sized Enterprises — 第十二条から第二十三条まで (Articles 12 to 23)
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- Law: 中小企業倒産防止共済法 (Act on Mutual Relief System for the Prevention of Bankruptcies of Small and Medium-sized Enterprises), 昭和五十二年法律第八十四号
- English title "Act on Mutual Relief System for the Prevention of Bankruptcies of Small and Medium-sized Enterprises": Ministry of Justice translation database, which lists the title
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Page: 第十二条から第二十三条まで (Articles 12 to 23) — `from-art-12`, one of the runs of consecutive articles this law, which has no chapters, is read in. Any `from-art-N` opens the run that holds article N; each article below carries its own address.
- Text in force since: 2020-04-01
- URL (the page that opens at this run): https://japanlaw.org/ja/sme-bankruptcy-prevention-act/from-art-12
- e-Gov law ID: 352AC0000000084 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page.
- Every provision below carries its address and its URL on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.
Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.
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### 第十二条（承継） — Succession
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art-12 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12
**第一項** 共済契約者について、相続、合併若しくは分割又はその事業の全部の譲渡しがあつたときは、その包括承継人又はその事業の全部の譲受人（以下「承継人等」という。）は、経済産業省令で定める期間内に機構に申出をし、その承諾を得て、当該共済契約者の有していた地位を承継することができる。
art-12/par-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-1
Where, with respect to a mutual aid policyholder, there has been inheritance, merger or split, or transfer of the whole of its business, its universal successor or the transferee of the whole of its business (hereinafter referred to as the "successor, etc.") may, by making an application to the Organization within the period specified by Order of the Ministry of Economy, Trade and Industry and obtaining its consent, succeed to the position held by that mutual aid policyholder.
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**第二項** 機構は、次に掲げる場合を除いては、前項の承諾を拒んではならない。
art-12/par-2 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-2
The Organization must not refuse the consent under the preceding paragraph, except in the following cases:
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**一** 当該承継人等が中小企業者でないとき。
art-12/par-2/item-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-2/item-1
when the successor, etc. is not a small and medium-sized enterprise;
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**二** 前項の規定によりその地位を承継されることとなる共済契約者につき償還すべき共済金若しくは一時貸付金、納付すべき利子若しくは第十条第三項若しくは第十条の二第五項の違約金又は次条の規定により返還すべき共済金、一時貸付金、早期償還手当金、解約手当金若しくは完済手当金がある場合において、当該承継人等がこれらの償還、納付又は返還の義務を引き受けないとき。
art-12/par-2/item-2 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-2/item-2
where there are mutual aid benefits or temporary loans to be repaid, interest to be paid or penalties under Article 10, paragraph (3) or Article 10-2, paragraph (5) to be paid, or mutual aid benefits, temporary loans, early repayment allowances, cancellation refunds or full repayment allowances to be returned pursuant to the following Article, in relation to the mutual aid policyholder whose position is to be succeeded to pursuant to the preceding paragraph, and the successor, etc. does not assume the obligation to repay, pay or return them;
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**三** 当該承継人等につき第三条第三項各号に掲げる事由があるとき。
art-12/par-2/item-3 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-2/item-3
when a ground set out in the items of Article 3, paragraph (3) exists with respect to the successor, etc.
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**第三項** 第一項の規定による承継をした共済契約者につき、掛金月額が掛金納付制限額の四十分の一に相当する額を超えることとなるときは、その掛金月額は、掛金納付制限額の四十分の一に相当する額とする。
art-12/par-3 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-3
Where the monthly premium of a mutual aid policyholder who has succeeded pursuant to paragraph (1) would exceed an amount equivalent to one-fortieth of the premium payment limit, the monthly premium is to be an amount equivalent to one-fortieth of the premium payment limit.
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**第四項** 第一項の規定による承継をした共済契約者につき、第十一条第四項の規定の例により算定される掛金総額が掛金納付制限額を超えることとなるときは、その掛金総額は、掛金納付制限額となるものとし、機構は、その超えることとなる額をその者に返還する。
art-12/par-4 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-4
Where the total premium amount of a mutual aid policyholder who has succeeded pursuant to paragraph (1), calculated in the same manner as under the provisions of Article 11, paragraph (4), would exceed the premium payment limit, the total premium amount is to be the premium payment limit, and the Organization returns the amount by which it would exceed to that person.
machine translation, not official
**第五項** 機構は、前項の場合においては、その返還すべき額から次の各号に掲げる額の合計額を控除することができる。
art-12/par-5 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-5
In the case referred to in the preceding paragraph, the Organization may deduct the total amount of the amounts set out in the following items from the amount to be returned:
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**一** 償還を受けるべき一時貸付金のうち承継の時に当該一時貸付金がなかつたと仮定した場合に承継人等に貸し付けるべき一時貸付金の貸付限度額を超える額
art-12/par-5/item-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-5/item-1
the portion of the temporary loan to be repaid that exceeds the maximum loan amount of the temporary loan that would be lent to the successor, etc. on the assumption that that temporary loan did not exist at the time of the succession;
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**二** 当該一時貸付金のうち前号の額に相当する部分の利子及び違約金の額
art-12/par-5/item-2 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-5/item-2
the amount of interest and penalties on the portion of that temporary loan equivalent to the amount referred to in the preceding item.
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**第六項** 前三項に定めるもののほか、承継に関し必要な事項は、政令で定める。
art-12/par-6 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-6
Beyond what is provided for in the preceding three paragraphs, matters necessary for succession are specified by Cabinet Order.
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### 第十三条（共済金等の返還） — Return of Mutual Aid Benefits, etc.
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art-13 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-13
**第一項** 偽りその他不正の行為によつて共済金若しくは一時貸付金の貸付け又は早期償還手当金、解約手当金若しくは完済手当金の支給を受けた者がある場合は、機構は、その者から当該共済金、一時貸付金、早期償還手当金、解約手当金又は完済手当金を返還させることができる。
art-13/par-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-13/par-1
Where there is a person who has received a loan of mutual aid benefits or a temporary loan, or payment of an early repayment allowance, cancellation refund or full repayment allowance, by deception or other wrongful act, the Organization may have that person return those mutual aid benefits, temporary loan, early repayment allowance, cancellation refund or full repayment allowance.
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### 第十四条（掛金の納付） — Payment of Premiums
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art-14 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-14
**第一項** 共済契約者は、第三項から第六項までに規定する場合を除き、共済契約が効力を生じた日の属する月から共済契約が解除された日の属する月までの各月につき、その月の末日（共済契約が解除された日の属する月にあつてはその解除の日）における掛金月額により、その月の末日（共済契約が効力を生じた日の属する月分及びその翌月分の掛金にあつては、共済契約が効力を生じた日の属する月の翌々月末日）までに掛金を納付しなければならない。
art-14/par-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-14/par-1
Except in the cases prescribed in paragraphs (3) through (6), a mutual aid policyholder must pay premiums for each month from the month containing the date on which the mutual aid contract took effect to the month containing the date on which the mutual aid contract was cancelled, based on the monthly premium as of the last day of that month (for the month containing the date of cancellation, the date of cancellation), by the last day of that month (for the premiums for the month containing the date on which the mutual aid contract took effect and the following month, by the last day of the second month after the month containing the date on which the mutual aid contract took effect).
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**第二項** 掛金は、分割して納付することができない。
art-14/par-2 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-14/par-2
Premiums may not be paid in installments.
machine translation, not official
**第三項** 共済契約者は、掛金を納付することにより第十一条第四項の規定の例により算定される掛金総額が掛金納付制限額を超えることとなるときは、その超えることとなる額につき掛金を納付することができない。
art-14/par-3 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-14/par-3
Where payment of premiums would cause the total premium amount calculated in the same manner as under the provisions of Article 11, paragraph (4) to exceed the premium payment limit, a mutual aid policyholder may not pay premiums for the amount by which it would exceed.
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**第四項** 第十一条第四項の規定の例により算定される掛金総額が掛金月額（掛金月額の増加又は減少があつたときは、その増加後又は減少後の掛金月額）の四十倍に相当する額に達している共済契約者は、経済産業省令で定めるところにより、機構に通知して、掛金を納付しないことができる。
art-14/par-4 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-14/par-4
A mutual aid policyholder whose total premium amount calculated in the same manner as under the provisions of Article 11, paragraph (4) has reached an amount equivalent to 40 times the monthly premium (where the monthly premium has been increased or decreased, the monthly premium after the increase or decrease) may, as specified by Order of the Ministry of Economy, Trade and Industry, notify the Organization and refrain from paying premiums.
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**第五項** 第九条第一項の規定により共済金の貸付けを受け、又は受けることとなつた共済契約者は、機構の承諾を得て、当該共済金の償還に係る据置期間の範囲内の期間に限り、掛金を納付しないことができる。この場合において、機構は、その納付しないことにつきやむを得ない事情があると認めるときに限り、その承諾をするものとする。
art-14/par-5 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-14/par-5
A mutual aid policyholder who has received, or is to receive, a loan of mutual aid benefits pursuant to Article 9, paragraph (1) may, with the consent of the Organization, refrain from paying premiums only for a period within the grace period for the repayment of those mutual aid benefits. In this case, the Organization is to give that consent only where it finds that there are unavoidable circumstances for not paying.
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**第六項** 共済契約者は、既に貸付けを受け、又は受けることとなつた共済金の額から既に償還した共済金の額を控除した額と第十一条第四項の規定の例により算定される掛金総額の十倍に相当する額との合計額が第九条第二項ただし書の政令で定める額に達している場合には、機構に申し出て、当該合計額が当該政令で定める額未満となるまでの期間に限り、掛金を納付しないことができる。
art-14/par-6 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-14/par-6
Where the total amount of the amount obtained by deducting the amount of mutual aid benefits already repaid from the amount of mutual aid benefits already lent or to be lent, and an amount equivalent to ten times the total premium amount calculated in the same manner as under the provisions of Article 11, paragraph (4), has reached the amount specified by Cabinet Order in the proviso to Article 9, paragraph (2), a mutual aid policyholder may, by applying to the Organization, refrain from paying premiums only for the period until that total amount falls below that amount specified by Cabinet Order.
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### 第十五条（前納） — Advance Payment
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art-15 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-15
**第一項** 機構は、共済契約者が、その納付すべき月の前月末日以前にする掛金の納付（以下「掛金前納」という。）をしたときは、経済産業省令で定めるところにより、その掛金の額を減額することができる。
art-15/par-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-15/par-1
Where a mutual aid policyholder has paid premiums on or before the last day of the month preceding the month in which they are to be paid (hereinafter referred to as "advance payment of premiums"), the Organization may reduce the amount of those premiums as specified by Order of the Ministry of Economy, Trade and Industry.
machine translation, not official
**第二項** 掛金前納がされた掛金については、その納付すべき各月の初日が到来した時に、それぞれその月の掛金が納付されたものとみなす。
art-15/par-2 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-15/par-2
With regard to premiums for which advance payment of premiums has been made, the premiums for each month are deemed to have been paid when the first day of each month in which they are to be paid arrives.
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### 第十六条（割増金） — Surcharge
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art-16 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-16
**第一項** 機構は、共済契約者が掛金をその納付期限までに納付しなかつたときは、その者に対し、その延滞した額につき年十四・六パーセントの割合で納付期限の翌日から納付の日の前日までの日数によつて計算した額の範囲内において、割増金を納付させることができる。
art-16/par-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-16/par-1
Where a mutual aid policyholder has not paid premiums by the payment due date, the Organization may have that person pay a surcharge, within the amount calculated on the overdue amount at the rate of 14.6 percent per annum for the number of days from the day following the payment due date to the day preceding the date of payment.
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### 第十七条（納付期限の延長） — Extension of Payment Due Date
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art-17 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-17
**第一項** 機構は、災害その他やむを得ない事由により共済契約者が掛金をその納付期限までに納付することができないと認めるときは、その納付期限を延長することができる。
art-17/par-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-17/par-1
Where the Organization finds that a mutual aid policyholder is unable to pay premiums by the payment due date owing to a disaster or other unavoidable grounds, it may extend the payment due date.
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### 第十八条（先取特権） — Statutory Lien
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art-18 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-18
**第一項** 解約手当金又は完済手当金の支給を受ける権利を有する者は、解約手当金にあつては第十一条第三項に定める解約手当金の額（機構が当該解約手当金の額から同条第五項の規定によりその額を控除することができる金銭があるときは、当該解約手当金の額からその金銭の額を控除した残額）、完済手当金にあつては第十一条の二第三項に定める完済手当金の額（機構が当該完済手当金の額から同条第四項の規定によりその額を控除することができる金銭があるときは、当該完済手当金の額からその金銭の額を控除した残額）につき、機構の財産について他の債権者に先だつて弁済を受ける権利を有する。
art-18/par-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-18/par-1
A person entitled to receive payment of a cancellation refund or full repayment allowance has the right to be paid, in preference to other creditors, out of the property of the Organization, in the case of a cancellation refund, the amount of the cancellation refund prescribed in Article 11, paragraph (3) (where there is money that the Organization may deduct from the amount of that cancellation refund pursuant to paragraph (5) of that Article, the remainder after deducting the amount of that money from the amount of that cancellation refund), and in the case of a full repayment allowance, the amount of the full repayment allowance prescribed in Article 11-2, paragraph (3) (where there is money that the Organization may deduct from the amount of that full repayment allowance pursuant to paragraph (4) of that Article, the remainder after deducting the amount of that money from the amount of that full repayment allowance).
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**第二項** 前項に規定する解約手当金の額の算定については、第十一条第四項中「貸付けを受け又は受けることとなつた共済金」とあるのは、「貸付けを受けた共済金」と読み替えて同項を適用するものとする。
art-18/par-2 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-18/par-2
With regard to the calculation of the amount of the cancellation refund prescribed in the preceding paragraph, Article 11, paragraph (4) applies with the phrase "mutual aid benefits already lent or to be lent" in that paragraph deemed to be replaced with "mutual aid benefits already lent".
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**第三項** 第一項の先取特権の順位は、民法（明治二十九年法律第八十九号）の規定による一般の先取特権に次ぐものとする。
art-18/par-3 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-18/par-3
The order of precedence of the statutory lien under paragraph (1) ranks next after the general statutory liens under the provisions of the Civil Code (Act No. 89 of 1896).
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### 第十九条（時効） — Prescription
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art-19 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-19
**第一項** 解約手当金又は完済手当金の支給を受ける権利はこれらを行使することができる時から五年間、掛金の納付を受ける権利はこれを行使することができる時から二年間行使しないときは、時効によつて消滅する。
art-19/par-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-19/par-1
The right to receive payment of a cancellation refund or full repayment allowance is extinguished by prescription if not exercised for five years from the time when it can be exercised, and the right to receive payment of premiums is extinguished by prescription if not exercised for two years from the time when it can be exercised.
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### 第二十条（期間計算の特例） — Special Provisions on Calculation of Periods
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art-20 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-20
**第一項** 共済金の貸付け又は早期償還手当金、解約手当金若しくは完済手当金の支給の請求に係る期間を計算する場合において、その請求が郵便又は民間事業者による信書の送達に関する法律（平成十四年法律第九十九号）第二条第六項に規定する一般信書便事業者若しくは同条第九項に規定する特定信書便事業者による同条第二項に規定する信書便により行われたものであるときは、送付に要した日数は、その期間に算入しない。
art-20/par-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-20/par-1
When calculating a period relating to a request for a loan of mutual aid benefits or for payment of an early repayment allowance, cancellation refund or full repayment allowance, where the request was made by mail, or by a general correspondence delivery provider prescribed in Article 2, paragraph (6) of the Act on Correspondence Delivery by Private Business Operators (Act No. 99 of 2002) or a specified correspondence delivery provider prescribed in paragraph (9) of that Article, by correspondence delivery prescribed in paragraph (2) of that Article, the number of days required for sending is not counted in that period.
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### 第二十一条（課税の特例） — Special Provisions on Taxation
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art-21 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-21
**第一項** この法律の規定に基づき掛金を納付した共済契約者については、租税特別措置法（昭和三十二年法律第二十六号）で定めるところにより、法人税又は所得税の課税につき特別の措置を講ずるものとする。
art-21/par-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-21/par-1
With regard to a mutual aid policyholder who has paid premiums under the provisions of this Act, special measures are to be taken for the imposition of corporation tax or income tax, as provided for by the Act on Special Measures Concerning Taxation (Act No. 26 of 1957).
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### 第二十二条（経過措置） — Transitional Measures
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art-22 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-22
**第一項** この法律の規定に基づき命令を制定し、又は改廃する場合においては、その命令で、その制定又は改廃に伴い合理的に必要と判断される範囲内において、所要の経過措置を定めることができる。
art-22/par-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-22/par-1
Where an order is established, amended or abolished under the provisions of this Act, necessary transitional measures may be provided for by that order within the scope judged reasonably necessary in connection with that establishment, amendment or abolition.
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### 第二十三条（検討） — Review
caption: machine translation, not official
art-23 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-23
**第一項** 掛金の額、共済金の貸付額その他中小企業倒産防止共済制度に関する基本的事項は、少なくとも五年ごとに、中小企業倒産防止共済事業の収支状況及び利用状況の推移及び予想等を基礎として検討するものとする。
art-23/par-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-23/par-1
Fundamental matters concerning the system of mutual aid for the prevention of bankruptcy of small and medium-sized enterprises, such as the amount of premiums and the loan amount of mutual aid benefits, are to be reviewed at least every five years on the basis of the trends in and forecasts of the revenue and expenditure situation and the usage situation of the small and medium-sized enterprise bankruptcy prevention mutual aid business.
machine translation, not official
---
## Cites
- art-12/par-2: 前項 → 中小企業倒産防止共済法 第十二条第一項 (Article 12, paragraph (1)), art-12/par-1 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-1
- art-12/par-2/item-2: 前項 → 中小企業倒産防止共済法 第十二条第一項 (Article 12, paragraph (1)), art-12/par-1 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-1
- art-12/par-2/item-2: 第十条第三項 → 中小企業倒産防止共済法 第十条第三項 (Article 10, paragraph (3)), art-10/par-3 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-10/par-3
- art-12/par-2/item-2: 第十条の二第五項 → 中小企業倒産防止共済法 第十条の二第五項 (Article 10-2, paragraph (5)), art-10-2/par-5 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-10-2/par-5
- art-12/par-2/item-2: 次条 → 中小企業倒産防止共済法 第十三条 (Article 13), art-13 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-13
- art-12/par-2/item-3: 第三条第三項 → 中小企業倒産防止共済法 第三条第三項 (Article 3, paragraph (3)), art-3/par-3 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-3/par-3
- art-12/par-3: 第一項 → 中小企業倒産防止共済法 第十二条第一項 (Article 12, paragraph (1)), art-12/par-1 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-1
- art-12/par-4: 第一項 → 中小企業倒産防止共済法 第十二条第一項 (Article 12, paragraph (1)), art-12/par-1 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-1
- art-12/par-4: 第十一条第四項 → 中小企業倒産防止共済法 第十一条第四項 (Article 11, paragraph (4)), art-11/par-4 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-11/par-4
- art-12/par-5: 前項 → 中小企業倒産防止共済法 第十二条第四項 (Article 12, paragraph (4)), art-12/par-4 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-4
- art-12/par-5/item-2: 前号 → 中小企業倒産防止共済法 第十二条第五項第一号 (Article 12, paragraph (5), item (i)), art-12/par-5/item-1 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-5/item-1
- art-12/par-6: 前三項 → 中小企業倒産防止共済法 第十二条第三項 (Article 12, paragraph (3)), art-12/par-3 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-3
- art-12/par-6: 前三項 → 中小企業倒産防止共済法 第十二条第四項 (Article 12, paragraph (4)), art-12/par-4 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-4
- art-12/par-6: 前三項 → 中小企業倒産防止共済法 第十二条第五項 (Article 12, paragraph (5)), art-12/par-5 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-5
- art-14/par-1: 第三項から第六項まで → 中小企業倒産防止共済法 第十四条第三項 (Article 14, paragraph (3)), art-14/par-3 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-14/par-3
- art-14/par-1: 第三項から第六項まで → 中小企業倒産防止共済法 第十四条第四項 (Article 14, paragraph (4)), art-14/par-4 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-14/par-4
- art-14/par-1: 第三項から第六項まで → 中小企業倒産防止共済法 第十四条第五項 (Article 14, paragraph (5)), art-14/par-5 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-14/par-5
- art-14/par-1: 第三項から第六項まで → 中小企業倒産防止共済法 第十四条第六項 (Article 14, paragraph (6)), art-14/par-6 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-14/par-6
- art-14/par-3: 第十一条第四項 → 中小企業倒産防止共済法 第十一条第四項 (Article 11, paragraph (4)), art-11/par-4 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-11/par-4
- art-14/par-4: 第十一条第四項 → 中小企業倒産防止共済法 第十一条第四項 (Article 11, paragraph (4)), art-11/par-4 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-11/par-4
- art-14/par-5: 第九条第一項 → 中小企業倒産防止共済法 第九条第一項 (Article 9, paragraph (1)), art-9/par-1 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-9/par-1
- art-14/par-6: 第十一条第四項 → 中小企業倒産防止共済法 第十一条第四項 (Article 11, paragraph (4)), art-11/par-4 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-11/par-4
- art-14/par-6: 第九条第二項 → 中小企業倒産防止共済法 第九条第二項 (Article 9, paragraph (2)), art-9/par-2 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-9/par-2
- art-18/par-1: 第十一条第三項 → 中小企業倒産防止共済法 第十一条第三項 (Article 11, paragraph (3)), art-11/par-3 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-11/par-3
- art-18/par-1: 同条第五項 → 中小企業倒産防止共済法 第十一条第五項 (Article 11, paragraph (5)), art-11/par-5 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-11/par-5
- art-18/par-1: 第十一条の二第三項 → 中小企業倒産防止共済法 第十一条の二第三項 (Article 11-2, paragraph (3)), art-11-2/par-3 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-11-2/par-3
- art-18/par-1: 同条第四項 → 中小企業倒産防止共済法 第十一条の二第四項 (Article 11-2, paragraph (4)), art-11-2/par-4 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-11-2/par-4
- art-18/par-2: 前項 → 中小企業倒産防止共済法 第十八条第一項 (Article 18, paragraph (1)), art-18/par-1 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-18/par-1
- art-18/par-2: 第十一条第四項 → 中小企業倒産防止共済法 第十一条第四項 (Article 11, paragraph (4)), art-11/par-4 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-11/par-4
- art-18/par-3: 第一項 → 中小企業倒産防止共済法 第十八条第一項 (Article 18, paragraph (1)), art-18/par-1 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-18/par-1
- art-20/par-1: 民間事業者による信書の送達に関する法律（平成十四年法律第九十九号）第二条第六項 → e-Gov law 414AC0000000099, 第二条第六項 (Article 2, paragraph (6)), art-2/par-6 — not held in this collection
- art-20/par-1: 同条第九項 → e-Gov law 414AC0000000099, 第二条第九項 (Article 2, paragraph (9)), art-2/par-9 — not held in this collection
- art-20/par-1: 同条第二項 → e-Gov law 414AC0000000099, 第二条第二項 (Article 2, paragraph (2)), art-2/par-2 — not held in this collection
---
## Sources
- e-Gov 法令検索, Digital Agency (デジタル庁) — 中小企業倒産防止共済法 — the text in force from 2020-04-01 (https://laws.e-gov.go.jp/law/352AC0000000084/20200401_429AC0000000045), retrieved 2026-11-06
- Japanese Law Translation Database System, Ministry of Justice (法務省) — 中小企業倒産防止共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/1056), retrieved 2026-10-07
- claude-sonnet-5-5 — Machine translation, batch sme-bankruptcy-prevention-act-20261106T173426-003, translated 2026-11-07
- claude-sonnet-5-5 — Machine translation, batch sme-bankruptcy-prevention-act-20261106T173426-004, translated 2026-11-07
- claude-sonnet-5-5 — Machine translation, batch sme-bankruptcy-prevention-act-20261106T173426-005, translated 2026-11-07
- This site's parser, version 225 — 中小企業倒産防止共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06