# 中小企業倒産防止共済法 / Act on Mutual Relief System for the Prevention of Bankruptcies of Small and Medium-sized Enterprises — 第七条 (Article 7) This is the Markdown twin of https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-7. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 中小企業倒産防止共済法 (Act on Mutual Relief System for the Prevention of Bankruptcies of Small and Medium-sized Enterprises), 昭和五十二年法律第八十四号 - English title "Act on Mutual Relief System for the Prevention of Bankruptcies of Small and Medium-sized Enterprises": Ministry of Justice translation database, which lists the title - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第七条 (Article 7)（契約の解除） — address `art-7` - Text in force since: 2020-04-01 - URL (the page that opens at this provision): https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-7 - e-Gov law ID: 352AC0000000084 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page. - Every provision below carries its address and its URL on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第七条（契約の解除） — Cancellation of Contract caption: machine translation, not official art-7 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-7 **第一項** 機構は、次項に規定する場合を除いては、共済契約を解除することができない。 art-7/par-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-7/par-1 The Organization may not cancel a mutual aid contract except in the case prescribed in the following paragraph. machine translation, not official **第二項** 機構は、次に掲げる場合には、共済契約を解除しなければならない。 art-7/par-2 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-7/par-2 The Organization must cancel a mutual aid contract in the following cases: machine translation, not official **一** 共済契約者が経済産業省令で定める一定の月分以上について掛金の納付を怠つたとき（経済産業省令で定める正当な理由がある場合を除く。）。 art-7/par-2/item-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-7/par-2/item-1 when a mutual aid policyholder has neglected to pay premiums for a certain number of months or more specified by Order of the Ministry of Economy, Trade and Industry (excluding cases where there is a justifiable reason specified by Order of the Ministry of Economy, Trade and Industry); machine translation, not official **二** 共済契約者が偽りその他不正の行為によつて共済金若しくは一時貸付金の貸付け又は早期償還手当金、解約手当金若しくは完済手当金の支給を受け、又は受けようとしたとき。 art-7/par-2/item-2 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-7/par-2/item-2 when a mutual aid policyholder has received, or attempted to receive, by deception or other wrongful act, a loan of mutual aid benefits or a temporary loan, or payment of an early repayment allowance, cancellation refund or full repayment allowance. machine translation, not official **第三項** 共済契約者は、いつでも共済契約を解除することができる。 art-7/par-3 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-7/par-3 A mutual aid policyholder may cancel a mutual aid contract at any time. machine translation, not official **第四項** 共済契約者が死亡し、解散し、分割（その事業の全部を承継させるものに限る。以下この項及び第十二条第一項において同じ。）をし、又はその事業の全部を譲り渡した場合において、第十二条第一項の規定による承継がなかつたときは、当該共済契約者に係る共済契約は、当該死亡、解散、分割又は事業の全部の譲渡しの時に解除されたものとみなす。 art-7/par-4 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-7/par-4 Where a mutual aid policyholder dies, is dissolved, splits (limited to a split under which the whole of its business is succeeded to; the same applies hereinafter in this paragraph and Article 12, paragraph (1)), or transfers the whole of its business, and there has been no succession under Article 12, paragraph (1), the mutual aid contract relating to that mutual aid policyholder is deemed to have been cancelled at the time of that death, dissolution, split or transfer of the whole of its business. machine translation, not official **第五項** 共済契約の解除は、将来に向かつてのみその効力を生ずる。 art-7/par-5 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-7/par-5 The cancellation of a mutual aid contract takes effect only prospectively. machine translation, not official --- ## Cites - art-7/par-1: 次項 → 中小企業倒産防止共済法 第七条第二項 (Article 7, paragraph (2)), art-7/par-2 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-7/par-2 - art-7/par-4: この項 → 中小企業倒産防止共済法 第七条第四項 (Article 7, paragraph (4)), art-7/par-4 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-7/par-4 - art-7/par-4: 第十二条第一項 → 中小企業倒産防止共済法 第十二条第一項 (Article 12, paragraph (1)), art-12/par-1 — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-1 ## Cited by 4 provisions cite this one. No official source publishes this direction. - 中小企業倒産防止共済法 第三条第三項第一号（契約の締結） — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-3/par-3/item-1 - 中小企業倒産防止共済法 第七条第一項（契約の解除） — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-7/par-1 - 中小企業倒産防止共済法 第七条第四項（契約の解除） — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-7/par-4 - 中小企業倒産防止共済法 第十一条第二項（解約手当金） — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-11/par-2 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 中小企業倒産防止共済法 — the text in force from 2020-04-01 (https://laws.e-gov.go.jp/law/352AC0000000084/20200401_429AC0000000045), retrieved 2026-11-06 - Japanese Law Translation Database System, Ministry of Justice (法務省) — 中小企業倒産防止共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/1056), retrieved 2026-10-07 - claude-sonnet-5-5 — Machine translation, batch sme-bankruptcy-prevention-act-20261106T173426-002, translated 2026-11-07 - This site's parser, version 225 — 中小企業倒産防止共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06