# 中小企業倒産防止共済法 / Act on Mutual Relief System for the Prevention of Bankruptcies of Small and Medium-sized Enterprises — 第十三条 (Article 13) This is the Markdown twin of https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-13. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 中小企業倒産防止共済法 (Act on Mutual Relief System for the Prevention of Bankruptcies of Small and Medium-sized Enterprises), 昭和五十二年法律第八十四号 - English title "Act on Mutual Relief System for the Prevention of Bankruptcies of Small and Medium-sized Enterprises": Ministry of Justice translation database, which lists the title - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十三条 (Article 13)（共済金等の返還） — address `art-13` - Text in force since: 2020-04-01 - URL (the page that opens at this provision): https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-13 - e-Gov law ID: 352AC0000000084 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page. - Every provision below carries its address and its URL on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十三条（共済金等の返還） — Return of Mutual Aid Benefits, etc. caption: machine translation, not official art-13 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-13 **第一項** 偽りその他不正の行為によつて共済金若しくは一時貸付金の貸付け又は早期償還手当金、解約手当金若しくは完済手当金の支給を受けた者がある場合は、機構は、その者から当該共済金、一時貸付金、早期償還手当金、解約手当金又は完済手当金を返還させることができる。 art-13/par-1 · https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-13/par-1 Where there is a person who has received a loan of mutual aid benefits or a temporary loan, or payment of an early repayment allowance, cancellation refund or full repayment allowance, by deception or other wrongful act, the Organization may have that person return those mutual aid benefits, temporary loan, early repayment allowance, cancellation refund or full repayment allowance. machine translation, not official ## Cited by 4 provisions cite this one. No official source publishes this direction. - 中小企業倒産防止共済法 第十条第七項（共済金の貸付けの条件等） — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-10/par-7 - 中小企業倒産防止共済法 第十一条第五項（解約手当金） — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-11/par-5 - 中小企業倒産防止共済法 第十一条の二第四項（完済手当金） — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-11-2/par-4 - 中小企業倒産防止共済法 第十二条第二項第二号（承継） — https://japanlaw.org/ja/sme-bankruptcy-prevention-act/art-12/par-2/item-2 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 中小企業倒産防止共済法 — the text in force from 2020-04-01 (https://laws.e-gov.go.jp/law/352AC0000000084/20200401_429AC0000000045), retrieved 2026-11-06 - Japanese Law Translation Database System, Ministry of Justice (法務省) — 中小企業倒産防止共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/1056), retrieved 2026-10-07 - claude-sonnet-5-5 — Machine translation, batch sme-bankruptcy-prevention-act-20261106T173426-004, translated 2026-11-07 - This site's parser, version 225 — 中小企業倒産防止共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06