# 小規模企業共済法 / Small Enterprise Mutual Relief Projects Act — 第七条 (Article 7)

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- Law: 小規模企業共済法 (Small Enterprise Mutual Relief Projects Act), 昭和四十年法律第百二号
- English title "Small Enterprise Mutual Relief Projects Act": Ministry of Justice translation database, which lists the title
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第七条 (Article 7)（契約の解除） — address `art-7`
- Text in force since: 2021-06-17
- URL (the page that opens at this provision): https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-7
- e-Gov law ID: 340AC0000000102 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page.
- Every provision below carries its address and its URL on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第七条（契約の解除） — Cancellation of Contract
<sup>caption: machine translation, not official</sup>
<sup>art-7 · https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-7</sup>

**第一項**  機構は、次項に規定する場合を除いては、共済契約を解除することができない。
<sup>art-7/par-1 · https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-7/par-1</sup>
Except in the case prescribed in the following paragraph, the Organization may not cancel a mutual aid contract.
<sup>machine translation, not official</sup>

**第二項**  機構は、次に掲げる場合には、共済契約を解除しなければならない。
<sup>art-7/par-2 · https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-7/par-2</sup>
The Organization must cancel a mutual aid contract in the following cases:
<sup>machine translation, not official</sup>

  **一**  共済契約者が経済産業省令で定める一定の月分以上について掛金の納付を怠つたとき（経済産業省令で定める正当な理由がある場合を除く。）。
  <sup>art-7/par-2/item-1 · https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-7/par-2/item-1</sup>
  where a mutual aid policyholder has failed to pay premiums for at least the number of months specified by Order of the Ministry of Economy, Trade and Industry (excluding cases where there is a justifiable reason specified by Order of the Ministry of Economy, Trade and Industry);
  <sup>machine translation, not official</sup>

  **二**  共済契約者が偽りその他不正の行為によつて共済金等の支給を受け、又は受けようとしたとき。
  <sup>art-7/par-2/item-2 · https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-7/par-2/item-2</sup>
  where a mutual aid policyholder has received, or attempted to receive, payment of mutual aid benefits, etc. by deception or other wrongful conduct.
  <sup>machine translation, not official</sup>

**第三項**  共済契約者は、いつでも共済契約を解除することができる。
<sup>art-7/par-3 · https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-7/par-3</sup>
A mutual aid policyholder may cancel a mutual aid contract at any time.
<sup>machine translation, not official</sup>

**第四項**  共済契約者に次に掲げる事由が生じたときは、共済契約は、当該事由が生じた時に解除されたものとみなす。
<sup>art-7/par-4 · https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-7/par-4</sup>
When any of the following grounds arises with respect to a mutual aid policyholder, the mutual aid contract is deemed to have been cancelled at the time the ground arises:
<sup>machine translation, not official</sup>

  **一**  個人たる小規模企業者としての地位において締結した共済契約に係る共済契約者がその事業と同一の事業を営む会社を設立するため事業を廃止したとき。
  <sup>art-7/par-4/item-1 · https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-7/par-4/item-1</sup>
  where a mutual aid policyholder concerning a mutual aid contract concluded in the capacity of an individual small-scale enterprise discontinues the business in order to establish a company that carries on the same business as that business;
  <sup>machine translation, not official</sup>

  **二**  会社等の役員たる小規模企業者としての地位において締結した共済契約に係る共済契約者が第九条第一項各号に掲げる事由が生じないでその会社等の役員でなくなつたとき。
  <sup>art-7/par-4/item-2 · https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-7/par-4/item-2</sup>
  where a mutual aid policyholder concerning a mutual aid contract concluded in the capacity of a small-scale enterprise that is an officer of a company, etc. ceases to be an officer of that company, etc. without any ground set out in the items of Article 9, paragraph (1) having arisen.
  <sup>machine translation, not official</sup>

**第五項**  共済契約の解除は、将来に向かつてのみその効力を生ずる。
<sup>art-7/par-5 · https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-7/par-5</sup>
The cancellation of a mutual aid contract takes effect only for the future.
<sup>machine translation, not official</sup>

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## Cites
- art-7/par-1: 次項 → 小規模企業共済法 第七条第二項 (Article 7, paragraph (2)), art-7/par-2 — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-7/par-2
- art-7/par-4/item-2: 第九条第一項 → 小規模企業共済法 第九条第一項 (Article 9, paragraph (1)), art-9/par-1 — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-9/par-1

## Cited by

15 provisions cite this one. No official source publishes this direction.

- 小規模企業共済法 第三条第五項第一号（契約の締結） — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-3/par-5/item-1
- 小規模企業共済法 第七条第一項（契約の解除） — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-7/par-1
- 小規模企業共済法 第九条第一項第一号（共済金） — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-9/par-1/item-1
- 小規模企業共済法 第十二条第二項（解約手当金） — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-12/par-2
- 小規模企業共済法 第十二条第三項第一号（解約手当金） — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-12/par-3/item-1
- 小規模企業共済法 第十二条第三項第二号（解約手当金） — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-12/par-3/item-2
- 小規模企業共済法 第十二条第四項第二号ロ（解約手当金） — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-12/par-4/item-2/sub-2
- 小規模企業共済法 第十二条第四項第二号ハ（解約手当金） — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-12/par-4/item-2/sub-3
- 小規模企業共済法 第十二条第六項（解約手当金） — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-12/par-6
- 小規模企業共済法 第十三条第一項（掛金納付月数の通算） — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-13/par-1
- 小規模企業共済法 附則第五条第二項（旧第二種共済契約に係る小規模企業共済法の規定の適用についての読替規定） — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/suppl-4071-44/art-5/par-2
- 小規模企業共済法 附則第三条第二項 — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/suppl-4151-88/art-3/par-2
- 所得税法施行令 第七十二条第三項第三号ロ（退職手当等とみなす一時金） — https://japanlaw.org/ja/income-tax-act-enforcement-order/art-72/par-3/item-3/sub-2 (e-Gov law ID 340CO0000000096)
- 所得税法施行令 第七十二条第三項第三号ハ（退職手当等とみなす一時金） — https://japanlaw.org/ja/income-tax-act-enforcement-order/art-72/par-3/item-3/sub-3 (e-Gov law ID 340CO0000000096)
- 所得税法施行令 附則第三条第二項（小規模企業共済法の解約手当金等に関する経過措置） — https://japanlaw.org/ja/income-tax-act-enforcement-order/suppl-3582-59/art-3/par-2 (e-Gov law ID 340CO0000000096)

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 小規模企業共済法 — the text in force from 2021-06-17 (https://laws.e-gov.go.jp/law/340AC0000000102/20210617_503AC0000000070), retrieved 2026-11-06
- Japanese Law Translation Database System, Ministry of Justice (法務省) — 小規模企業共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/846), retrieved 2026-09-18
- claude-sonnet-5-5 — Machine translation, batch small-enterprise-mutual-aid-act-20261106T173426-002, translated 2026-11-07
- This site's parser, version 225 — 小規模企業共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06
