# 小規模企業共済法 / Small Enterprise Mutual Relief Projects Act — 第十六条の二 (Article 16-2) This is the Markdown twin of https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-16-2. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 小規模企業共済法 (Small Enterprise Mutual Relief Projects Act), 昭和四十年法律第百二号 - English title "Small Enterprise Mutual Relief Projects Act": Ministry of Justice translation database, which lists the title - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十六条の二 (Article 16-2)（共済金等からの控除等） — address `art-16-2` - Text in force since: 2021-06-17 - URL (the page that opens at this provision): https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-16-2 - e-Gov law ID: 340AC0000000102 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page. - Every provision below carries its address and its URL on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十六条の二（共済金等からの控除等） — Deductions, etc. from Mutual Aid Benefits, etc. caption: machine translation, not official art-16-2 · https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-16-2 **第一項** 機構が共済契約者、その遺族又は共済契約者であつた者に共済金等を支給すべき場合において、前条の規定により返還を受けるべき共済金等、納付を受けるべき掛金（割増金を含む。）又は独立行政法人中小企業基盤整備機構法（平成十四年法律第百四十七号。以下「機構法」という。）第十五条第二項第八号の規定による共済契約者若しくは共済契約者であつた者に対する貸付けに係る貸付金若しくは利子で弁済を受けるべきものがあるときは、機構は、当該共済金等からこれらを控除することができる。 art-16-2/par-1 · https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-16-2/par-1 Where the Organization is to pay mutual aid benefits, etc. to a mutual aid policyholder, a surviving family member of the policyholder or a former mutual aid policyholder, and there are mutual aid benefits, etc. to be returned under the preceding Article, premiums (including surcharges) to be paid, or loan principal or interest to be repaid concerning a loan to a mutual aid policyholder or former mutual aid policyholder under Article 15, paragraph (2), item (viii) of the Act on the Organization for Small & Medium Enterprises and Regional Innovation, Japan, Independent Administrative Agency (Act No. 147 of 2002; hereinafter referred to as the "Act on the Organization for Small & Medium Enterprises and Regional Innovation, Japan, Independent Administrative Agency"), the Organization may deduct these from those mutual aid benefits, etc. machine translation, not official --- ## Cites - art-16-2/par-1: 前条 → 小規模企業共済法 第十六条 (Article 16), art-16 — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-16 - art-16-2/par-1: 独立行政法人中小企業基盤整備機構法（平成十四年法律第百四十七号。以下「機構法」という。）第十五条第二項第八号 → e-Gov law 414AC0000000147, 第十五条第二項第八号 (Article 15, paragraph (2), item (viii)), art-15/par-2/item-8 — not held in this collection ## Cited by 1 provision cites this one. No official source publishes this direction. - 小規模企業共済法 第二十一条第一項（先取特権） — https://japanlaw.org/ja/small-enterprise-mutual-aid-act/art-21/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 小規模企業共済法 — the text in force from 2021-06-17 (https://laws.e-gov.go.jp/law/340AC0000000102/20210617_503AC0000000070), retrieved 2026-11-06 - Japanese Law Translation Database System, Ministry of Justice (法務省) — 小規模企業共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/846), retrieved 2026-09-18 - claude-sonnet-5-5, corrected on review by claude-opus-5-5 — Machine translation corrected on review, batch small-enterprise-mutual-aid-act-20261106T173426-004, translated 2026-11-07 - This site's parser, version 225 — 小規模企業共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06