# 資金決済に関する法律 / Payment Services Act — 第六十四条 (Article 64) - Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号 - English title "Payment Services Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第六十四条 (Article 64)（資金清算機関の免許等） — address `art-64` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/ja/payment-services-act/art-64 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-64 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第六十四条（資金清算機関の免許等） — (Licenses for Clearing Institutions for Interbank Funds Transfers) caption: Ministry of Justice translation — Japanese Law Translation Database System art-64 · https://japanlaw.org/ja/payment-services-act/art-64 · https://japanlaw.org/l/421AC0000000059/art-64 **第一項** 資金清算業は、内閣総理大臣の免許を受けた者でなければ、行ってはならない。 art-64/par-1 · https://japanlaw.org/ja/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1 No person may provide clearing services for interbank funds transfers unless the person has obtained a license from the Prime Minister. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 前項の規定は、銀行等及び日本銀行については、適用しない。 art-64/par-2 · https://japanlaw.org/ja/payment-services-act/art-64/par-2 · https://japanlaw.org/l/421AC0000000059/art-64/par-2 The provisions of the preceding paragraph do not apply to deposit-taking institutions and the Bank of Japan. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-64/par-2: 前項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/ja/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1 ## Cited by 20 provisions cite this one. No official source publishes this direction. - 住民基本台帳法 別表第一 — https://japanlaw.org/ja/residential-basic-book-act/appdx-1 · https://japanlaw.org/l/342AC0000000081/appdx-1 - 資金決済に関する法律 第二条第二十四項（定義） — https://japanlaw.org/ja/payment-services-act/art-2/par-24 · https://japanlaw.org/l/421AC0000000059/art-2/par-24 - 資金決済に関する法律 第四十条第一項第七号（登録の拒否） — https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-7 - 資金決済に関する法律 第六十二条の六第一項第八号（登録の拒否） — https://japanlaw.org/ja/payment-services-act/art-62-6/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-62-6/par-1/item-8 - 資金決済に関する法律 第六十三条の二十五第二項第二号（許可の基準） — https://japanlaw.org/ja/payment-services-act/art-63-25/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-63-25/par-2/item-2 - 資金決済に関する法律 第六十四条第二項（資金清算機関の免許等） — https://japanlaw.org/ja/payment-services-act/art-64/par-2 · https://japanlaw.org/l/421AC0000000059/art-64/par-2 - 資金決済に関する法律 第六十五条第一項（免許の申請） — https://japanlaw.org/ja/payment-services-act/art-65/par-1 · https://japanlaw.org/l/421AC0000000059/art-65/par-1 - 資金決済に関する法律 第六十六条第一項（免許の基準） — https://japanlaw.org/ja/payment-services-act/art-66/par-1 · https://japanlaw.org/l/421AC0000000059/art-66/par-1 - 資金決済に関する法律 第六十六条第二項第二号（免許の基準） — https://japanlaw.org/ja/payment-services-act/art-66/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-2 - 資金決済に関する法律 第六十六条第二項第五号ホ（免許の基準） — https://japanlaw.org/ja/payment-services-act/art-66/par-2/item-5/sub-5 · https://japanlaw.org/l/421AC0000000059/art-66/par-2/item-5/sub-5 - 資金決済に関する法律 第八十二条第一項（免許の取消し等） — https://japanlaw.org/ja/payment-services-act/art-82/par-1 · https://japanlaw.org/l/421AC0000000059/art-82/par-1 - 資金決済に関する法律 第八十二条第二項（免許の取消し等） — https://japanlaw.org/ja/payment-services-act/art-82/par-2 · https://japanlaw.org/l/421AC0000000059/art-82/par-2 - 資金決済に関する法律 第八十四条第一項第一号（財務大臣への協議） — https://japanlaw.org/ja/payment-services-act/art-84/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-84/par-1/item-1 - 資金決済に関する法律 第八十五条第一項第一号（財務大臣への通知） — https://japanlaw.org/ja/payment-services-act/art-85/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-85/par-1/item-1 - 資金決済に関する法律 第八十五条第一項第二号（財務大臣への通知） — https://japanlaw.org/ja/payment-services-act/art-85/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-85/par-1/item-2 - 資金決済に関する法律 第百七条第一項第二十号 — https://japanlaw.org/ja/payment-services-act/art-107/par-1/item-20 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-20 - 資金決済に関する法律 第百七条第一項第二十一号 — https://japanlaw.org/ja/payment-services-act/art-107/par-1/item-21 · https://japanlaw.org/l/421AC0000000059/art-107/par-1/item-21 - 資金決済に関する法律 附則第十五条第一項（資金清算業に係る経過措置） — https://japanlaw.org/ja/payment-services-act/suppl-4211-59/art-15/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-1 - 資金決済に関する法律 附則第十五条第二項（資金清算業に係る経過措置） — https://japanlaw.org/ja/payment-services-act/suppl-4211-59/art-15/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-2 - 資金決済に関する法律 附則第十五条第三項（資金清算業に係る経過措置） — https://japanlaw.org/ja/payment-services-act/suppl-4211-59/art-15/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-3 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12 - This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12