# 資金決済に関する法律 / Payment Services Act — 第六十三条の十一 (Article 63-11)

- Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号
- English title "Payment Services Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第六十三条の十一 (Article 63-11)（利用者財産の管理） — address `art-63-11`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/ja/payment-services-act/art-63-11
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-63-11
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第六十三条の十一（利用者財産の管理） — (Management of Users' Property)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-63-11 · https://japanlaw.org/ja/payment-services-act/art-63-11 · https://japanlaw.org/l/421AC0000000059/art-63-11</sup>

  **第一項**  暗号資産交換業者は、その行う暗号資産交換業に関して、暗号資産交換業の利用者の金銭を、自己の金銭と分別して管理し、内閣府令で定めるところにより、信託会社等に信託しなければならない。
  <sup>art-63-11/par-1 · https://japanlaw.org/ja/payment-services-act/art-63-11/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-11/par-1</sup>
  A cryptoasset exchange service provider must, in connection with its cryptoasset exchange services, manage the money of the users of cryptoasset exchange services separately from its own money and entrust the users' money with a trust company, etc., pursuant to the provisions of Cabinet Office Order.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第二項**  暗号資産交換業者は、その行う暗号資産交換業に関して、内閣府令で定めるところにより、暗号資産交換業の利用者の暗号資産を自己の暗号資産と分別して管理しなければならない。この場合において、当該暗号資産交換業者は、利用者の暗号資産（利用者の利便の確保及び暗号資産交換業の円滑な遂行を図るために必要なものとして内閣府令で定める要件に該当するものを除く。）を利用者の保護に欠けるおそれが少ないものとして内閣府令で定める方法で管理しなければならない。
  <sup>art-63-11/par-2 · https://japanlaw.org/ja/payment-services-act/art-63-11/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-11/par-2</sup>
  A cryptoasset exchange service provider must, in connection with its cryptoasset exchange services, manage the cryptoassets of the users of the cryptoasset exchange services separately from its own cryptoassets, pursuant to the provisions of Cabinet Office Order. In this case, the cryptoasset exchange service provider must manage users' cryptoassets (excluding cryptoassets that satisfy the requirements specified by Cabinet Office Order as being necessary for ensuring the convenience of users and achieving smooth provision of cryptoasset exchange services) by the method specified by Cabinet Office Order as being less likely to weaken the protection of users.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第三項**  暗号資産交換業者は、前二項の規定による管理の状況について、内閣府令で定めるところにより、定期に、公認会計士又は監査法人の監査を受けなければならない。
  <sup>art-63-11/par-3 · https://japanlaw.org/ja/payment-services-act/art-63-11/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-11/par-3</sup>
  A cryptoasset exchange service provider must, pursuant to the provisions of Cabinet Office Order, undergo a periodic audit by a certified public accountant or by an audit corporation, with regard to the state of management under the provisions of the preceding two paragraphs.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-63-11/par-3: 前二項 → 資金決済に関する法律 第六十三条の十一第一項 (Article 63-11, paragraph (1)), art-63-11/par-1 — https://japanlaw.org/ja/payment-services-act/art-63-11/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-11/par-1
- art-63-11/par-3: 前二項 → 資金決済に関する法律 第六十三条の十一第二項 (Article 63-11, paragraph (2)), art-63-11/par-2 — https://japanlaw.org/ja/payment-services-act/art-63-11/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-11/par-2

## Cited by

5 provisions cite this one. No official source publishes this direction.

- 資金決済に関する法律 第六十三条の十一第三項（利用者財産の管理） — https://japanlaw.org/ja/payment-services-act/art-63-11/par-3 · https://japanlaw.org/l/421AC0000000059/art-63-11/par-3
- 資金決済に関する法律 第六十三条の十一の二第一項（履行保証暗号資産） — https://japanlaw.org/ja/payment-services-act/art-63-11-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-11-2/par-1
- 資金決済に関する法律 第六十三条の十一の二第二項（履行保証暗号資産） — https://japanlaw.org/ja/payment-services-act/art-63-11-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-11-2/par-2
- 資金決済に関する法律 第六十三条の十九の二第一項（対象暗号資産の弁済） — https://japanlaw.org/ja/payment-services-act/art-63-19-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-19-2/par-1
- 資金決済に関する法律 第百八条第一項第五号 — https://japanlaw.org/ja/payment-services-act/art-108/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-108/par-1/item-5

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12
- This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12
