# 資金決済に関する法律 / Payment Services Act — 第五条 (Article 5)

- Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号
- English title "Payment Services Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第五条 (Article 5)（自家型発行者の届出） — address `art-5`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/ja/payment-services-act/art-5
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-5
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第五条（自家型発行者の届出） — (Notification of Issuer of Prepaid Payment Instruments for Its Own Business)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-5 · https://japanlaw.org/ja/payment-services-act/art-5 · https://japanlaw.org/l/421AC0000000059/art-5</sup>

  **第一項**  前払式支払手段を発行する法人（人格のない社団又は財団であって代表者又は管理人の定めのあるものを含む。）又は個人のうち、自家型前払式支払手段のみを発行する者は、基準日においてその自家型前払式支払手段の基準日未使用残高がその発行を開始してから最初に基準額（第十四条第一項に規定する基準額をいう。）を超えることとなったときは、内閣府令で定めるところにより、次に掲げる事項を記載した届出書を内閣総理大臣に提出しなければならない。自家型前払式支払手段の発行の業務の全部を廃止した後再びその発行を開始したときも、同様とする。
  <sup>art-5/par-1 · https://japanlaw.org/ja/payment-services-act/art-5/par-1 · https://japanlaw.org/l/421AC0000000059/art-5/par-1</sup>
  A corporation (including an association or foundation without juridical personality for which the representative person or administrator has been designated) or an individual who issues prepaid payment instruments which are all prepaid payment instruments for their own business must, pursuant to the provisions of Cabinet Office Order, submit a written notice containing the following particulars to the Prime Minister when the unused balance on the base date of its prepaid payment instruments for their own business as of the base date has exceeded the standard amount (meaning the standard amount specified in Article 14, paragraph (1)) for the first time since the corporation commenced to issue prepaid payment instruments for their own business. The same applies to cases in which the corporation restarted to issue prepaid payment instruments for their own business after discontinuing the whole of the business of issuing prepaid payment instruments for their own business:
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **一**  氏名、商号又は名称及び住所
    <sup>art-5/par-1/item-1 · https://japanlaw.org/ja/payment-services-act/art-5/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-1</sup>
    name, trade name or other name and address;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **二**  法人にあっては、資本金又は出資の額
    <sup>art-5/par-1/item-2 · https://japanlaw.org/ja/payment-services-act/art-5/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-2</sup>
    in cases of a corporation, the amount of capital or contribution;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **三**  前払式支払手段の発行の業務に係る営業所又は事務所の名称及び所在地
    <sup>art-5/par-1/item-3 · https://japanlaw.org/ja/payment-services-act/art-5/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-3</sup>
    name and location of the business office or office for the business of issuing prepaid payment instruments;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **四**  法人（人格のない社団又は財団であって代表者又は管理人の定めのあるものを含む。）にあっては、その代表者又は管理人の氏名
    <sup>art-5/par-1/item-4 · https://japanlaw.org/ja/payment-services-act/art-5/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-4</sup>
    in cases of a corporation (including an association or foundation without juridical personality for which the representative person or administrator has been designated), name of the representative person or administrator;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **五**  当該基準日における基準日未使用残高
    <sup>art-5/par-1/item-5 · https://japanlaw.org/ja/payment-services-act/art-5/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-5</sup>
    unused balance on the base date as of the relevant base date;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **六**  前払式支払手段の種類、名称及び支払可能金額等
    <sup>art-5/par-1/item-6 · https://japanlaw.org/ja/payment-services-act/art-5/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-6</sup>
    the type, the name, and the amount available for payment, etc. of the prepaid payment instruments;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **七**  物品等の購入若しくは借受けを行い、若しくは役務の提供を受ける場合にこれらの代価の弁済のために使用し、又は物品等の給付若しくは役務の提供を請求することができる期間又は期限が設けられているときは、当該期間又は期限
    <sup>art-5/par-1/item-7 · https://japanlaw.org/ja/payment-services-act/art-5/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-7</sup>
    if a specified period of time which is available for the purpose of paying consideration for the purchase or renting of goods, etc. or the receipt of services being provided or for the purpose of claiming the delivery or provision of the goods, etc. or services, or the expiry date is set for the prepaid payment instruments, the period of time or due date;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **八**  前払式支払手段の発行の業務の内容及び方法
    <sup>art-5/par-1/item-8 · https://japanlaw.org/ja/payment-services-act/art-5/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-8</sup>
    content and means of the business of issuing prepaid payment instruments;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **九**  前払式支払手段の発行の業務の一部を第三者に委託する場合にあっては、当該委託に係る業務の内容並びにその委託先の氏名又は商号若しくは名称及び住所
    <sup>art-5/par-1/item-9 · https://japanlaw.org/ja/payment-services-act/art-5/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-9</sup>
    if a part of the business of issuing prepaid payment instruments is entrusted to a third party, the details of the business pertaining to the entrustment, the name or trade name or other name and address of the third party to whom the business of issuing prepaid payment instruments is entrusted;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **十**  前払式支払手段の発行及び利用に関する利用者からの苦情又は相談に応ずる営業所又は事務所の所在地及び連絡先
    <sup>art-5/par-1/item-10 · https://japanlaw.org/ja/payment-services-act/art-5/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-10</sup>
    location and contact address of the business office or office that handles complaints from the users about the issuance and use of prepaid payment instruments or provide consultations for the users; and
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **十一**  その他内閣府令で定める事項
    <sup>art-5/par-1/item-11 · https://japanlaw.org/ja/payment-services-act/art-5/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-11</sup>
    other particulars specified by Cabinet Office Order.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第二項**  前項の届出書には、財務に関する書類その他の内閣府令で定める書類を添付しなければならない。
  <sup>art-5/par-2 · https://japanlaw.org/ja/payment-services-act/art-5/par-2 · https://japanlaw.org/l/421AC0000000059/art-5/par-2</sup>
  Documents concerning finance and other documents specified by Cabinet Office Order must be attached to the written notice referred to in the preceding paragraph.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第三項**  自家型発行者は、第一項各号（第五号を除く。）に掲げる事項のいずれかに変更があったときは、遅滞なく、その旨を内閣総理大臣に届け出なければならない。
  <sup>art-5/par-3 · https://japanlaw.org/ja/payment-services-act/art-5/par-3 · https://japanlaw.org/l/421AC0000000059/art-5/par-3</sup>
  When any of the particulars set forth in the items of paragraph (1) (excluding item (v)) are changed, the issuer of prepaid payment instruments for its own business must notify the Prime Minister to that effect without delay.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-5/par-1: 第十四条第一項 → 資金決済に関する法律 第十四条第一項 (Article 14, paragraph (1)), art-14/par-1 — https://japanlaw.org/ja/payment-services-act/art-14/par-1 · https://japanlaw.org/l/421AC0000000059/art-14/par-1
- art-5/par-2: 前項 → 資金決済に関する法律 第五条第一項 (Article 5, paragraph (1)), art-5/par-1 — https://japanlaw.org/ja/payment-services-act/art-5/par-1 · https://japanlaw.org/l/421AC0000000059/art-5/par-1
- art-5/par-3: 第一項 → 資金決済に関する法律 第五条第一項 (Article 5, paragraph (1)), art-5/par-1 — https://japanlaw.org/ja/payment-services-act/art-5/par-1 · https://japanlaw.org/l/421AC0000000059/art-5/par-1
- art-5/par-3: 第五号 → 資金決済に関する法律 第五条第一項第五号 (Article 5, paragraph (1), item (v)), art-5/par-1/item-5 — https://japanlaw.org/ja/payment-services-act/art-5/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-5/par-1/item-5

## Cited by

11 provisions cite this one. No official source publishes this direction.

- 資金決済に関する法律 第三条第六項（定義） — https://japanlaw.org/ja/payment-services-act/art-3/par-6 · https://japanlaw.org/l/421AC0000000059/art-3/par-6
- 資金決済に関する法律 第五条第二項（自家型発行者の届出） — https://japanlaw.org/ja/payment-services-act/art-5/par-2 · https://japanlaw.org/l/421AC0000000059/art-5/par-2
- 資金決済に関する法律 第五条第三項（自家型発行者の届出） — https://japanlaw.org/ja/payment-services-act/art-5/par-3 · https://japanlaw.org/l/421AC0000000059/art-5/par-3
- 資金決済に関する法律 第三十条第一項（自家型前払式支払手段の発行の業務の承継に係る特例） — https://japanlaw.org/ja/payment-services-act/art-30/par-1 · https://japanlaw.org/l/421AC0000000059/art-30/par-1
- 資金決済に関する法律 第三十条第二項第二号（自家型前払式支払手段の発行の業務の承継に係る特例） — https://japanlaw.org/ja/payment-services-act/art-30/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-30/par-2/item-2
- 資金決済に関する法律 第三十条第二項第四号（自家型前払式支払手段の発行の業務の承継に係る特例） — https://japanlaw.org/ja/payment-services-act/art-30/par-2/item-4 · https://japanlaw.org/l/421AC0000000059/art-30/par-2/item-4
- 資金決済に関する法律 第百十二条第一項第一号 — https://japanlaw.org/ja/payment-services-act/art-112/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-112/par-1/item-1
- 資金決済に関する法律 第百十四条第一項第一号 — https://japanlaw.org/ja/payment-services-act/art-114/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-114/par-1/item-1
- 資金決済に関する法律 附則第四条第二項 — https://japanlaw.org/ja/payment-services-act/suppl-4211-59/art-4/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-4/par-2
- 資金決済に関する法律 附則第七条第一項 — https://japanlaw.org/ja/payment-services-act/suppl-4211-59/art-7/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-7/par-1
- 資金決済に関する法律 附則第三条第一項（資金決済に関する法律の一部改正に伴う経過措置） — https://japanlaw.org/ja/payment-services-act/suppl-5021-50/art-3/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-3/par-1

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12
- This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12