# 資金決済に関する法律 / Payment Services Act — 第四十五条の四 (Article 45-4) - Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号 - English title "Payment Services Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第四十五条の四 (Article 45-4)（履行保証人保証契約） — address `art-45-4` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/ja/payment-services-act/art-45-4 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-45-4 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第四十五条の四（履行保証人保証契約） — Performance Guarantor's Guarantee Contract caption: machine translation, not official art-45-4 · https://japanlaw.org/ja/payment-services-act/art-45-4 · https://japanlaw.org/l/421AC0000000059/art-45-4 **第一項** 資金移動業者は、その営む資金移動業の種別ごとに履行保証人適格者に対し、当該資金移動業の利用者との間における履行保証人保証契約（当該履行保証人適格者が、当該資金移動業者について破産手続開始の申立て等があったときに、当該資金移動業者が当該利用者に対して負担する当該種別の資金移動業に係る為替取引に関する債務の全部又は一部を保証する旨の契約をいう。以下この章において同じ。）の締結の委託をし、当該委託に基づき当該履行保証人適格者と当該利用者との間で履行保証人保証契約が締結されたことを内閣総理大臣に届け出たときは、当該履行保証人保証契約の効力の存する間、当該履行保証人適格者が当該履行保証人保証契約に基づき当該利用者に対して負担することとされている保証債務の額（以下この章において「履行保証人保証額」という。）につき、当該種別の資金移動業に係る履行保証金の全部又は一部の供託をしないことができる。 art-45-4/par-1 · https://japanlaw.org/ja/payment-services-act/art-45-4/par-1 · https://japanlaw.org/l/421AC0000000059/art-45-4/par-1 When a funds transfer service provider has entrusted a person qualified as a performance guarantor, for each category of funds transfer services that it provides, with the conclusion, with the users of those funds transfer services, of a performance guarantor's guarantee contract (meaning a contract in which the person qualified as a performance guarantor guarantees all or part of the obligations that the funds transfer service provider bears to those users with regard to funds transfer transactions pertaining to that category of funds transfer services, when a petition for commencement of bankruptcy proceedings, etc. is filed against the funds transfer service provider; the same applies in this Chapter), and has notified the Prime Minister that, based on that entrustment, a performance guarantor's guarantee contract has been concluded between the person qualified as a performance guarantor and those users, it may choose not to make all or part of the security deposits for providing funds transfer services for the relevant category of funds transfer services with regard to the amount of the guarantee obligations that the person qualified as a performance guarantor is to bear to those users under that performance guarantor's guarantee contract (hereinafter referred to as the "performance guarantor's guarantee amount" in this Chapter), limited to the period during which that performance guarantor's guarantee contract remains in force. machine translation, not official **第二項** 履行保証人保証契約は、次に掲げる事項を内容として含むものでなければならない。 art-45-4/par-2 · https://japanlaw.org/ja/payment-services-act/art-45-4/par-2 · https://japanlaw.org/l/421AC0000000059/art-45-4/par-2 A performance guarantor's guarantee contract must include the following particulars: machine translation, not official **一** 内閣総理大臣の命令があった場合には、履行保証人保証契約に基づく資金移動業の利用者に対する保証債務の弁済に代えて、履行保証人適格者が履行保証人保証額の全部又は一部を供託すること。 art-45-4/par-2/item-1 · https://japanlaw.org/ja/payment-services-act/art-45-4/par-2/item-1 · https://japanlaw.org/l/421AC0000000059/art-45-4/par-2/item-1 in response to an order by the Prime Minister, a person qualified as a performance guarantor deposits all or part of the performance guarantor's guarantee amount in lieu of the performance of the guarantee obligations to users of funds transfer services under the performance guarantor's guarantee contract; and machine translation, not official **二** その他内閣府令で定める事項 art-45-4/par-2/item-2 · https://japanlaw.org/ja/payment-services-act/art-45-4/par-2/item-2 · https://japanlaw.org/l/421AC0000000059/art-45-4/par-2/item-2 other particulars specified by Cabinet Office Order. machine translation, not official ## Cited by 3 provisions cite this one. No official source publishes this direction. - 資金決済に関する法律 第四十五条の二第四項（預貯金等による管理） — https://japanlaw.org/ja/payment-services-act/art-45-2/par-4 · https://japanlaw.org/l/421AC0000000059/art-45-2/par-4 - 資金決済に関する法律 第四十五条の二第五項（預貯金等による管理） — https://japanlaw.org/ja/payment-services-act/art-45-2/par-5 · https://japanlaw.org/l/421AC0000000059/art-45-2/par-5 - 資金決済に関する法律 第五十八条の二第一項（履行保証金の供託等に係る特例） — https://japanlaw.org/ja/payment-services-act/art-58-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12 - claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-001, translated 2026-10-12 - claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-002, translated 2026-10-12 - This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12