# 資金決済に関する法律 / Payment Services Act — 第四十四条 (Article 44)

- Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号
- English title "Payment Services Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第四十四条 (Article 44)（履行保証金保全契約） — address `art-44`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/ja/payment-services-act/art-44
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-44
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第四十四条（履行保証金保全契約） — (Guarantee Contracts for Security Deposits for Providing Funds Transfer Services)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-44 · https://japanlaw.org/ja/payment-services-act/art-44 · https://japanlaw.org/l/421AC0000000059/art-44</sup>

  **第一項**  資金移動業者は、政令で定めるところにより、その営む資金移動業の種別ごとに履行保証金保全契約（政令で定める要件を満たす銀行等その他政令で定める者（以下この章において「履行保証人適格者」という。）が資金移動業者のために内閣総理大臣の命令に応じて履行保証金を供託する旨の契約をいう。以下この章において同じ。）を締結し、その旨を内閣総理大臣に届け出たときは、当該履行保証金保全契約の効力の存する間、保全金額（当該履行保証金保全契約において供託されることとなっている金額をいう。以下この章において同じ。）につき、当該種別の資金移動業に係る履行保証金の全部又は一部の供託をしないことができる。
  <sup>art-44/par-1 · https://japanlaw.org/ja/payment-services-act/art-44/par-1 · https://japanlaw.org/l/421AC0000000059/art-44/par-1</sup>
  When a funds transfer service provider concludes a guarantee contract for security deposits for providing funds transfer services (meaning a contract in which a deposit-taking institution satisfying the requirements specified by Cabinet Order or any other person specified by Cabinet Order (hereinafter referred to as a "person qualified as a performance guarantor" in this Chapter) promises that security deposits for providing funds transfer services will be made on behalf of the funds transfer service provider in response to an order by the Prime Minister; the same applies in this Chapter) for each category of funds transfer services that it provides and has notified the Prime Minister to that effect, pursuant to the provisions of Cabinet Order, it may choose not to make all or part of the security deposits for providing funds transfer services for the relevant category of funds transfer services with regard to the secured amount (meaning the amount of money to be deposited under the guarantee contract for security deposits for providing funds transfer services; hereinafter the same applies in this Chapter) limited to the period during which the contract remains in force.
  <sup>machine translation, not official</sup>

## Cited by

3 provisions cite this one. No official source publishes this direction.

- 資金決済に関する法律 第五十八条の二第一項（履行保証金の供託等に係る特例） — https://japanlaw.org/ja/payment-services-act/art-58-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-58-2/par-1
- 資金決済に関する法律 附則第九条第一項 — https://japanlaw.org/ja/payment-services-act/suppl-5021-50/art-9/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-9/par-1
- 資金決済に関する法律 附則第十一条第一項 — https://japanlaw.org/ja/payment-services-act/suppl-5021-50/art-11/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-11/par-1

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12
- claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-001, translated 2026-10-12
- This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12
