# 資金決済に関する法律 / Payment Services Act — 第四十条 (Article 40) - Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号 - English title "Payment Services Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第四十条 (Article 40)（登録の拒否） — address `art-40` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/ja/payment-services-act/art-40 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-40 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第四十条（登録の拒否） — (Refusal of Registration) caption: Ministry of Justice translation — Japanese Law Translation Database System art-40 · https://japanlaw.org/ja/payment-services-act/art-40 · https://japanlaw.org/l/421AC0000000059/art-40 **第一項** 内閣総理大臣は、登録申請者が次の各号のいずれかに該当するとき、又は登録申請書若しくはその添付書類のうちに重要な事項について虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、その登録を拒否しなければならない。 art-40/par-1 · https://japanlaw.org/ja/payment-services-act/art-40/par-1 · https://japanlaw.org/l/421AC0000000059/art-40/par-1 The Prime Minister must refuse registration when an applicant falls under any of the following items, or a written application for registration or its accompanying documents contain false statements about important particulars, or lack any statement about important particulars: Ministry of Justice translation — Japanese Law Translation Database System **一** 株式会社又は外国資金移動業者（国内に営業所を有する外国会社に限る。）でないもの art-40/par-1/item-1 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-1 a person other than a stock company or a foreign funds transfer service provider (limited to a foreign company that has a business office in Japan); Ministry of Justice translation — Japanese Law Translation Database System **二** 外国資金移動業者にあっては、国内における代表者（国内に住所を有するものに限る。）のない法人 art-40/par-1/item-2 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-2 a foreign funds transfer service provider that is a corporation who does not have a representative person in Japan (limited to a person who is domiciled in Japan); Ministry of Justice translation — Japanese Law Translation Database System **三** 資金移動業を適正かつ確実に遂行するために必要と認められる財産的基礎を有しない法人 art-40/par-1/item-3 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-3 a corporation which lacks the sufficient financial foundation that is necessary for the provision of funds transfer services in a proper and steady manner; Ministry of Justice translation — Japanese Law Translation Database System **四** 資金移動業を適正かつ確実に遂行する体制の整備が行われていない法人 art-40/par-1/item-4 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-4 a corporation which has not established a system for the provision of funds transfer services in a proper and steady manner; Ministry of Justice translation — Japanese Law Translation Database System **五** この章の規定を遵守するために必要な体制の整備が行われていない法人 art-40/par-1/item-5 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-5 a corporation which has not established a system that is necessary for ensuring compliance with the provisions of this Chapter; Ministry of Justice translation — Japanese Law Translation Database System **六** 他の資金移動業者が現に用いている商号と同一の商号又は他の資金移動業者と誤認されるおそれのある商号を用いようとする法人 art-40/par-1/item-6 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-6 a corporation which intends to use a trade name that is identical to the one currently being used by another funds transfer service provider or that may be misidentified as another funds transfer service provider; Ministry of Justice translation — Japanese Law Translation Database System **七** 第五十六条第一項若しくは第二項の規定により第三十七条の登録を取り消され、第六十二条の二十二第一項若しくは第二項の規定により第六十二条の三の登録を取り消され、第六十三条の三十七第一項若しくは第二項の規定により第六十三条の二十三の許可を取り消され、若しくは第八十二条第一項若しくは第二項の規定により第六十四条第一項の免許を取り消され、又はこの法律若しくは銀行法等に相当する外国の法令の規定により当該外国において受けている同種類の登録、許可若しくは免許（当該登録、許可又は免許に類するその他の行政処分を含む。）を取り消され、その取消しの日から五年を経過しない法人 art-40/par-1/item-7 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-7 a corporation which had its registration referred to in Article 37 revoked pursuant to the provisions of Article 56, paragraph (1) or (2), had its registration referred to in Article 62-3 revoked pursuant to the provisions of Article 62-22, paragraph (1) or (2), had the permission referred to in Article 63-23 revoked pursuant to the provisions of Article 63-37, paragraph (1) or (2), or had its license under the provisions of Article 64, paragraph (1) revoked pursuant to the provisions of Article 82, paragraph (1) or (2), or had the registration, permission or license of the same type in a foreign state (including other administrative dispositions similar to the registration, permission or license) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act or the Banking Act, etc., and for which five years have not passed from the date of the revocation; Ministry of Justice translation — Japanese Law Translation Database System **八** 第三十七条の二第二項の規定により読み替えて適用する第五十六条第一項の規定による特定資金移動業の廃止の命令を受け、若しくは第六十二条の八第二項の規定により読み替えて適用する第六十二条の二十二第一項の規定による電子決済手段等取引業の廃止の命令を受け、又はこの法律若しくは銀行法等に相当する外国の法令の規定によるこれらの業務と同種類の業務の廃止の命令を受け、これらの命令の日から五年を経過しない法人 art-40/par-1/item-8 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-8 a corporation which received an order to discontinue specified funds transfer services pursuant to the provisions of Article 56, paragraph (1) as applied pursuant to Article 37-2, paragraph (2) following the deemed replacement of terms, received an order to discontinue electronic payment instruments services pursuant to the provisions of Article 62-22, paragraph (1) as applied pursuant to Article 62-8, paragraph (2) following the deemed replacement of terms, or received an order to discontinue the same type of services as these services pursuant to the provisions of laws and regulations of a foreign state that are equivalent to this Act or the Banking Act, etc., and for which five years have not elapsed from the date of the order; Ministry of Justice translation — Japanese Law Translation Database System **九** この法律、銀行法等、金融機関の信託業務の兼営等に関する法律、出資の受入れ、預り金及び金利等の取締りに関する法律（昭和二十九年法律第百九十五号）若しくは信託業法又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない法人 art-40/par-1/item-9 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-9 a corporation which has been punished by a fine (including a punishment pursuant to laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Banking Act, the Act on Engagement in Trust Business by Financial Institutions, the Act Regulating the Receipt of Contributions, the Receipt of Deposits, and Interest Rates (Act No. 195 of 1954), or the Trust Business Act, or laws and regulations of a foreign state equivalent thereto, and for which five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed; Ministry of Justice translation — Japanese Law Translation Database System **十** 他に行う事業が公益に反すると認められる法人 art-40/par-1/item-10 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-10 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-10 a corporation whose other business is found to be against the public interest; Ministry of Justice translation — Japanese Law Translation Database System **十一** 取締役、監査役若しくは執行役又は会計参与（外国資金移動業者にあっては、外国の法令上これらに相当する者又は国内における代表者とする。以下この章において「取締役等」という。）のうちに次のいずれかに該当する者のある法人 art-40/par-1/item-11 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-11 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-11 a corporation that employs a person who is a company director, company auditor, executive officer, or accounting advisor (meaning a person equivalent thereto under laws and regulations of a foreign state or representative persons in Japan in cases of a foreign funds transfer service provider; hereinafter referred to as a "company director, etc." in this Chapter) falling under any of the following items: Ministry of Justice translation — Japanese Law Translation Database System **イ** 心身の故障のため資金移動業に係る職務を適正に執行することができない者として内閣府令で定める者 art-40/par-1/item-11/sub-1 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-11/sub-1 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-11/sub-1 a person specified by Cabinet Office Order as being unable to properly perform their duties pertaining to funds transfer services due to a mental or physical disorder; Ministry of Justice translation — Japanese Law Translation Database System **ロ** 破産手続開始の決定を受けて復権を得ない者又は外国の法令上これに相当する者 art-40/par-1/item-11/sub-2 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-11/sub-2 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-11/sub-2 a person who has not had their rights restored after receiving an order to commence bankruptcy proceedings, or a person equivalent thereto pursuant to laws and regulations of a foreign state; Ministry of Justice translation — Japanese Law Translation Database System **ハ** 拘禁刑以上の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者 art-40/par-1/item-11/sub-3 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-11/sub-3 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-11/sub-3 a person who has been sentenced to imprisonment or heavier punishment (including equivalent punishment pursuant to laws and regulations of a foreign state), and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed; machine translation, not official **ニ** この法律、銀行法等、金融機関の信託業務の兼営等に関する法律、出資の受入れ、預り金及び金利等の取締りに関する法律、暴力団員による不当な行為の防止等に関する法律（平成三年法律第七十七号）若しくは信託業法又はこれらに相当する外国の法令の規定に違反し、罰金の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から五年を経過しない者 art-40/par-1/item-11/sub-4 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-11/sub-4 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-11/sub-4 a person who has been punished by a fine (including a punishment pursuant to laws and regulations of a foreign state equivalent to this) for violating the provisions of this Act, the Banking Act, etc., the Act on Engagement in Trust Business by Financial Institutions, the Act Regulating the Receipt of Contributions, the Receipt of Deposits, and Interest Rates, the Act on Prevention of Unjust Acts by Organized Crime Group Members (Act No. 77 of 1991), or the Trust Business Act, or laws and regulations of a foreign state equivalent thereto, and for whom five years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed; or Ministry of Justice translation — Japanese Law Translation Database System **ホ** 資金移動業者が第五十六条第一項若しくは第二項の規定により第三十七条の登録を取り消された場合又は法人がこの法律に相当する外国の法令の規定により当該外国において受けている同種類の登録（当該登録に類するその他の行政処分を含む。）を取り消された場合において、その取消しの日前三十日以内にその法人の取締役等であった者で、当該取消しの日から五年を経過しない者その他これに準ずるものとして政令で定める者 art-40/par-1/item-11/sub-5 · https://japanlaw.org/ja/payment-services-act/art-40/par-1/item-11/sub-5 · https://japanlaw.org/l/421AC0000000059/art-40/par-1/item-11/sub-5 if a funds transfer service provider had its registration referred to in Article 37 revoked pursuant to the provisions of Article 56, paragraph (1) or (2), or a corporation had the registration of the same type in a foreign state (including other administrative dispositions similar to the registration) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act, a person who was a company director, etc. of the corporation at any time during the thirty days prior to the date of the revocation and for whom five years have not passed from the relevant date or a person similar thereto specified by Cabinet Order. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 内閣総理大臣は、前項の規定により登録を拒否したときは、遅滞なく、その理由を示して、その旨を登録申請者に通知しなければならない。 art-40/par-2 · https://japanlaw.org/ja/payment-services-act/art-40/par-2 · https://japanlaw.org/l/421AC0000000059/art-40/par-2 When the Prime Minister refuses the registration pursuant to the provisions of the preceding paragraph, the Minister must notify the applicant to that effect by indicating the reason without delay. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-40/par-1/item-7: 第五十六条第一項 → 資金決済に関する法律 第五十六条第一項 (Article 56, paragraph (1)), art-56/par-1 — https://japanlaw.org/ja/payment-services-act/art-56/par-1 · https://japanlaw.org/l/421AC0000000059/art-56/par-1 - art-40/par-1/item-7: 第二項 → 資金決済に関する法律 第五十六条第二項 (Article 56, paragraph (2)), art-56/par-2 — https://japanlaw.org/ja/payment-services-act/art-56/par-2 · https://japanlaw.org/l/421AC0000000059/art-56/par-2 - art-40/par-1/item-7: 第三十七条 → 資金決済に関する法律 第三十七条 (Article 37), art-37 — https://japanlaw.org/ja/payment-services-act/art-37 · https://japanlaw.org/l/421AC0000000059/art-37 - art-40/par-1/item-7: 第六十二条の二十二第一項 → 資金決済に関する法律 第六十二条の二十二第一項 (Article 62-22, paragraph (1)), art-62-22/par-1 — https://japanlaw.org/ja/payment-services-act/art-62-22/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-22/par-1 - art-40/par-1/item-7: 第二項 → 資金決済に関する法律 第六十二条の二十二第二項 (Article 62-22, paragraph (2)), art-62-22/par-2 — https://japanlaw.org/ja/payment-services-act/art-62-22/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-22/par-2 - art-40/par-1/item-7: 第六十二条の三 → 資金決済に関する法律 第六十二条の三 (Article 62-3), art-62-3 — https://japanlaw.org/ja/payment-services-act/art-62-3 · https://japanlaw.org/l/421AC0000000059/art-62-3 - art-40/par-1/item-7: 第六十三条の三十七第一項 → 資金決済に関する法律 第六十三条の三十七第一項 (Article 63-37, paragraph (1)), art-63-37/par-1 — https://japanlaw.org/ja/payment-services-act/art-63-37/par-1 · https://japanlaw.org/l/421AC0000000059/art-63-37/par-1 - art-40/par-1/item-7: 第二項 → 資金決済に関する法律 第六十三条の三十七第二項 (Article 63-37, paragraph (2)), art-63-37/par-2 — https://japanlaw.org/ja/payment-services-act/art-63-37/par-2 · https://japanlaw.org/l/421AC0000000059/art-63-37/par-2 - art-40/par-1/item-7: 第六十三条の二十三 → 資金決済に関する法律 第六十三条の二十三 (Article 63-23), art-63-23 — https://japanlaw.org/ja/payment-services-act/art-63-23 · https://japanlaw.org/l/421AC0000000059/art-63-23 - art-40/par-1/item-7: 第八十二条第一項 → 資金決済に関する法律 第八十二条第一項 (Article 82, paragraph (1)), art-82/par-1 — https://japanlaw.org/ja/payment-services-act/art-82/par-1 · https://japanlaw.org/l/421AC0000000059/art-82/par-1 - art-40/par-1/item-7: 第二項 → 資金決済に関する法律 第八十二条第二項 (Article 82, paragraph (2)), art-82/par-2 — https://japanlaw.org/ja/payment-services-act/art-82/par-2 · https://japanlaw.org/l/421AC0000000059/art-82/par-2 - art-40/par-1/item-7: 第六十四条第一項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/ja/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1 - art-40/par-1/item-8: 第三十七条の二第二項 → 資金決済に関する法律 第三十七条の二第二項 (Article 37-2, paragraph (2)), art-37-2/par-2 — https://japanlaw.org/ja/payment-services-act/art-37-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-37-2/par-2 - art-40/par-1/item-8: 第五十六条第一項 → 資金決済に関する法律 第五十六条第一項 (Article 56, paragraph (1)), art-56/par-1 — https://japanlaw.org/ja/payment-services-act/art-56/par-1 · https://japanlaw.org/l/421AC0000000059/art-56/par-1 - art-40/par-1/item-8: 第六十二条の八第二項 → 資金決済に関する法律 第六十二条の八第二項 (Article 62-8, paragraph (2)), art-62-8/par-2 — https://japanlaw.org/ja/payment-services-act/art-62-8/par-2 · https://japanlaw.org/l/421AC0000000059/art-62-8/par-2 - art-40/par-1/item-8: 第六十二条の二十二第一項 → 資金決済に関する法律 第六十二条の二十二第一項 (Article 62-22, paragraph (1)), art-62-22/par-1 — https://japanlaw.org/ja/payment-services-act/art-62-22/par-1 · https://japanlaw.org/l/421AC0000000059/art-62-22/par-1 - art-40/par-1/item-11/sub-5: 第五十六条第一項 → 資金決済に関する法律 第五十六条第一項 (Article 56, paragraph (1)), art-56/par-1 — https://japanlaw.org/ja/payment-services-act/art-56/par-1 · https://japanlaw.org/l/421AC0000000059/art-56/par-1 - art-40/par-1/item-11/sub-5: 第二項 → 資金決済に関する法律 第五十六条第二項 (Article 56, paragraph (2)), art-56/par-2 — https://japanlaw.org/ja/payment-services-act/art-56/par-2 · https://japanlaw.org/l/421AC0000000059/art-56/par-2 - art-40/par-1/item-11/sub-5: 第三十七条 → 資金決済に関する法律 第三十七条 (Article 37), art-37 — https://japanlaw.org/ja/payment-services-act/art-37 · https://japanlaw.org/l/421AC0000000059/art-37 - art-40/par-2: 前項 → 資金決済に関する法律 第四十条第一項 (Article 40, paragraph (1)), art-40/par-1 — https://japanlaw.org/ja/payment-services-act/art-40/par-1 · https://japanlaw.org/l/421AC0000000059/art-40/par-1 ## Cited by 9 provisions cite this one. No official source publishes this direction. - 資金決済に関する法律 第三十七条の二第一項（特定信託会社に関する特例） — https://japanlaw.org/ja/payment-services-act/art-37-2/par-1 · https://japanlaw.org/l/421AC0000000059/art-37-2/par-1 - 資金決済に関する法律 第三十七条の二第二項（特定信託会社に関する特例） — https://japanlaw.org/ja/payment-services-act/art-37-2/par-2 · https://japanlaw.org/l/421AC0000000059/art-37-2/par-2 - 資金決済に関する法律 第三十七条の二第三項（特定信託会社に関する特例） — https://japanlaw.org/ja/payment-services-act/art-37-2/par-3 · https://japanlaw.org/l/421AC0000000059/art-37-2/par-3 - 資金決済に関する法律 第三十八条第二項（登録の申請） — https://japanlaw.org/ja/payment-services-act/art-38/par-2 · https://japanlaw.org/l/421AC0000000059/art-38/par-2 - 資金決済に関する法律 第三十九条第一項（資金移動業者登録簿） — https://japanlaw.org/ja/payment-services-act/art-39/par-1 · https://japanlaw.org/l/421AC0000000059/art-39/par-1 - 資金決済に関する法律 第四十条第二項（登録の拒否） — https://japanlaw.org/ja/payment-services-act/art-40/par-2 · https://japanlaw.org/l/421AC0000000059/art-40/par-2 - 資金決済に関する法律 第四十一条第二項（変更登録等） — https://japanlaw.org/ja/payment-services-act/art-41/par-2 · https://japanlaw.org/l/421AC0000000059/art-41/par-2 - 資金決済に関する法律 第五十六条第一項第一号（登録の取消し等） — https://japanlaw.org/ja/payment-services-act/art-56/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-56/par-1/item-1 - 資金決済に関する法律 附則第二条第一項（経過措置） — https://japanlaw.org/ja/payment-services-act/suppl-5071-66/art-2/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5071-66/art-2/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12 - claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-001, translated 2026-10-12 - This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12