# 資金決済に関する法律 / Payment Services Act — 第四条 (Article 4)

- Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号
- English title "Payment Services Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第四条 (Article 4)（適用除外） — address `art-4`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/ja/payment-services-act/art-4
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-4
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第四条（適用除外） — (Exclusion from Application)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-4 · https://japanlaw.org/ja/payment-services-act/art-4 · https://japanlaw.org/l/421AC0000000059/art-4</sup>

  **第一項**  次に掲げる前払式支払手段については、この章の規定は、適用しない。
  <sup>art-4/par-1 · https://japanlaw.org/ja/payment-services-act/art-4/par-1 · https://japanlaw.org/l/421AC0000000059/art-4/par-1</sup>
  The provisions of this Chapter do not apply to the following prepaid payment instruments:
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **一**  乗車券、入場券その他これらに準ずるものであって、政令で定めるもの
    <sup>art-4/par-1/item-1 · https://japanlaw.org/ja/payment-services-act/art-4/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-1</sup>
    passenger tickets, admission tickets, and those similar thereto specified by Cabinet Order;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **二**  発行の日から政令で定める一定の期間内に限り使用できる前払式支払手段
    <sup>art-4/par-1/item-2 · https://japanlaw.org/ja/payment-services-act/art-4/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-2</sup>
    prepaid payment instruments that can be used only during a certain period from the date of issuance specified by Cabinet Order;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **三**  国又は地方公共団体（次号において「国等」という。）が発行する前払式支払手段
    <sup>art-4/par-1/item-3 · https://japanlaw.org/ja/payment-services-act/art-4/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-3</sup>
    prepaid payment instruments issued by the State or local governments (hereinafter referred to as the "State, etc." in the following item);
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **四**  法律により直接に設立された法人、特別の法律により特別の設立行為をもって設立された法人又は特別の法律により地方公共団体が設立者となって設立された法人であって、その資本金又は出資の額の全部が国等からの出資によるものその他の国等に準ずるものとして政令で定める法人が発行する前払式支払手段
    <sup>art-4/par-1/item-4 · https://japanlaw.org/ja/payment-services-act/art-4/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-4</sup>
    prepaid payment instruments issued by corporations specified by Cabinet Order as being equivalent to the State, etc., including corporations that have been established directly pursuant to the Act, corporations established by a special act of incorporation pursuant to the special Act, or corporations established by a local government pursuant to the special Act that are wholly owned by the State, etc.;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **五**  専ら発行する者（密接関係者を含む。）の従業員に対して発行される自家型前払式支払手段（専ら当該従業員が使用することとされているものに限る。）その他これに類するものとして政令で定める前払式支払手段
    <sup>art-4/par-1/item-5 · https://japanlaw.org/ja/payment-services-act/art-4/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-5</sup>
    prepaid payment instruments for their own business issued only to the employees of the issuer (including closely related persons) (limited to those to be used only by those employees) and other prepaid payment instruments specified by Cabinet Order as being similar thereto;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **六**  割賦販売法（昭和三十六年法律第百五十九号）その他の法律の規定に基づき前受金の保全のための措置が講じられている取引に係る前払式支払手段として政令で定めるもの
    <sup>art-4/par-1/item-6 · https://japanlaw.org/ja/payment-services-act/art-4/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-6</sup>
    prepaid payment instruments specified by Cabinet Order as those pertaining to transactions that are subject to measures to protect advances pursuant to the provisions of the Installment Sales Act (Act No. 159 of 1961) and other Acts; and
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **七**  その利用者のために商行為となる取引においてのみ使用することとされている前払式支払手段
    <sup>art-4/par-1/item-7 · https://japanlaw.org/ja/payment-services-act/art-4/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-7</sup>
    prepaid payment instruments that are intended to be used only in a transaction that constitutes a commercial transaction for the users of prepaid payment instruments.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-4/par-1/item-3: 次号 → 資金決済に関する法律 第四条第一項第四号 (Article 4, paragraph (1), item (iv)), art-4/par-1/item-4 — https://japanlaw.org/ja/payment-services-act/art-4/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-4

## Cited by

2 provisions cite this one. No official source publishes this direction.

- 資金決済に関する法律 第三条第四項（定義） — https://japanlaw.org/ja/payment-services-act/art-3/par-4 · https://japanlaw.org/l/421AC0000000059/art-3/par-4
- 資金決済に関する法律 第四条第一項第三号（適用除外） — https://japanlaw.org/ja/payment-services-act/art-4/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-4/par-1/item-3

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12
- This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12