# 資金決済に関する法律 / Payment Services Act — 第十五条 (Article 15) - Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号 - English title "Payment Services Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十五条 (Article 15)（発行保証金保全契約） — address `art-15` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/ja/payment-services-act/art-15 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-15 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十五条（発行保証金保全契約） — (Guarantee Contracts for Security Deposits for Issuance) caption: Ministry of Justice translation — Japanese Law Translation Database System art-15 · https://japanlaw.org/ja/payment-services-act/art-15 · https://japanlaw.org/l/421AC0000000059/art-15 **第一項** 前払式支払手段発行者は、政令で定めるところにより、発行保証金保全契約（政令で定める要件を満たす銀行等その他政令で定める者が前払式支払手段発行者のために内閣総理大臣の命令に応じて発行保証金を供託する旨の契約をいう。以下この章において同じ。）を締結し、その旨を内閣総理大臣に届け出たときは、当該発行保証金保全契約の効力の存する間、保全金額（当該発行保証金保全契約において供託されることとなっている金額をいう。第十七条において同じ。）につき、発行保証金の全部又は一部の供託をしないことができる。 art-15/par-1 · https://japanlaw.org/ja/payment-services-act/art-15/par-1 · https://japanlaw.org/l/421AC0000000059/art-15/par-1 If an issuer of prepaid payment instruments has concluded a guarantee contract for security deposits for issuance (meaning a contract in which a deposit-taking institution satisfying the requirements specified by Cabinet Order or any other person specified by Cabinet Order promises that security deposits for issuance will be made on behalf of the issuer of prepaid payment instruments in response to an order by the Prime Minister; the same applies in this Chapter) and has notified the Minister to that effect, pursuant to the provisions of Cabinet Order, it may choose not to deposit all or part of the security deposits for issuance with regard to the secured amount (meaning the amount of money to be deposited under the guarantee contract for security deposits for issuance; the same applies in Article 17) limited to the period during which the contract remains in force. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-15/par-1: 第十七条 → 資金決済に関する法律 第十七条 (Article 17), art-17 — https://japanlaw.org/ja/payment-services-act/art-17 · https://japanlaw.org/l/421AC0000000059/art-17 ## Cited by 2 provisions cite this one. No official source publishes this direction. - 資金決済に関する法律 第十四条第二項（発行保証金の供託） — https://japanlaw.org/ja/payment-services-act/art-14/par-2 · https://japanlaw.org/l/421AC0000000059/art-14/par-2 - 資金決済に関する法律 附則第十一条第一項 — https://japanlaw.org/ja/payment-services-act/suppl-4211-59/art-11/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-11/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12 - This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12