# 資金決済に関する法律 / Payment Services Act — 第十条 (Article 10)

- Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号
- English title "Payment Services Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第十条 (Article 10)（登録の拒否） — address `art-10`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/ja/payment-services-act/art-10
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/art-10
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第十条（登録の拒否） — (Refusal of Registration)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-10 · https://japanlaw.org/ja/payment-services-act/art-10 · https://japanlaw.org/l/421AC0000000059/art-10</sup>

  **第一項**  内閣総理大臣は、登録申請者が次の各号のいずれかに該当するとき、又は登録申請書若しくはその添付書類のうちに重要な事項について虚偽の記載があり、若しくは重要な事実の記載が欠けているときは、その登録を拒否しなければならない。
  <sup>art-10/par-1 · https://japanlaw.org/ja/payment-services-act/art-10/par-1 · https://japanlaw.org/l/421AC0000000059/art-10/par-1</sup>
  The Prime Minister must refuse registration when an applicant falls under any of the following items, or a written application for registration or its accompanying documents contain a false statement about important particulars, or lack a statement about important particulars:
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **一**  法人でないもの（外国の法令に準拠して設立された法人で国内に営業所又は事務所を有しないものを含む。）
    <sup>art-10/par-1/item-1 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-1</sup>
    a person other than a corporation (including a corporation established under the laws and regulations of a foreign state who does not have a business office or office in Japan);
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **二**  次のいずれにも該当しない法人
    <sup>art-10/par-1/item-2 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-2</sup>
    a corporation that does not fall under any of the following items:
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **イ**  純資産額が、発行する前払式支払手段の利用が可能な地域の範囲その他の事情に照らして政令で定める金額以上である法人
      <sup>art-10/par-1/item-2/sub-1 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-2/sub-1 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-2/sub-1</sup>
      a corporation whose amount of net assets exceeds the amount of money specified by Cabinet Order in light of the geographical scope within which the prepaid payment instruments issued by the corporation can be used and other circumstances; or
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **ロ**  営利を目的としない法人で政令で定めるもの
      <sup>art-10/par-1/item-2/sub-2 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-2/sub-2 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-2/sub-2</sup>
      a not-for-profit corporation specified by Cabinet Order;
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **三**  前払式支払手段により購入若しくは借受けを行い、若しくは給付を受けることができる物品等又は提供を受けることができる役務が、公の秩序又は善良の風俗を害し、又は害するおそれがあるものでないことを確保するために必要な措置を講じていない法人
    <sup>art-10/par-1/item-3 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-3 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-3</sup>
    a corporation which has not taken necessary measures for ensuring that goods, etc. or services that one can purchase or rent, or which one can receive the delivery or provision of by using prepaid payment instruments do not cause harm to or are not likely to cause harm to public order or morals;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **四**  加盟店（前払式支払手段により購入若しくは借受けを行い、若しくは給付を受けることができる物品等の販売者若しくは貸出人又は提供を受けることができる役務の提供者をいう。第三十二条において同じ。）に対する支払を適切に行うために必要な体制の整備が行われていない法人
    <sup>art-10/par-1/item-4 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-4 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-4</sup>
    a corporation which has not established a system that is necessary for making payments to member shops (meaning a seller or lender of goods, etc. that one can purchase or rent or of which one can receive the delivery of by using prepaid payment instruments or a provider of services of which one can receive the provision of by using prepaid payment instruments; the same applies in Article 32) appropriately;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **五**  この章の規定を遵守するために必要な体制の整備が行われていない法人
    <sup>art-10/par-1/item-5 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-5 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-5</sup>
    a corporation which has not established a system that is necessary for ensuring compliance with the provisions of this Chapter;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **六**  他の第三者型発行者が現に用いている商号若しくは名称と同一の商号若しくは名称又は他の第三者型発行者と誤認されるおそれのある商号若しくは名称を用いようとする法人
    <sup>art-10/par-1/item-6 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-6 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-6</sup>
    a corporation which intends to use a trade name or other name that is identical to the one currently being used by another issuer of prepaid payment instruments for third-party business or that may be misidentified as another issuer of prepaid payment instruments for third-party business;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **七**  第二十七条第一項若しくは第二項の規定により第七条の登録を取り消され、又はこの法律（この章の規定及び当該規定に係る第八章の規定に限る。以下この項において同じ。）に相当する外国の法令の規定により当該外国において受けている同種類の登録（当該登録に類するその他の行政処分を含む。第九号ホにおいて同じ。）を取り消され、その取消しの日から三年を経過しない法人
    <sup>art-10/par-1/item-7 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-7</sup>
    a corporation whose registration referred to in Article 7 has been revoked pursuant to the provisions of Article 27, paragraph (1) or (2), or had its registration of the same type in a foreign state (including other administrative dispositions similar to the registration; the same applies in item (ix), (e)) revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act (limited to the provisions of this Chapter and the provisions of Chapter VIII that are related thereto; hereinafter the same applies in this paragraph), and for which three years have not passed from the date of revocation;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **八**  この法律又はこの法律に相当する外国の法令の規定により罰金の刑（これに相当する外国の法令による刑を含む。次号ニにおいて同じ。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から三年を経過しない法人
    <sup>art-10/par-1/item-8 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-8</sup>
    a corporation which has been punished by a fine (including a punishment under laws and regulations of a foreign state equivalent to this; the same applies in (d) of the following item) pursuant to the provisions of this Act or laws and regulations of a foreign state equivalent to this Act, and for which three years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **九**  役員のうちに次のいずれかに該当する者のある法人
    <sup>art-10/par-1/item-9 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-9</sup>
    a corporation whose officers include a person who falls under any of the following items:
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **イ**  心身の故障のため前払式支払手段の発行の業務に係る職務を適正に執行することができない者として内閣府令で定める者
      <sup>art-10/par-1/item-9/sub-1 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-9/sub-1 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-9/sub-1</sup>
      a person specified by Cabinet Office Order as being unable to properly perform their duties pertaining to the business of issuing prepaid payment instruments due to a mental or physical disorder;
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **ロ**  破産手続開始の決定を受けて復権を得ない者又は外国の法令上これに相当する者
      <sup>art-10/par-1/item-9/sub-2 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-9/sub-2 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-9/sub-2</sup>
      a person who has not had their rights restored after receiving an order to commence bankruptcy proceedings, or a person equivalent thereto pursuant to laws and regulations of a foreign state;
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **ハ**  拘禁刑以上の刑（これに相当する外国の法令による刑を含む。）に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から三年を経過しない者
      <sup>art-10/par-1/item-9/sub-3 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-9/sub-3 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-9/sub-3</sup>
      a person who has been sentenced to imprisonment or heavier punishment (including an equivalent punishment pursuant to laws and regulations of a foreign state), and for whom three years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
      <sup>machine translation, not official</sup>

      **ニ**  この法律又はこの法律に相当する外国の法令の規定により罰金の刑に処せられ、その刑の執行を終わり、又はその刑の執行を受けることがなくなった日から三年を経過しない者
      <sup>art-10/par-1/item-9/sub-4 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-9/sub-4 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-9/sub-4</sup>
      a person who has been punished by a fine pursuant to the provisions of this Act or laws and regulations of a foreign state equivalent to this Act, and for whom three years have not elapsed from the day on which the execution of the sentence ended or from the day on which the sentence ceased to be executed;
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **ホ**  第三者型発行者が第二十七条第一項若しくは第二項の規定により第七条の登録を取り消された場合又は法人がこの法律に相当する外国の法令の規定により当該外国において受けている同種類の登録を取り消された場合において、その取消しの日前三十日以内にその法人の役員であった者で、当該取消しの日から三年を経過しない者その他これに準ずるものとして政令で定める者
      <sup>art-10/par-1/item-9/sub-5 · https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-9/sub-5 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-9/sub-5</sup>
      if an issuer of prepaid payment instruments for third-party business had its registration referred to in Article 7 revoked pursuant to the provisions of Article 27, paragraph (1) or (2), or a corporation had its registration of the same type in a foreign state revoked pursuant to the provisions of laws and regulations of the foreign state equivalent to this Act, a person who was an officer of the corporation at any time during the thirty days prior to the revocation date and for whom three years have not passed from that date or a person specified by Cabinet Order as a person similar thereto.
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第二項**  内閣総理大臣は、前項の規定により登録を拒否したときは、遅滞なく、その理由を示して、その旨を登録申請者に通知しなければならない。
  <sup>art-10/par-2 · https://japanlaw.org/ja/payment-services-act/art-10/par-2 · https://japanlaw.org/l/421AC0000000059/art-10/par-2</sup>
  If the Prime Minister refuses the registration pursuant to the provisions of the preceding paragraph, the Minister must notify the applicant to that effect by indicating the reason therefor without delay.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-10/par-1/item-4: 第三十二条 → 資金決済に関する法律 第三十二条 (Article 32), art-32 — https://japanlaw.org/ja/payment-services-act/art-32 · https://japanlaw.org/l/421AC0000000059/art-32
- art-10/par-1/item-7: 第二十七条第一項 → 資金決済に関する法律 第二十七条第一項 (Article 27, paragraph (1)), art-27/par-1 — https://japanlaw.org/ja/payment-services-act/art-27/par-1 · https://japanlaw.org/l/421AC0000000059/art-27/par-1
- art-10/par-1/item-7: 第二項 → 資金決済に関する法律 第二十七条第二項 (Article 27, paragraph (2)), art-27/par-2 — https://japanlaw.org/ja/payment-services-act/art-27/par-2 · https://japanlaw.org/l/421AC0000000059/art-27/par-2
- art-10/par-1/item-7: 第七条 → 資金決済に関する法律 第七条 (Article 7), art-7 — https://japanlaw.org/ja/payment-services-act/art-7 · https://japanlaw.org/l/421AC0000000059/art-7
- art-10/par-1/item-7: この項 → 資金決済に関する法律 第十条第一項 (Article 10, paragraph (1)), art-10/par-1 — https://japanlaw.org/ja/payment-services-act/art-10/par-1 · https://japanlaw.org/l/421AC0000000059/art-10/par-1
- art-10/par-1/item-7: 第九号 → 資金決済に関する法律 第十条第一項第九号 (Article 10, paragraph (1), item (ix)), art-10/par-1/item-9 — https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-9
- art-10/par-1/item-8: 次号 → 資金決済に関する法律 第十条第一項第九号 (Article 10, paragraph (1), item (ix)), art-10/par-1/item-9 — https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-9 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-9
- art-10/par-1/item-9/sub-5: 第二十七条第一項 → 資金決済に関する法律 第二十七条第一項 (Article 27, paragraph (1)), art-27/par-1 — https://japanlaw.org/ja/payment-services-act/art-27/par-1 · https://japanlaw.org/l/421AC0000000059/art-27/par-1
- art-10/par-1/item-9/sub-5: 第二項 → 資金決済に関する法律 第二十七条第二項 (Article 27, paragraph (2)), art-27/par-2 — https://japanlaw.org/ja/payment-services-act/art-27/par-2 · https://japanlaw.org/l/421AC0000000059/art-27/par-2
- art-10/par-1/item-9/sub-5: 第七条 → 資金決済に関する法律 第七条 (Article 7), art-7 — https://japanlaw.org/ja/payment-services-act/art-7 · https://japanlaw.org/l/421AC0000000059/art-7
- art-10/par-2: 前項 → 資金決済に関する法律 第十条第一項 (Article 10, paragraph (1)), art-10/par-1 — https://japanlaw.org/ja/payment-services-act/art-10/par-1 · https://japanlaw.org/l/421AC0000000059/art-10/par-1

## Cited by

10 provisions cite this one. No official source publishes this direction.

- 資金決済に関する法律 第八条第二項（登録の申請） — https://japanlaw.org/ja/payment-services-act/art-8/par-2 · https://japanlaw.org/l/421AC0000000059/art-8/par-2
- 資金決済に関する法律 第九条第一項（第三者型発行者登録簿） — https://japanlaw.org/ja/payment-services-act/art-9/par-1 · https://japanlaw.org/l/421AC0000000059/art-9/par-1
- 資金決済に関する法律 第十条第一項第七号（登録の拒否） — https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-7 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-7
- 資金決済に関する法律 第十条第一項第八号（登録の拒否） — https://japanlaw.org/ja/payment-services-act/art-10/par-1/item-8 · https://japanlaw.org/l/421AC0000000059/art-10/par-1/item-8
- 資金決済に関する法律 第十条第二項（登録の拒否） — https://japanlaw.org/ja/payment-services-act/art-10/par-2 · https://japanlaw.org/l/421AC0000000059/art-10/par-2
- 資金決済に関する法律 第二十七条第一項第一号（第三者型発行者に対する登録の取消し等） — https://japanlaw.org/ja/payment-services-act/art-27/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-27/par-1/item-1
- 資金決済に関する法律 第八十七条第一項第一号（認定資金決済事業者協会の認定） — https://japanlaw.org/ja/payment-services-act/art-87/par-1/item-1 · https://japanlaw.org/l/421AC0000000059/art-87/par-1/item-1
- 資金決済に関する法律 附則第五条第四項 — https://japanlaw.org/ja/payment-services-act/suppl-4211-59/art-5/par-4 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-5/par-4
- 資金決済に関する法律 附則第八条第一項 — https://japanlaw.org/ja/payment-services-act/suppl-4211-59/art-8/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-8/par-1
- 資金決済に関する法律 附則第九条第一項 — https://japanlaw.org/ja/payment-services-act/suppl-4211-59/art-9/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-9/par-1

---

## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12
- claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-001, translated 2026-10-12
- This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12
