# 割賦販売法 / Installment Sales Act — 第三十五条の三の二十二 (Article 35-3-22)

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- Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号
- English title "Installment Sales Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第三十五条の三の二十二 (Article 35-3-22)（情報通信の技術を利用する方法） — address `art-35-3-22`
- Text in force since: 2025-06-01
- URL (the page that opens at this provision): https://japanlaw.org/ja/installment-sales-act/art-35-3-22
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-35-3-22
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第三十五条の三の二十二（情報通信の技術を利用する方法） — (Means of Using Information and Communications Technology)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-35-3-22 · https://japanlaw.org/ja/installment-sales-act/art-35-3-22 · https://japanlaw.org/l/336AC0000000159/art-35-3-22</sup>

    **第一項**  個別信用購入あつせん関係販売業者若しくは個別信用購入あつせん関係役務提供事業者又は個別信用購入あつせん業者は、第三十五条の三の八又は第三十五条の三の九第一項若しくは第三項の規定による書面の交付に代えて、政令で定めるところにより、当該購入者又は当該役務の提供を受ける者の承諾を得て、当該書面に記載すべき事項を電磁的方法により提供することができる。この場合において、当該個別信用購入あつせん関係販売業者若しくは当該個別信用購入あつせん関係役務提供事業者又は当該個別信用購入あつせん業者は、当該書面を交付したものとみなす。
    <sup>art-35-3-22/par-1 · https://japanlaw.org/ja/installment-sales-act/art-35-3-22/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-22/par-1</sup>
    With the consent of the purchaser or service recipient and pursuant to the provisions of Cabinet Order, in lieu of delivering a document under the provisions of Article 35-3-8, or Article 35-3-9, paragraph (1) or paragraph (3), the seller affiliated with the intermediation of individual credit purchases, the service provider affiliated with the intermediation of individual credit purchases, or the individual credit purchase intermediary may provide the purchaser or service recipient with the matters that are required to be stated in the document through electronic or magnetic means. In doing so, the seller affiliated with the intermediation of individual credit purchases, the service provider affiliated with the intermediation of individual credit purchases, or the individual credit purchase intermediary is deemed to have delivered the relevant document.
    <sup>Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "With the consent of the purchaser or service recipient and pursuant to the provisions of Cabinet Order, in lieu of delivering a document under the provisions of Article 35-3-8, or Article 35-3-9, paragraph (1) or paragraph (3), the seller affiliated with the intermediation of individual credit purchases, the service provider affiliated with the intermediation of individual credit purchase, or the individual credit purchase intermediary may provide the purchaser or service recipient with the matters that are required to be stated in the document through electronic or magnetic means. In doing so, the seller affiliated with the intermediation of individual credit purchases, the service provider affiliated with the intermediation of individual credit purchases, or the individual credit purchase intermediary is deemed to have delivered the relevant document." — https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb</sup>

    **第二項**  前項前段に規定する方法（経済産業省令・内閣府令で定める方法を除く。）により第三十五条の三の九第一項又は第三項の規定による書面の交付に代えて行われた当該書面に記載すべき事項の提供は、購入者又は役務の提供を受ける者の使用に係る電子計算機に備えられたファイルへの記録がされた時に当該購入者又は当該役務の提供を受ける者に到達したものとみなす。
    <sup>art-35-3-22/par-2 · https://japanlaw.org/ja/installment-sales-act/art-35-3-22/par-2 · https://japanlaw.org/l/336AC0000000159/art-35-3-22/par-2</sup>
    If the matters that are required to be stated in a document are provided by the means provided for in the first sentence of the preceding paragraph (excluding a means specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order) in lieu of the document under the provisions of Article 35-3-9, paragraph (1) or paragraph (3) being delivered, the document is deemed to have reached the purchaser or service recipient when the matters are recorded in a file that is stored on a computer used by the purchaser or service recipient.
    <sup>Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "If the matters that are required to be stated in a document are provided by the means provided for in the first sentence of the preceding paragraph (excluding a means specified by Order of the Ministry of Economy, Trade and Industry or Cabinet Office Order) in lieu of the document under the provisions of Article 35-3-9, paragraph (1) or paragraph (3) being delivered, the document is deemed to have reached the purchaser or service recipient when the matters are recorded in a file that is stored on a computer used by the purchaser or service recipient." — https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb</sup>

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## Cites
- art-35-3-22/par-1: 第三十五条の三の八 → 割賦販売法 第三十五条の三の八 (Article 35-3-8), art-35-3-8 — https://japanlaw.org/ja/installment-sales-act/art-35-3-8 · https://japanlaw.org/l/336AC0000000159/art-35-3-8
- art-35-3-22/par-1: 第三十五条の三の九第一項 → 割賦販売法 第三十五条の三の九第一項 (Article 35-3-9, paragraph (1)), art-35-3-9/par-1 — https://japanlaw.org/ja/installment-sales-act/art-35-3-9/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-9/par-1
- art-35-3-22/par-1: 第三項 → 割賦販売法 第三十五条の三の九第三項 (Article 35-3-9, paragraph (3)), art-35-3-9/par-3 — https://japanlaw.org/ja/installment-sales-act/art-35-3-9/par-3 · https://japanlaw.org/l/336AC0000000159/art-35-3-9/par-3
- art-35-3-22/par-2: 前項 → 割賦販売法 第三十五条の三の二十二第一項 (Article 35-3-22, paragraph (1)), art-35-3-22/par-1 — https://japanlaw.org/ja/installment-sales-act/art-35-3-22/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-22/par-1
- art-35-3-22/par-2: 第三十五条の三の九第一項 → 割賦販売法 第三十五条の三の九第一項 (Article 35-3-9, paragraph (1)), art-35-3-9/par-1 — https://japanlaw.org/ja/installment-sales-act/art-35-3-9/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-9/par-1
- art-35-3-22/par-2: 第三項 → 割賦販売法 第三十五条の三の九第三項 (Article 35-3-9, paragraph (3)), art-35-3-9/par-3 — https://japanlaw.org/ja/installment-sales-act/art-35-3-9/par-3 · https://japanlaw.org/l/336AC0000000159/art-35-3-9/par-3

## Cited by

1 provision cites this one. No official source publishes this direction.

- 割賦販売法 第三十五条の三の二十二第二項（情報通信の技術を利用する方法） — https://japanlaw.org/ja/installment-sales-act/art-35-3-22/par-2 · https://japanlaw.org/l/336AC0000000159/art-35-3-22/par-2

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## Sources

- claude-opus-5-5 — Corrections to the Ministry of Justice's English of the Installment Sales Act, written 2026-11-03
- e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act (割賦販売法), Article 35-3-22, paragraph (1) — the Ministry of Justice's English as printed (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act (割賦販売法), Article 35-3-22, paragraph (2) — the Ministry of Justice's English as printed (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02
- This site's parser, version 222 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02
