# 割賦販売法 / Installment Sales Act — 第三十五条の三の二 (Article 35-3-2)

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- Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号
- English title "Installment Sales Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第三十五条の三の二 (Article 35-3-2)（個別信用購入あつせんの取引条件の表示） — address `art-35-3-2`
- Text in force since: 2025-06-01
- URL (the page that opens at this provision): https://japanlaw.org/ja/installment-sales-act/art-35-3-2
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-35-3-2
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第三十五条の三の二（個別信用購入あつせんの取引条件の表示） — (Indication of Terms and Conditions for the Intermediation of Individual Credit Purchases)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-35-3-2 · https://japanlaw.org/ja/installment-sales-act/art-35-3-2 · https://japanlaw.org/l/336AC0000000159/art-35-3-2</sup>

    **第一項**  個別信用購入あつせんを業とする者（以下「個別信用購入あつせん業者」という。）と個別信用購入あつせんに係る契約を締結した販売業者（以下「個別信用購入あつせん関係販売業者」という。）又は役務提供事業者（以下「個別信用購入あつせん関係役務提供事業者」という。）は、個別信用購入あつせんに係る販売又は提供の方法により商品若しくは指定権利を販売しようとするとき又は役務を提供しようとするときは、その相手方に対して、経済産業省令・内閣府令で定めるところにより、当該商品、当該指定権利又は当該役務に関する次の事項を示さなければならない。
    <sup>art-35-3-2/par-1 · https://japanlaw.org/ja/installment-sales-act/art-35-3-2/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-2/par-1</sup>
    If a seller or a service provider that concludes a contract for the intermediation of individual credit purchases with a person that is in the business of the intermediation of individual credit purchases (the person is referred to below as an "individual credit purchase intermediary") (the seller is referred to below as the "seller affiliated with the intermediation of individual credit purchases" and the service provider is referred to as the "service provider affiliated with the intermediation of individual credit purchases"), seeks to sell goods or designated rights or provide services in a way that involves the intermediation of individual credit purchases, it must indicate the following matters about the goods, designated rights, or services to the counterparty, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order:
    <sup>Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "If a seller or a service provider that concludes a contract for the intermediation of an individual credit purchases with a person that is in the business of the intermediation of individual credit purchases (the person is referred to below as an "individual credit purchase intermediary") (the seller is referred to below as the "seller affiliated with the intermediation of individual credit purchases" and the service provider is referred to as the "service provider affiliated with the intermediation of individual credit purchases"), seeks to sell goods or designated rights or provide designated services in a way that involves the intermediation of individual credit purchases, it must indicate the following matters about the goods, designated rights, or designated services to the counterparty, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order:" — https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb</sup>

      **一**  商品若しくは権利の現金販売価格又は役務の現金提供価格
      <sup>art-35-3-2/par-1/item-1 · https://japanlaw.org/ja/installment-sales-act/art-35-3-2/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-2/par-1/item-1</sup>
      the cash price of the goods or rights or the cash price of the services;
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **二**  購入者又は役務の提供を受ける者の支払総額（個別信用購入あつせんに係る販売又は提供の方法により商品若しくは権利を販売する場合の価格又は役務を提供する場合の価格及び個別信用購入あつせんの手数料の合計額をいう。以下この節において同じ。）
      <sup>art-35-3-2/par-1/item-2 · https://japanlaw.org/ja/installment-sales-act/art-35-3-2/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-35-3-2/par-1/item-2</sup>
      the total amount payable by the purchaser or service recipient (meaning the total of the cost of goods or rights that are sold or consideration for services that are provided in a way that involves the intermediation of individual credit purchases, and the fees for the intermediation of individual credit purchases; the same applies below in this Section);
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **三**  個別信用購入あつせんに係る商品若しくは権利の代金又は役務の対価の全部又は一部（当該代金又は当該対価の全部又は一部に係る個別信用購入あつせんの手数料を含む。）の支払の期間及び回数
      <sup>art-35-3-2/par-1/item-3 · https://japanlaw.org/ja/installment-sales-act/art-35-3-2/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-35-3-2/par-1/item-3</sup>
      the term and number of payments for the full or partial cost of goods or rights or consideration for services that the intermediation of individual credit purchases is for (including fees for the intermediation of individual credit purchases in respect of that full or partial cost or consideration);
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **四**  経済産業省令・内閣府令で定める方法により算定した個別信用購入あつせんの手数料の料率
      <sup>art-35-3-2/par-1/item-4 · https://japanlaw.org/ja/installment-sales-act/art-35-3-2/par-1/item-4 · https://japanlaw.org/l/336AC0000000159/art-35-3-2/par-1/item-4</sup>
      the rate of the fees for the intermediation of individual credit purchases, as arrived at by the method of calculation specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order; and
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

      **五**  前各号に掲げるもののほか、経済産業省令・内閣府令で定める事項
      <sup>art-35-3-2/par-1/item-5 · https://japanlaw.org/ja/installment-sales-act/art-35-3-2/par-1/item-5 · https://japanlaw.org/l/336AC0000000159/art-35-3-2/par-1/item-5</sup>
      matters specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order, beyond what is stated in the preceding items.
      <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **第二項**  個別信用購入あつせん関係販売業者又は個別信用購入あつせん関係役務提供事業者は、個別信用購入あつせんに係る販売又は提供の方法により商品若しくは指定権利を販売する場合の販売条件又は役務を提供する場合の提供条件について広告をするときは、経済産業省令・内閣府令で定めるところにより、当該広告に前項各号の事項を表示しなければならない。
    <sup>art-35-3-2/par-2 · https://japanlaw.org/ja/installment-sales-act/art-35-3-2/par-2 · https://japanlaw.org/l/336AC0000000159/art-35-3-2/par-2</sup>
    When the seller affiliated with the intermediation of individual credit purchases or the service provider affiliated with the intermediation of individual credit purchases sells goods or designated rights or provides services in a way that involves the intermediation of individual credit purchases and advertises the terms and conditions of the sale or the terms and conditions for their provision, it must indicate the matters stated in the items of the preceding paragraph in its advertising, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

---

## Cites
- art-35-3-2/par-1/item-5: 前各号 → 割賦販売法 第三十五条の三の二第一項第一号 (Article 35-3-2, paragraph (1), item (i)), art-35-3-2/par-1/item-1 — https://japanlaw.org/ja/installment-sales-act/art-35-3-2/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-2/par-1/item-1
- art-35-3-2/par-1/item-5: 前各号 → 割賦販売法 第三十五条の三の二第一項第二号 (Article 35-3-2, paragraph (1), item (ii)), art-35-3-2/par-1/item-2 — https://japanlaw.org/ja/installment-sales-act/art-35-3-2/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-35-3-2/par-1/item-2
- art-35-3-2/par-1/item-5: 前各号 → 割賦販売法 第三十五条の三の二第一項第三号 (Article 35-3-2, paragraph (1), item (iii)), art-35-3-2/par-1/item-3 — https://japanlaw.org/ja/installment-sales-act/art-35-3-2/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-35-3-2/par-1/item-3
- art-35-3-2/par-1/item-5: 前各号 → 割賦販売法 第三十五条の三の二第一項第四号 (Article 35-3-2, paragraph (1), item (iv)), art-35-3-2/par-1/item-4 — https://japanlaw.org/ja/installment-sales-act/art-35-3-2/par-1/item-4 · https://japanlaw.org/l/336AC0000000159/art-35-3-2/par-1/item-4
- art-35-3-2/par-2: 前項 → 割賦販売法 第三十五条の三の二第一項 (Article 35-3-2, paragraph (1)), art-35-3-2/par-1 — https://japanlaw.org/ja/installment-sales-act/art-35-3-2/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-2/par-1

## Cited by

7 provisions cite this one. No official source publishes this direction.

- 割賦販売法 第三十五条の三の二第一項第五号（個別信用購入あつせんの取引条件の表示） — https://japanlaw.org/ja/installment-sales-act/art-35-3-2/par-1/item-5 · https://japanlaw.org/l/336AC0000000159/art-35-3-2/par-1/item-5
- 割賦販売法 第三十五条の三の二第二項（個別信用購入あつせんの取引条件の表示） — https://japanlaw.org/ja/installment-sales-act/art-35-3-2/par-2 · https://japanlaw.org/l/336AC0000000159/art-35-3-2/par-2
- 割賦販売法 第三十五条の三の十二第七項（通常必要とされる分量を著しく超える商品の販売契約等に係る個別信用購入あつせん関係受領契約の申込みの撤回等） — https://japanlaw.org/ja/installment-sales-act/art-35-3-12/par-7 · https://japanlaw.org/l/336AC0000000159/art-35-3-12/par-7
- 割賦販売法 第五十三条第一項第一号 — https://japanlaw.org/ja/installment-sales-act/art-53/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-53/par-1/item-1
- 割賦販売法 第五十三条第一項第二号 — https://japanlaw.org/ja/installment-sales-act/art-53/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-53/par-1/item-2
- 割賦販売法 附則第五条第二十一項（割賦販売法の一部改正に伴う経過措置） — https://japanlaw.org/ja/installment-sales-act/suppl-4201-74/art-5/par-21 · https://japanlaw.org/l/336AC0000000159/suppl-4201-74/art-5/par-21
- 割賦販売法 附則第五条第二十三項（割賦販売法の一部改正に伴う経過措置） — https://japanlaw.org/ja/installment-sales-act/suppl-4201-74/art-5/par-23 · https://japanlaw.org/l/336AC0000000159/suppl-4201-74/art-5/par-23

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## Sources

- claude-opus-5-5 — Corrections to the Ministry of Justice's English of the Installment Sales Act, written 2026-11-03
- e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act (割賦販売法), Article 35-3-2, paragraph (1) — the Ministry of Justice's English as printed (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02
- This site's parser, version 220 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02
