# 割賦販売法 / Installment Sales Act — 第三十五条の三の十九 (Article 35-3-19) This is the Markdown twin of https://japanlaw.org/ja/installment-sales-act/art-35-3-19. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号 - English title "Installment Sales Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第三十五条の三の十九 (Article 35-3-19)（個別信用購入あつせん業者に対する抗弁） — address `art-35-3-19` - Text in force since: 2025-06-01 - URL (the page that opens at this provision): https://japanlaw.org/ja/installment-sales-act/art-35-3-19 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-35-3-19 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第三十五条の三の十九（個別信用購入あつせん業者に対する抗弁） — (Affirmative Defense Against an Individual Credit Purchase Intermediary) caption: Ministry of Justice translation — Japanese Law Translation Database System art-35-3-19 · https://japanlaw.org/ja/installment-sales-act/art-35-3-19 · https://japanlaw.org/l/336AC0000000159/art-35-3-19 **第一項** 購入者又は役務の提供を受ける者は、個別信用購入あつせん関係販売契約又は個別信用購入あつせん関係役務提供契約に係る第三十五条の三の八第三号の支払分の支払の請求を受けたときは、当該契約に係る個別信用購入あつせん関係販売業者又は個別信用購入あつせん関係役務提供事業者に対して生じている事由をもつて、当該支払の請求をする個別信用購入あつせん業者に対抗することができる。 art-35-3-19/par-1 · https://japanlaw.org/ja/installment-sales-act/art-35-3-19/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-19/par-1 If a purchaser or service recipient receives a demand to pay the amount to be paid as referred to in Article 35-3-8, item (iii) pursuant to a contract for sales involving the intermediation of individual credit purchases or a contract for services involving the intermediation of individual credit purchases, the purchaser or service recipient may assert an affirmative defense against the individual credit purchase intermediary demanding the payment, based on grounds that have arisen against the seller affiliated with the intermediation of individual credit purchases or the service provider affiliated with the intermediation of individual credit purchases under that contract. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 前項の規定に反する特約であつて購入者又は役務の提供を受ける者に不利なものは、無効とする。 art-35-3-19/par-2 · https://japanlaw.org/ja/installment-sales-act/art-35-3-19/par-2 · https://japanlaw.org/l/336AC0000000159/art-35-3-19/par-2 Any special provisions of a contract that run counter to the provisions of the preceding paragraph and that are disadvantageous to the purchaser or service recipient are void. Ministry of Justice translation — Japanese Law Translation Database System **第三項** 第一項の規定による対抗をする購入者又は役務の提供を受ける者は、その対抗を受けた個別信用購入あつせん業者からその対抗に係る同項の事由の内容を記載した書面の提出を求められたときは、その書面を提出するよう努めなければならない。 art-35-3-19/par-3 · https://japanlaw.org/ja/installment-sales-act/art-35-3-19/par-3 · https://japanlaw.org/l/336AC0000000159/art-35-3-19/par-3 If a purchaser or service recipient that asserts an affirmative defense against an individual credit purchase intermediary under the provisions of paragraph (1), is requested by the individual credit purchase intermediary to submit a document stating the details of the grounds referred to in that paragraph in connection with that assertion, the purchaser or service recipient must endeavor to submit that document. Ministry of Justice translation — Japanese Law Translation Database System **第四項** 前三項の規定は、第一項の支払分の支払であつて政令で定める金額に満たない支払総額に係るものについては、適用しない。 art-35-3-19/par-4 · https://japanlaw.org/ja/installment-sales-act/art-35-3-19/par-4 · https://japanlaw.org/l/336AC0000000159/art-35-3-19/par-4 The provisions of the preceding three paragraphs do not apply to the payment of an amount to be paid as referred to in paragraph (1) that represents a payment toward the total amount payable which is less than the amount specified by Cabinet Order. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-35-3-19/par-1: 第三十五条の三の八第三号 → 割賦販売法 第三十五条の三の八第一項第三号 (Article 35-3-8, paragraph (1), item (iii)), art-35-3-8/par-1/item-3 — https://japanlaw.org/ja/installment-sales-act/art-35-3-8/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-35-3-8/par-1/item-3 - art-35-3-19/par-2: 前項 → 割賦販売法 第三十五条の三の十九第一項 (Article 35-3-19, paragraph (1)), art-35-3-19/par-1 — https://japanlaw.org/ja/installment-sales-act/art-35-3-19/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-19/par-1 - art-35-3-19/par-3: 第一項 → 割賦販売法 第三十五条の三の十九第一項 (Article 35-3-19, paragraph (1)), art-35-3-19/par-1 — https://japanlaw.org/ja/installment-sales-act/art-35-3-19/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-19/par-1 - art-35-3-19/par-4: 前三項 → 割賦販売法 第三十五条の三の十九第一項 (Article 35-3-19, paragraph (1)), art-35-3-19/par-1 — https://japanlaw.org/ja/installment-sales-act/art-35-3-19/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-19/par-1 - art-35-3-19/par-4: 前三項 → 割賦販売法 第三十五条の三の十九第二項 (Article 35-3-19, paragraph (2)), art-35-3-19/par-2 — https://japanlaw.org/ja/installment-sales-act/art-35-3-19/par-2 · https://japanlaw.org/l/336AC0000000159/art-35-3-19/par-2 - art-35-3-19/par-4: 前三項 → 割賦販売法 第三十五条の三の十九第三項 (Article 35-3-19, paragraph (3)), art-35-3-19/par-3 — https://japanlaw.org/ja/installment-sales-act/art-35-3-19/par-3 · https://japanlaw.org/l/336AC0000000159/art-35-3-19/par-3 ## Cited by 6 provisions cite this one. No official source publishes this direction. - 割賦販売法 第三十五条の三の十九第二項（個別信用購入あつせん業者に対する抗弁） — https://japanlaw.org/ja/installment-sales-act/art-35-3-19/par-2 · https://japanlaw.org/l/336AC0000000159/art-35-3-19/par-2 - 割賦販売法 第三十五条の三の十九第三項（個別信用購入あつせん業者に対する抗弁） — https://japanlaw.org/ja/installment-sales-act/art-35-3-19/par-3 · https://japanlaw.org/l/336AC0000000159/art-35-3-19/par-3 - 割賦販売法 第三十五条の三の十九第四項（個別信用購入あつせん業者に対する抗弁） — https://japanlaw.org/ja/installment-sales-act/art-35-3-19/par-4 · https://japanlaw.org/l/336AC0000000159/art-35-3-19/par-4 - 割賦販売法 第三十六条第二項（消費経済審議会及び消費者委員会への諮問） — https://japanlaw.org/ja/installment-sales-act/art-36/par-2 · https://japanlaw.org/l/336AC0000000159/art-36/par-2 - 割賦販売法 附則第五条第十三項（割賦販売法の一部改正に伴う経過措置） — https://japanlaw.org/ja/installment-sales-act/suppl-4201-74/art-5/par-13 · https://japanlaw.org/l/336AC0000000159/suppl-4201-74/art-5/par-13 - 割賦販売法 附則第五条第二十九項（割賦販売法の一部改正に伴う経過措置） — https://japanlaw.org/ja/installment-sales-act/suppl-4201-74/art-5/par-29 · https://japanlaw.org/l/336AC0000000159/suppl-4201-74/art-5/par-29 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02 - This site's parser, version 222 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02