# 割賦販売法 / Installment Sales Act — 第三十条の四 (Article 30-4)

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- Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号
- English title "Installment Sales Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第三十条の四 (Article 30-4)（包括信用購入あつせん業者に対する抗弁） — address `art-30-4`
- Text in force since: 2025-06-01
- URL (the page that opens at this provision): https://japanlaw.org/ja/installment-sales-act/art-30-4
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-30-4
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第三十条の四（包括信用購入あつせん業者に対する抗弁） — (Affirmative Defense Against a Comprehensive Credit Purchase Intermediary)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-30-4 · https://japanlaw.org/ja/installment-sales-act/art-30-4 · https://japanlaw.org/l/336AC0000000159/art-30-4</sup>

    **第一項**  購入者又は役務の提供を受ける者は、第二条第三項第一号に規定する包括信用購入あつせんに係る購入又は受領の方法により購入した商品若しくは指定権利又は受領する役務に係る第三十条の二の三第一項第二号の支払分の支払の請求を受けたときは、当該商品若しくは当該指定権利の販売につきそれを販売した包括信用購入あつせん関係販売業者又は当該役務の提供につきそれを提供する包括信用購入あつせん関係役務提供事業者に対して生じている事由をもつて、当該支払の請求をする包括信用購入あつせん業者に対抗することができる。
    <sup>art-30-4/par-1 · https://japanlaw.org/ja/installment-sales-act/art-30-4/par-1 · https://japanlaw.org/l/336AC0000000159/art-30-4/par-1</sup>
    If a purchaser or service recipient receives a demand to pay an amount to be paid as referred to in Article 30-2-3, paragraph (1), item (ii) for goods or designated rights purchased or services received in a way that involves the intermediation of comprehensive credit purchases as prescribed in Article 2, paragraph (3), item (i), the purchaser or service recipient may assert an affirmative defense against the comprehensive credit purchase intermediary demanding the payment, based on grounds that have arisen against the seller affiliated with the intermediation of comprehensive credit purchases which sold the goods or designated rights or against the service provider affiliated with the intermediation of comprehensive credit purchases which provided the services.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **第二項**  前項の規定に反する特約であつて購入者又は役務の提供を受ける者に不利なものは、無効とする。
    <sup>art-30-4/par-2 · https://japanlaw.org/ja/installment-sales-act/art-30-4/par-2 · https://japanlaw.org/l/336AC0000000159/art-30-4/par-2</sup>
    Any special provisions of a contract that run counter to the provisions of the preceding paragraph and that are disadvantageous to the purchaser or service recipient are void.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **第三項**  第一項の規定による対抗をする購入者又は役務の提供を受ける者は、その対抗を受けた包括信用購入あつせん業者からその対抗に係る同項の事由の内容を記載した書面の提出を求められたときは、その書面を提出するよう努めなければならない。
    <sup>art-30-4/par-3 · https://japanlaw.org/ja/installment-sales-act/art-30-4/par-3 · https://japanlaw.org/l/336AC0000000159/art-30-4/par-3</sup>
    If a purchaser or service recipient that asserts an affirmative defense against a comprehensive credit purchase intermediary under the provisions of paragraph (1), is requested by the comprehensive credit purchase intermediary to submit a document stating the details of the grounds referred to in that paragraph in connection with that assertion, the purchaser or service recipient must endeavor to submit the document.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **第四項**  前三項の規定は、第一項の支払分の支払であつて政令で定める金額に満たない支払総額に係るものについては、適用しない。
    <sup>art-30-4/par-4 · https://japanlaw.org/ja/installment-sales-act/art-30-4/par-4 · https://japanlaw.org/l/336AC0000000159/art-30-4/par-4</sup>
    The provisions of the preceding three paragraphs do not apply to the payment of an amount to be paid as referred to in paragraph (1) that represents a payment toward the total amount payable which is less than the amount specified by Cabinet Order.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-30-4/par-1: 第二条第三項第一号 → 割賦販売法 第二条第三項第一号 (Article 2, paragraph (3), item (i)), art-2/par-3/item-1 — https://japanlaw.org/ja/installment-sales-act/art-2/par-3/item-1 · https://japanlaw.org/l/336AC0000000159/art-2/par-3/item-1
- art-30-4/par-1: 第三十条の二の三第一項第二号 → 割賦販売法 第三十条の二の三第一項第二号 (Article 30-2-3, paragraph (1), item (ii)), art-30-2-3/par-1/item-2 — https://japanlaw.org/ja/installment-sales-act/art-30-2-3/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-30-2-3/par-1/item-2
- art-30-4/par-2: 前項 → 割賦販売法 第三十条の四第一項 (Article 30-4, paragraph (1)), art-30-4/par-1 — https://japanlaw.org/ja/installment-sales-act/art-30-4/par-1 · https://japanlaw.org/l/336AC0000000159/art-30-4/par-1
- art-30-4/par-3: 第一項 → 割賦販売法 第三十条の四第一項 (Article 30-4, paragraph (1)), art-30-4/par-1 — https://japanlaw.org/ja/installment-sales-act/art-30-4/par-1 · https://japanlaw.org/l/336AC0000000159/art-30-4/par-1
- art-30-4/par-4: 前三項 → 割賦販売法 第三十条の四第一項 (Article 30-4, paragraph (1)), art-30-4/par-1 — https://japanlaw.org/ja/installment-sales-act/art-30-4/par-1 · https://japanlaw.org/l/336AC0000000159/art-30-4/par-1
- art-30-4/par-4: 前三項 → 割賦販売法 第三十条の四第二項 (Article 30-4, paragraph (2)), art-30-4/par-2 — https://japanlaw.org/ja/installment-sales-act/art-30-4/par-2 · https://japanlaw.org/l/336AC0000000159/art-30-4/par-2
- art-30-4/par-4: 前三項 → 割賦販売法 第三十条の四第三項 (Article 30-4, paragraph (3)), art-30-4/par-3 — https://japanlaw.org/ja/installment-sales-act/art-30-4/par-3 · https://japanlaw.org/l/336AC0000000159/art-30-4/par-3

## Cited by

14 provisions cite this one. No official source publishes this direction.

- 割賦販売法 第二十九条の四第二項（準用規定） — https://japanlaw.org/ja/installment-sales-act/art-29-4/par-2 · https://japanlaw.org/l/336AC0000000159/art-29-4/par-2
- 割賦販売法 第二十九条の四第三項（準用規定） — https://japanlaw.org/ja/installment-sales-act/art-29-4/par-3 · https://japanlaw.org/l/336AC0000000159/art-29-4/par-3
- 割賦販売法 第三十条の二の三第一項第一号（包括信用購入あつせん関係受領契約に関する情報の提供等） — https://japanlaw.org/ja/installment-sales-act/art-30-2-3/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-30-2-3/par-1/item-1
- 割賦販売法 第三十条の四第二項（包括信用購入あつせん業者に対する抗弁） — https://japanlaw.org/ja/installment-sales-act/art-30-4/par-2 · https://japanlaw.org/l/336AC0000000159/art-30-4/par-2
- 割賦販売法 第三十条の四第三項（包括信用購入あつせん業者に対する抗弁） — https://japanlaw.org/ja/installment-sales-act/art-30-4/par-3 · https://japanlaw.org/l/336AC0000000159/art-30-4/par-3
- 割賦販売法 第三十条の四第四項（包括信用購入あつせん業者に対する抗弁） — https://japanlaw.org/ja/installment-sales-act/art-30-4/par-4 · https://japanlaw.org/l/336AC0000000159/art-30-4/par-4
- 割賦販売法 第三十条の五第一項 — https://japanlaw.org/ja/installment-sales-act/art-30-5/par-1 · https://japanlaw.org/l/336AC0000000159/art-30-5/par-1
- 割賦販売法 第三十条の五第二項 — https://japanlaw.org/ja/installment-sales-act/art-30-5/par-2 · https://japanlaw.org/l/336AC0000000159/art-30-5/par-2
- 割賦販売法 第三十六条第二項（消費経済審議会及び消費者委員会への諮問） — https://japanlaw.org/ja/installment-sales-act/art-36/par-2 · https://japanlaw.org/l/336AC0000000159/art-36/par-2
- 割賦販売法 附則第六項 — https://japanlaw.org/ja/installment-sales-act/suppl-3591-49/par-6 · https://japanlaw.org/l/336AC0000000159/suppl-3591-49/par-6
- 割賦販売法 附則第三条第五項（割賦販売法の一部改正に伴う経過措置） — https://japanlaw.org/ja/installment-sales-act/suppl-4121-120/art-3/par-5 · https://japanlaw.org/l/336AC0000000159/suppl-4121-120/art-3/par-5
- 割賦販売法 附則第三条第六項（割賦販売法の一部改正に伴う経過措置） — https://japanlaw.org/ja/installment-sales-act/suppl-4161-44/art-3/par-6 · https://japanlaw.org/l/336AC0000000159/suppl-4161-44/art-3/par-6
- 割賦販売法 附則第五条第七項（割賦販売法の一部改正に伴う経過措置） — https://japanlaw.org/ja/installment-sales-act/suppl-4201-74/art-5/par-7 · https://japanlaw.org/l/336AC0000000159/suppl-4201-74/art-5/par-7
- 割賦販売法 附則第五条第十三項（割賦販売法の一部改正に伴う経過措置） — https://japanlaw.org/ja/installment-sales-act/suppl-4201-74/art-5/par-13 · https://japanlaw.org/l/336AC0000000159/suppl-4201-74/art-5/par-13

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02
- This site's parser, version 222 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02
