# 割賦販売法 / Installment Sales Act — 第三条 (Article 3) This is the Markdown twin of https://japanlaw.org/ja/installment-sales-act/art-3. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号 - English title "Installment Sales Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第三条 (Article 3)（割賦販売条件の表示） — address `art-3` - Text in force since: 2025-06-01 - URL (the page that opens at this provision): https://japanlaw.org/ja/installment-sales-act/art-3 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-3 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第三条（割賦販売条件の表示） — (Indication of the Terms and Conditions of Installment Sales) caption: Ministry of Justice translation — Japanese Law Translation Database System art-3 · https://japanlaw.org/ja/installment-sales-act/art-3 · https://japanlaw.org/l/336AC0000000159/art-3 **第一項** 割賦販売を業とする者（以下「割賦販売業者」という。）は、前条第一項第一号に規定する割賦販売（カード等を利用者に交付し又は付与し、そのカード等の提示若しくは通知を受けて、又はそれと引換えに当該利用者に商品若しくは権利を販売し、又は役務を提供するものを除く。）の方法により、指定商品若しくは指定権利を販売しようとするとき又は指定役務を提供しようとするときは、その相手方に対して、経済産業省令・内閣府令で定めるところにより、当該指定商品、当該指定権利又は当該指定役務に関する次の事項を示さなければならない。 art-3/par-1 · https://japanlaw.org/ja/installment-sales-act/art-3/par-1 · https://japanlaw.org/l/336AC0000000159/art-3/par-1 If a person in the business of installment sales (referred to below as an "installment seller") seeks to sell designated goods or designated rights or to provide designated services in a way that involves an installment sale as prescribed in paragraph (1), item (i) of the preceding Article (excluding the sale of goods or rights or the provision of services to a user wherein the user is issued or granted a card, etc. and that card, etc. is presented, indicated, or traded in), the installment seller must indicate the following matters about the designated goods, designated rights, or designated services to the other party, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry, and Cabinet Office Order: Ministry of Justice translation — Japanese Law Translation Database System **一** 商品若しくは権利の現金販売価格（商品の引渡し又は権利の移転と同時にその代金の全額を受領する場合の価格をいう。以下同じ。）又は役務の現金提供価格（役務を提供する契約の締結と同時にその対価の全額を受領する場合の価格をいう。以下同じ。） art-3/par-1/item-1 · https://japanlaw.org/ja/installment-sales-act/art-3/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-3/par-1/item-1 the cash price of the goods or rights (meaning the price that the goods or rights would be if the seller received the full cost for them upon delivery of the goods or transfer of the rights; the same applies below) or the cash price of the services (meaning the price that services would be if the service provider received the full amount of consideration for them upon the conclusion of the service contract; the same applies below); Ministry of Justice translation — Japanese Law Translation Database System **二** 商品若しくは権利の割賦販売価格（割賦販売の方法により商品又は権利を販売する場合の価格をいう。以下同じ。）又は役務の割賦提供価格（割賦販売の方法により役務を提供する場合の価格をいう。以下同じ。） art-3/par-1/item-2 · https://japanlaw.org/ja/installment-sales-act/art-3/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-3/par-1/item-2 the installment price of the goods or rights (meaning the price of the goods or rights when the seller sells them in a way that constitutes an installment sale; the same applies below) or the installment price of the services (meaning the price of the services when the service provider provides them in a way that involves an installment sale; the same applies below); Ministry of Justice translation — Japanese Law Translation Database System **三** 割賦販売に係る商品若しくは権利の代金又は役務の対価の支払（その支払に充てるための預金の預入れを含む。次項を除き、以下同じ。）の期間及び回数 art-3/par-1/item-3 · https://japanlaw.org/ja/installment-sales-act/art-3/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-3/par-1/item-3 the term and number of payments for the cost of the goods or rights or consideration for the services under the installment sale (including any deposit of money to be allocated to that payment; the same applies below, except in the following paragraph); Ministry of Justice translation — Japanese Law Translation Database System **四** 第十一条に規定する前払式割賦販売以外の割賦販売の場合には、経済産業省令・内閣府令で定める方法により算定した割賦販売の手数料の料率 art-3/par-1/item-4 · https://japanlaw.org/ja/installment-sales-act/art-3/par-1/item-4 · https://japanlaw.org/l/336AC0000000159/art-3/par-1/item-4 if it is an installment sale other than a prepaid installment sale as prescribed in Article 11, the rate of the fee connected with that installment sale, as arrived at by the method of calculation specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order; and Ministry of Justice translation — Japanese Law Translation Database System **五** 第十一条に規定する前払式割賦販売の場合には、商品の引渡時期 art-3/par-1/item-5 · https://japanlaw.org/ja/installment-sales-act/art-3/par-1/item-5 · https://japanlaw.org/l/336AC0000000159/art-3/par-1/item-5 if it is a prepaid installment sale as prescribed in Article 11, the timing of the delivery of goods. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 割賦販売業者は、前条第一項第一号に規定する割賦販売（カード等を利用者に交付し又は付与し、そのカード等の提示若しくは通知を受けて、又はそれと引換えに当該利用者に商品若しくは権利を販売し、又は役務を提供するものに限る。）の方法により、指定商品若しくは指定権利を販売するため又は指定役務を提供するため、カード等を利用者に交付し又は付与するときは、経済産業省令・内閣府令で定めるところにより、当該割賦販売をする場合における商品若しくは権利の販売条件又は役務の提供条件に関する次の事項を記載した書面を当該利用者に交付しなければならない。 art-3/par-2 · https://japanlaw.org/ja/installment-sales-act/art-3/par-2 · https://japanlaw.org/l/336AC0000000159/art-3/par-2 If an installment seller issues or grants a card, etc. to a user in order to sell designated goods or designated rights or provide designated services in a way that involves an installment sale as prescribed in paragraph (1), item (i) of the preceding Article (but only if the installment seller issues or grants the card, etc. to the user and sells goods or rights or provides services to the user when the card, etc. is presented, indicated, or traded in), the installment seller must deliver a document to the user stating the following matters in respect of the terms and conditions of the sale of goods or rights or the terms and conditions for the provision of services when an installment sale is made, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order: Ministry of Justice translation — Japanese Law Translation Database System **一** 割賦販売に係る商品若しくは権利の代金又は役務の対価の支払の期間及び回数 art-3/par-2/item-1 · https://japanlaw.org/ja/installment-sales-act/art-3/par-2/item-1 · https://japanlaw.org/l/336AC0000000159/art-3/par-2/item-1 the term and number of payments for the cost of the goods or rights or the consideration for the services in connection with an installment sale; Ministry of Justice translation — Japanese Law Translation Database System **二** 経済産業省令・内閣府令で定める方法により算定した割賦販売の手数料の料率 art-3/par-2/item-2 · https://japanlaw.org/ja/installment-sales-act/art-3/par-2/item-2 · https://japanlaw.org/l/336AC0000000159/art-3/par-2/item-2 the rate of the fee connected with an installment sale, as arrived at by the method of calculation specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order; and Ministry of Justice translation — Japanese Law Translation Database System **三** 前二号に掲げるもののほか、経済産業省令・内閣府令で定める事項 art-3/par-2/item-3 · https://japanlaw.org/ja/installment-sales-act/art-3/par-2/item-3 · https://japanlaw.org/l/336AC0000000159/art-3/par-2/item-3 the matters specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order, beyond what is stated in the preceding two items. Ministry of Justice translation — Japanese Law Translation Database System **第三項** 割賦販売業者は、前条第一項第二号に規定する割賦販売の方法により、指定商品若しくは指定権利を販売するため又は指定役務を提供するため、カード等を利用者に交付し又は付与するときは、経済産業省令・内閣府令で定めるところにより、当該割賦販売をする場合における商品若しくは権利の販売条件又は役務の提供条件に関する次の事項を記載した書面を当該利用者に交付しなければならない。 art-3/par-3 · https://japanlaw.org/ja/installment-sales-act/art-3/par-3 · https://japanlaw.org/l/336AC0000000159/art-3/par-3 If an installment seller issues or grants a card, etc. to a user in order to sell designated goods or designated rights or provide designated services in a way that involves an installment sale as prescribed in paragraph (1), item (ii) of the preceding Article, the installment seller must deliver a document to the user stating the following matters, in respect of the terms and conditions of the sale of goods or rights or the terms and conditions for the provision of services when an installment sale is made, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order: Ministry of Justice translation — Japanese Law Translation Database System **一** 利用者が弁済をすべき時期及び当該時期ごとの弁済金の額の算定方法 art-3/par-3/item-1 · https://japanlaw.org/ja/installment-sales-act/art-3/par-3/item-1 · https://japanlaw.org/l/336AC0000000159/art-3/par-3/item-1 the time at which the user is required to make payments and how the amount of the payment money is calculated each time; Ministry of Justice translation — Japanese Law Translation Database System **二** 経済産業省令・内閣府令で定める方法により算定した割賦販売の手数料の料率 art-3/par-3/item-2 · https://japanlaw.org/ja/installment-sales-act/art-3/par-3/item-2 · https://japanlaw.org/l/336AC0000000159/art-3/par-3/item-2 the rate of the fee connected with an installment sale, as arrived at by the method of calculation specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order; and Ministry of Justice translation — Japanese Law Translation Database System **三** 前二号に掲げるもののほか、経済産業省令・内閣府令で定める事項 art-3/par-3/item-3 · https://japanlaw.org/ja/installment-sales-act/art-3/par-3/item-3 · https://japanlaw.org/l/336AC0000000159/art-3/par-3/item-3 the matters specified by Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order, beyond what is stated in the preceding two items. Ministry of Justice translation — Japanese Law Translation Database System **第四項** 割賦販売業者は、第一項、第二項又は前項の割賦販売の方法により指定商品若しくは指定権利を販売する場合の販売条件又は指定役務を提供する場合の提供条件について広告をするときは、経済産業省令・内閣府令で定めるところにより、当該広告に、それぞれ第一項各号、第二項各号又は前項各号の事項を表示しなければならない。 art-3/par-4 · https://japanlaw.org/ja/installment-sales-act/art-3/par-4 · https://japanlaw.org/l/336AC0000000159/art-3/par-4 When an installment seller sells designated goods or designated rights or provides designated services in a way that involves an installment sale as referred to in paragraph (1), paragraph (2), or the preceding paragraph, and advertises the terms and conditions of the sale or the terms and conditions for their provision, it must indicate the matters stated in the items of paragraph (1), the items of paragraph (2), or the items of the preceding paragraph, respectively, in its advertising, pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry and Cabinet Office Order. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-3/par-1: 前条第一項第一号 → 割賦販売法 第二条第一項第一号 (Article 2, paragraph (1), item (i)), art-2/par-1/item-1 — https://japanlaw.org/ja/installment-sales-act/art-2/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-2/par-1/item-1 - art-3/par-1/item-3: 次項 → 割賦販売法 第三条第二項 (Article 3, paragraph (2)), art-3/par-2 — https://japanlaw.org/ja/installment-sales-act/art-3/par-2 · https://japanlaw.org/l/336AC0000000159/art-3/par-2 - art-3/par-1/item-4: 第十一条 → 割賦販売法 第十一条 (Article 11), art-11 — https://japanlaw.org/ja/installment-sales-act/art-11 · https://japanlaw.org/l/336AC0000000159/art-11 - art-3/par-1/item-5: 第十一条 → 割賦販売法 第十一条 (Article 11), art-11 — https://japanlaw.org/ja/installment-sales-act/art-11 · https://japanlaw.org/l/336AC0000000159/art-11 - art-3/par-2: 前条第一項第一号 → 割賦販売法 第二条第一項第一号 (Article 2, paragraph (1), item (i)), art-2/par-1/item-1 — https://japanlaw.org/ja/installment-sales-act/art-2/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-2/par-1/item-1 - art-3/par-2/item-3: 前二号 → 割賦販売法 第三条第二項第一号 (Article 3, paragraph (2), item (i)), art-3/par-2/item-1 — https://japanlaw.org/ja/installment-sales-act/art-3/par-2/item-1 · https://japanlaw.org/l/336AC0000000159/art-3/par-2/item-1 - art-3/par-2/item-3: 前二号 → 割賦販売法 第三条第二項第二号 (Article 3, paragraph (2), item (ii)), art-3/par-2/item-2 — https://japanlaw.org/ja/installment-sales-act/art-3/par-2/item-2 · https://japanlaw.org/l/336AC0000000159/art-3/par-2/item-2 - art-3/par-3: 前条第一項第二号 → 割賦販売法 第二条第一項第二号 (Article 2, paragraph (1), item (ii)), art-2/par-1/item-2 — https://japanlaw.org/ja/installment-sales-act/art-2/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-2/par-1/item-2 - art-3/par-3/item-3: 前二号 → 割賦販売法 第三条第三項第一号 (Article 3, paragraph (3), item (i)), art-3/par-3/item-1 — https://japanlaw.org/ja/installment-sales-act/art-3/par-3/item-1 · https://japanlaw.org/l/336AC0000000159/art-3/par-3/item-1 - art-3/par-3/item-3: 前二号 → 割賦販売法 第三条第三項第二号 (Article 3, paragraph (3), item (ii)), art-3/par-3/item-2 — https://japanlaw.org/ja/installment-sales-act/art-3/par-3/item-2 · https://japanlaw.org/l/336AC0000000159/art-3/par-3/item-2 - art-3/par-4: 第一項 → 割賦販売法 第三条第一項 (Article 3, paragraph (1)), art-3/par-1 — https://japanlaw.org/ja/installment-sales-act/art-3/par-1 · https://japanlaw.org/l/336AC0000000159/art-3/par-1 - art-3/par-4: 第二項 → 割賦販売法 第三条第二項 (Article 3, paragraph (2)), art-3/par-2 — https://japanlaw.org/ja/installment-sales-act/art-3/par-2 · https://japanlaw.org/l/336AC0000000159/art-3/par-2 - art-3/par-4: 前項 → 割賦販売法 第三条第三項 (Article 3, paragraph (3)), art-3/par-3 — https://japanlaw.org/ja/installment-sales-act/art-3/par-3 · https://japanlaw.org/l/336AC0000000159/art-3/par-3 ## Cited by 11 provisions cite this one. No official source publishes this direction. - 割賦販売法 第二条第一項第二号（定義） — https://japanlaw.org/ja/installment-sales-act/art-2/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-2/par-1/item-2 - 割賦販売法 第三条第一項第三号（割賦販売条件の表示） — https://japanlaw.org/ja/installment-sales-act/art-3/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-3/par-1/item-3 - 割賦販売法 第三条第二項第三号（割賦販売条件の表示） — https://japanlaw.org/ja/installment-sales-act/art-3/par-2/item-3 · https://japanlaw.org/l/336AC0000000159/art-3/par-2/item-3 - 割賦販売法 第三条第三項第三号（割賦販売条件の表示） — https://japanlaw.org/ja/installment-sales-act/art-3/par-3/item-3 · https://japanlaw.org/l/336AC0000000159/art-3/par-3/item-3 - 割賦販売法 第三条第四項（割賦販売条件の表示） — https://japanlaw.org/ja/installment-sales-act/art-3/par-4 · https://japanlaw.org/l/336AC0000000159/art-3/par-4 - 割賦販売法 第四条の二第一項（情報通信の技術を利用する方法） — https://japanlaw.org/ja/installment-sales-act/art-4-2/par-1 · https://japanlaw.org/l/336AC0000000159/art-4-2/par-1 - 割賦販売法 第二十九条の四第一項（準用規定） — https://japanlaw.org/ja/installment-sales-act/art-29-4/par-1 · https://japanlaw.org/l/336AC0000000159/art-29-4/par-1 - 割賦販売法 第五十三条第一項第一号 — https://japanlaw.org/ja/installment-sales-act/art-53/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-53/par-1/item-1 - 割賦販売法 第五十三条第一項第二号 — https://japanlaw.org/ja/installment-sales-act/art-53/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-53/par-1/item-2 - 割賦販売法 第五十三条第一項第三号 — https://japanlaw.org/ja/installment-sales-act/art-53/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-53/par-1/item-3 - 割賦販売法 附則第六条第一項（割賦販売法の一部改正に伴う経過措置） — https://japanlaw.org/ja/installment-sales-act/suppl-3631-43/art-6/par-1 · https://japanlaw.org/l/336AC0000000159/suppl-3631-43/art-6/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02 - This site's parser, version 220 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02