# 割賦販売法 / Installment Sales Act — 第二十条の二 (Article 20-2) This is the Markdown twin of https://japanlaw.org/ja/installment-sales-act/art-20-2. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号 - English title "Installment Sales Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第二十条の二 (Article 20-2)（改善命令） — address `art-20-2` - Text in force since: 2025-06-01 - URL (the page that opens at this provision): https://japanlaw.org/ja/installment-sales-act/art-20-2 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-20-2 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第二十条の二（改善命令） — (Improvement Orders) caption: Ministry of Justice translation — Japanese Law Translation Database System art-20-2 · https://japanlaw.org/ja/installment-sales-act/art-20-2 · https://japanlaw.org/l/336AC0000000159/art-20-2 **第一項** 経済産業大臣は、許可割賦販売業者の財産の状況又は前払式割賦販売に係る業務の運営が次の各号のいずれかに該当する場合において、購入者の利益を保護するため必要かつ適当であると認めるときは、その必要の限度において、当該許可割賦販売業者に対し、財産の状況又は前払式割賦販売に係る業務の運営を改善するため必要な措置をとるべきことを命ずることができる。 art-20-2/par-1 · https://japanlaw.org/ja/installment-sales-act/art-20-2/par-1 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-1 If a licensed installment seller's financial condition or the business operations that are connected with prepaid installment sales fall under one of the following items and the Minister of Economy, Trade and Industry finds it to be necessary and appropriate to protect the interests of purchasers, the minister, within the scope that it is necessary, may order the licensed installment seller to take the necessary measures to improve its financial condition or to improve business operations that are connected with prepaid installment sales: Ministry of Justice translation — Japanese Law Translation Database System **一** 一事業年度の収益の額の費用の額に対する比率が経済産業省令で定める率を下つた場合 art-20-2/par-1/item-1 · https://japanlaw.org/ja/installment-sales-act/art-20-2/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-1/item-1 the ratio of revenues to expenditures during one business year falls below the ratio specified by Order of the Ministry of Economy, Trade and Industry; Ministry of Justice translation — Japanese Law Translation Database System **二** 流動資産の合計額の流動負債の合計額に対する比率が経済産業省令で定める率を下つた場合 art-20-2/par-1/item-2 · https://japanlaw.org/ja/installment-sales-act/art-20-2/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-1/item-2 the ratio of total current assets to total current liabilities falls below the ratio specified by Order of the Ministry of Economy, Trade and Industry; or Ministry of Justice translation — Japanese Law Translation Database System **三** 前二号に掲げる場合のほか、購入者の利益を保護するため財産の状況又は前払式割賦販売に係る業務の運営につき是正を加えることが必要な場合として経済産業省令で定める場合 art-20-2/par-1/item-3 · https://japanlaw.org/ja/installment-sales-act/art-20-2/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-1/item-3 a case beyond what is stated in the preceding two items, which is specified by Order of the Ministry of Economy, Trade and Industry as a case in which it is necessary to remedy its financial condition or to remedy business operations that are connected with prepaid installment sales in order to protect the interests of purchasers. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 前項第一号の収益の額及び費用の額並びに同項第二号の流動資産の合計額及び流動負債の合計額は、経済産業省令で定めるところにより計算しなければならない。 art-20-2/par-2 · https://japanlaw.org/ja/installment-sales-act/art-20-2/par-2 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-2 The amount of revenues and expenditures referred to in item (i) of the preceding paragraph and the total current assets and total current liabilities referred to in item (ii) of that paragraph, are calculated pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry. Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "The amount of revenues to expenditures referred to in item (i) of the preceding paragraph and the total current assets and total current liabilities referred to in item (ii) of that paragraph, are calculated pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry." — https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb **第三項** 経済産業大臣は、許可割賦販売業者の前払式割賦販売に係る業務の運営が第一項第三号に該当する場合において、同項の規定による命令をしようとするときは、あらかじめ、内閣総理大臣に協議しなければならない。 art-20-2/par-3 · https://japanlaw.org/ja/installment-sales-act/art-20-2/par-3 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-3 If the business operations that are connected with the prepaid installment sales of a licensed installment seller fall under paragraph (1), item (iii), before the Minister of Economy, Trade and Industry seeks to issue an order under the provisions of that paragraph, the minister must consult with the Prime Minister. Ministry of Justice translation — Japanese Law Translation Database System **第四項** 内閣総理大臣は、許可割賦販売業者の前払式割賦販売に係る業務の運営が第一項第三号に該当する場合において、購入者の利益を保護するため必要があると認めるときは、経済産業大臣に対し、同項の規定による命令に関し、必要な意見を述べることができる。 art-20-2/par-4 · https://japanlaw.org/ja/installment-sales-act/art-20-2/par-4 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-4 If the business operations that are connected with the prepaid installment sales of a licensed installment seller fall under paragraph (1), item (iii), and the Prime Minister finds it to be necessary to protect the interests of purchasers, the minister may state a necessary opinion on an order under the provisions of that paragraph to the Minister of Economy, Trade and Industry. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-20-2/par-1/item-3: 前二号 → 割賦販売法 第二十条の二第一項第一号 (Article 20-2, paragraph (1), item (i)), art-20-2/par-1/item-1 — https://japanlaw.org/ja/installment-sales-act/art-20-2/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-1/item-1 - art-20-2/par-1/item-3: 前二号 → 割賦販売法 第二十条の二第一項第二号 (Article 20-2, paragraph (1), item (ii)), art-20-2/par-1/item-2 — https://japanlaw.org/ja/installment-sales-act/art-20-2/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-1/item-2 - art-20-2/par-2: 前項第一号 → 割賦販売法 第二十条の二第一項第一号 (Article 20-2, paragraph (1), item (i)), art-20-2/par-1/item-1 — https://japanlaw.org/ja/installment-sales-act/art-20-2/par-1/item-1 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-1/item-1 - art-20-2/par-2: 同項第二号 → 割賦販売法 第二十条の二第一項第二号 (Article 20-2, paragraph (1), item (ii)), art-20-2/par-1/item-2 — https://japanlaw.org/ja/installment-sales-act/art-20-2/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-1/item-2 - art-20-2/par-3: 第一項第三号 → 割賦販売法 第二十条の二第一項第三号 (Article 20-2, paragraph (1), item (iii)), art-20-2/par-1/item-3 — https://japanlaw.org/ja/installment-sales-act/art-20-2/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-1/item-3 - art-20-2/par-3: 同項 → 割賦販売法 第二十条の二第一項 (Article 20-2, paragraph (1)), art-20-2/par-1 — https://japanlaw.org/ja/installment-sales-act/art-20-2/par-1 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-1 - art-20-2/par-4: 第一項第三号 → 割賦販売法 第二十条の二第一項第三号 (Article 20-2, paragraph (1), item (iii)), art-20-2/par-1/item-3 — https://japanlaw.org/ja/installment-sales-act/art-20-2/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-1/item-3 - art-20-2/par-4: 同項 → 割賦販売法 第二十条の二第一項 (Article 20-2, paragraph (1)), art-20-2/par-1 — https://japanlaw.org/ja/installment-sales-act/art-20-2/par-1 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-1 ## Cited by 10 provisions cite this one. No official source publishes this direction. - 割賦販売法 第二十条の二第一項第三号（改善命令） — https://japanlaw.org/ja/installment-sales-act/art-20-2/par-1/item-3 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-1/item-3 - 割賦販売法 第二十条の二第二項（改善命令） — https://japanlaw.org/ja/installment-sales-act/art-20-2/par-2 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-2 - 割賦販売法 第二十条の二第三項（改善命令） — https://japanlaw.org/ja/installment-sales-act/art-20-2/par-3 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-3 - 割賦販売法 第二十条の二第四項（改善命令） — https://japanlaw.org/ja/installment-sales-act/art-20-2/par-4 · https://japanlaw.org/l/336AC0000000159/art-20-2/par-4 - 割賦販売法 第二十三条第二項第四号（許可の取消し等） — https://japanlaw.org/ja/installment-sales-act/art-23/par-2/item-4 · https://japanlaw.org/l/336AC0000000159/art-23/par-2/item-4 - 割賦販売法 第二十三条第三項（許可の取消し等） — https://japanlaw.org/ja/installment-sales-act/art-23/par-3 · https://japanlaw.org/l/336AC0000000159/art-23/par-3 - 割賦販売法 第三十五条の三の六十二第一項（準用規定） — https://japanlaw.org/ja/installment-sales-act/art-35-3-62/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-62/par-1 - 割賦販売法 第四十条第二項（報告の徴収） — https://japanlaw.org/ja/installment-sales-act/art-40/par-2 · https://japanlaw.org/l/336AC0000000159/art-40/par-2 - 割賦販売法 第四十条第六項（報告の徴収） — https://japanlaw.org/ja/installment-sales-act/art-40/par-6 · https://japanlaw.org/l/336AC0000000159/art-40/par-6 - 割賦販売法 第五十五条第一項第二号 — https://japanlaw.org/ja/installment-sales-act/art-55/par-1/item-2 · https://japanlaw.org/l/336AC0000000159/art-55/par-1/item-2 --- ## Sources - claude-opus-5-5 — Corrections to the Ministry of Justice's English of the Installment Sales Act, written 2026-11-03 - e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act (割賦販売法), Article 20-2, paragraph (2) — the Ministry of Justice's English as printed (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02 - This site's parser, version 222 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02