# 割賦販売法 / Installment Sales Act — 第十八条の五 (Article 18-5) This is the Markdown twin of https://japanlaw.org/ja/installment-sales-act/art-18-5. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 割賦販売法 (Installment Sales Act), 昭和三十六年法律第百五十九号 - English title "Installment Sales Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十八条の五 (Article 18-5) — address `art-18-5` - Text in force since: 2025-06-01 - URL (the page that opens at this provision): https://japanlaw.org/ja/installment-sales-act/art-18-5 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000159/art-18-5 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十八条の五 art-18-5 · https://japanlaw.org/ja/installment-sales-act/art-18-5 · https://japanlaw.org/l/336AC0000000159/art-18-5 **第一項** 前受金保全措置を講じている許可割賦販売業者は、基準日において前払式割賦販売の契約を締結している者から当該基準日までにその契約に係る商品の代金の全部又は一部として受領した前受金の合計額の二分の一に相当する額が当該基準日における第十七条第一項に規定する営業保証金の額以下となつたときは、次の基準日までに、前受業務保証金の全部を取り戻し、又は供託委託契約の全部を解除することができる。 art-18-5/par-1 · https://japanlaw.org/ja/installment-sales-act/art-18-5/par-1 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-1 If an amount that corresponds to one-half of the total amount of the advances that a licensed installment seller taking preservative measures for advances received has received by the base date, from persons with which it has concluded contracts for prepaid installment sales as of the base date, as all or part of the cost of the goods under the contracts, falls to or below the amount of the business security deposit provided for in Article 17, paragraph (1) as of the base date, the licensed installment seller may recover all of the business deposits for the prepaid services or cancel all of the contracts on the entrustment of business deposits by the next base date. Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "If an amount that corresponds to one-half of the total amount of the advances that a licensed instalment seller taking preservative measures for advances received has received by the base date, from persons with which it has concluded contracts for prepaid installment sales as of the base date, as all or part of the cost of the goods under the contracts, falls below the amount of the business security deposit provided for in Article 17, paragraph (1) as of the base date, the licensed installment seller may recover all of the business deposits for the prepaid services or cancel all of the contracts on the entrustment of business deposits by the next base date." — https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb **第二項** 前項に定める場合を除き、前受金保全措置を講じている許可割賦販売業者は、基準日において当該前受金保全措置により前払式割賦販売の契約によつて生じた債務の弁済に充てることができる額が当該基準日に係る基準額をこえることとなつたときは、次の基準日までに、そのこえる額につき、前受業務保証金を取り戻し、又は供託委託契約の全部若しくは一部を解除することができる。 art-18-5/par-2 · https://japanlaw.org/ja/installment-sales-act/art-18-5/par-2 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-2 In a case beyond what is prescribed in the preceding paragraph, if, as of the base date, the amount that can be allocated to the repayment of obligations under a contract for prepaid installment sales due to the preservative measures for advances received, exceeds the base amount for that base date, the licensed installment seller that is taking the preservative measures may recover the excess amount of the business deposits for prepaid services or cancel all or part of the contract on the entrustment of business deposits by the next base date. Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "In a case beyond what is prescribed in the preceding paragraph, if, as of the base date, the amount that can be allocated to the repayment of obligations under a contract for prepaid installment sales due to the preservative measures for advances received, exceeds the base amount for that base date, the licensed installment seller that is taking the preservative measures may recover the excess amount of the business deposits for prepaid services or cancel all or part of the contract on the entrustment of business deposits." — https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb **第三項** 前二項の規定による前受業務保証金の取戻しは、経済産業省令で定めるところにより、経済産業大臣の承認を受けなければ、することができない。 art-18-5/par-3 · https://japanlaw.org/ja/installment-sales-act/art-18-5/par-3 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-3 The recovery of business deposits for prepaid services under the provisions of the preceding two paragraphs may not be made without the approval of the Minister of Economy, Trade and Industry having been obtained pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry. Ministry of Justice translation with a slip corrected by this site — not the Ministry's text; the Ministry printed: "The recovery of business deposits for prepaid services under the provisions of the preceding two paragraphs may not be made without the approval of the Minister of the Economy, Trade and Industry having been obtained pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry." — https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb **第四項** 前項に定めるもののほか、第一項又は第二項の規定による前受業務保証金の取戻しに関し必要な事項は、法務省令・経済産業省令で定める。 art-18-5/par-4 · https://japanlaw.org/ja/installment-sales-act/art-18-5/par-4 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-4 Beyond what is prescribed in the preceding paragraph, necessary matters relevant to the recovery of business deposits for prepaid services under the provisions of paragraph (1) or paragraph (2), are specified by Order of the Ministry of Justice and Order of the Ministry of Economy, Trade and Industry. Ministry of Justice translation — Japanese Law Translation Database System **第五項** 第一項又は第二項の規定による供託委託契約の解除は、経済産業省令で定めるところにより、経済産業大臣の承認を受けなければ、その効力を生じない。 art-18-5/par-5 · https://japanlaw.org/ja/installment-sales-act/art-18-5/par-5 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-5 The cancellation of a contract on the entrustment of business deposits under the provisions of paragraph (1) or paragraph (2) does not become effective without the approval of the Minister of Economy, Trade and Industry having been obtained pursuant to the provisions of Order of the Ministry of Economy, Trade and Industry. Ministry of Justice translation — Japanese Law Translation Database System **第六項** 前受金保全措置としての供託委託契約は、第一項又は第二項の規定による場合のほか、その全部又は一部を解除することができない。ただし、当該供託委託契約の一部を解除した場合において、なお当該供託委託契約が第十八条の三第三項に規定する要件を満たすものであるときは、この限りでない。 art-18-5/par-6 · https://japanlaw.org/ja/installment-sales-act/art-18-5/par-6 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-6 It is not permissible for a contract on the entrustment of business deposits as a preservative measure for advances received to be cancelled in whole or in part, except in the cases prescribed in paragraph (1) or paragraph (2); provided, however, that this does not apply if a part of the contract on the entrustment of business deposits is canceled and the contract on the entrustment of business deposits still satisfies the requirements prescribed in Article 18-3, paragraph (3). Ministry of Justice translation — Japanese Law Translation Database System **第七項** 前項の規定に反する特約は、無効とする。 art-18-5/par-7 · https://japanlaw.org/ja/installment-sales-act/art-18-5/par-7 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-7 Any special provisions of a contract that run counter to the preceding paragraph are void. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-18-5/par-1: 第十七条第一項 → 割賦販売法 第十七条第一項 (Article 17, paragraph (1)), art-17/par-1 — https://japanlaw.org/ja/installment-sales-act/art-17/par-1 · https://japanlaw.org/l/336AC0000000159/art-17/par-1 - art-18-5/par-2: 前項 → 割賦販売法 第十八条の五第一項 (Article 18-5, paragraph (1)), art-18-5/par-1 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-1 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-1 - art-18-5/par-3: 前二項 → 割賦販売法 第十八条の五第一項 (Article 18-5, paragraph (1)), art-18-5/par-1 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-1 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-1 - art-18-5/par-3: 前二項 → 割賦販売法 第十八条の五第二項 (Article 18-5, paragraph (2)), art-18-5/par-2 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-2 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-2 - art-18-5/par-4: 前項 → 割賦販売法 第十八条の五第三項 (Article 18-5, paragraph (3)), art-18-5/par-3 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-3 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-3 - art-18-5/par-4: 第一項 → 割賦販売法 第十八条の五第一項 (Article 18-5, paragraph (1)), art-18-5/par-1 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-1 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-1 - art-18-5/par-4: 第二項 → 割賦販売法 第十八条の五第二項 (Article 18-5, paragraph (2)), art-18-5/par-2 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-2 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-2 - art-18-5/par-5: 第一項 → 割賦販売法 第十八条の五第一項 (Article 18-5, paragraph (1)), art-18-5/par-1 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-1 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-1 - art-18-5/par-5: 第二項 → 割賦販売法 第十八条の五第二項 (Article 18-5, paragraph (2)), art-18-5/par-2 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-2 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-2 - art-18-5/par-6: 第一項 → 割賦販売法 第十八条の五第一項 (Article 18-5, paragraph (1)), art-18-5/par-1 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-1 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-1 - art-18-5/par-6: 第二項 → 割賦販売法 第十八条の五第二項 (Article 18-5, paragraph (2)), art-18-5/par-2 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-2 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-2 - art-18-5/par-6: 第十八条の三第三項 → 割賦販売法 第十八条の三第三項 (Article 18-3, paragraph (3)), art-18-3/par-3 — https://japanlaw.org/ja/installment-sales-act/art-18-3/par-3 · https://japanlaw.org/l/336AC0000000159/art-18-3/par-3 - art-18-5/par-7: 前項 → 割賦販売法 第十八条の五第六項 (Article 18-5, paragraph (6)), art-18-5/par-6 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-6 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-6 ## Cited by 8 provisions cite this one. No official source publishes this direction. - 割賦販売法 第十八条の五第二項 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-2 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-2 - 割賦販売法 第十八条の五第三項 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-3 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-3 - 割賦販売法 第十八条の五第四項 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-4 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-4 - 割賦販売法 第十八条の五第五項 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-5 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-5 - 割賦販売法 第十八条の五第六項 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-6 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-6 - 割賦販売法 第十八条の五第七項 — https://japanlaw.org/ja/installment-sales-act/art-18-5/par-7 · https://japanlaw.org/l/336AC0000000159/art-18-5/par-7 - 割賦販売法 第三十五条の三の六十二第一項（準用規定） — https://japanlaw.org/ja/installment-sales-act/art-35-3-62/par-1 · https://japanlaw.org/l/336AC0000000159/art-35-3-62/par-1 - 割賦販売法 附則第六条第二項 — https://japanlaw.org/ja/installment-sales-act/suppl-3471-72/art-6/par-2 · https://japanlaw.org/l/336AC0000000159/suppl-3471-72/art-6/par-2 --- ## Sources - claude-opus-5-5 — Corrections to the Ministry of Justice's English of the Installment Sales Act, written 2026-11-03 - e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act (割賦販売法), Article 18-5, paragraph (1) — the Ministry of Justice's English as printed (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act (割賦販売法), Article 18-5, paragraph (2) — the Ministry of Justice's English as printed (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act (割賦販売法), Article 18-5, paragraph (3) — the Ministry of Justice's English as printed (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02 - This site's parser, version 222 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02