# 割賦販売法 / Installment Sales Act

This is the Markdown twin of https://japanlaw.org/ja/installment-sales-act. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp.

- 昭和三十六年法律第百五十九号 · Act
- English title "Installment Sales Act": Ministry of Justice translation
- Text in force since: 2025-06-01
- URL: https://japanlaw.org/ja/installment-sales-act
- Permanent URL: https://japanlaw.org/l/336AC0000000159
- 214 articles in the main text, 118 articles in the 附則 (supplementary provisions).

This law's whole text runs past 200 KB as Markdown, so its twin here is its table of
contents. Each page of the law below has a twin of its own, at that page's path under /md,
with the same rules: the Japanese and the English of every provision, the source of each
English line, and every provision's address and URLs. Only the Japanese as published by the
government has legal effect.

One provision as Markdown: https://japanlaw.org/md/ja/installment-sales-act/art-1

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## 本則 (the main text)

- 第一章　総則 — Chapter I General Provisions · art-1 to art-2 · 19 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/ch-1 · page: https://japanlaw.org/ja/installment-sales-act/ch-1
  <sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
- 第二章　割賦販売 — Chapter II Installment Sales · art-3 to art-29 · 225 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/ch-2 · page: https://japanlaw.org/ja/installment-sales-act/ch-2
  <sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
  - 第三条から第五条まで — Articles 3 to 5 · page: https://japanlaw.org/ja/installment-sales-act/ch-2/from-art-3
  - 第六条から第九条まで — Articles 6 to 9 · page: https://japanlaw.org/ja/installment-sales-act/ch-2/from-art-6
  - 第十条から第十八条の三まで — Articles 10 to 18-3 · page: https://japanlaw.org/ja/installment-sales-act/ch-2/from-art-10
  - 第十八条の四から第二十条の三まで — Articles 18-4 to 20-3 · page: https://japanlaw.org/ja/installment-sales-act/ch-2/from-art-18-4
  - 第二十条の四から第二十九条まで — Articles 20-4 to 29 · page: https://japanlaw.org/ja/installment-sales-act/ch-2/from-art-20-4
- 第二章の二　ローン提携販売 — Chapter II-2 Loan-Affiliated Installment Sales · art-29-2 to art-29-4 · 31 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/ch-2-2 · page: https://japanlaw.org/ja/installment-sales-act/ch-2-2
  <sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
- 第三章　信用購入あつせん — Chapter III Intermediation of Credit Purchases
  <sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
  - 第一節　包括信用購入あつせん — Section 1 Intermediation of Comprehensive Credit Purchases · art-30 to art-35-3 · 241 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/ch-3/sec-1 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-1
    <sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
    - 第三十条から第三十条の二の二まで — Articles 30 to 30-2-2 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-1/from-art-30
    - 第三十条の二の三から第三十条の五の二まで — Articles 30-2-3 to 30-5-2 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-1/from-art-30-2-3
    - 第三十条の五の三から第三十二条まで — Articles 30-5-3 to 32 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-1/from-art-30-5-3
    - 第三十三条から第三十四条の四まで — Articles 33 to 34-4 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-1/from-art-33
    - 第三十五条から第三十五条の二の十まで — Articles 35 to 35-2-10 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-1/from-art-35
    - 第三十五条の二の十一から第三十五条の三まで — Articles 35-2-11 to 35-3 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-1/from-art-35-2-11
  - 第二節　個別信用購入あつせん — Section 2 Intermediation of Individual Credit Purchases · art-35-3-2 to art-35-3-35 · 249 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/ch-3/sec-2 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-2
    <sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
    - 第三十五条の三の二から第三十五条の三の八まで — Articles 35-3-2 to 35-3-8 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-2/from-art-35-3-2
    - 第三十五条の三の九 — Article 35-3-9 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-2/from-art-35-3-9
    - 第三十五条の三の十 — Article 35-3-10 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-2/from-art-35-3-10
    - 第三十五条の三の十一 — Article 35-3-11 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-2/from-art-35-3-11
    - 第三十五条の三の十二から第三十五条の三の十三まで — Articles 35-3-12 to 35-3-13 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-2/from-art-35-3-12
    - 第三十五条の三の十四から第三十五条の三の十六まで — Articles 35-3-14 to 35-3-16 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-2/from-art-35-3-14
    - 第三十五条の三の十七から第三十五条の三の二十五まで — Articles 35-3-17 to 35-3-25 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-2/from-art-35-3-17
    - 第三十五条の三の二十六から第三十五条の三の三十五まで — Articles 35-3-26 to 35-3-35 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-2/from-art-35-3-26
  - 第三節　指定信用情報機関 — Section 3 Designated Credit Bureaus · art-35-3-36 to art-35-3-59 · 125 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/ch-3/sec-3 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-3
    <sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
    - 第三十五条の三の三十六から第三十五条の三の四十二まで — Articles 35-3-36 to 35-3-42 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-3/from-art-35-3-36
    - 第三十五条の三の四十三から第三十五条の三の五十二まで — Articles 35-3-43 to 35-3-52 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-3/from-art-35-3-43
    - 第三十五条の三の五十三から第三十五条の三の五十九まで — Articles 35-3-53 to 35-3-59 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-3/from-art-35-3-53
  - 第四節　適用除外 — Section 4 Exclusion from Application · art-35-3-60 · 29 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/ch-3/sec-4 · page: https://japanlaw.org/ja/installment-sales-act/ch-3/sec-4
    <sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
- 第三章の二　前払式特定取引 — Chapter III-2 Specified Prepaid Transactions · art-35-3-61 to art-35-3-62 · 8 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/ch-3-2 · page: https://japanlaw.org/ja/installment-sales-act/ch-3-2
  <sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
- 第三章の三　指定受託機関 — Chapter III-3 Designated Entrusted Institutions · art-35-4 to art-35-15 · 57 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/ch-3-3 · page: https://japanlaw.org/ja/installment-sales-act/ch-3-3
  <sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
- 第三章の四　クレジットカード番号等の適切な管理等 — Chapter III-4 Proper Management of Credit Card Numbers · art-35-16 to art-35-17-15 · 81 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/ch-3-4 · page: https://japanlaw.org/ja/installment-sales-act/ch-3-4
  <sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
  - 第三十五条の十六から第三十五条の十七の四まで — Articles 35-16 to 35-17-4 · page: https://japanlaw.org/ja/installment-sales-act/ch-3-4/from-art-35-16
  - 第三十五条の十七の五から第三十五条の十七の十五まで — Articles 35-17-5 to 35-17-15 · page: https://japanlaw.org/ja/installment-sales-act/ch-3-4/from-art-35-17-5
- 第三章の五　認定割賦販売協会 — Chapter III-5 Certified Installment Sales Association · art-35-18 to art-35-24 · 32 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/ch-3-5 · page: https://japanlaw.org/ja/installment-sales-act/ch-3-5
  <sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
- 第四章　雑則 — Chapter IV Miscellaneous Provisions · art-36 to art-48 · 71 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/ch-4 · page: https://japanlaw.org/ja/installment-sales-act/ch-4
  <sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
  - 第三十六条から第四十条まで — Articles 36 to 40 · page: https://japanlaw.org/ja/installment-sales-act/ch-4/from-art-36
  - 第四十一条から第四十八条まで — Articles 41 to 48 · page: https://japanlaw.org/ja/installment-sales-act/ch-4/from-art-41
- 第五章　罰則 — Chapter V Penal Provisions · art-49 to art-55-3 · 94 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/ch-5 · page: https://japanlaw.org/ja/installment-sales-act/ch-5
  <sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
  - 第四十九条から第五十一条の六まで — Articles 49 to 51-6 · page: https://japanlaw.org/ja/installment-sales-act/ch-5/from-art-49
  - 第五十二条から第五十五条の三まで — Articles 52 to 55-3 · page: https://japanlaw.org/ja/installment-sales-act/ch-5/from-art-52

## 附則・別表・様式 (supplementary provisions, appended tables and forms)

- 附　則 · 3 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-3361-159 · page: https://japanlaw.org/ja/installment-sales-act/suppl-3361-159
- 附　則 昭和三七年九月一五日法律第一六一号 · 9 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-3371-161 · page: https://japanlaw.org/ja/installment-sales-act/suppl-3371-161
- 附　則 昭和四〇年五月一八日法律第六九号 · 3 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-3401-69 · page: https://japanlaw.org/ja/installment-sales-act/suppl-3401-69
- 附　則 昭和四三年五月二九日法律第七二号 · 9 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-3431-72 · page: https://japanlaw.org/ja/installment-sales-act/suppl-3431-72
- 附　則 昭和四七年六月一六日法律第七二号 · 31 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-3471-72 · page: https://japanlaw.org/ja/installment-sales-act/suppl-3471-72
- 附　則 昭和四八年一〇月一日法律第一〇九号 · 3 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-3481-109 · page: https://japanlaw.org/ja/installment-sales-act/suppl-3481-109
- 附　則 昭和五一年六月四日法律第五七号 · 3 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-3511-57 · page: https://japanlaw.org/ja/installment-sales-act/suppl-3511-57
- 附　則 昭和五三年一一月一五日法律第一〇五号 · 3 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-3531-105 · page: https://japanlaw.org/ja/installment-sales-act/suppl-3531-105
- 附　則 昭和五九年五月一日法律第二三号 · 2 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-3591-23 · page: https://japanlaw.org/ja/installment-sales-act/suppl-3591-23
- 附　則 昭和五九年六月二日法律第四九号 · 13 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-3591-49 · page: https://japanlaw.org/ja/installment-sales-act/suppl-3591-49
- 附　則 昭和六一年一二月二六日法律第一〇九号 · 7 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-3611-109 · page: https://japanlaw.org/ja/installment-sales-act/suppl-3611-109
- 附　則 昭和六三年五月一七日法律第四三号 · 5 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-3631-43 · page: https://japanlaw.org/ja/installment-sales-act/suppl-3631-43
- 附　則 平成五年一一月一二日法律第八九号 · 11 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4051-89 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4051-89
- 附　則 平成八年五月二二日法律第四四号 · 3 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4081-44 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4081-44
- 附　則 平成一一年四月二三日法律第三四号 · 9 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4111-34 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4111-34
- 附　則 平成一一年七月一六日法律第八七号 · 22 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4111-87 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4111-87
- 附　則 平成一一年七月一六日法律第一〇二号 · 11 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4111-102 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4111-102
- 附　則 平成一一年一二月二二日法律第一六〇号 · 4 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4111-160 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4111-160
- 附　則 平成一一年一二月二二日法律第二二五号 · 9 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4111-225 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4111-225
- 附　則 平成一二年五月三一日法律第九一号 · 2 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4121-91 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4121-91
- 附　則 平成一二年一一月一七日法律第一二〇号 · 15 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4121-120 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4121-120
- 附　則 平成一二年一一月二七日法律第一二六号 · 6 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4121-126 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4121-126
- 附　則 平成一三年一一月二八日法律第一二九号 · 3 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4131-129 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4131-129
- 附　則 平成一四年六月一二日法律第六五号 · 7 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4141-65 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4141-65
- 附　則 平成一四年一二月一三日法律第一五二号 · 5 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4141-152 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4141-152
- 附　則 平成一六年五月一二日法律第四四号 · 14 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4161-44 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4161-44
- 附　則 平成一六年六月二日法律第七六号 · 7 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4161-76 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4161-76
- 附　則 平成一六年六月九日法律第八八号 · 7 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4161-88 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4161-88
- 附　則 平成一六年六月一八日法律第一二四号 · 3 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4161-124 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4161-124
- 附　則 平成一六年一二月三日法律第一五四号 · 9 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4161-154 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4161-154
- 附　則 平成一六年一二月一〇日法律第一六五号 · 3 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4161-165 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4161-165
- 附　則 平成一七年七月二六日法律第八七号 · 3 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4171-87 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4171-87
- 附　則 平成一七年一〇月二一日法律第一〇二号 · 3 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4171-102 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4171-102
- 附　則 平成一八年三月三一日法律第一〇号 · 7 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4181-10 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4181-10
- 附　則 平成二〇年六月一八日法律第七四号 · 0 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4201-74 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4201-74
- 附　則 平成二一年六月五日法律第四九号 · 14 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4211-49 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4211-49
- 附　則 平成二四年三月三一日法律第一二号 · 3 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4241-12 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4241-12
- 附　則 平成二四年八月一日法律第五三号 · 4 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4241-53 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4241-53
- 附　則 平成二六年六月一三日法律第六九号 · 13 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4261-69 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4261-69
- 附　則 平成二八年六月三日法律第六〇号 · 3 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4281-60 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4281-60
- 附　則 平成二八年一二月九日法律第九九号 · 33 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4281-99 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4281-99
- 附　則 平成二九年六月二日法律第四五号 · 2 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-4291-45 · page: https://japanlaw.org/ja/installment-sales-act/suppl-4291-45
- 附　則 令和元年六月一四日法律第三七号 · 10 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-5011-37 · page: https://japanlaw.org/ja/installment-sales-act/suppl-5011-37
- 附　則 令和元年一二月一一日法律第七一号 · 3 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-5011-71 · page: https://japanlaw.org/ja/installment-sales-act/suppl-5011-71
- 附　則 令和二年六月二四日法律第六四号 · 17 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-5021-64 · page: https://japanlaw.org/ja/installment-sales-act/suppl-5021-64
- 附　則 令和四年六月一七日法律第六八号 · 3 provisions — Markdown: https://japanlaw.org/md/ja/installment-sales-act/suppl-5041-68 · page: https://japanlaw.org/ja/installment-sales-act/suppl-5041-68

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 割賦販売法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/336AC0000000159/20250601_504AC0000000068), retrieved 2026-11-02
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Installment Sales Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4837/tb), retrieved 2026-11-02
- This site's parser, version 220 — 割賦販売法 — structure, counts, cross-references and defined terms, computed 2026-11-02