# 厚生年金保険法 / Employees' Pension Insurance Act — 第十一条の三 (Supplementary Provisions, Article 11-3)

- Law: 厚生年金保険法 (Employees' Pension Insurance Act), 昭和二十九年法律第百十五号
- English title "Employees' Pension Insurance Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第十一条の三 (Supplementary Provisions, Article 11-3) — address `suppl-3291-115/art-11-3`
- Text in force since: 2026-10-01
- URL (the page that opens at this provision): https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-3
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-3
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第十一条の三
<sup>suppl-3291-115/art-11-3 · https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-3 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-3</sup>

**第一項**  附則第八条の規定による老齢厚生年金（附則第九条及び第九条の四の規定によりその額が計算されているものに限る。以下「坑内員・船員の老齢厚生年金」という。）の受給権者が被保険者等である日が属する月において、その者の総報酬月額相当額と老齢厚生年金の額（附則第九条の四第三項又は第五項（同条第六項においてその例による場合を含む。）において準用する第四十四条第一項に規定する加給年金額を除く。以下この項において同じ。）を十二で除して得た額（以下この項において「基本月額」という。）との合計額が支給停止調整額を超えるときは、その月の分の当該老齢厚生年金について、総報酬月額相当額と基本月額との合計額から支給停止調整額を控除して得た額の二分の一に相当する額に十二を乗じて得た額（以下この項において「支給停止基準額」という。）に相当する部分の支給を停止する。ただし、支給停止基準額が老齢厚生年金の額以上であるときは、老齢厚生年金の全部の支給を停止するものとする。
<sup>suppl-3291-115/art-11-3/par-1 · https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-3/par-1 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-3/par-1</sup>
In the month that includes a day on which a beneficiary of an employees' old-age pension under the provisions of Article 8 of the Supplementary Provisions (limited to one the amount of which is calculated pursuant to the provisions of Article 9 and Article 9-4 of the Supplementary Provisions; hereinafter referred to as an "employees' old-age pension for mine workers and mariners") is the day on which the person is an insured, etc., if the total of the person's amount equivalent to total monthly remuneration and the amount obtained by dividing, by twelve, the amount of the employees' old-age pension (excluding the additional amount of pension prescribed in Article 44, paragraph (1) as applied mutatis mutandis pursuant to Article 9-4, paragraph (3) or (5) of the Supplementary Provisions (including the case where the example of Article 9-4, paragraph (6) of the Supplementary Provisions is followed); the same applies hereinafter in this paragraph) (hereinafter in this paragraph referred to as the "base monthly amount") exceeds the amount of the adjustment for the suspension of payment, payment of that employees' old-age pension for that month is suspended for the portion equivalent to the amount (hereinafter in this paragraph referred to as the "standard amount for a payment suspension") obtained by multiplying by twelve the amount equivalent to one-half of the amount obtained by deducting the amount of the adjustment for the suspension of payment from the total of the amount equivalent to total monthly remuneration and the base monthly amount; provided, however, that if the standard amount for a payment suspension is the amount of the employees' old-age pension or more, payment of the whole of the employees' old-age pension is suspended.
<sup>machine translation, not official</sup>

**第二項**  被保険者であつた期間の全部又は一部が厚生年金基金の加入員であつた期間である者に支給する坑内員・船員の老齢厚生年金については、前項中「総報酬月額相当額と老齢厚生年金の額」とあるのは「総報酬月額相当額と附則第九条の四第三項又は第五項（同条第六項においてその例による場合を含む。）において準用する平成二十五年改正法附則第八十六条第一項の規定によりなおその効力を有するものとされた平成二十五年改正法第一条の規定による改正前の第四十四条の二第一項の規定の適用がないものとして計算した老齢厚生年金の額」と、「加給年金額を除く。以下この項において同じ」とあるのは「加給年金額（以下この項において単に「加給年金額」という。）を除く。以下この項において「基金に加入しなかつた場合の老齢厚生年金の額」という」と、「老齢厚生年金の額以上」とあるのは「老齢厚生年金の額（加給年金額を除く。）以上」と、「全部」とあるのは「全部（支給停止基準額が、基金に加入しなかつた場合の老齢厚生年金の額に満たないときは、加給年金額を除く。）」とする。
<sup>suppl-3291-115/art-11-3/par-2 · https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-3/par-2 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-3/par-2</sup>
With regard to an employees' old-age pension for mine workers and mariners paid to a person whose period of being an insured is wholly or partly a period of being a member of an employees' pension Fund, in the preceding paragraph, the phrase "the person's amount equivalent to total monthly remuneration and the amount obtained by dividing, by twelve, the amount of the employees' old-age pension" is deemed to be replaced with "the person's amount equivalent to total monthly remuneration and the amount obtained by dividing, by twelve, the amount of the employees' old-age pension calculated as if Article 44-2, paragraph (1) as it was prior to the amendment by Article 1 of the 2013 Amendment Act, which remains in force pursuant to the provisions of Article 86, paragraph (1) of the Supplementary Provisions of the 2013 Amendment Act, as applied mutatis mutandis pursuant to Article 9-4, paragraph (3) or (5) of the Supplementary Provisions (including the case where the example of Article 9-4, paragraph (6) of the Supplementary Provisions is followed), did not apply", the phrase "excluding the additional amount of pension prescribed in Article 44, paragraph (1) as applied mutatis mutandis pursuant to Article 9-4, paragraph (3) or (5) of the Supplementary Provisions (including the case where the example of Article 9-4, paragraph (6) of the Supplementary Provisions is followed); the same applies hereinafter in this paragraph" with "excluding the additional amount of pension prescribed in Article 44, paragraph (1) as applied mutatis mutandis pursuant to Article 9-4, paragraph (3) or (5) of the Supplementary Provisions (including the case where the example of Article 9-4, paragraph (6) of the Supplementary Provisions is followed) (hereinafter in this paragraph referred to simply as the "additional amount of pension"); the amount of the employees' old-age pension so calculated is hereinafter in this paragraph referred to as the "amount of the employees' old-age pension without Fund membership"", the phrase "the amount of the employees' old-age pension or more" with "the amount of the employees' old-age pension (excluding the additional amount of pension) or more", and the phrase "the whole of the employees' old-age pension" with "the whole of the employees' old-age pension (excluding the additional amount of pension where the standard amount for a payment suspension is less than the amount of the employees' old-age pension without Fund membership)".
<sup>machine translation, not official</sup>

**第三項**  被保険者である障害者・長期加入者の老齢厚生年金の受給権者（坑内員たる被保険者であつた期間と船員たる被保険者であつた期間とを合算した期間が十五年以上である者に限る。）が被保険者の資格を喪失した場合において、第四十三条第三項の規定による年金の額の改定が行われたときは、当該改定が行われた月以後においては、当該老齢厚生年金は、前条、前二項、次条、附則第十一条の六、第十三条第二項から第四項まで及び第十三条の二の規定の適用については、坑内員・船員の老齢厚生年金とみなす。この場合において、これらの規定の適用に関し必要な技術的読替えは、政令で定める。
<sup>suppl-3291-115/art-11-3/par-3 · https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-3/par-3 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-3/par-3</sup>
If, in the case where a beneficiary of an employees' old-age pension for persons with disabilities or long-term insureds who is an insured (limited to a person for whom the total of the period of being an insured mine worker and the period of being a mariner insured is 15 years or more) loses status as an insured, the amount of the pension is revised pursuant to the provisions of Article 43, paragraph (3), then on and after the month in which the revision was made, that employees' old-age pension is deemed to be an employees' old-age pension for mine workers and mariners for the purpose of applying the provisions of the preceding Article, the preceding two paragraphs, the following Article, Article 11-6, Article 13, paragraphs (2) through (4), and Article 13-2 of the Supplementary Provisions. In this case, Cabinet Order provides for the necessary technical replacement of terms in connection with the application of those provisions.
<sup>machine translation, not official</sup>

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## Cites
- suppl-3291-115/art-11-3/par-1: 附則第八条 → 厚生年金保険法 附則第八条 (Supplementary Provisions, Article 8), suppl-3291-115/art-8 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-8 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-8
- suppl-3291-115/art-11-3/par-1: 附則第九条 → 厚生年金保険法 附則第九条 (Supplementary Provisions, Article 9), suppl-3291-115/art-9 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-9 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-9
- suppl-3291-115/art-11-3/par-1: 第九条の四 → 厚生年金保険法 附則第九条の四 (Supplementary Provisions, Article 9-4), suppl-3291-115/art-9-4 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-9-4 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-9-4
- suppl-3291-115/art-11-3/par-1: 附則第九条の四第三項 → 厚生年金保険法 附則第九条の四第三項 (Supplementary Provisions, Article 9-4, paragraph (3)), suppl-3291-115/art-9-4/par-3 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-9-4/par-3 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-9-4/par-3
- suppl-3291-115/art-11-3/par-1: 第五項 → 厚生年金保険法 附則第九条の四第五項 (Supplementary Provisions, Article 9-4, paragraph (5)), suppl-3291-115/art-9-4/par-5 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-9-4/par-5 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-9-4/par-5
- suppl-3291-115/art-11-3/par-1: 同条第六項 → 厚生年金保険法 附則第九条の四第六項 (Supplementary Provisions, Article 9-4, paragraph (6)), suppl-3291-115/art-9-4/par-6 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-9-4/par-6 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-9-4/par-6
- suppl-3291-115/art-11-3/par-1: 第四十四条第一項 → 厚生年金保険法 第四十四条第一項 (Article 44, paragraph (1)), art-44/par-1 — https://japanlaw.org/ja/employees-pension-insurance-act/art-44/par-1 · https://japanlaw.org/l/329AC0000000115/art-44/par-1
- suppl-3291-115/art-11-3/par-1: この項 → 厚生年金保険法 附則第十一条の三第一項 (Supplementary Provisions, Article 11-3, paragraph (1)), suppl-3291-115/art-11-3/par-1 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-3/par-1 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-3/par-1
- suppl-3291-115/art-11-3/par-2: 前項 → 厚生年金保険法 附則第十一条の三第一項 (Supplementary Provisions, Article 11-3, paragraph (1)), suppl-3291-115/art-11-3/par-1 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-3/par-1 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-3/par-1
- suppl-3291-115/art-11-3/par-2: 附則第九条の四第三項 → 厚生年金保険法 附則第九条の四第三項 (Supplementary Provisions, Article 9-4, paragraph (3)), suppl-3291-115/art-9-4/par-3 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-9-4/par-3 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-9-4/par-3
- suppl-3291-115/art-11-3/par-2: 第五項 → 厚生年金保険法 附則第九条の四第五項 (Supplementary Provisions, Article 9-4, paragraph (5)), suppl-3291-115/art-9-4/par-5 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-9-4/par-5 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-9-4/par-5
- suppl-3291-115/art-11-3/par-2: 同条第六項 → 厚生年金保険法 附則第九条の四第六項 (Supplementary Provisions, Article 9-4, paragraph (6)), suppl-3291-115/art-9-4/par-6 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-9-4/par-6 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-9-4/par-6
- suppl-3291-115/art-11-3/par-2: 平成二十五年改正法附則第八十六条第一項 → 厚生年金保険法 附則第八十六条第一項 (Supplementary Provisions, Article 86, paragraph (1)), suppl-4251-63/art-86/par-1 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-4251-63/art-86/par-1 · https://japanlaw.org/l/329AC0000000115/suppl-4251-63/art-86/par-1
- suppl-3291-115/art-11-3/par-3: 第四十三条第三項 → 厚生年金保険法 第四十三条第三項 (Article 43, paragraph (3)), art-43/par-3 — https://japanlaw.org/ja/employees-pension-insurance-act/art-43/par-3 · https://japanlaw.org/l/329AC0000000115/art-43/par-3
- suppl-3291-115/art-11-3/par-3: 前条 → 厚生年金保険法 附則第十一条の二 (Supplementary Provisions, Article 11-2), suppl-3291-115/art-11-2 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-2 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-2
- suppl-3291-115/art-11-3/par-3: 前二項 → 厚生年金保険法 附則第十一条の三第一項 (Supplementary Provisions, Article 11-3, paragraph (1)), suppl-3291-115/art-11-3/par-1 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-3/par-1 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-3/par-1
- suppl-3291-115/art-11-3/par-3: 前二項 → 厚生年金保険法 附則第十一条の三第二項 (Supplementary Provisions, Article 11-3, paragraph (2)), suppl-3291-115/art-11-3/par-2 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-3/par-2 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-3/par-2
- suppl-3291-115/art-11-3/par-3: 次条 → 厚生年金保険法 附則第十一条の四 (Supplementary Provisions, Article 11-4), suppl-3291-115/art-11-4 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-4 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-4
- suppl-3291-115/art-11-3/par-3: 附則第十一条の六 → 厚生年金保険法 附則第十一条の六 (Supplementary Provisions, Article 11-6), suppl-3291-115/art-11-6 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-6 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-6
- suppl-3291-115/art-11-3/par-3: 第十三条第二項から第四項まで → 厚生年金保険法 附則第十三条第二項 (Supplementary Provisions, Article 13, paragraph (2)), suppl-3291-115/art-13/par-2 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-13/par-2 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-13/par-2
- suppl-3291-115/art-11-3/par-3: 第十三条第二項から第四項まで → 厚生年金保険法 附則第十三条第三項 (Supplementary Provisions, Article 13, paragraph (3)), suppl-3291-115/art-13/par-3 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-13/par-3 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-13/par-3
- suppl-3291-115/art-11-3/par-3: 第十三条第二項から第四項まで → 厚生年金保険法 附則第十三条第四項 (Supplementary Provisions, Article 13, paragraph (4)), suppl-3291-115/art-13/par-4 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-13/par-4 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-13/par-4
- suppl-3291-115/art-11-3/par-3: 第十三条の二 → 厚生年金保険法 附則第十三条の二 (Supplementary Provisions, Article 13-2), suppl-3291-115/art-13-2 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-13-2 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-13-2

## Cited by

20 provisions cite this one. No official source publishes this direction.

- 厚生年金保険法 第百条の十第一項第十一号（機構への事務の委託） — https://japanlaw.org/ja/employees-pension-insurance-act/art-100-10/par-1/item-11 · https://japanlaw.org/l/329AC0000000115/art-100-10/par-1/item-11
- 厚生年金保険法 附則第九条の二第四項第二号 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-9-2/par-4/item-2 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-9-2/par-4/item-2
- 厚生年金保険法 附則第十一条第一項 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11/par-1 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11/par-1
- 厚生年金保険法 附則第十一条の三第一項 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-3/par-1 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-3/par-1
- 厚生年金保険法 附則第十一条の三第二項 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-3/par-2 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-3/par-2
- 厚生年金保険法 附則第十一条の三第三項 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-3/par-3 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-3/par-3
- 厚生年金保険法 附則第十一条の四第二項 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-4/par-2 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-4/par-2
- 厚生年金保険法 附則第十一条の五第一項 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-5/par-1 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-5/par-1
- 厚生年金保険法 附則第十一条の六第二項 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-6/par-2 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-6/par-2
- 厚生年金保険法 附則第十一条の六第四項 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-6/par-4 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-6/par-4
- 厚生年金保険法 附則第十一条の六第五項 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-11-6/par-5 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-11-6/par-5
- 厚生年金保険法 附則第十三条第二項 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-13/par-2 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-13/par-2
- 厚生年金保険法 附則第十三条第三項第二号 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-13/par-3/item-2 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-13/par-3/item-2
- 厚生年金保険法 附則第十三条第三項第三号 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-13/par-3/item-3 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-13/par-3/item-3
- 厚生年金保険法 附則第十三条第四項第二号 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-13/par-4/item-2 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-13/par-4/item-2
- 厚生年金保険法 附則第十三条の二第二項 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-13-2/par-2 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-13-2/par-2
- 厚生年金保険法 附則第十三条の三第一項 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-13-3/par-1 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-13-3/par-1
- 厚生年金保険法 附則第十五条の三第一項 — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-15-3/par-1 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-15-3/par-1
- 厚生年金保険法 附則第二十条第二項（二以上の種別の被保険者であつた期間を有する者に係る特例による老齢厚生年金の特例） — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3291-115/art-20/par-2 · https://japanlaw.org/l/329AC0000000115/suppl-3291-115/art-20/par-2
- 厚生年金保険法 附則第五十八条第二項（老齢厚生年金の支給開始年齢等の特例） — https://japanlaw.org/ja/employees-pension-insurance-act/suppl-3601-34/art-58/par-2 · https://japanlaw.org/l/329AC0000000115/suppl-3601-34/art-58/par-2

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 厚生年金保険法 — the text in force from 2026-10-01 (https://laws.e-gov.go.jp/law/329AC0000000115/20261001_507AC0000000074), retrieved 2026-10-13
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Employees' Pension Insurance Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/3554/tb), retrieved 2026-10-13
- claude-sonnet-5-5 — Machine translation, batch employees-pension-insurance-act-20261013T074650-008, translated 2026-10-13
- claude-sonnet-5-5 — Machine translation, batch employees-pension-insurance-act-20261013T083844-001, translated 2026-10-13
- This site's parser, version 190 — 厚生年金保険法 — structure, counts, cross-references and defined terms, computed 2026-10-13
