# 災害対策基本法 / Basic Act on Disaster Management — 第百四条 (Article 104)

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- Law: 災害対策基本法 (Basic Act on Disaster Management), 昭和三十六年法律第二百二十三号
- English title "Basic Act on Disaster Management": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第百四条 (Article 104)（災害融資） — address `art-104`
- Text in force since: 2026-11-02
- URL (the page that opens at this provision): https://japanlaw.org/ja/disaster-management-act/art-104
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/336AC0000000223/art-104
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第百四条（災害融資） — (Loans for Disaster)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-104 · https://japanlaw.org/ja/disaster-management-act/art-104 · https://japanlaw.org/l/336AC0000000223/art-104</sup>

**第一項**  政府関係金融機関その他これに準ずる政令で定める金融機関は、政令で定める災害が発生したときは、災害に関する特別な金融を行ない、償還期限又はすえ置き期間の延長、旧債の借換え、必要がある場合における利率の低減等実情に応じ適切な措置をとるように努めるものとする。
<sup>art-104/par-1 · https://japanlaw.org/ja/disaster-management-act/art-104/par-1 · https://japanlaw.org/l/336AC0000000223/art-104/par-1</sup>
When a disaster provided for by Cabinet Order has occurred, financial institutions related to the government and other equivalent financial institutions provided for by Cabinet Order provide special loans in connection with the disaster, and endeavor to extend the term of redemption or the period of deferment, convert old loans to new ones, lower interest rates if necessary, and take other measures pertinent to the circumstances.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 災害対策基本法 — the text in force from 2026-11-02 (https://laws.e-gov.go.jp/law/336AC0000000223/20261102_508AC0000000062), retrieved 2026-11-02
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Basic Act on Disaster Management — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4171/tb), retrieved 2026-11-02
- This site's parser, version 221 — 災害対策基本法 — structure, counts, cross-references and defined terms, computed 2026-11-02