# 確定拠出年金法 / Defined Contribution Pension Act — 第一章 (Chapter 1)

- Law: 確定拠出年金法 (Defined Contribution Pension Act), 平成十三年法律第八十八号
- English title "Defined Contribution Pension Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第一章 (Chapter 1) — address `ch-1`
- Text: the text as amended with effect from 2030-06-19 (On a day set by Cabinet Order, no later than 19 June 2030 — the amending law allows up to five years from promulgation. The exact day is not fixed yet.) — NOT yet in force (revision 20300619_507AC0000000074)
- URL (this text's page, at this provision): https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1
- The same address in the text in force (its wording there may differ): https://japanlaw.org/ja/defined-contribution-pension-act/ch-1
- Every provision below carries its address and its place on this text's page on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
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site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.
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machine translation.

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## 第一章　総則 — Chapter I General Provisions
<sup>heading: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>ch-1 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1</sup>

### 第一条（目的） — (Purpose)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-1 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-1</sup>

**第一項**  この法律は、少子高齢化の進展、高齢期の生活の多様化等の社会経済情勢の変化にかんがみ、個人又は事業主が拠出した資金を個人が自己の責任において運用の指図を行い、高齢期においてその結果に基づいた給付を受けることができるようにするため、確定拠出年金について必要な事項を定め、国民の高齢期における所得の確保に係る自主的な努力を支援し、もって公的年金の給付と相まって国民の生活の安定と福祉の向上に寄与することを目的とする。
<sup>art-1/par-1 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-1/par-1</sup>
In light of the changes in socioeconomic situations such as the progression of the declining birthrate and aging population and the diversification of lifestyles in old age, and in order to enable individuals to give instructions on their own responsibility regarding investment of funds contributed by individuals or employers and receive benefits based on the investment outcomes in old age, this Act aims to provide for necessary particulars concerning defined contribution pensions and support the voluntary efforts of citizens for securing income in old age, thereby contributing to stabilizing the lives and improving the welfare of citizens, in conjunction with provision of benefits of public pensions.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

### 第二条（定義） — (Definitions)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-2 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2</sup>

**第一項**  この法律において「確定拠出年金」とは、企業型年金及び個人型年金をいう。
<sup>art-2/par-1 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-1</sup>
The term "defined contribution pension plan" as used in this Act means a corporate-type pension plan and an individual-type pension plan.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第二項**  この法律において「企業型年金」とは、厚生年金適用事業所の事業主が、単独で又は共同して、次章の規定に基づいて実施する年金制度をいう。
<sup>art-2/par-2 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-2</sup>
The term "corporate-type pension plan" as used in this Act means a pension system independently or jointly implemented by an employer with a place of business where an employees' pension insurance (EPI) is applicable based on the provisions of the following Chapter.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第三項**  この法律において「個人型年金」とは、連合会が、第三章の規定に基づいて実施する年金制度をいう。
<sup>art-2/par-3 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-3</sup>
The term "individual-type pension plan" as used in this Act means a pension system implemented by the Association based on the provisions of Chapter III.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第四項**  この法律において「厚生年金適用事業所」とは、厚生年金保険法（昭和二十九年法律第百十五号）第六条第一項の適用事業所及び同条第三項の認可を受けた適用事業所をいう。
<sup>art-2/par-4 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-4</sup>
The term "EPI-applicable place of business" as used in this Act means an applicable place of business referred to in Article 6, paragraph (1) of the Employees' Pension Insurance Act (Act No. 115 of 1954) and an applicable place of business for which the approval referred to in paragraph (3) of that Article has been obtained.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第五項**  この法律において「連合会」とは、国民年金基金連合会であって、個人型年金を実施する者として厚生労働大臣が全国を通じて一個に限り指定したものをいう。
<sup>art-2/par-5 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-5</sup>
The term "Association" as used in this Act means the National Pension Fund Association, which has been designated by the Minister of Health, Labour and Welfare as the sole person throughout Japan to implement an individual-type pension plan.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第六項**  この法律において「第一号等厚生年金被保険者」とは、厚生年金保険の被保険者のうち厚生年金保険法第二条の五第一項第一号に規定する第一号厚生年金被保険者（以下「第一号厚生年金被保険者」という。）又は同項第四号に規定する第四号厚生年金被保険者（以下「第四号厚生年金被保険者」という。）をいう。
<sup>art-2/par-6 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-6</sup>
The term "category I or IV EPI insured" as used in this Act means an insured person covered by the employees' pension insurance who is a category I EPI insured person prescribed in Article 2-5, paragraph (1), item (i) of the Employees' Pension Insurance Act (hereinafter referred to as a "category I EPI insured person") or a category IV EPI insured person prescribed in item (iv) of that paragraph (hereinafter referred to as a "category IV EPI insured person").
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第七項**  この法律において「確定拠出年金運営管理業」とは、次に掲げる業務（以下「運営管理業務」という。）の全部又は一部を行う事業をいう。
<sup>art-2/par-7 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-7</sup>
The term "defined contribution pension plan operational management business" as used in this Act means a business of providing all or part of the following services (hereinafter referred to as the "operational management services"):
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **一**  確定拠出年金における次のイからハまでに掲げる業務（連合会が行う個人型年金加入者の資格の確認に係る業務その他の厚生労働省令で定める業務を除く。以下「記録関連業務」という。）
  <sup>art-2/par-7/item-1 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-7/item-1</sup>
  the services set forth in (a) through (c) below for defined contribution pension plans (excluding the services specified by Order of the Ministry of Health, Labour and Welfare, such as services relating to confirming the eligibility as a participant of an individual-type pension plans, by the Association; hereinafter referred to as "records-related services"):
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **イ**  企業型年金加入者及び企業型年金運用指図者並びに個人型年金加入者及び個人型年金運用指図者（以下「加入者等」と総称する。）の氏名、住所、個人別管理資産額その他の加入者等に関する事項の記録、保存及び通知
    <sup>art-2/par-7/item-1/sub-1 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-7/item-1/sub-1</sup>
    recording, keeping, and giving notice of particulars concerning a participant of a corporate-type pension plan and an instructor of a corporate-type pension plan investment as well as a participant of an individual-type pension plan and an instructor of an individual-type pension plan investment (hereinafter collectively referred to as "participants or instructors"), such as their names, addresses, and the amount of assets managed per individual;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **ロ**  加入者等が行った運用の指図の取りまとめ及びその内容の資産管理機関（企業型年金を実施する事業主が第八条第一項の規定により締結した契約の相手方をいう。以下同じ。）又は連合会への通知
    <sup>art-2/par-7/item-1/sub-2 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-7/item-1/sub-2</sup>
    assembling the instructions on investment given by the participants or instructors and giving notice of the contents thereof to the asset management institution (meaning the party with whom the employer implementing the corporate-type pension plan had concluded a contract pursuant to the provisions of Article 8, paragraph (1); the same applies hereinafter) or to the Association;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **ハ**  給付を受ける権利の裁定
    <sup>art-2/par-7/item-1/sub-3 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-7/item-1/sub-3</sup>
    issuing a ruling on the right to receive benefits; and
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **二**  確定拠出年金における運用の方法の選定及び加入者等に対する提示並びに当該運用の方法に係る情報の提供（以下「運用関連業務」という。）
  <sup>art-2/par-7/item-2 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-7/item-2</sup>
  selecting the investment method of the defined contribution pension plan and presenting it to the participants or instructors as well as providing information relating to that investment method (hereinafter referred to as "investment-related services").
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第八項**  この法律において「企業型年金加入者」とは、企業型年金において、その者について企業型年金を実施する厚生年金適用事業所の事業主により掛金が拠出され、かつ、その個人別管理資産について運用の指図を行う者をいう。
<sup>art-2/par-8 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-8</sup>
The term "participant of a corporate-type pension plan" as used in this Act means a person, under a corporate-type pension plan, for whom an employer with an EPI-applicable place of business that implements the corporate-type pension plan for that person makes contributions, and who gives instructions on investment with regard to the person's assets managed per individual.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第九項**  この法律において「企業型年金運用指図者」とは、企業型年金において、その個人別管理資産について運用の指図を行う者（企業型年金加入者を除く。）をいう。
<sup>art-2/par-9 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-9</sup>
The term "instructor of a corporate-type pension plan" as used in this Act means a person, under a corporate-type pension plan, who gives instructions on investment with regard to the person's assets managed per individual (excluding a participant of a corporate-type pension plan).
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第十項**  この法律において「個人型年金加入者」とは、個人型年金において、掛金を拠出し、かつ、その個人別管理資産について運用の指図を行う者をいう。
<sup>art-2/par-10 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-10</sup>
The term "participant of an individual-type pension plan" as used in this Act means a person, under an individual-type pension plan, who makes contributions and who gives instructions on investment with regard to the person's assets managed per individual.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第十一項**  この法律において「個人型年金運用指図者」とは、個人型年金において、その個人別管理資産について運用の指図を行う者（個人型年金加入者を除く。）をいう。
<sup>art-2/par-11 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-11</sup>
The term "instructor of an individual-type pension plan investment" as used in this Act means a person, under an individual-type pension plan, who gives instructions on investment with regard to the person's assets managed per individual (excluding a participant of an individual-type pension plan).
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第十二項**  この法律において「個人別管理資産」とは、企業型年金加入者若しくは企業型年金加入者であった者又は個人型年金加入者若しくは個人型年金加入者であった者に支給する給付に充てるべきものとして、一の企業型年金又は個人型年金において積み立てられている資産をいう。
<sup>art-2/par-12 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-12</sup>
The term "assets managed per individual" as used in this Act means assets reserved under a corporate-type pension plan or an individual-type pension plan to be allocated to benefits to be paid to a person who is or was a participant of a corporate-type pension plan or to a person who is or was a participant of an individual-type pension plan.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

**第十三項**  この法律において「個人別管理資産額」とは、個人別管理資産の額として政令で定めるところにより計算した額をいう。
<sup>art-2/par-13 · https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-1#art-2/par-13</sup>
The term "the amount of assets managed per individual" as used in this Act means the amount calculated pursuant to the provisions of Cabinet Order as the amount of assets managed per individual.
<sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-2/par-4: 厚生年金保険法（昭和二十九年法律第百十五号）第六条第一項 → 厚生年金保険法 第六条第一項 (Article 6, paragraph (1)), art-6/par-1 — https://japanlaw.org/ja/employees-pension-insurance-act/art-6/par-1 · https://japanlaw.org/l/329AC0000000115/art-6/par-1
- art-2/par-4: 同条第三項 → 厚生年金保険法 第六条第三項 (Article 6, paragraph (3)), art-6/par-3 — https://japanlaw.org/ja/employees-pension-insurance-act/art-6/par-3 · https://japanlaw.org/l/329AC0000000115/art-6/par-3
- art-2/par-6: 厚生年金保険法第二条の五第一項第一号 → 厚生年金保険法 第二条の五第一項第一号 (Article 2-5, paragraph (1), item (i)), art-2-5/par-1/item-1 — https://japanlaw.org/ja/employees-pension-insurance-act/art-2-5/par-1/item-1 · https://japanlaw.org/l/329AC0000000115/art-2-5/par-1/item-1
- art-2/par-6: 同項第四号 → 厚生年金保険法 第二条の五第一項第四号 (Article 2-5, paragraph (1), item (iv)), art-2-5/par-1/item-4 — https://japanlaw.org/ja/employees-pension-insurance-act/art-2-5/par-1/item-4 · https://japanlaw.org/l/329AC0000000115/art-2-5/par-1/item-4
- art-2/par-7/item-1/sub-2: 第八条第一項 → 確定拠出年金法 第八条第一項 (Article 8, paragraph (1)), art-8/par-1 — https://japanlaw.org/ja/defined-contribution-pension-act/amendments/20300619_507AC0000000074/text/ch-2/from-art-8#art-8/par-1

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 確定拠出年金法 — the text as 令和七年法律第七十四号 leaves it, from a date not yet fixed (https://laws.e-gov.go.jp/law/413AC0000000088/20300619_507AC0000000074), retrieved 2026-10-19
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Defined Contribution Pension Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4371/tb), retrieved 2026-10-19
- This site's parser, version 203 — 確定拠出年金法 — structure, counts, cross-references and defined terms, computed 2026-10-19