# 銀行法 / Banking Act — 第二条 (Supplementary Provisions, Article 2)

- Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号
- English title "Banking Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第二条 (Supplementary Provisions, Article 2)（銀行法の一部改正に伴う経過措置） — address `suppl-4291-49/art-2`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/ja/banking-act/suppl-4291-49/art-2
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-2
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第二条（銀行法の一部改正に伴う経過措置） — Transitional Measures upon Partial Amendment of the Banking Act
<sup>caption: machine translation, not official</sup>
<sup>suppl-4291-49/art-2 · https://japanlaw.org/ja/banking-act/suppl-4291-49/art-2 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-2</sup>

**第一項**  この法律の施行の際現に電子決済等代行業（第一条の規定による改正後の銀行法（以下「新銀行法」という。）第二条第十七項に規定する電子決済等代行業をいう。以下同じ。）を営んでいる者は、この法律の施行の日（以下「施行日」という。）から起算して六月間（当該期間内に新銀行法第五十二条の六十一の五第一項の規定による登録の拒否の処分があったとき、又は次項の規定により読み替えて適用される新銀行法第五十二条の六十一の十七第一項の規定により電子決済等代行業の全部の廃止を命ぜられたときは、当該処分のあった日又は当該廃止を命ぜられた日までの間）は、新銀行法第五十二条の六十一の二の規定にかかわらず、当該電子決済等代行業を営むことができる。その者がその期間内に同条の登録の申請をした場合において、その期間を経過したときは、その申請について登録又は登録の拒否の処分があるまでの間も、同様とする。
<sup>suppl-4291-49/art-2/par-1 · https://japanlaw.org/ja/banking-act/suppl-4291-49/art-2/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-2/par-1</sup>
A person who is actually engaged in electronic payment services (meaning the electronic payment services prescribed in Article 2, paragraph (17) of the Banking Act as amended by the provisions of Article 1 (hereinafter referred to as the "new Banking Act"); the same applies hereinafter) at the time this Act comes into effect may, for six months from the date on which this Act comes into effect (hereinafter referred to as the "effective date") (or, if within that period a disposition of refusal of registration is made under the provisions of Article 52-61-5, paragraph (1) of the new Banking Act, or an order to discontinue all of the electronic payment services is issued under the provisions of Article 52-61-17, paragraph (1) of the new Banking Act as applied with terms deemed to be replaced pursuant to the provisions of the following paragraph, until the date of that disposition or the date on which the order to discontinue was issued), conduct those electronic payment services notwithstanding Article 52-61-2 of the new Banking Act. If that person has applied for the registration referred to in that Article within that period and that period has elapsed, the same applies until a disposition of registration or refusal of registration is made on that application.
<sup>machine translation, not official</sup>

**第二項**  前項の規定により電子決済等代行業を営むことができる場合においては、その者を電子決済等代行業者（新銀行法第二条第十八項に規定する電子決済等代行業者をいう。以下同じ。）とみなして、新銀行法（第五十二条の六十一の十及び第五十二条の六十一の十一を除く。）の規定を適用する。この場合において、新銀行法第五十二条の六十一の十七第一項中「第五十二条の六十一の二の登録を取り消し」とあるのは、「電子決済等代行業の全部の廃止を命じ」とするほか、必要な技術的読替えは、政令で定める。
<sup>suppl-4291-49/art-2/par-2 · https://japanlaw.org/ja/banking-act/suppl-4291-49/art-2/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-2/par-2</sup>
In the case where a person may conduct electronic payment services pursuant to the provisions of the preceding paragraph, the provisions of the new Banking Act (excluding Article 52-61-10 and Article 52-61-11) apply by deeming that person to be an electronic payment service provider (meaning the electronic payment service provider prescribed in Article 2, paragraph (18) of the new Banking Act; the same applies hereinafter); in this case, in Article 52-61-17, paragraph (1) of the new Banking Act, the phrase "revoke the registration referred to in Article 52-61-2" is deemed to be replaced with "order the discontinuation of all electronic payment services", and other technical replacements of terms that are necessary are specified by Cabinet Order.
<sup>machine translation, not official</sup>

**第三項**  前項の規定により読み替えて適用される新銀行法第五十二条の六十一の十七第一項の規定により電子決済等代行業の全部の廃止を命ぜられた場合における新銀行法の規定の適用については、当該廃止を命ぜられた者を同項の規定により新銀行法第五十二条の六十一の二の登録を取り消された者と、当該廃止を命ぜられた日を当該登録の取消しの日とみなす。
<sup>suppl-4291-49/art-2/par-3 · https://japanlaw.org/ja/banking-act/suppl-4291-49/art-2/par-3 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-2/par-3</sup>
With regard to the application of the provisions of the new Banking Act in the case where a person is ordered to discontinue all of the electronic payment services under the provisions of Article 52-61-17, paragraph (1) of the new Banking Act as applied with terms deemed to be replaced pursuant to the provisions of the preceding paragraph, the person ordered to discontinue is deemed to be a person whose registration referred to in Article 52-61-2 of the new Banking Act has been revoked pursuant to the provisions of that paragraph, and the date on which the person was ordered to discontinue is deemed to be the date of the revocation of that registration.
<sup>machine translation, not official</sup>

**第四項**  施行日から起算して二年を超えない範囲内において政令で定める日までにおける新銀行法第五十二条の六十一の十の規定の適用については、同条第一項中「は、第二条第十七項各号」とあるのは「（第二条第十七項第一号」と、「）を」とあるのは「以下この項において同じ。）を行うものに限る。以下この条及び次条において同じ。）は、同号に掲げる行為を」と、「それぞれ当該各号」とあるのは「同号」と、「電子決済等代行業に」とあるのは「電子決済等代行業（同号に掲げる行為を行うものに限る。以下この項及び次項並びに次条第二項において同じ。）に」とする。
<sup>suppl-4291-49/art-2/par-4 · https://japanlaw.org/ja/banking-act/suppl-4291-49/art-2/par-4 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-2/par-4</sup>
With regard to the application of the provisions of Article 52-61-10 of the new Banking Act until the date specified by Cabinet Order within a period not exceeding two years from the effective date, in paragraph (1) of that Article, the phrase "Before performing an action set forth in any of the items of Article 2, paragraph (17)" is deemed to be replaced with "An electronic payment service provider (limited to one that performs an action set forth in Article 2, paragraph (17), item (i)", the phrase "that Article), an electronic payment service provider must" with "that paragraph; hereinafter the same applies in this paragraph); hereinafter the same applies in this Article and the following Article) must, before performing the action set forth in that item,", the phrase "each of those items" with "that item", and the phrase "a contract for electronic payment services" with "a contract for electronic payment services (limited to those that perform the action set forth in that item; hereinafter the same applies in this paragraph, the following paragraph and Article 52-61-11, paragraph (2))".
<sup>machine translation, not official</sup>

**第五項**  この法律の施行の際現にその名称中に認定電子決済等代行事業者協会又は認定電子決済等代行事業者協会の会員であると誤認されるおそれのある文字を使用している者については、新銀行法第五十二条の六十一の二十一第二項及び第三項の規定は、施行日から起算して六月間は、適用しない。
<sup>suppl-4291-49/art-2/par-5 · https://japanlaw.org/ja/banking-act/suppl-4291-49/art-2/par-5 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-2/par-5</sup>
With regard to a person who, at the time this Act comes into effect, is actually using in their name a word likely to be mistaken for a certified association of electronic payment service providers or a member of a certified association of electronic payment service providers, the provisions of Article 52-61-21, paragraphs (2) and (3) of the new Banking Act do not apply for six months from the effective date.
<sup>machine translation, not official</sup>

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## Cites
- suppl-4291-49/art-2/par-1: 第二条第十七項 → 銀行法 第二条第二十一項 (Article 2, paragraph (21)), art-2/par-21 — https://japanlaw.org/ja/banking-act/art-2/par-21 · https://japanlaw.org/l/356AC0000000059/art-2/par-21
- suppl-4291-49/art-2/par-1: 新銀行法第五十二条の六十一の五第一項 → 銀行法 第五十二条の六十一の五第一項 (Article 52-61-5, paragraph (1)), art-52-61-5/par-1 — https://japanlaw.org/ja/banking-act/art-52-61-5/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-5/par-1
- suppl-4291-49/art-2/par-1: 次項 → 銀行法 附則第二条第二項 (Supplementary Provisions, Article 2, paragraph (2)), suppl-4291-49/art-2/par-2 — https://japanlaw.org/ja/banking-act/suppl-4291-49/art-2/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-2/par-2
- suppl-4291-49/art-2/par-1: 新銀行法第五十二条の六十一の十七第一項 → 銀行法 第五十二条の六十一の十七第一項 (Article 52-61-17, paragraph (1)), art-52-61-17/par-1 — https://japanlaw.org/ja/banking-act/art-52-61-17/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-17/par-1
- suppl-4291-49/art-2/par-1: 新銀行法第五十二条の六十一の二 → 銀行法 第五十二条の六十一の二 (Article 52-61-2), art-52-61-2 — https://japanlaw.org/ja/banking-act/art-52-61-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-2
- suppl-4291-49/art-2/par-2: 前項 → 銀行法 附則第二条第一項 (Supplementary Provisions, Article 2, paragraph (1)), suppl-4291-49/art-2/par-1 — https://japanlaw.org/ja/banking-act/suppl-4291-49/art-2/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-2/par-1
- suppl-4291-49/art-2/par-2: 新銀行法第二条第十八項 → 銀行法 第二条第二十二項 (Article 2, paragraph (22)), art-2/par-22 — https://japanlaw.org/ja/banking-act/art-2/par-22 · https://japanlaw.org/l/356AC0000000059/art-2/par-22
- suppl-4291-49/art-2/par-2: 新銀行法第五十二条の六十一の十七第一項 → 銀行法 第五十二条の六十一の十七第一項 (Article 52-61-17, paragraph (1)), art-52-61-17/par-1 — https://japanlaw.org/ja/banking-act/art-52-61-17/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-17/par-1
- suppl-4291-49/art-2/par-2: 第五十二条の六十一の二 → 銀行法 第五十二条の六十一の二 (Article 52-61-2), art-52-61-2 — https://japanlaw.org/ja/banking-act/art-52-61-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-2
- suppl-4291-49/art-2/par-3: 前項 → 銀行法 附則第二条第二項 (Supplementary Provisions, Article 2, paragraph (2)), suppl-4291-49/art-2/par-2 — https://japanlaw.org/ja/banking-act/suppl-4291-49/art-2/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-2/par-2
- suppl-4291-49/art-2/par-3: 新銀行法第五十二条の六十一の十七第一項 → 銀行法 第五十二条の六十一の十七第一項 (Article 52-61-17, paragraph (1)), art-52-61-17/par-1 — https://japanlaw.org/ja/banking-act/art-52-61-17/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-17/par-1
- suppl-4291-49/art-2/par-3: 新銀行法第五十二条の六十一の二 → 銀行法 第五十二条の六十一の二 (Article 52-61-2), art-52-61-2 — https://japanlaw.org/ja/banking-act/art-52-61-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-2
- suppl-4291-49/art-2/par-4: 新銀行法第五十二条の六十一の十 → 銀行法 第五十二条の六十一の十 (Article 52-61-10), art-52-61-10 — https://japanlaw.org/ja/banking-act/art-52-61-10 · https://japanlaw.org/l/356AC0000000059/art-52-61-10
- suppl-4291-49/art-2/par-4: 同条第一項 → 銀行法 第五十二条の六十一の十第一項 (Article 52-61-10, paragraph (1)), art-52-61-10/par-1 — https://japanlaw.org/ja/banking-act/art-52-61-10/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-1
- suppl-4291-49/art-2/par-4: 第二条第十七項 → 銀行法 第二条第二十一項 (Article 2, paragraph (21)), art-2/par-21 — https://japanlaw.org/ja/banking-act/art-2/par-21 · https://japanlaw.org/l/356AC0000000059/art-2/par-21
- suppl-4291-49/art-2/par-4: 第二条第十七項第一号 → 銀行法 第二条第二十一項第一号 (Article 2, paragraph (21), item (i)), art-2/par-21/item-1 — https://japanlaw.org/ja/banking-act/art-2/par-21/item-1 · https://japanlaw.org/l/356AC0000000059/art-2/par-21/item-1
- suppl-4291-49/art-2/par-4: 次条 → 銀行法 第五十二条の六十一の十一 (Article 52-61-11), art-52-61-11 — https://japanlaw.org/ja/banking-act/art-52-61-11 · https://japanlaw.org/l/356AC0000000059/art-52-61-11
- suppl-4291-49/art-2/par-4: 次項 → 銀行法 第五十二条の六十一の十第二項 (Article 52-61-10, paragraph (2)), art-52-61-10/par-2 — https://japanlaw.org/ja/banking-act/art-52-61-10/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-2
- suppl-4291-49/art-2/par-4: 次条第二項 → 銀行法 第五十二条の六十一の十一第二項 (Article 52-61-11, paragraph (2)), art-52-61-11/par-2 — https://japanlaw.org/ja/banking-act/art-52-61-11/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-11/par-2
- suppl-4291-49/art-2/par-5: 新銀行法第五十二条の六十一の二十一第二項 → 銀行法 第五十二条の六十一の二十一第二項 (Article 52-61-21, paragraph (2)), art-52-61-21/par-2 — https://japanlaw.org/ja/banking-act/art-52-61-21/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-21/par-2
- suppl-4291-49/art-2/par-5: 第三項 → 銀行法 第五十二条の六十一の二十一第三項 (Article 52-61-21, paragraph (3)), art-52-61-21/par-3 — https://japanlaw.org/ja/banking-act/art-52-61-21/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-61-21/par-3

## Cited by

5 provisions cite this one. No official source publishes this direction.

- 銀行法 附則第二条第一項（銀行法の一部改正に伴う経過措置） — https://japanlaw.org/ja/banking-act/suppl-4291-49/art-2/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-2/par-1
- 銀行法 附則第二条第二項（銀行法の一部改正に伴う経過措置） — https://japanlaw.org/ja/banking-act/suppl-4291-49/art-2/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-2/par-2
- 銀行法 附則第二条第三項（銀行法の一部改正に伴う経過措置） — https://japanlaw.org/ja/banking-act/suppl-4291-49/art-2/par-3 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-2/par-3
- 銀行法 附則第十一条第一項（銀行等の努力義務） — https://japanlaw.org/ja/banking-act/suppl-4291-49/art-11/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-11/par-1
- 銀行法 附則第二十条第一項（その他の経過措置の政令への委任） — https://japanlaw.org/ja/banking-act/suppl-4291-49/art-20/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-20/par-1

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11
- claude-sonnet-5-5 — Machine translation, batch banking-act-20261012T020531-006, translated 2026-10-12
- This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11
