# 銀行法 / Banking Act — 第十条 (Supplementary Provisions, Article 10) - Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号 - English title "Banking Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十条 (Supplementary Provisions, Article 10)（銀行等による方針の決定等） — address `suppl-4291-49/art-10` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/ja/banking-act/suppl-4291-49/art-10 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-10 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十条（銀行等による方針の決定等） — Determination of Policies, etc. by Banks, etc. caption: machine translation, not official suppl-4291-49/art-10 · https://japanlaw.org/ja/banking-act/suppl-4291-49/art-10 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-10 **第一項** 銀行等（銀行、農業協同組合法第十条第一項第三号の事業を行う農業協同組合及び農業協同組合連合会、水産業協同組合法第十一条第一項第四号の事業を行う漁業協同組合、同法第八十七条第一項第四号の事業を行う漁業協同組合連合会、同法第九十三条第一項第二号の事業を行う水産加工業協同組合、同法第九十七条第一項第二号の事業を行う水産加工業協同組合連合会、信用協同組合、中小企業等協同組合法第九条の九第一項第一号の事業を行う協同組合連合会、信用金庫、信用金庫連合会、労働金庫、労働金庫連合会、農林中央金庫並びに株式会社商工組合中央金庫をいう。以下同じ。）は、公布の日から起算して九月を経過する日までに、主務省令で定めるところにより、電子決済等代行業者等（電子決済等代行業者、新農業協同組合法第九十二条の五の三第一項に規定する特定信用事業電子決済等代行業者、新水産業協同組合法第百二十一条の五の三第一項に規定する特定信用事業電子決済等代行業者、信用協同組合電子決済等代行業者、信用金庫電子決済等代行業者、労働金庫電子決済等代行業者、農林中央金庫電子決済等代行業者及び商工組合中央金庫電子決済等代行業者をいう。以下同じ。）との連携及び協働に係る方針を決定し、これを公表しなければならない。 suppl-4291-49/art-10/par-1 · https://japanlaw.org/ja/banking-act/suppl-4291-49/art-10/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-10/par-1 A bank, etc. (meaning banks, agricultural cooperatives and federations of agricultural cooperatives that conduct the business set forth in Article 10, paragraph (1), item (iii) of the Agricultural Co-operatives Act, fishery cooperatives that conduct the business set forth in Article 11, paragraph (1), item (iv) of the Fishery Industry Cooperative Act, federations of fishery cooperatives that conduct the business set forth in Article 87, paragraph (1), item (iv) of that Act, fishery processing cooperatives that conduct the business set forth in Article 93, paragraph (1), item (ii) of that Act, federations of fishery processing cooperatives that conduct the business set forth in Article 97, paragraph (1), item (ii) of that Act, credit cooperatives, federations of cooperatives that conduct the business set forth in Article 9-9, paragraph (1), item (i) of the Small and Medium-Sized Enterprise Cooperatives Act, Shinkin banks, federations of Shinkin banks, labor banks, federations of labor banks, the Norinchukin Bank, and Shoko Chukin Bank, Ltd.; the same applies hereinafter) must, by the date on which nine months have elapsed from the date of promulgation, determine a policy on cooperation and collaboration with electronic payment service providers, etc. (meaning electronic payment service providers, specified credit business electronic payment service providers prescribed in Article 92-5-3, paragraph (1) of the new Agricultural Co-operatives Act, specified credit business electronic payment service providers prescribed in Article 121-5-3, paragraph (1) of the new Fishery Industry Cooperative Act, credit cooperative electronic payment service providers, Shinkin bank electronic payment service providers, labor bank electronic payment service providers, Norinchukin Bank electronic payment service providers, and Shoko Chukin Bank electronic payment service providers; the same applies hereinafter) and publish it, as specified by the Ministerial Order of the competent ministry. machine translation, not official **第二項** 前項に規定する主務省令は、次の各号に掲げる銀行等の区分に従い、当該各号に定める者の発する命令とする。 suppl-4291-49/art-10/par-2 · https://japanlaw.org/ja/banking-act/suppl-4291-49/art-10/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-10/par-2 The Ministerial Order of the competent ministry prescribed in the preceding paragraph is the order issued by the person specified in each of the following items for the category of bank, etc. set forth in that item. machine translation, not official **一** 銀行　内閣総理大臣 suppl-4291-49/art-10/par-2/item-1 · https://japanlaw.org/ja/banking-act/suppl-4291-49/art-10/par-2/item-1 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-10/par-2/item-1 Banks: the Prime Minister machine translation, not official --- ## Cites - suppl-4291-49/art-10/par-1: 農業協同組合法第十条第一項第三号 → e-Gov law 322AC0000000132, 第十条第一項第三号 (Article 10, paragraph (1), item (iii)), art-10/par-1/item-3 — not held in this collection - suppl-4291-49/art-10/par-1: 水産業協同組合法第十一条第一項第四号 → e-Gov law 323AC0000000242, 第十一条第一項第四号 (Article 11, paragraph (1), item (iv)), art-11/par-1/item-4 — not held in this collection - suppl-4291-49/art-10/par-1: 同法第八十七条第一項第四号 → e-Gov law 323AC0000000242, 第八十七条第一項第四号 (Article 87, paragraph (1), item (iv)), art-87/par-1/item-4 — not held in this collection - suppl-4291-49/art-10/par-1: 同法第九十三条第一項第二号 → e-Gov law 323AC0000000242, 第九十三条第一項第二号 (Article 93, paragraph (1), item (ii)), art-93/par-1/item-2 — not held in this collection - suppl-4291-49/art-10/par-1: 同法第九十七条第一項第二号 → e-Gov law 323AC0000000242, 第九十七条第一項第二号 (Article 97, paragraph (1), item (ii)), art-97/par-1/item-2 — not held in this collection - suppl-4291-49/art-10/par-1: 中小企業等協同組合法第九条の九第一項第一号 → e-Gov law 324AC0000000181, 第九条の九第一項第一号 (Article 9-9, paragraph (1), item (i)), art-9-9/par-1/item-1 — not held in this collection - suppl-4291-49/art-10/par-2: 前項 → 銀行法 附則第十条第一項 (Supplementary Provisions, Article 10, paragraph (1)), suppl-4291-49/art-10/par-1 — https://japanlaw.org/ja/banking-act/suppl-4291-49/art-10/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-10/par-1 ## Cited by 2 provisions cite this one. No official source publishes this direction. - 銀行法 附則第一条第一項（施行期日） — https://japanlaw.org/ja/banking-act/suppl-4291-49/art-1/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-1/par-1 - 銀行法 附則第十条第二項（銀行等による方針の決定等） — https://japanlaw.org/ja/banking-act/suppl-4291-49/art-10/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-10/par-2 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11 - claude-sonnet-5-5 — Machine translation, batch banking-act-20261012T020531-006, translated 2026-10-12 - This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11