# 銀行法 / Banking Act — 第十三条 (Supplementary Provisions, Article 13) - Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号 - English title "Banking Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十三条 (Supplementary Provisions, Article 13)（銀行法等の一部改正に伴う経過措置） — address `suppl-4251-45/art-13` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/ja/banking-act/suppl-4251-45/art-13 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-13 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十三条（銀行法等の一部改正に伴う経過措置） — (Transitional Measures upon the Partial Amendment of the Banking Act and Other Acts) caption: Ministry of Justice translation — Japanese Law Translation Database System suppl-4251-45/art-13 · https://japanlaw.org/ja/banking-act/suppl-4251-45/art-13 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-13 **第一項** 第十四条の規定による改正後の銀行法（以下この条において「新銀行法」という。）第十三条第一項（第七条の規定による改正後の協同組合による金融事業に関する法律（以下この項において「新協金法」という。）第六条第一項、第十条の規定による改正後の信用金庫法第八十九条第一項、第十一条の規定による改正後の長期信用銀行法（以下この項及び第三項において「新長期信用銀行法」という。）第十七条及び第十二条の規定による改正後の労働金庫法第九十四条第一項において準用する場合（次項において「新協金法第六条第一項等において準用する場合」という。）を含む。以下この項及び次項において同じ。）の規定は、附則第一条第三号に掲げる規定の施行の際現に新銀行法第十三条第一項に規定する同一人に対する信用の供与等（同項に規定する信用の供与等をいう。以下この項及び次項において同じ。）の額が信用供与等限度額（同条第一項に規定する信用供与等限度額をいう。以下この項において同じ。）を超えている新銀行法第二条第一項に規定する銀行、新長期信用銀行法第二条に規定する長期信用銀行、信用金庫若しくは信用金庫連合会、労働金庫若しくは労働金庫連合会又は信用協同組合若しくは新協金法第二条第一項に規定する信用協同組合連合会（以下この項及び次項において「銀行等」という。）の当該同一人に対する信用の供与等については、当該銀行等が第三号施行日から起算して三月を経過する日までにその旨を内閣総理大臣（労働金庫又は労働金庫連合会にあっては内閣総理大臣及び厚生労働大臣とする。以下この項及び次項において同じ。）に届け出たときは、第三号施行日から起算して一年を経過する日までの間は、適用しない。この場合において、当該銀行等が、当該同一人に対して同日後も引き続き信用供与等限度額を超えて当該信用の供与等をしないこととすれば当該同一人の事業の継続に著しい支障を生ずるおそれがある場合その他のやむを得ない理由がある場合において同日までに内閣総理大臣の承認を受けたときは、当該銀行等は、同日の翌日において新銀行法第十三条第一項ただし書の規定による承認を受けたものとみなす。 suppl-4251-45/art-13/par-1 · https://japanlaw.org/ja/banking-act/suppl-4251-45/art-13/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-13/par-1 Until the last day of the one-year period that begins on the effective date referred to in item (iii), the provisions of Article 13, paragraph (1) of the Banking Act after the amendment pursuant to the provisions of Article 14 (hereinafter referred to as the "new Banking Act" in this Article) (including as applied mutatis mutandis pursuant to Article 6, paragraph (1) of the Act on Financial Businesses by Cooperative after the amendment pursuant to the provisions of Article 7 (hereinafter referred to as the "new Act on Financial Businesses by Cooperative" in this paragraph), Article 89, paragraph (1) of the Shinkin Bank Act after the amendment pursuant to the provisions of Article 10, Article 17 of the Long-Term Credit Bank Act after the amendment pursuant to the provisions of Article 11 (hereinafter referred to as the "new Long-Term Credit Bank Act" in this paragraph and paragraph (3)), Article 94, paragraph (1) of the Labor Bank Act after the amendment pursuant to the provisions of Article 12 (hereinafter referred to as "as applied mutatis mutandis pursuant to Article 6, paragraph (1), etc. of the new Act on Financial Businesses by Cooperative" in the following paragraph); hereinafter the same applies in this paragraph and the following paragraph) do not apply to the grant of credit or making of contribution (meaning the grant of credit or making of contribution prescribed in Article 13, paragraph (1) of the new Banking Act; hereinafter the same applies in this paragraph and the following paragraph) by a bank as defined in Article 2, paragraph (1) of the new Banking Act, long-term credit bank as defined in Article 2 of the new Long-Term Credit Bank Act, Shinkin bank or the federation of Shinkin banks, labor bank or the federation of labor banks, or credit cooperatives or the federation of credit cooperatives as defined in Article 2, paragraph (1) of the new Act on Financial Services by Cooperatives (hereinafter referred to as the "bank, etc." in this paragraph and the following paragraph) to a single person prescribed in Article 13, paragraph (1) of the new Banking Act, in an amount that exceeds the maximum amount of credit and contribution (meaning the maximum amount of credit and contribution prescribed in Article 13, paragraph (1) of the new Banking Act; hereinafter the same applies in this paragraph) at the time when the provisions set forth in Article 1, item (iii) of the Supplementary Provisions come into effect, if the bank, etc. notifies the Prime Minister (the Prime Minister and the Minister of Health, Labour and Welfare in the case of a labor bank or federation of labor banks; hereinafter the same applies in this paragraph and the following paragraph) to that effect by the last day of the three-month period that begins on the effective date under item (iii). In such a case, if it is likely that it would significantly hinder that person from continuing business if the bank, etc. does not continue to grant credit or make contribution to the person in a total amount that exceeds the consolidated maximum amount of credit and contribution after the last day of the one-year period that begins on the effective date under item (iii), or there are other compelling reasons, and the bank, etc. obtains the approval of the Prime Minister before that day, the bank, etc. is deemed to have obtained the approval referred to in the proviso to Article 13, paragraph (1) of the new Banking Act, on the day after that day. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 新銀行法第十三条第二項（新協金法第六条第一項等において準用する場合を含む。以下この項において同じ。）の規定は、附則第一条第三号に掲げる規定の施行の際現に新銀行法第十三条第一項に規定する同一人に対する信用の供与等の額が合算して合算信用供与等限度額（同条第二項に規定する合算信用供与等限度額をいう。以下この項において同じ。）を超えている銀行等及び当該銀行等の子会社等（同条第二項に規定する子会社等をいう。以下この項において同じ。）又は当該銀行等の子会社等の当該同一人に対する信用の供与等については、当該銀行等が第三号施行日から起算して三月を経過する日までにその旨を内閣総理大臣に届け出たときは、第三号施行日から起算して一年を経過する日までの間は、適用しない。この場合において、当該銀行等が、当該銀行等及び当該銀行等の子会社等又は当該銀行等の子会社等が合算して当該同一人に対して同日後も引き続き合算信用供与等限度額を超えて当該信用の供与等をしないこととすれば当該同一人の事業の継続に著しい支障を生ずるおそれがある場合その他のやむを得ない理由がある場合において同日までに内閣総理大臣の承認を受けたときは、当該銀行等は、同日の翌日において同条第二項後段において準用する同条第一項ただし書の規定による承認を受けたものとみなす。 suppl-4251-45/art-13/par-2 · https://japanlaw.org/ja/banking-act/suppl-4251-45/art-13/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-13/par-2 Until the last day of the one-year period that begins on the effective date under referred to in item (iii), the provisions of Article 13, paragraph (2) of the new Banking Act (including as applied mutatis mutandis pursuant to Article 6, paragraph (1) of the new Act on Financial Businesses by Cooperative; hereinafter the same applies in this paragraph) do not apply to the grant of credit or making of contribution by a bank, etc. and its subsidiary companies, etc. (meaning a subsidiary company, etc. prescribed in Article 13, paragraph (2) of the new Banking Act; hereinafter the same applies in this paragraph) to a single person as defined in Article 13, paragraph (1) of the new Banking Act, in a total amount that exceeds the consolidated maximum amount of credit and contribution (meaning the consolidated maximum amount of credit and contribution prescribed in Article 13, paragraph (2) of the new Banking Act; hereinafter the same applies in this paragraph) at the time when the provisions set forth in Article 1, item (iii) of the Supplementary Provisions come into effect, if the bank, etc. notifies the Prime Minister to that effect by the last day of the three-month period that begins on the effective date under item (iii). In such a case, if it is likely that it would significantly hinder that one person from continuing business if the bank, etc. and its subsidiary companies, etc. do not continue to grant credit or make contribution to the person in a total amount that exceeds the consolidated maximum amount of credit and contribution after the last day of the one-year period that begins on the effective date under item (iii) or there are other compelling reasons, and the bank, etc. obtains the approval of the Prime Minister before that day, the bank, etc. is deemed to have obtained the approval under the provisions of the proviso to Article 13, paragraph (1) of the new Banking Act as applied mutatis mutandis pursuant to the second sentence of Article 13, paragraph (2) of that Act on the day after that day. Ministry of Justice translation — Japanese Law Translation Database System **第三項** 新銀行法第五十二条の二十二第一項（新長期信用銀行法第十七条において準用する場合を含む。以下この項において同じ。）の規定は、附則第一条第三号に掲げる規定の施行の際現に新銀行法第五十二条の二十二第一項に規定する同一人に対する信用の供与等（同項に規定する信用の供与等をいう。以下この項において同じ。）の額が合算して銀行持株会社に係る信用供与等限度額（同条第一項に規定する銀行持株会社に係る信用供与等限度額をいう。以下この項において同じ。）を超えている新銀行法第二条第十三項に規定する銀行持株会社若しくはその子会社等（新銀行法第五十二条の二十二第一項に規定する子会社等をいう。以下この項において同じ。）又は新長期信用銀行法第十六条の四第一項に規定する長期信用銀行持株会社若しくはその子会社等の当該同一人に対する信用の供与等については、当該銀行持株会社又は当該長期信用銀行持株会社（以下この項において「銀行持株会社等」という。）が第三号施行日から起算して三月を経過する日までにその旨を内閣総理大臣に届け出たときは、第三号施行日から起算して一年を経過する日までの間は、適用しない。この場合において、当該銀行持株会社等が、当該銀行持株会社若しくはその子会社等又は当該長期信用銀行持株会社若しくはその子会社等が合算して当該同一人に対して同日後も引き続き銀行持株会社に係る信用供与等限度額を超えて当該信用の供与等をしないこととすれば当該同一人の事業の継続に著しい支障を生ずるおそれがある場合その他のやむを得ない理由がある場合において同日までに内閣総理大臣の承認を受けたときは、当該銀行持株会社等は、同日の翌日において新銀行法第五十二条の二十二第一項ただし書の規定による承認を受けたものとみなす。 suppl-4251-45/art-13/par-3 · https://japanlaw.org/ja/banking-act/suppl-4251-45/art-13/par-3 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-13/par-3 Until the last day of the one-year period that begins on the effective date referred to in item (iii), the provisions of Article 52-22, paragraph (1) of the new Banking Act (including as applied mutatis mutandis pursuant to Article 17 of the new Long-Term Credit Bank Act; hereinafter the same applies in this paragraph) do not apply to the grant of credit or making of contribution (meaning the grant of credit or making of contribution as prescribed in Article 52-22, paragraph (1) of the new Banking Act; hereinafter the same applies in this paragraph) by a bank holding company as defined in Article 2, paragraph (13) of the new Banking Act and its subsidiary companies, etc. (meaning subsidiary companies, etc. prescribed in 52-22, paragraph (1) of the new Banking Act; hereinafter the same applies in this paragraph), or by a long-term credit bank holding company prescribed in Article 16-4, paragraph (1) of the new Long-Term Credit Bank Act and its subsidiary companies, etc., to a single person prescribed in Article 52-22, paragraph (1) of the new Banking Act, in a total amount that exceeds the maximum amount of credit and contribution by a bank holding company (meaning the maximum amount of credit and contribution by a bank holding company as defined in Article 52-22, paragraph (1) of the new Banking Act; hereinafter the same applies in this paragraph) at the time the provisions set forth in Article 1, item (iii) of the Supplementary Provisions come into effect, if the bank holding company or the long-term credit bank holding company (hereinafter referred to as a "bank holding company, etc." in this paragraph) notifies the Prime Minister to that effect by the last day of the three-month period that begins on the effective date under item (iii). In such a case, if there is a compelling reason, such as being likely that it would significantly hinder the relevant single person from continuing business if the bank holding company and its subsidiary companies, etc. or the long-term credit bank holding company and its subsidiary companies, etc. do not continue to grant credit or make contribution to the person in a total amount that exceeds the maximum amount of credit and contribution by a bank holding company after the last day of the one-year period that begins on the effective date referred to in item (iii), and the bank holding company, etc. obtains the approval of the Prime Minister before that day, the bank holding company, etc. is deemed to have obtained the approval under the provisions of the proviso to Article 52-22, paragraph (1) of the new Banking Act on the day after that day. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - suppl-4251-45/art-13/par-1: この条 → 銀行法 附則第十三条 (Supplementary Provisions, Article 13), suppl-4251-45/art-13 — https://japanlaw.org/ja/banking-act/suppl-4251-45/art-13 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-13 - suppl-4251-45/art-13/par-1: 第十三条第一項 → 銀行法 第十三条第一項 (Article 13, paragraph (1)), art-13/par-1 — https://japanlaw.org/ja/banking-act/art-13/par-1 · https://japanlaw.org/l/356AC0000000059/art-13/par-1 - suppl-4251-45/art-13/par-1: この項 → 銀行法 附則第十三条第一項 (Supplementary Provisions, Article 13, paragraph (1)), suppl-4251-45/art-13/par-1 — https://japanlaw.org/ja/banking-act/suppl-4251-45/art-13/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-13/par-1 - suppl-4251-45/art-13/par-1: 信用金庫法第八十九条第一項 → e-Gov law 326AC1000000238, 第八十九条第一項 (Article 89, paragraph (1)), art-89/par-1 — not held in this collection - suppl-4251-45/art-13/par-1: 第三項 → 銀行法 附則第十三条第三項 (Supplementary Provisions, Article 13, paragraph (3)), suppl-4251-45/art-13/par-3 — https://japanlaw.org/ja/banking-act/suppl-4251-45/art-13/par-3 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-13/par-3 - suppl-4251-45/art-13/par-1: 第十七条 → e-Gov law 327AC0000000187, 第十七条 (Article 17), art-17 — not held in this collection - suppl-4251-45/art-13/par-1: 労働金庫法第九十四条第一項 → e-Gov law 328AC0100000227, 第九十四条第一項 (Article 94, paragraph (1)), art-94/par-1 — not held in this collection - suppl-4251-45/art-13/par-1: 次項 → 銀行法 附則第十三条第二項 (Supplementary Provisions, Article 13, paragraph (2)), suppl-4251-45/art-13/par-2 — https://japanlaw.org/ja/banking-act/suppl-4251-45/art-13/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-13/par-2 - suppl-4251-45/art-13/par-1: 附則第一条第三号 → 銀行法 附則第一条第一項第三号 (Supplementary Provisions, Article 1, paragraph (1), item (iii)), suppl-4251-45/art-1/par-1/item-3 — https://japanlaw.org/ja/banking-act/suppl-4251-45/art-1/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-1/par-1/item-3 - suppl-4251-45/art-13/par-1: 新銀行法第二条第一項 → 銀行法 第二条第一項 (Article 2, paragraph (1)), art-2/par-1 — https://japanlaw.org/ja/banking-act/art-2/par-1 · https://japanlaw.org/l/356AC0000000059/art-2/par-1 - suppl-4251-45/art-13/par-2: 新銀行法第十三条第二項 → 銀行法 第十三条第二項 (Article 13, paragraph (2)), art-13/par-2 — https://japanlaw.org/ja/banking-act/art-13/par-2 · https://japanlaw.org/l/356AC0000000059/art-13/par-2 - suppl-4251-45/art-13/par-2: この項 → 銀行法 附則第十三条第二項 (Supplementary Provisions, Article 13, paragraph (2)), suppl-4251-45/art-13/par-2 — https://japanlaw.org/ja/banking-act/suppl-4251-45/art-13/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-13/par-2 - suppl-4251-45/art-13/par-2: 附則第一条第三号 → 銀行法 附則第一条第一項第三号 (Supplementary Provisions, Article 1, paragraph (1), item (iii)), suppl-4251-45/art-1/par-1/item-3 — https://japanlaw.org/ja/banking-act/suppl-4251-45/art-1/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-1/par-1/item-3 - suppl-4251-45/art-13/par-2: 新銀行法第十三条第一項 → 銀行法 第十三条第一項 (Article 13, paragraph (1)), art-13/par-1 — https://japanlaw.org/ja/banking-act/art-13/par-1 · https://japanlaw.org/l/356AC0000000059/art-13/par-1 - suppl-4251-45/art-13/par-3: 新銀行法第五十二条の二十二第一項 → 銀行法 第五十二条の二十二第一項 (Article 52-22, paragraph (1)), art-52-22/par-1 — https://japanlaw.org/ja/banking-act/art-52-22/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-22/par-1 - suppl-4251-45/art-13/par-3: この項 → 銀行法 附則第十三条第三項 (Supplementary Provisions, Article 13, paragraph (3)), suppl-4251-45/art-13/par-3 — https://japanlaw.org/ja/banking-act/suppl-4251-45/art-13/par-3 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-13/par-3 - suppl-4251-45/art-13/par-3: 附則第一条第三号 → 銀行法 附則第一条第一項第三号 (Supplementary Provisions, Article 1, paragraph (1), item (iii)), suppl-4251-45/art-1/par-1/item-3 — https://japanlaw.org/ja/banking-act/suppl-4251-45/art-1/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-1/par-1/item-3 - suppl-4251-45/art-13/par-3: 新銀行法第二条第十三項 → 銀行法 第二条第十三項 (Article 2, paragraph (13)), art-2/par-13 — https://japanlaw.org/ja/banking-act/art-2/par-13 · https://japanlaw.org/l/356AC0000000059/art-2/par-13 ## Cited by 4 provisions cite this one. No official source publishes this direction. - 銀行法 附則第一条第一項第三号（施行期日） — https://japanlaw.org/ja/banking-act/suppl-4251-45/art-1/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-1/par-1/item-3 - 銀行法 附則第十三条第一項（銀行法等の一部改正に伴う経過措置） — https://japanlaw.org/ja/banking-act/suppl-4251-45/art-13/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-13/par-1 - 銀行法 附則第十三条第二項（銀行法等の一部改正に伴う経過措置） — https://japanlaw.org/ja/banking-act/suppl-4251-45/art-13/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-13/par-2 - 銀行法 附則第十三条第三項（銀行法等の一部改正に伴う経過措置） — https://japanlaw.org/ja/banking-act/suppl-4251-45/art-13/par-3 · https://japanlaw.org/l/356AC0000000059/suppl-4251-45/art-13/par-3 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11 - This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11