# 銀行法 / Banking Act — 第六十一条 (Article 61) - Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号 - English title "Banking Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第六十一条 (Article 61) — address `art-61` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/ja/banking-act/art-61 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-61 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第六十一条 art-61 · https://japanlaw.org/ja/banking-act/art-61 · https://japanlaw.org/l/356AC0000000059/art-61 **第一項** 次の各号のいずれかに該当する場合には、当該違反行為をした者は、三年以下の拘禁刑若しくは三百万円以下の罰金に処し、又はこれを併科する。 art-61/par-1 · https://japanlaw.org/ja/banking-act/art-61/par-1 · https://japanlaw.org/l/356AC0000000059/art-61/par-1 If any of the following items applies, the person who has committed the act of violation is subject to punishment by imprisonment for not more than three years, a fine of not more than three million yen, or both: Ministry of Justice translation — Japanese Law Translation Database System **一** 第四条第一項の規定に違反して、免許を受けないで銀行業を営んだとき。 art-61/par-1/item-1 · https://japanlaw.org/ja/banking-act/art-61/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-61/par-1/item-1 a person engages in banking without being licensed, in violation of the provisions of Article 4, paragraph (1); Ministry of Justice translation — Japanese Law Translation Database System **二** 不正の手段により第四条第一項の免許を受けたとき。 art-61/par-1/item-2 · https://japanlaw.org/ja/banking-act/art-61/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-61/par-1/item-2 a person obtains the license referred to in Article 4, paragraph (1) by wrongful means; Ministry of Justice translation — Japanese Law Translation Database System **三** 第九条の規定に違反して、他人に銀行業を営ませたとき。 art-61/par-1/item-3 · https://japanlaw.org/ja/banking-act/art-61/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-61/par-1/item-3 a person has another person engage in banking in violation of the provisions of Article 9; Ministry of Justice translation — Japanese Law Translation Database System **四** 第十三条の四、第五十二条の二の五、第五十二条の四十五の二又は第五十二条の六十の十七において準用する金融商品取引法（以下「準用金融商品取引法」という。）第三十九条第一項の規定に違反したとき。 art-61/par-1/item-4 · https://japanlaw.org/ja/banking-act/art-61/par-1/item-4 · https://japanlaw.org/l/356AC0000000059/art-61/par-1/item-4 a person violates the provisions of Article 39, paragraph (1) of the Financial Instruments and Exchange Act as applied mutatis mutandis pursuant to Article 13-4, Article 52-2-5, Article 52-45-2, or Article 52-60-17 (hereinafter referred to as the "Financial Instruments and Exchange Act as Applied Mutatis Mutandis"); Ministry of Justice translation — Japanese Law Translation Database System **五** 第五十二条の三十六第一項の規定に違反して、許可を受けないで銀行代理業を営んだとき。 art-61/par-1/item-5 · https://japanlaw.org/ja/banking-act/art-61/par-1/item-5 · https://japanlaw.org/l/356AC0000000059/art-61/par-1/item-5 a person violates the provisions of Article 52-36, paragraph (1) in performing bank agency services without obtaining a license; Ministry of Justice translation — Japanese Law Translation Database System **六** 不正の手段により第五十二条の三十六第一項の許可を受けたとき。 art-61/par-1/item-6 · https://japanlaw.org/ja/banking-act/art-61/par-1/item-6 · https://japanlaw.org/l/356AC0000000059/art-61/par-1/item-6 a person obtains the license referred to in Article 52-36, paragraph (1) by wrongful means; Ministry of Justice translation — Japanese Law Translation Database System **七** 第五十二条の四十一（第五十二条の二の十において準用する場合を含む。）の規定に違反して、他人に銀行代理業（第五十二条の二の十において準用する場合にあつては、外国銀行代理業務）を営ませたとき。 art-61/par-1/item-7 · https://japanlaw.org/ja/banking-act/art-61/par-1/item-7 · https://japanlaw.org/l/356AC0000000059/art-61/par-1/item-7 a person has another person engage in bank agency services (or having another person engage in foreign bank agency services, if applied mutatis mutandis pursuant to Article 52-2-10) in violation of the provisions of Article 52-41 (including as applied mutatis mutandis pursuant to Article 52-2-10); Ministry of Justice translation — Japanese Law Translation Database System **八** 不正の手段により第五十二条の六十の三の登録を受けたとき。 art-61/par-1/item-8 · https://japanlaw.org/ja/banking-act/art-61/par-1/item-8 · https://japanlaw.org/l/356AC0000000059/art-61/par-1/item-8 a person obtains the registration referred to in Article 52-60-3 by wrongful means; Ministry of Justice translation — Japanese Law Translation Database System **九** 第五十二条の六十の十の規定に違反して、他人に電子決済等取扱業を営ませたとき。 art-61/par-1/item-9 · https://japanlaw.org/ja/banking-act/art-61/par-1/item-9 · https://japanlaw.org/l/356AC0000000059/art-61/par-1/item-9 a person has another person engage in electronic payment handling services in violation of the provisions of Article 52-60-10; Ministry of Justice translation — Japanese Law Translation Database System **十** 第五十二条の六十の二十三第二項の規定による電子決済等代行業の廃止の命令に違反したとき。 art-61/par-1/item-10 · https://japanlaw.org/ja/banking-act/art-61/par-1/item-10 · https://japanlaw.org/l/356AC0000000059/art-61/par-1/item-10 a person violates an order to discontinue electronic payment services under the provisions of Article 52-60-23, paragraph (2); Ministry of Justice translation — Japanese Law Translation Database System **十一** 第五十二条の六十一の二の規定に違反して、登録を受けないで電子決済等代行業を営んだとき。 art-61/par-1/item-11 · https://japanlaw.org/ja/banking-act/art-61/par-1/item-11 · https://japanlaw.org/l/356AC0000000059/art-61/par-1/item-11 a person violates the provisions of Article 52-61-2 in engaging in electronic payment services without obtaining an registration; or Ministry of Justice translation — Japanese Law Translation Database System **十二** 不正の手段により第五十二条の六十一の二の登録を受けたとき。 art-61/par-1/item-12 · https://japanlaw.org/ja/banking-act/art-61/par-1/item-12 · https://japanlaw.org/l/356AC0000000059/art-61/par-1/item-12 a person obtains the registration referred to in Article 52-61-2 by wrongful means. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-61/par-1/item-1: 第四条第一項 → 銀行法 第四条第一項 (Article 4, paragraph (1)), art-4/par-1 — https://japanlaw.org/ja/banking-act/art-4/par-1 · https://japanlaw.org/l/356AC0000000059/art-4/par-1 - art-61/par-1/item-2: 第四条第一項 → 銀行法 第四条第一項 (Article 4, paragraph (1)), art-4/par-1 — https://japanlaw.org/ja/banking-act/art-4/par-1 · https://japanlaw.org/l/356AC0000000059/art-4/par-1 - art-61/par-1/item-3: 第九条 → 銀行法 第九条 (Article 9), art-9 — https://japanlaw.org/ja/banking-act/art-9 · https://japanlaw.org/l/356AC0000000059/art-9 - art-61/par-1/item-4: 第十三条の四 → 銀行法 第十三条の四 (Article 13-4), art-13-4 — https://japanlaw.org/ja/banking-act/art-13-4 · https://japanlaw.org/l/356AC0000000059/art-13-4 - art-61/par-1/item-4: 第五十二条の二の五 → 銀行法 第五十二条の二の五 (Article 52-2-5), art-52-2-5 — https://japanlaw.org/ja/banking-act/art-52-2-5 · https://japanlaw.org/l/356AC0000000059/art-52-2-5 - art-61/par-1/item-4: 第五十二条の四十五の二 → 銀行法 第五十二条の四十五の二 (Article 52-45-2), art-52-45-2 — https://japanlaw.org/ja/banking-act/art-52-45-2 · https://japanlaw.org/l/356AC0000000059/art-52-45-2 - art-61/par-1/item-4: 第五十二条の六十の十七 → 銀行法 第五十二条の六十の十七 (Article 52-60-17), art-52-60-17 — https://japanlaw.org/ja/banking-act/art-52-60-17 · https://japanlaw.org/l/356AC0000000059/art-52-60-17 - art-61/par-1/item-4: 第三十九条第一項 → e-Gov law 323AC0000000025, 第三十九条第一項 (Article 39, paragraph (1)), art-39/par-1 — not held in this collection - art-61/par-1/item-5: 第五十二条の三十六第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/ja/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1 - art-61/par-1/item-6: 第五十二条の三十六第一項 → 銀行法 第五十二条の三十六第一項 (Article 52-36, paragraph (1)), art-52-36/par-1 — https://japanlaw.org/ja/banking-act/art-52-36/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-36/par-1 - art-61/par-1/item-7: 第五十二条の四十一 → 銀行法 第五十二条の四十一 (Article 52-41), art-52-41 — https://japanlaw.org/ja/banking-act/art-52-41 · https://japanlaw.org/l/356AC0000000059/art-52-41 - art-61/par-1/item-7: 第五十二条の二の十 → 銀行法 第五十二条の二の十 (Article 52-2-10), art-52-2-10 — https://japanlaw.org/ja/banking-act/art-52-2-10 · https://japanlaw.org/l/356AC0000000059/art-52-2-10 - art-61/par-1/item-8: 第五十二条の六十の三 → 銀行法 第五十二条の六十の三 (Article 52-60-3), art-52-60-3 — https://japanlaw.org/ja/banking-act/art-52-60-3 · https://japanlaw.org/l/356AC0000000059/art-52-60-3 - art-61/par-1/item-9: 第五十二条の六十の十 → 銀行法 第五十二条の六十の十 (Article 52-60-10), art-52-60-10 — https://japanlaw.org/ja/banking-act/art-52-60-10 · https://japanlaw.org/l/356AC0000000059/art-52-60-10 - art-61/par-1/item-10: 第五十二条の六十の二十三第二項 → 銀行法 第五十二条の六十の二十三第二項 (Article 52-60-23, paragraph (2)), art-52-60-23/par-2 — https://japanlaw.org/ja/banking-act/art-52-60-23/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-60-23/par-2 - art-61/par-1/item-11: 第五十二条の六十一の二 → 銀行法 第五十二条の六十一の二 (Article 52-61-2), art-52-61-2 — https://japanlaw.org/ja/banking-act/art-52-61-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-2 - art-61/par-1/item-12: 第五十二条の六十一の二 → 銀行法 第五十二条の六十一の二 (Article 52-61-2), art-52-61-2 — https://japanlaw.org/ja/banking-act/art-52-61-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-2 ## Cited by 2 provisions cite this one. No official source publishes this direction. - 銀行法 第六十四条第一項第一号 — https://japanlaw.org/ja/banking-act/art-64/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-64/par-1/item-1 - 銀行法 第六十四条第一項第四号 — https://japanlaw.org/ja/banking-act/art-64/par-1/item-4 · https://japanlaw.org/l/356AC0000000059/art-64/par-1/item-4 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11 - This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11