# 銀行法 / Banking Act — 第五十二条の六十一の八 (Article 52-61-8)

- Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号
- English title "Banking Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第五十二条の六十一の八 (Article 52-61-8)（利用者に対する説明等） — address `art-52-61-8`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/ja/banking-act/art-52-61-8
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-52-61-8
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第五十二条の六十一の八（利用者に対する説明等） — (Explanation to Users)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-52-61-8 · https://japanlaw.org/ja/banking-act/art-52-61-8 · https://japanlaw.org/l/356AC0000000059/art-52-61-8</sup>

  **第一項**  電子決済等代行業者は、第二条第二十一項各号に掲げる行為（同項に規定する内閣府令で定める行為を除く。）を行うときは、内閣府令で定める場合を除き、あらかじめ、内閣府令で定めるところにより、利用者に対し、次に掲げる事項を明らかにしなければならない。
  <sup>art-52-61-8/par-1 · https://japanlaw.org/ja/banking-act/art-52-61-8/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-8/par-1</sup>
  When performing an action set forth in any of the items of Article 2, paragraph (21) (excluding the actions specified by Cabinet Office Order that are prescribed in that paragraph), an electronic payment service provider must explain the following particulars to users in advance, pursuant to the provisions of Cabinet Office Order, except in cases specified by Cabinet Office Order:
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **一**  電子決済等代行業者の商号、名称又は氏名及び住所
    <sup>art-52-61-8/par-1/item-1 · https://japanlaw.org/ja/banking-act/art-52-61-8/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-8/par-1/item-1</sup>
    the trade name or name and address of the electronic payment service provider;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **二**  電子決済等代行業者の権限に関する事項
    <sup>art-52-61-8/par-1/item-2 · https://japanlaw.org/ja/banking-act/art-52-61-8/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-8/par-1/item-2</sup>
    particulars concerning the authority of the electronic payment service provider;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **三**  電子決済等代行業者の損害賠償に関する事項
    <sup>art-52-61-8/par-1/item-3 · https://japanlaw.org/ja/banking-act/art-52-61-8/par-1/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-61-8/par-1/item-3</sup>
    particulars concerning compensation for damage by the electronic payment service provider;
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **四**  電子決済等代行業に関する利用者からの苦情又は相談に応ずる営業所又は事務所の連絡先
    <sup>art-52-61-8/par-1/item-4 · https://japanlaw.org/ja/banking-act/art-52-61-8/par-1/item-4 · https://japanlaw.org/l/356AC0000000059/art-52-61-8/par-1/item-4</sup>
    the contact information of the business office or office that handles complaints on electronic payment services from users or provides consultation concerning electronic payment services to users; and
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **五**  その他内閣府令で定める事項
    <sup>art-52-61-8/par-1/item-5 · https://japanlaw.org/ja/banking-act/art-52-61-8/par-1/item-5 · https://japanlaw.org/l/356AC0000000059/art-52-61-8/par-1/item-5</sup>
    other particulars specified by Cabinet Office Order.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第二項**  電子決済等代行業者は、電子決済等代行業に関し、内閣府令で定めるところにより、電子決済等代行業と銀行が営む業務との誤認を防止するための情報の利用者への提供、電子決済等代行業に関して取得した利用者に関する情報の適正な取扱い及び安全管理、電子決済等代行業の業務を第三者に委託する場合における当該業務の的確な遂行その他の健全かつ適切な運営を確保するための措置を講じなければならない。
  <sup>art-52-61-8/par-2 · https://japanlaw.org/ja/banking-act/art-52-61-8/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-8/par-2</sup>
  Pursuant to the provisions of Cabinet Office Order, an electronic payment service provider must take the measures of providing users with information to prevent them from mistaking electronic payment services for the services conducted by banks, for ensuring the proper handling and safe control of the information on users that the electronic payment service provider has acquired in connection with the electronic payment services, for ensuring the precise execution of electronic payment services when the electronic payment service provider entrusts the services to a third party, and other measures for ensuring the sound and appropriate management of electronic payment services.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-52-61-8/par-1: 第二条第二十一項 → 銀行法 第二条第二十一項 (Article 2, paragraph (21)), art-2/par-21 — https://japanlaw.org/ja/banking-act/art-2/par-21 · https://japanlaw.org/l/356AC0000000059/art-2/par-21

## Cited by

1 provision cites this one. No official source publishes this direction.

- 銀行法 第五十二条の六十の八第二項（電子決済等取扱業に関する特例） — https://japanlaw.org/ja/banking-act/art-52-60-8/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-60-8/par-2

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11
- This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11
