# 銀行法 / Banking Act — 第五十二条の六十一の十 (Article 52-61-10) - Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号 - English title "Banking Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第五十二条の六十一の十 (Article 52-61-10)（銀行との契約締結義務等） — address `art-52-61-10` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/ja/banking-act/art-52-61-10 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-52-61-10 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第五十二条の六十一の十（銀行との契約締結義務等） — (Obligation to Conclude Contracts with a Bank) caption: Ministry of Justice translation — Japanese Law Translation Database System art-52-61-10 · https://japanlaw.org/ja/banking-act/art-52-61-10 · https://japanlaw.org/l/356AC0000000059/art-52-61-10 **第一項** 電子決済等代行業者は、第二条第二十一項各号に掲げる行為（同項に規定する内閣府令で定める行為を除く。）を行う前に、それぞれ当該各号の銀行との間で、電子決済等代行業に係る契約を締結し、これに従つて当該銀行に係る電子決済等代行業を営まなければならない。 art-52-61-10/par-1 · https://japanlaw.org/ja/banking-act/art-52-61-10/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-1 Before performing an action set forth in any of the items of Article 2, paragraph (21) (excluding the actions specified by Cabinet Office Order that are prescribed in that Article), an electronic payment service provider must conclude a contract for electronic payment services with the bank referred to in each of those items, and conduct electronic payment services related to that bank in accordance with the contract. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 前項の契約には、次に掲げる事項を定めなければならない。 art-52-61-10/par-2 · https://japanlaw.org/ja/banking-act/art-52-61-10/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-2 The following particulars must be provided for in the contract referred to in the preceding paragraph: Ministry of Justice translation — Japanese Law Translation Database System **一** 電子決済等代行業の業務（当該銀行に係るものに限る。次号において同じ。）に関し、利用者に損害が生じた場合における当該損害についての当該銀行と当該電子決済等代行業者との賠償責任の分担に関する事項 art-52-61-10/par-2/item-1 · https://japanlaw.org/ja/banking-act/art-52-61-10/par-2/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-2/item-1 particulars concerning the sharing of the liability to compensate users for any damage incurred by them in connection with electronic payment services (limited to the services related to the bank; the same applies in the following item) between the bank and the electronic payment service provider; Ministry of Justice translation — Japanese Law Translation Database System **二** 当該電子決済等代行業者が電子決済等代行業の業務に関して取得した利用者に関する情報の適正な取扱い及び安全管理のために行う措置並びに当該電子決済等代行業者が当該措置を行わない場合に当該銀行が行うことができる措置に関する事項 art-52-61-10/par-2/item-2 · https://japanlaw.org/ja/banking-act/art-52-61-10/par-2/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-2/item-2 particulars concerning the measures to be taken by the electronic payment service provider to ensure the proper handling and safe control of the information on users that the electronic payment service provider has acquired through electronic payment services, and the measures that may be taken by the bank if the electronic payment service provider does not take those measures; and Ministry of Justice translation — Japanese Law Translation Database System **三** その他電子決済等代行業の業務の適正を確保するために必要なものとして内閣府令で定める事項 art-52-61-10/par-2/item-3 · https://japanlaw.org/ja/banking-act/art-52-61-10/par-2/item-3 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-2/item-3 other particulars specified by Cabinet Office Order as those necessary for ensuring appropriate operation of electronic payment services. Ministry of Justice translation — Japanese Law Translation Database System **第三項** 銀行及び電子決済等代行業者は、第一項の契約を締結したときは、遅滞なく、当該契約の内容のうち前項各号に掲げる事項を、内閣府令で定めるところにより、インターネットの利用その他の方法により公表しなければならない。 art-52-61-10/par-3 · https://japanlaw.org/ja/banking-act/art-52-61-10/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-3 When a bank and an electronic payment service provider conclude a contract referred to in paragraph (1), they must publicize the particulars set forth in the items of the preceding paragraph in the content of the contract using the internet or by any other means without delay, pursuant to the provisions of Cabinet Office Order. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-52-61-10/par-1: 第二条第二十一項 → 銀行法 第二条第二十一項 (Article 2, paragraph (21)), art-2/par-21 — https://japanlaw.org/ja/banking-act/art-2/par-21 · https://japanlaw.org/l/356AC0000000059/art-2/par-21 - art-52-61-10/par-2: 前項 → 銀行法 第五十二条の六十一の十第一項 (Article 52-61-10, paragraph (1)), art-52-61-10/par-1 — https://japanlaw.org/ja/banking-act/art-52-61-10/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-1 - art-52-61-10/par-2/item-1: 次号 → 銀行法 第五十二条の六十一の十第二項第二号 (Article 52-61-10, paragraph (2), item (ii)), art-52-61-10/par-2/item-2 — https://japanlaw.org/ja/banking-act/art-52-61-10/par-2/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-2/item-2 - art-52-61-10/par-3: 第一項 → 銀行法 第五十二条の六十一の十第一項 (Article 52-61-10, paragraph (1)), art-52-61-10/par-1 — https://japanlaw.org/ja/banking-act/art-52-61-10/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-1 - art-52-61-10/par-3: 前項 → 銀行法 第五十二条の六十一の十第二項 (Article 52-61-10, paragraph (2)), art-52-61-10/par-2 — https://japanlaw.org/ja/banking-act/art-52-61-10/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-2 ## Cited by 10 provisions cite this one. No official source publishes this direction. - 銀行法 第五十二条の六十の八第二項（電子決済等取扱業に関する特例） — https://japanlaw.org/ja/banking-act/art-52-60-8/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-60-8/par-2 - 銀行法 第五十二条の六十一の十第二項（銀行との契約締結義務等） — https://japanlaw.org/ja/banking-act/art-52-61-10/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-2 - 銀行法 第五十二条の六十一の十第二項第一号（銀行との契約締結義務等） — https://japanlaw.org/ja/banking-act/art-52-61-10/par-2/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-2/item-1 - 銀行法 第五十二条の六十一の十第三項（銀行との契約締結義務等） — https://japanlaw.org/ja/banking-act/art-52-61-10/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-61-10/par-3 - 銀行法 第五十二条の六十一の十一第一項（銀行による基準の作成等） — https://japanlaw.org/ja/banking-act/art-52-61-11/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-61-11/par-1 - 銀行法 第五十二条の六十一の十一第二項（銀行による基準の作成等） — https://japanlaw.org/ja/banking-act/art-52-61-11/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-61-11/par-2 - 銀行法 第五十二条の六十一の十一第三項（銀行による基準の作成等） — https://japanlaw.org/ja/banking-act/art-52-61-11/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-61-11/par-3 - 銀行法 第五十三条第六項（届出事項） — https://japanlaw.org/ja/banking-act/art-53/par-6 · https://japanlaw.org/l/356AC0000000059/art-53/par-6 - 銀行法 附則第二条第四項（銀行法の一部改正に伴う経過措置） — https://japanlaw.org/ja/banking-act/suppl-4291-49/art-2/par-4 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-2/par-4 - 銀行法 附則第十一条第一項（銀行等の努力義務） — https://japanlaw.org/ja/banking-act/suppl-4291-49/art-11/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4291-49/art-11/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11 - This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11