# 銀行法 / Banking Act — 第五十二条の五十九 (Article 52-59)

- Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号
- English title "Banking Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第五十二条の五十九 (Article 52-59)（所属銀行等の賠償責任） — address `art-52-59`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/ja/banking-act/art-52-59
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-52-59
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第五十二条の五十九（所属銀行等の賠償責任） — (Compensation Liability of Principal Banks)
<sup>caption: Ministry of Justice translation — Japanese Law Translation Database System</sup>
<sup>art-52-59 · https://japanlaw.org/ja/banking-act/art-52-59 · https://japanlaw.org/l/356AC0000000059/art-52-59</sup>

  **第一項**  所属銀行は、銀行代理業者がその銀行代理行為について顧客に加えた損害を賠償する責任を負う。
  <sup>art-52-59/par-1 · https://japanlaw.org/ja/banking-act/art-52-59/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-1</sup>
  A principal bank is liable to compensate for any damage that its bank agent causes a customer in its activities as a bank agent.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第二項**  前項の規定は、次に掲げる場合には、適用しない。
  <sup>art-52-59/par-2 · https://japanlaw.org/ja/banking-act/art-52-59/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-2</sup>
  The provisions of the preceding paragraph do not apply in the following cases:
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **一**  所属銀行の委託を受けた銀行代理業者が行う銀行代理行為については、所属銀行が当該委託をするについて相当の注意をし、かつ、当該銀行代理業者が行う銀行代理行為について顧客に加えた損害の発生の防止に努めたとき。
    <sup>art-52-59/par-2/item-1 · https://japanlaw.org/ja/banking-act/art-52-59/par-2/item-1 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-2/item-1</sup>
    in respect of activities as a bank agent that the bank agent performs under entrustment by the principal bank, if the principal bank exercises due care in entrusting the bank agent with those activities and endeavors to prevent the occurrence of the damage that it causes to a customer in connection with the activities as a bank agent it performs; or
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

    **二**  銀行代理業再受託者が行う銀行代理行為については、所属銀行が当該銀行代理業再受託者に対する再委託の許諾を行うについて相当の注意をし、かつ、当該銀行代理業再受託者の行う銀行代理行為について顧客に加えた損害の発生の防止に努めたとき。
    <sup>art-52-59/par-2/item-2 · https://japanlaw.org/ja/banking-act/art-52-59/par-2/item-2 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-2/item-2</sup>
    in respect of activities as a bank agent that the secondary bank agent performs, if the principal bank exercises due care in giving permission on re-entrustment of those activities to the secondary bank agent and endeavors to prevent the occurrence of the damage that the secondary bank agent causes to a customer in connection with the activities as a bank agent it performs.
    <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第三項**  銀行代理業再委託者は、銀行代理業再受託者が行う銀行代理行為について顧客に加えた損害を賠償する責任を負う。ただし、当該銀行代理業再委託者が再委託をするについて相当の注意をし、かつ、当該銀行代理業再受託者の行う銀行代理行為について顧客に加えた損害の発生の防止に努めたときは、この限りでない。
  <sup>art-52-59/par-3 · https://japanlaw.org/ja/banking-act/art-52-59/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-3</sup>
  A principal bank agent is liable to compensate for any damage that its secondary bank agent causes a customer in its activities as a bank agent; provided, however, that this does not apply if the principal bank agent exercises due care in further entrusting the secondary bank agent with those activities and endeavors to prevent the occurrence of the damage that the secondary bank agent causes to the customer in connection with the activities as a bank agent it performs.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第四項**  第一項の規定は所属銀行から銀行代理業者に対する求償権の行使を妨げず、また、前項の規定は銀行代理業再委託者から銀行代理業再受託者に対する求償権の行使を妨げない。
  <sup>art-52-59/par-4 · https://japanlaw.org/ja/banking-act/art-52-59/par-4 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-4</sup>
  The provisions of paragraph (1) do not preclude the principal bank from exercising its right of reimbursement against the bank agent, and the provisions of the preceding paragraph do not preclude the principal bank agent from exercising its right of reimbursement against the secondary bank agent.
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

  **第五項**  民法第七百二十四条（不法行為による損害賠償請求権の消滅時効）及び第七百二十四条の二（人の生命又は身体を害する不法行為による損害賠償請求権の消滅時効）の規定は、第一項及び第三項の請求権について準用する。
  <sup>art-52-59/par-5 · https://japanlaw.org/ja/banking-act/art-52-59/par-5 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-5</sup>
  The provisions of Article 724 (Extinctive Prescription of Right to Demand Compensation for Damage Caused by a Tort) and Article 724-2 (Extinctive Prescription of Right to Demand Compensation for Damage Arising from Death or Personal Injury Caused by a Tort) of the Civil Code apply mutatis mutandis to the claim referred to in paragraph (1) or paragraph (3).
  <sup>Ministry of Justice translation — Japanese Law Translation Database System</sup>

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## Cites
- art-52-59/par-2: 前項 → 銀行法 第五十二条の五十九第一項 (Article 52-59, paragraph (1)), art-52-59/par-1 — https://japanlaw.org/ja/banking-act/art-52-59/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-1
- art-52-59/par-4: 第一項 → 銀行法 第五十二条の五十九第一項 (Article 52-59, paragraph (1)), art-52-59/par-1 — https://japanlaw.org/ja/banking-act/art-52-59/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-1
- art-52-59/par-4: 前項 → 銀行法 第五十二条の五十九第三項 (Article 52-59, paragraph (3)), art-52-59/par-3 — https://japanlaw.org/ja/banking-act/art-52-59/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-3
- art-52-59/par-5: 民法第七百二十四条 → 民法 第七百二十四条 (Article 724), art-724 — https://japanlaw.org/ja/civil-code/art-724 · https://japanlaw.org/l/129AC0000000089/art-724
- art-52-59/par-5: 第七百二十四条の二 → 民法 第七百二十四条の二 (Article 724-2), art-724-2 — https://japanlaw.org/ja/civil-code/art-724-2 · https://japanlaw.org/l/129AC0000000089/art-724-2
- art-52-59/par-5: 第一項 → 銀行法 第五十二条の五十九第一項 (Article 52-59, paragraph (1)), art-52-59/par-1 — https://japanlaw.org/ja/banking-act/art-52-59/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-1
- art-52-59/par-5: 第三項 → 銀行法 第五十二条の五十九第三項 (Article 52-59, paragraph (3)), art-52-59/par-3 — https://japanlaw.org/ja/banking-act/art-52-59/par-3 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-3

## Cited by

5 provisions cite this one. No official source publishes this direction.

- 銀行法 第五十二条の五十九第二項（所属銀行等の賠償責任） — https://japanlaw.org/ja/banking-act/art-52-59/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-2
- 銀行法 第五十二条の五十九第四項（所属銀行等の賠償責任） — https://japanlaw.org/ja/banking-act/art-52-59/par-4 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-4
- 銀行法 第五十二条の五十九第五項（所属銀行等の賠償責任） — https://japanlaw.org/ja/banking-act/art-52-59/par-5 · https://japanlaw.org/l/356AC0000000059/art-52-59/par-5
- 銀行法 第五十二条の六十の二第二項（適用除外） — https://japanlaw.org/ja/banking-act/art-52-60-2/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-60-2/par-2
- 銀行法 附則第二条第二項（銀行法等の一部改正に伴う経過措置） — https://japanlaw.org/ja/banking-act/suppl-4171-106/art-2/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-2/par-2

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11
- This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11
