# 銀行法 / Banking Act — 第二十一条 (Article 21) - Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号 - English title "Banking Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第二十一条 (Article 21)（業務及び財産の状況に関する説明書類の縦覧等） — address `art-21` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/ja/banking-act/art-21 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-21 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第二十一条（業務及び財産の状況に関する説明書類の縦覧等） — (Making Explanatory Documents on the Status of Business and Property of a Bank Available for Public Inspection) caption: Ministry of Justice translation — Japanese Law Translation Database System art-21 · https://japanlaw.org/ja/banking-act/art-21 · https://japanlaw.org/l/356AC0000000059/art-21 **第一項** 銀行は、事業年度ごとに、業務及び財産の状況に関する事項として内閣府令で定めるものを記載した当該事業年度の中間事業年度に係る説明書類及び当該事業年度に係る説明書類を作成し、当該銀行の営業所（無人の営業所その他の内閣府令で定める営業所を除く。次項及び第四項において同じ。）に備え置き、公衆の縦覧に供しなければならない。前条第一項の規定により作成した書類についても、同様とする。 art-21/par-1 · https://japanlaw.org/ja/banking-act/art-21/par-1 · https://japanlaw.org/l/356AC0000000059/art-21/par-1 Each business year, a bank must prepare explanatory documents for the interim period of the business year that is a part of the relevant business year which states the particulars specified by Cabinet Office Order as pertinent to the status of its business and property, prepare explanatory documents for the entire business year which states those particulars, keep those documents at its business offices (other than unmanned business offices and other offices specified by Cabinet Office Order; the same applies in the following paragraph and paragraph (4)), and make them available for public inspection. The same applies to the documents prepared pursuant to the provisions of paragraph (1) of the preceding Article. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 銀行が子会社等を有する場合には、当該銀行は、事業年度ごとに、当該銀行及び当該子会社等の業務及び財産の状況に関する事項として内閣府令で定めるものを当該銀行及び当該子会社等につき連結して記載した当該事業年度の中間事業年度に係る説明書類及び当該事業年度に係る説明書類を作成し、前項前段の規定により作成した書類とともに当該銀行の営業所に備え置き、公衆の縦覧に供しなければならない。前条第一項及び第二項の規定により作成した書類についても、同様とする。 art-21/par-2 · https://japanlaw.org/ja/banking-act/art-21/par-2 · https://japanlaw.org/l/356AC0000000059/art-21/par-2 If a bank has a subsidiary company, etc., each business year, the bank must prepare explanatory documents for the interim period of the business year that is a part of the relevant business year which states the particulars specified by Cabinet Office Order as pertinent to the status of business and property of the bank and its subsidiary companies, etc., on a consolidated basis, prepare explanatory documents for the entire business year which states those particulars on a consolidated basis, keep those documents at its business offices together with the documents prepared pursuant to the provisions of the first sentence of the preceding paragraph, and make them available for public inspection. The same applies to the documents prepared pursuant to the provisions of paragraphs (1) and (2) of the preceding Article. Ministry of Justice translation — Japanese Law Translation Database System **第三項** 第一項前段又は前項前段に規定する中間事業年度に係る説明書類及び事業年度に係る説明書類は、電磁的記録をもつて作成することができる。 art-21/par-3 · https://japanlaw.org/ja/banking-act/art-21/par-3 · https://japanlaw.org/l/356AC0000000059/art-21/par-3 The explanatory documents for the interim period of the business year and those for the entire business year which are prescribed in the first sentence of paragraph (1) or the first sentence of the preceding paragraph may be prepared as electronic or magnetic records. Ministry of Justice translation — Japanese Law Translation Database System **第四項** 第一項前段に規定する中間事業年度に係る説明書類及び事業年度に係る説明書類又は同項後段に規定する書類が電磁的記録をもつて作成されているときは、銀行の営業所において、当該電磁的記録に記録された情報を電磁的方法により不特定多数の者が提供を受けることができる状態に置く措置として内閣府令で定めるものをとることができる。この場合においては、同項前段に規定する中間事業年度に係る説明書類及び事業年度に係る説明書類又は同項後段に規定する書類を、同項の規定により備え置き、公衆の縦覧に供したものとみなす。 art-21/par-4 · https://japanlaw.org/ja/banking-act/art-21/par-4 · https://japanlaw.org/l/356AC0000000059/art-21/par-4 If the explanatory documents for the interim period of the business year and those for the entire business year which are prescribed in the first sentence of paragraph (1) or the documents provided for in the second sentence of that paragraph are prepared as electronic or magnetic records, the bank may take a measure that is specified by Cabinet Office Order as a measure that uses electronic or magnetic means to make the information recorded in an electronic or magnetic record available to many and unspecified persons, at its business offices. In such a case, the bank is deemed to have kept the explanatory documents for the interim period of the business year and those for the entire business year which are provided for in the first sentence of paragraph (1) or the documents provided for in the second sentence of that paragraph and made them available for public inspection, pursuant to the provisions of that paragraph. Ministry of Justice translation — Japanese Law Translation Database System **第五項** 前項の規定は、第二項前段に規定する中間事業年度に係る説明書類及び事業年度に係る説明書類又は同項後段に規定する書類について準用する。 art-21/par-5 · https://japanlaw.org/ja/banking-act/art-21/par-5 · https://japanlaw.org/l/356AC0000000059/art-21/par-5 The provisions of the preceding paragraph apply mutatis mutandis to the explanatory documents for the interim period of the business year and those for the entire business year that are prescribed in the first sentence of paragraph (2) and to the documents prescribed in the second sentence of that paragraph. Ministry of Justice translation — Japanese Law Translation Database System **第六項** 前各項に定めるもののほか、第一項又は第二項の書類を公衆の縦覧に供する期間その他これらの規定の適用に関し必要な事項は、内閣府令で定める。 art-21/par-6 · https://japanlaw.org/ja/banking-act/art-21/par-6 · https://japanlaw.org/l/356AC0000000059/art-21/par-6 Beyond what is provided for in the provisions of the preceding paragraphs, Cabinet Order prescribes the necessary particulars for the application of those provisions, such as the period of time during which the documents referred to in paragraph (1) or (2) are made available for public inspection. Ministry of Justice translation — Japanese Law Translation Database System **第七項** 銀行は、前各項に規定する事項のほか、預金者その他の顧客が当該銀行及びその子会社等の業務及び財産の状況を知るために参考となるべき事項の開示に努めなければならない。 art-21/par-7 · https://japanlaw.org/ja/banking-act/art-21/par-7 · https://japanlaw.org/l/356AC0000000059/art-21/par-7 A bank must endeavor to disclose information that is to serve as a reference for the depositors or other customers to learn the status of business and property of the bank and its subsidiary companies, etc., in addition to the particulars prescribed in the preceding paragraphs. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-21/par-1: 次項 → 銀行法 第二十一条第二項 (Article 21, paragraph (2)), art-21/par-2 — https://japanlaw.org/ja/banking-act/art-21/par-2 · https://japanlaw.org/l/356AC0000000059/art-21/par-2 - art-21/par-1: 第四項 → 銀行法 第二十一条第四項 (Article 21, paragraph (4)), art-21/par-4 — https://japanlaw.org/ja/banking-act/art-21/par-4 · https://japanlaw.org/l/356AC0000000059/art-21/par-4 - art-21/par-1: 前条第一項 → 銀行法 第二十条第一項 (Article 20, paragraph (1)), art-20/par-1 — https://japanlaw.org/ja/banking-act/art-20/par-1 · https://japanlaw.org/l/356AC0000000059/art-20/par-1 - art-21/par-2: 前項 → 銀行法 第二十一条第一項 (Article 21, paragraph (1)), art-21/par-1 — https://japanlaw.org/ja/banking-act/art-21/par-1 · https://japanlaw.org/l/356AC0000000059/art-21/par-1 - art-21/par-2: 前条第一項 → 銀行法 第二十条第一項 (Article 20, paragraph (1)), art-20/par-1 — https://japanlaw.org/ja/banking-act/art-20/par-1 · https://japanlaw.org/l/356AC0000000059/art-20/par-1 - art-21/par-2: 第二項 → 銀行法 第二十条第二項 (Article 20, paragraph (2)), art-20/par-2 — https://japanlaw.org/ja/banking-act/art-20/par-2 · https://japanlaw.org/l/356AC0000000059/art-20/par-2 - art-21/par-3: 第一項 → 銀行法 第二十一条第一項 (Article 21, paragraph (1)), art-21/par-1 — https://japanlaw.org/ja/banking-act/art-21/par-1 · https://japanlaw.org/l/356AC0000000059/art-21/par-1 - art-21/par-3: 前項 → 銀行法 第二十一条第二項 (Article 21, paragraph (2)), art-21/par-2 — https://japanlaw.org/ja/banking-act/art-21/par-2 · https://japanlaw.org/l/356AC0000000059/art-21/par-2 - art-21/par-4: 第一項 → 銀行法 第二十一条第一項 (Article 21, paragraph (1)), art-21/par-1 — https://japanlaw.org/ja/banking-act/art-21/par-1 · https://japanlaw.org/l/356AC0000000059/art-21/par-1 - art-21/par-5: 前項 → 銀行法 第二十一条第四項 (Article 21, paragraph (4)), art-21/par-4 — https://japanlaw.org/ja/banking-act/art-21/par-4 · https://japanlaw.org/l/356AC0000000059/art-21/par-4 - art-21/par-5: 第二項 → 銀行法 第二十一条第二項 (Article 21, paragraph (2)), art-21/par-2 — https://japanlaw.org/ja/banking-act/art-21/par-2 · https://japanlaw.org/l/356AC0000000059/art-21/par-2 - art-21/par-6: 前各項 → 銀行法 第二十一条第一項 (Article 21, paragraph (1)), art-21/par-1 — https://japanlaw.org/ja/banking-act/art-21/par-1 · https://japanlaw.org/l/356AC0000000059/art-21/par-1 - art-21/par-6: 前各項 → 銀行法 第二十一条第二項 (Article 21, paragraph (2)), art-21/par-2 — https://japanlaw.org/ja/banking-act/art-21/par-2 · https://japanlaw.org/l/356AC0000000059/art-21/par-2 - art-21/par-6: 前各項 → 銀行法 第二十一条第三項 (Article 21, paragraph (3)), art-21/par-3 — https://japanlaw.org/ja/banking-act/art-21/par-3 · https://japanlaw.org/l/356AC0000000059/art-21/par-3 - art-21/par-6: 前各項 → 銀行法 第二十一条第四項 (Article 21, paragraph (4)), art-21/par-4 — https://japanlaw.org/ja/banking-act/art-21/par-4 · https://japanlaw.org/l/356AC0000000059/art-21/par-4 - art-21/par-6: 前各項 → 銀行法 第二十一条第五項 (Article 21, paragraph (5)), art-21/par-5 — https://japanlaw.org/ja/banking-act/art-21/par-5 · https://japanlaw.org/l/356AC0000000059/art-21/par-5 - art-21/par-7: 前各項 → 銀行法 第二十一条第一項 (Article 21, paragraph (1)), art-21/par-1 — https://japanlaw.org/ja/banking-act/art-21/par-1 · https://japanlaw.org/l/356AC0000000059/art-21/par-1 - art-21/par-7: 前各項 → 銀行法 第二十一条第二項 (Article 21, paragraph (2)), art-21/par-2 — https://japanlaw.org/ja/banking-act/art-21/par-2 · https://japanlaw.org/l/356AC0000000059/art-21/par-2 - art-21/par-7: 前各項 → 銀行法 第二十一条第三項 (Article 21, paragraph (3)), art-21/par-3 — https://japanlaw.org/ja/banking-act/art-21/par-3 · https://japanlaw.org/l/356AC0000000059/art-21/par-3 - art-21/par-7: 前各項 → 銀行法 第二十一条第四項 (Article 21, paragraph (4)), art-21/par-4 — https://japanlaw.org/ja/banking-act/art-21/par-4 · https://japanlaw.org/l/356AC0000000059/art-21/par-4 - art-21/par-7: 前各項 → 銀行法 第二十一条第五項 (Article 21, paragraph (5)), art-21/par-5 — https://japanlaw.org/ja/banking-act/art-21/par-5 · https://japanlaw.org/l/356AC0000000059/art-21/par-5 - art-21/par-7: 前各項 → 銀行法 第二十一条第六項 (Article 21, paragraph (6)), art-21/par-6 — https://japanlaw.org/ja/banking-act/art-21/par-6 · https://japanlaw.org/l/356AC0000000059/art-21/par-6 ## Cited by 14 provisions cite this one. No official source publishes this direction. - 銀行法 第二十一条第一項（業務及び財産の状況に関する説明書類の縦覧等） — https://japanlaw.org/ja/banking-act/art-21/par-1 · https://japanlaw.org/l/356AC0000000059/art-21/par-1 - 銀行法 第二十一条第二項（業務及び財産の状況に関する説明書類の縦覧等） — https://japanlaw.org/ja/banking-act/art-21/par-2 · https://japanlaw.org/l/356AC0000000059/art-21/par-2 - 銀行法 第二十一条第三項（業務及び財産の状況に関する説明書類の縦覧等） — https://japanlaw.org/ja/banking-act/art-21/par-3 · https://japanlaw.org/l/356AC0000000059/art-21/par-3 - 銀行法 第二十一条第四項（業務及び財産の状況に関する説明書類の縦覧等） — https://japanlaw.org/ja/banking-act/art-21/par-4 · https://japanlaw.org/l/356AC0000000059/art-21/par-4 - 銀行法 第二十一条第五項（業務及び財産の状況に関する説明書類の縦覧等） — https://japanlaw.org/ja/banking-act/art-21/par-5 · https://japanlaw.org/l/356AC0000000059/art-21/par-5 - 銀行法 第二十一条第六項（業務及び財産の状況に関する説明書類の縦覧等） — https://japanlaw.org/ja/banking-act/art-21/par-6 · https://japanlaw.org/l/356AC0000000059/art-21/par-6 - 銀行法 第二十一条第七項（業務及び財産の状況に関する説明書類の縦覧等） — https://japanlaw.org/ja/banking-act/art-21/par-7 · https://japanlaw.org/l/356AC0000000059/art-21/par-7 - 銀行法 第四十七条第二項（外国銀行の免許等） — https://japanlaw.org/ja/banking-act/art-47/par-2 · https://japanlaw.org/l/356AC0000000059/art-47/par-2 - 銀行法 第五十二条の二の六第一項（所属外国銀行に係る説明書類等の縦覧） — https://japanlaw.org/ja/banking-act/art-52-2-6/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-2-6/par-1 - 銀行法 第五十二条の五十一第一項（所属銀行の説明書類等の縦覧） — https://japanlaw.org/ja/banking-act/art-52-51/par-1 · https://japanlaw.org/l/356AC0000000059/art-52-51/par-1 - 銀行法 第六十三条第一項第一号の三 — https://japanlaw.org/ja/banking-act/art-63/par-1/item-1-3 · https://japanlaw.org/l/356AC0000000059/art-63/par-1/item-1-3 - 銀行法 附則第十条第二項 — https://japanlaw.org/ja/banking-act/suppl-3561-59/art-10/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-3561-59/art-10/par-2 - 銀行法 附則第百五条第一項 — https://japanlaw.org/ja/banking-act/suppl-4101-107/art-105/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4101-107/art-105/par-1 - 銀行法 附則第八条第二項 — https://japanlaw.org/ja/banking-act/suppl-4171-106/art-8/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-8/par-2 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11 - This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11