# 銀行法 / Banking Act — 第十三条の二 (Article 13-2) - Law: 銀行法 (Banking Act), 昭和五十六年法律第五十九号 - English title "Banking Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十三条の二 (Article 13-2)（特定関係者との間の取引等） — address `art-13-2` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/ja/banking-act/art-13-2 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/356AC0000000059/art-13-2 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十三条の二（特定関係者との間の取引等） — (Transactions with Specified Related Parties) caption: Ministry of Justice translation — Japanese Law Translation Database System art-13-2 · https://japanlaw.org/ja/banking-act/art-13-2 · https://japanlaw.org/l/356AC0000000059/art-13-2 **第一項** 銀行は、その特定関係者（当該銀行の子会社、当該銀行の銀行主要株主、当該銀行を子会社とする銀行持株会社、当該銀行持株会社の子会社（当該銀行を除く。）、当該銀行を所属銀行とする銀行代理業者その他の当該銀行と政令で定める特殊の関係のある者をいう。以下この条及び次条において同じ。）又はその特定関係者の顧客との間で、次に掲げる取引又は行為をしてはならない。ただし、当該取引若しくは行為をすることにつき内閣府令で定めるやむを得ない理由がある場合において、内閣総理大臣の承認を受けたとき、又は当該銀行を子会社とする銀行持株会社（他の銀行又は銀行持株会社の子会社でないものに限る。）の子会社（当該銀行以外の銀行に限る。）との間で当該取引若しくは行為を行う場合において、当該銀行の経営の健全性を損なうおそれがないことその他の内閣府令で定める要件を満たすものとして内閣総理大臣の承認を受けたときは、この限りでない。 art-13-2/par-1 · https://japanlaw.org/ja/banking-act/art-13-2/par-1 · https://japanlaw.org/l/356AC0000000059/art-13-2/par-1 A bank must not conduct the following transactions or actions with its specified related party (meaning a subsidiary company of the bank, the bank's major shareholder, a bank holding company that has the bank as its subsidiary company, a subsidiary company of the bank holding company (excluding the bank), or a bank agent that has the bank as its principal bank, and other persons that have a unique relationship specified by Cabinet Order with the bank; hereinafter the same applies in this Article and the following Article) or with the customer of its specified related party; provided, however, that this does not apply if there is a compelling reason specified by Cabinet Office Order for the bank to conduct the transaction or the action and the bank has obtained the approval of the Prime Minister, or if the bank conducts the transaction or the action with a subsidiary company of the bank holding company (limited to one that is not a subsidiary company of any other bank or bank holding company) that has the bank in question as its subsidiary company (limited to a bank other than that bank), and this has been approved by the Prime Minister as being unlikely to damage the sound management of the bank or as satisfying other requirements specified by Cabinet Office Order: Ministry of Justice translation — Japanese Law Translation Database System **一** 当該特定関係者との間で行う取引で、その条件が当該銀行の取引の通常の条件に照らして当該銀行に不利益を与えるものとして内閣府令で定める取引 art-13-2/par-1/item-1 · https://japanlaw.org/ja/banking-act/art-13-2/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-13-2/par-1/item-1 a transaction conducted with the specified related party which is specified by Cabinet Office Order as having the terms and conditions that are disadvantageous to the bank in light of the normal terms and conditions under which the bank conducts transactions; and Ministry of Justice translation — Japanese Law Translation Database System **二** 当該特定関係者との間又は当該特定関係者の顧客との間で行う取引又は行為のうち前号に掲げるものに準ずる取引又は行為で、当該銀行の業務の健全かつ適切な遂行に支障を及ぼすおそれのあるものとして内閣府令で定める取引又は行為 art-13-2/par-1/item-2 · https://japanlaw.org/ja/banking-act/art-13-2/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-13-2/par-1/item-2 a transaction or action conducted with the specified related party or with the customer of the specified related party which is equivalent to the transaction or action set forth in the preceding item, and which is specified by Cabinet Office Order as being likely to impair the sound and appropriate performance of that bank's services. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-13-2/par-1: この条 → 銀行法 第十三条の二 (Article 13-2), art-13-2 — https://japanlaw.org/ja/banking-act/art-13-2 · https://japanlaw.org/l/356AC0000000059/art-13-2 - art-13-2/par-1: 次条 → 銀行法 第十三条の三 (Article 13-3), art-13-3 — https://japanlaw.org/ja/banking-act/art-13-3 · https://japanlaw.org/l/356AC0000000059/art-13-3 - art-13-2/par-1/item-2: 前号 → 銀行法 第十三条の二第一項第一号 (Article 13-2, paragraph (1), item (i)), art-13-2/par-1/item-1 — https://japanlaw.org/ja/banking-act/art-13-2/par-1/item-1 · https://japanlaw.org/l/356AC0000000059/art-13-2/par-1/item-1 ## Cited by 6 provisions cite this one. No official source publishes this direction. - 銀行法 第十三条の二第一項（特定関係者との間の取引等） — https://japanlaw.org/ja/banking-act/art-13-2/par-1 · https://japanlaw.org/l/356AC0000000059/art-13-2/par-1 - 銀行法 第十三条の二第一項第二号（特定関係者との間の取引等） — https://japanlaw.org/ja/banking-act/art-13-2/par-1/item-2 · https://japanlaw.org/l/356AC0000000059/art-13-2/par-1/item-2 - 銀行法 第五十二条の六十の二第二項（適用除外） — https://japanlaw.org/ja/banking-act/art-52-60-2/par-2 · https://japanlaw.org/l/356AC0000000059/art-52-60-2/par-2 - 銀行法 附則第百三条第一項 — https://japanlaw.org/ja/banking-act/suppl-4101-107/art-103/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4101-107/art-103/par-1 - 銀行法 附則第二条第二項（銀行法等の一部改正に伴う経過措置） — https://japanlaw.org/ja/banking-act/suppl-4171-106/art-2/par-2 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-2/par-2 - 銀行法 附則第七条第一項 — https://japanlaw.org/ja/banking-act/suppl-4171-106/art-7/par-1 · https://japanlaw.org/l/356AC0000000059/suppl-4171-106/art-7/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 銀行法 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/356AC0000000059/20260812_508AC0000000064), retrieved 2026-10-11 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Banking Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4498/tb), retrieved 2026-10-11 - This site's parser, version 189 — 銀行法 — structure, counts, cross-references and defined terms, computed 2026-10-11