# 自動車損害賠償保障法 / Act on Securing Compensation for Automobile Accidents — 第二十四条 (Article 24) - Law: 自動車損害賠償保障法 (Act on Securing Compensation for Automobile Accidents), 昭和三十年法律第九十七号 - English title "Act on Securing Compensation for Automobile Accidents": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第二十四条 (Article 24)（責任保険及び責任共済の契約の締結義務） — address `art-24` - Text in force since: 2026-04-01 - URL (the page that opens at this provision): https://japanlaw.org/ja/automobile-accident-compensation-act/art-24 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/330AC0000000097/art-24 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第二十四条（責任保険及び責任共済の契約の締結義務） — (Obligation to Conclude Contracts for Liability Insurance and Mutual Liability Insurance) caption: Ministry of Justice translation — Japanese Law Translation Database System art-24 · https://japanlaw.org/ja/automobile-accident-compensation-act/art-24 · https://japanlaw.org/l/330AC0000000097/art-24 **第一項** 保険会社は、政令で定める正当な理由がある場合を除き、責任保険の契約の締結を拒絶してはならない。 art-24/par-1 · https://japanlaw.org/ja/automobile-accident-compensation-act/art-24/par-1 · https://japanlaw.org/l/330AC0000000097/art-24/par-1 An insurer must not refuse to conclude a contract for liability insurance unless it has a legitimate reason that Cabinet Order prescribes for refusing to do so. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 組合は、次の各号に掲げる場合及び政令で定める正当な理由がある場合を除き、責任共済の契約の締結を拒絶してはならない。 art-24/par-2 · https://japanlaw.org/ja/automobile-accident-compensation-act/art-24/par-2 · https://japanlaw.org/l/330AC0000000097/art-24/par-2 A cooperative must not refuse to conclude a contract for mutual liability insurance unless circumstances are as set forth in the following items or unless it has a legitimate reason that Cabinet Order prescribes for refusing to do so: Ministry of Justice translation — Japanese Law Translation Database System **一** 農業協同組合法第十条第十七項ただし書の規定に違反することとなる場合 art-24/par-2/item-1 · https://japanlaw.org/ja/automobile-accident-compensation-act/art-24/par-2/item-1 · https://japanlaw.org/l/330AC0000000097/art-24/par-2/item-1 its conclusion of the contract would violate the proviso to Article 10, paragraph (17) of the Agricultural Cooperatives Act; Ministry of Justice translation — Japanese Law Translation Database System **二** 消費生活協同組合法第十二条第三項の規定に違反することとなる場合 art-24/par-2/item-2 · https://japanlaw.org/ja/automobile-accident-compensation-act/art-24/par-2/item-2 · https://japanlaw.org/l/330AC0000000097/art-24/par-2/item-2 its conclusion of the contract would violate Article 12, paragraph (3) of the Consumers' Cooperatives Act; Ministry of Justice translation — Japanese Law Translation Database System **三** 中小企業等協同組合法第九条の二第九項において読み替えて適用する同条第三項ただし書（同法第九条の九第五項において読み替えて準用する場合を含む。）の規定に違反することとなる場合 art-24/par-2/item-3 · https://japanlaw.org/ja/automobile-accident-compensation-act/art-24/par-2/item-3 · https://japanlaw.org/l/330AC0000000097/art-24/par-2/item-3 its conclusion of the contract would violate the proviso to Article 9-2, paragraph (3) of the Small and Medium-Sized Enterprise Cooperatives Act as applied following a replacement of terms pursuant to paragraph (9) of that Article (including as applied mutatis mutandis following a replacement of terms pursuant to Article 9-9, paragraph (5) of that Act). Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-24/par-2/item-1: 農業協同組合法第十条第十七項 → e-Gov law 322AC0000000132, 第十条第十七項 (Article 10, paragraph (17)), art-10/par-17 — not held in this collection - art-24/par-2/item-2: 消費生活協同組合法第十二条第三項 → e-Gov law 323AC0000000200, 第十二条第三項 (Article 12, paragraph (3)), art-12/par-3 — not held in this collection - art-24/par-2/item-3: 中小企業等協同組合法第九条の二第九項 → e-Gov law 324AC0000000181, 第九条の二第九項 (Article 9-2, paragraph (9)), art-9-2/par-9 — not held in this collection - art-24/par-2/item-3: 同条第三項 → e-Gov law 324AC0000000181, 第九条の二第三項 (Article 9-2, paragraph (3)), art-9-2/par-3 — not held in this collection - art-24/par-2/item-3: 同法第九条の九第五項 → e-Gov law 324AC0000000181, 第九条の九第五項 (Article 9-9, paragraph (5)), art-9-9/par-5 — not held in this collection ## Cited by 1 provision cites this one. No official source publishes this direction. - 自動車損害賠償保障法 第九十一条第一項第三号 — https://japanlaw.org/ja/automobile-accident-compensation-act/art-91/par-1/item-3 · https://japanlaw.org/l/330AC0000000097/art-91/par-1/item-3 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 自動車損害賠償保障法 — the text in force from 2026-04-01 (https://laws.e-gov.go.jp/law/330AC0000000097/20260401_508AC0000000002), retrieved 2026-10-13 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Act on Securing Compensation for Automobile Accidents — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/3135/tb), retrieved 2026-10-13 - This site's parser, version 189 — 自動車損害賠償保障法 — structure, counts, cross-references and defined terms, computed 2026-10-13