# 自動車損害賠償保障法 / Act on Securing Compensation for Automobile Accidents — 第十六条 (Article 16) - Law: 自動車損害賠償保障法 (Act on Securing Compensation for Automobile Accidents), 昭和三十年法律第九十七号 - English title "Act on Securing Compensation for Automobile Accidents": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十六条 (Article 16)（保険会社に対する損害賠償額の請求） — address `art-16` - Text in force since: 2026-04-01 - URL (the page that opens at this provision): https://japanlaw.org/ja/automobile-accident-compensation-act/art-16 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/330AC0000000097/art-16 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十六条（保険会社に対する損害賠償額の請求） — (Filing a Claim with the Insurer for Damages) caption: Ministry of Justice translation — Japanese Law Translation Database System art-16 · https://japanlaw.org/ja/automobile-accident-compensation-act/art-16 · https://japanlaw.org/l/330AC0000000097/art-16 **第一項** 第三条の規定による保有者の損害賠償の責任が発生したときは、被害者は、政令で定めるところにより、保険会社に対し、保険金額の限度において、損害賠償額の支払をなすべきことを請求することができる。 art-16/par-1 · https://japanlaw.org/ja/automobile-accident-compensation-act/art-16/par-1 · https://japanlaw.org/l/330AC0000000097/art-16/par-1 If a person in possession becomes liable to compensate for damage as under Article 3, the injured party may file a claim with insurer for the insurer to pay the injured party damages of up to the amount of insurance coverage, pursuant to Cabinet Order. Ministry of Justice translation — Japanese Law Translation Database System **第二項** 被保険者が被害者に損害の賠償をした場合において、保険会社が被保険者に対してその損害をてん補したときは、保険会社は、そのてん補した金額の限度において、被害者に対する前項の支払の義務を免かれる。 art-16/par-2 · https://japanlaw.org/ja/automobile-accident-compensation-act/art-16/par-2 · https://japanlaw.org/l/330AC0000000097/art-16/par-2 If the insured compensates the injured party for damage and the insurer indemnifies the insured for that damage, the insurer is released, to the extent of the amount for which it has indemnified the insured, from the obligation to pay the injured party as referred to in the preceding paragraph. Ministry of Justice translation — Japanese Law Translation Database System **第三項** 第一項の規定により保険会社が被害者に対して損害賠償額の支払をしたときは、保険契約者又は被保険者の悪意によつて損害が生じた場合を除き、保険会社が、責任保険の契約に基づき被保険者に対して損害をてん補したものとみなす。 art-16/par-3 · https://japanlaw.org/ja/automobile-accident-compensation-act/art-16/par-3 · https://japanlaw.org/l/330AC0000000097/art-16/par-3 Unless damage has arisen due to the bad faith of the policyholder or the insured, if the insurer pays damages to the injured party pursuant to paragraph (1), the insurer is deemed to have indemnified the insured for damage based on the contract for liability insurance. Ministry of Justice translation — Japanese Law Translation Database System **第四項** 保険会社は、保険契約者又は被保険者の悪意によつて損害が生じた場合において、第一項の規定により被害者に対して損害賠償額の支払をしたときは、その支払つた金額について、政府に対して補償を求めることができる。 art-16/par-4 · https://japanlaw.org/ja/automobile-accident-compensation-act/art-16/par-4 · https://japanlaw.org/l/330AC0000000097/art-16/par-4 If damage has arisen due to the bad faith of the policyholder or the insured and the insurer has paid damages to the injured party pursuant to paragraph (1), the insurer may claim the government to compensate it for the amount it has paid. Ministry of Justice translation — Japanese Law Translation Database System --- ## Cites - art-16/par-1: 第三条 → 自動車損害賠償保障法 第三条 (Article 3), art-3 — https://japanlaw.org/ja/automobile-accident-compensation-act/art-3 · https://japanlaw.org/l/330AC0000000097/art-3 - art-16/par-2: 前項 → 自動車損害賠償保障法 第十六条第一項 (Article 16, paragraph (1)), art-16/par-1 — https://japanlaw.org/ja/automobile-accident-compensation-act/art-16/par-1 · https://japanlaw.org/l/330AC0000000097/art-16/par-1 - art-16/par-3: 第一項 → 自動車損害賠償保障法 第十六条第一項 (Article 16, paragraph (1)), art-16/par-1 — https://japanlaw.org/ja/automobile-accident-compensation-act/art-16/par-1 · https://japanlaw.org/l/330AC0000000097/art-16/par-1 - art-16/par-4: 第一項 → 自動車損害賠償保障法 第十六条第一項 (Article 16, paragraph (1)), art-16/par-1 — https://japanlaw.org/ja/automobile-accident-compensation-act/art-16/par-1 · https://japanlaw.org/l/330AC0000000097/art-16/par-1 ## Cited by 18 provisions cite this one. No official source publishes this direction. - 自動車損害賠償保障法 第十六条第二項（保険会社に対する損害賠償額の請求） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-16/par-2 · https://japanlaw.org/l/330AC0000000097/art-16/par-2 - 自動車損害賠償保障法 第十六条第三項（保険会社に対する損害賠償額の請求） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-16/par-3 · https://japanlaw.org/l/330AC0000000097/art-16/par-3 - 自動車損害賠償保障法 第十六条第四項（保険会社に対する損害賠償額の請求） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-16/par-4 · https://japanlaw.org/l/330AC0000000097/art-16/par-4 - 自動車損害賠償保障法 第十六条の二第一項（休業による損害等に係る保険金等の限度） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-16-2/par-1 · https://japanlaw.org/l/330AC0000000097/art-16-2/par-1 - 自動車損害賠償保障法 第十六条の九（第十六条第一項の規定による損害賠償額の支払についての履行期） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-16-9 · https://japanlaw.org/l/330AC0000000097/art-16-9 - 自動車損害賠償保障法 第十六条の九第一項（第十六条第一項の規定による損害賠償額の支払についての履行期） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-16-9/par-1 · https://japanlaw.org/l/330AC0000000097/art-16-9/par-1 - 自動車損害賠償保障法 第十七条第一項（被害者に対する仮渡金） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-17/par-1 · https://japanlaw.org/l/330AC0000000097/art-17/par-1 - 自動車損害賠償保障法 第十八条第一項（差押の禁止） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-18/par-1 · https://japanlaw.org/l/330AC0000000097/art-18/par-1 - 自動車損害賠償保障法 第十九条第一項（時効） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-19/par-1 · https://japanlaw.org/l/330AC0000000097/art-19/par-1 - 自動車損害賠償保障法 第二十三条の二第一項（報告及び立入検査） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-23-2/par-1 · https://japanlaw.org/l/330AC0000000097/art-23-2/par-1 - 自動車損害賠償保障法 第二十三条の三第一項（責任保険の契約に関する規定等の準用） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-23-3/par-1 · https://japanlaw.org/l/330AC0000000097/art-23-3/par-1 - 自動車損害賠償保障法 第二十八条の四第一項第二号（共同プール事務） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-28-4/par-1/item-2 · https://japanlaw.org/l/330AC0000000097/art-28-4/par-1/item-2 - 自動車損害賠償保障法 第七十二条第一項第三号（業務） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-72/par-1/item-3 · https://japanlaw.org/l/330AC0000000097/art-72/par-1/item-3 - 自動車損害賠償保障法 第七十五条第一項（時効） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-75/par-1 · https://japanlaw.org/l/330AC0000000097/art-75/par-1 - 自動車損害賠償保障法 第七十六条第二項（代位等） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-76/par-2 · https://japanlaw.org/l/330AC0000000097/art-76/par-2 - 自動車損害賠償保障法 第八十二条の三第一項（重複契約の場合の免責） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-82-3/par-1 · https://japanlaw.org/l/330AC0000000097/art-82-3/par-1 - 自動車損害賠償保障法 第八十二条の三第三項（重複契約の場合の免責） — https://japanlaw.org/ja/automobile-accident-compensation-act/art-82-3/par-3 · https://japanlaw.org/l/330AC0000000097/art-82-3/par-3 - 自動車損害賠償保障法 附則第三条第一項 — https://japanlaw.org/ja/automobile-accident-compensation-act/suppl-4131-83/art-3/par-1 · https://japanlaw.org/l/330AC0000000097/suppl-4131-83/art-3/par-1 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 自動車損害賠償保障法 — the text in force from 2026-04-01 (https://laws.e-gov.go.jp/law/330AC0000000097/20260401_508AC0000000002), retrieved 2026-10-13 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Act on Securing Compensation for Automobile Accidents — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/3135/tb), retrieved 2026-10-13 - This site's parser, version 189 — 自動車損害賠償保障法 — structure, counts, cross-references and defined terms, computed 2026-10-13