# 中小企業退職金共済法 / Small and Medium Sized Enterprise Retirement Allowance Cooperative Act — 第四条 (Supplementary Provisions, Article 4)

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- Law: 中小企業退職金共済法 (Small and Medium Sized Enterprise Retirement Allowance Cooperative Act), 昭和三十四年法律第百六十号
- English title "Small and Medium Sized Enterprise Retirement Allowance Cooperative Act": Ministry of Justice translation database, which lists the title
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第四条 (Supplementary Provisions, Article 4)（退職金共済事業を廃止した団体からの受入金額の受入れ等に関する経過措置） — address `suppl-4271-17/art-4`
- Text in force since: 2025-06-01
- URL (the page that opens at this provision): https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4
- e-Gov law ID: 334AC0000000160 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page.
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### 第四条（退職金共済事業を廃止した団体からの受入金額の受入れ等に関する経過措置） — Transitional Measures Concerning the Acceptance of Accepted Amounts from a Body That Has Discontinued Its Retirement Allowance Mutual Aid Business, etc.
<sup>caption: machine translation, not official</sup>
<sup>suppl-4271-17/art-4 · https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4</sup>

**第一項**  新中退法第三十一条の二の規定は、廃止団体（同条第一項に規定する廃止団体をいう。次項において同じ。）と退職金共済に関する契約を締結していた事業主について、施行日以後に退職金共済事業が廃止された場合について適用する。
<sup>suppl-4271-17/art-4/par-1 · https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4/par-1</sup>
The provisions of Article 31-2 of the New SME Retirement Allowance Act apply to the case where, with respect to an employer that had concluded a contract concerning retirement allowance mutual aid with a discontinued body (meaning a discontinued body prescribed in paragraph (1) of that Article; the same applies in the following paragraph), the retirement allowance mutual aid business is discontinued on or after the Effective Date.
<sup>machine translation, not official</sup>

**第二項**  前項に規定する事業主が、施行日以後に退職金共済契約（新中退法第四条第二項に規定する短時間労働被共済者に係るものを除く。以下この条において同じ。）を締結し、新中退法第三十一条の二第一項の規定による申出をした場合であって、当該廃止団体が退職金共済事業を廃止したときにおける当該退職金共済に関する契約に係る掛金の月額（当該掛金の月額に千円未満の端数がある場合においては、その端数金額が五百円未満であるときは、これを切り捨て、その端数金額が五百円以上であるときは、これを千円として計算する。以下この項において同じ。）が五千円未満であったときには、当該退職金共済契約を締結した日の属する月から起算して三年を経過する日の属する月までの間は、掛金月額は、新中退法第四条第二項の規定にかかわらず、二千円（当該掛金の月額が二千円を超えるときは、当該掛金の月額）以上五千円未満の額とすることができる。ただし、当該退職金共済契約の効力が生ずる日における掛金月額を五千円以上とした場合及び新中退法第九条第一項の規定により掛金月額が五千円以上の額に増加された日以後においては、この限りでない。
<sup>suppl-4271-17/art-4/par-2 · https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4/par-2</sup>
Where an employer prescribed in the preceding paragraph concludes a retirement allowance mutual aid contract (excluding one pertaining to a short-time covered employee prescribed in Article 4, paragraph (2) of the New SME Retirement Allowance Act; the same applies hereinafter in this Article) on or after the Effective Date and makes the request under Article 31-2, paragraph (1) of the New SME Retirement Allowance Act, and the monthly amount of the premium pertaining to the contract concerning retirement allowance mutual aid with the discontinued body at the time when that discontinued body discontinued the retirement allowance mutual aid business (where the monthly amount of that premium has a fraction of less than 1,000 yen, the fraction is rounded down if it is less than 500 yen, and is treated as 1,000 yen if it is 500 yen or more; the same applies hereinafter in this paragraph) was less than 5,000 yen, the monthly premium may, notwithstanding Article 4, paragraph (2) of the New SME Retirement Allowance Act, be an amount of 2,000 yen (or, where the monthly amount of that premium exceeds 2,000 yen, the monthly amount of that premium) or more and less than 5,000 yen during the period from the month containing the day on which that retirement allowance mutual aid contract was concluded to the month containing the day on which three years have elapsed from that day; provided, however, that this does not apply where the monthly premium on the day on which that retirement allowance mutual aid contract takes effect is made 5,000 yen or more, or on or after the day on which the monthly premium has been increased to an amount of 5,000 yen or more pursuant to Article 9, paragraph (1) of the New SME Retirement Allowance Act.
<sup>machine translation, not official</sup>

**第三項**  独立行政法人勤労者退職金共済機構は、前項本文の規定により掛金月額を五千円未満の額とした退職金共済契約に係る共済契約者（新中退法第二条第六項に規定する共済契約者をいう。）からの掛金月額の減少の申込みについては、新中退法第九条第二項の規定にかかわらず、前項本文に規定する期間中は、新中退法第八条第三項各号に掲げる場合においても、これを承諾してはならない。ただし、新中退法第九条第一項の規定により掛金月額が五千円を超える額に増加された後における五千円以上の額への掛金月額の減少の申込みについては、この限りでない。
<sup>suppl-4271-17/art-4/par-3 · https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4/par-3</sup>
The Organization for Workers' Retirement Allowance Mutual Aid must not, notwithstanding Article 9, paragraph (2) of the New SME Retirement Allowance Act, accept an application for a reduction of the monthly premium from a mutual aid policyholder (meaning a mutual aid policyholder prescribed in Article 2, paragraph (6) of the New SME Retirement Allowance Act) pertaining to a retirement allowance mutual aid contract whose monthly premium has been made less than 5,000 yen pursuant to the main clause of the preceding paragraph, during the period prescribed in the main clause of the preceding paragraph, even in the cases set out in the items of Article 8, paragraph (3) of the New SME Retirement Allowance Act; provided, however, that this does not apply to an application for a reduction of the monthly premium to an amount of 5,000 yen or more made after the monthly premium has been increased to an amount exceeding 5,000 yen pursuant to Article 9, paragraph (1) of the New SME Retirement Allowance Act.
<sup>machine translation, not official</sup>

**第四項**  第二項本文の規定により掛金月額を五千円未満の額とした退職金共済契約のうち、同項本文に規定する期間の満了の際現に掛金月額が五千円未満の額であるものに係る掛金月額は、当該期間の満了の時に、五千円に増加されたものとみなす。
<sup>suppl-4271-17/art-4/par-4 · https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4/par-4</sup>
Among retirement allowance mutual aid contracts whose monthly premium has been made less than 5,000 yen pursuant to the main clause of paragraph (2), the monthly premium pertaining to a contract whose monthly premium is, at the expiry of the period prescribed in the main clause of that paragraph, actually less than 5,000 yen is deemed to have been increased to 5,000 yen at the time of the expiry of that period.
<sup>machine translation, not official</sup>

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## Cites
- suppl-4271-17/art-4/par-1: 新中退法第三十一条の二 → 中小企業退職金共済法 第三十一条の二 (Article 31-2), art-31-2 — https://japanlaw.org/en/sme-retirement-allowance-act/art-31-2
- suppl-4271-17/art-4/par-1: 同条第一項 → 中小企業退職金共済法 第三十一条の二第一項 (Article 31-2, paragraph (1)), art-31-2/par-1 — https://japanlaw.org/en/sme-retirement-allowance-act/art-31-2/par-1
- suppl-4271-17/art-4/par-1: 次項 → 中小企業退職金共済法 附則第四条第二項 (Supplementary Provisions, Article 4, paragraph (2)), suppl-4271-17/art-4/par-2 — https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4/par-2
- suppl-4271-17/art-4/par-2: 前項 → 中小企業退職金共済法 附則第四条第一項 (Supplementary Provisions, Article 4, paragraph (1)), suppl-4271-17/art-4/par-1 — https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4/par-1
- suppl-4271-17/art-4/par-2: 新中退法第四条第二項 → 中小企業退職金共済法 第四条第二項 (Article 4, paragraph (2)), art-4/par-2 — https://japanlaw.org/en/sme-retirement-allowance-act/art-4/par-2
- suppl-4271-17/art-4/par-2: この条 → 中小企業退職金共済法 附則第四条 (Supplementary Provisions, Article 4), suppl-4271-17/art-4 — https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4
- suppl-4271-17/art-4/par-2: 新中退法第三十一条の二第一項 → 中小企業退職金共済法 第三十一条の二第一項 (Article 31-2, paragraph (1)), art-31-2/par-1 — https://japanlaw.org/en/sme-retirement-allowance-act/art-31-2/par-1
- suppl-4271-17/art-4/par-2: この項 → 中小企業退職金共済法 附則第四条第二項 (Supplementary Provisions, Article 4, paragraph (2)), suppl-4271-17/art-4/par-2 — https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4/par-2
- suppl-4271-17/art-4/par-2: 新中退法第九条第一項 → 中小企業退職金共済法 第九条第一項 (Article 9, paragraph (1)), art-9/par-1 — https://japanlaw.org/en/sme-retirement-allowance-act/art-9/par-1
- suppl-4271-17/art-4/par-3: 前項 → 中小企業退職金共済法 附則第四条第二項 (Supplementary Provisions, Article 4, paragraph (2)), suppl-4271-17/art-4/par-2 — https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4/par-2
- suppl-4271-17/art-4/par-3: 新中退法第二条第六項 → 中小企業退職金共済法 第二条第六項 (Article 2, paragraph (6)), art-2/par-6 — https://japanlaw.org/en/sme-retirement-allowance-act/art-2/par-6
- suppl-4271-17/art-4/par-3: 新中退法第九条第二項 → 中小企業退職金共済法 第九条第二項 (Article 9, paragraph (2)), art-9/par-2 — https://japanlaw.org/en/sme-retirement-allowance-act/art-9/par-2
- suppl-4271-17/art-4/par-3: 新中退法第八条第三項 → 中小企業退職金共済法 第八条第三項 (Article 8, paragraph (3)), art-8/par-3 — https://japanlaw.org/en/sme-retirement-allowance-act/art-8/par-3
- suppl-4271-17/art-4/par-3: 新中退法第九条第一項 → 中小企業退職金共済法 第九条第一項 (Article 9, paragraph (1)), art-9/par-1 — https://japanlaw.org/en/sme-retirement-allowance-act/art-9/par-1
- suppl-4271-17/art-4/par-4: 第二項 → 中小企業退職金共済法 附則第四条第二項 (Supplementary Provisions, Article 4, paragraph (2)), suppl-4271-17/art-4/par-2 — https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4/par-2

## Cited by

5 provisions cite this one. No official source publishes this direction.

- 中小企業退職金共済法 附則第二条第一項（解約手当金に相当する額の引渡しに関する経過措置） — https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-2/par-1
- 中小企業退職金共済法 附則第四条第一項（退職金共済事業を廃止した団体からの受入金額の受入れ等に関する経過措置） — https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4/par-1
- 中小企業退職金共済法 附則第四条第二項（退職金共済事業を廃止した団体からの受入金額の受入れ等に関する経過措置） — https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4/par-2
- 中小企業退職金共済法 附則第四条第三項（退職金共済事業を廃止した団体からの受入金額の受入れ等に関する経過措置） — https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4/par-3
- 中小企業退職金共済法 附則第四条第四項（退職金共済事業を廃止した団体からの受入金額の受入れ等に関する経過措置） — https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17/art-4/par-4

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 中小企業退職金共済法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/334AC0000000160/20250601_504AC0000000068), retrieved 2026-11-06
- Japanese Law Translation Database System, Ministry of Justice (法務省) — 中小企業退職金共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/1775), retrieved 2026-09-23
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-035, translated 2026-11-07
- This site's parser, version 225 — 中小企業退職金共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06
