# 中小企業退職金共済法 / Small and Medium Sized Enterprise Retirement Allowance Cooperative Act — 第四十八条 (Article 48)

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- Law: 中小企業退職金共済法 (Small and Medium Sized Enterprise Retirement Allowance Cooperative Act), 昭和三十四年法律第百六十号
- English title "Small and Medium Sized Enterprise Retirement Allowance Cooperative Act": Ministry of Justice translation database, which lists the title
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第四十八条 (Article 48)（退職金共済手帳の交付） — address `art-48`
- Text in force since: 2025-06-01
- URL (the page that opens at this provision): https://japanlaw.org/en/sme-retirement-allowance-act/art-48
- e-Gov law ID: 334AC0000000160 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page.
- Every provision below carries its address and its URL on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第四十八条（退職金共済手帳の交付） — Delivery of Retirement Allowance Mutual Aid Books
<sup>caption: machine translation, not official</sup>
<sup>art-48 · https://japanlaw.org/en/sme-retirement-allowance-act/art-48</sup>

  **第一項**  機構は、共済契約者から請求があつたときは、遅滞なく、退職金共済手帳を交付しなければならない。
  <sup>art-48/par-1 · https://japanlaw.org/en/sme-retirement-allowance-act/art-48/par-1</sup>
  When requested by a mutual aid policyholder, the Organization must deliver a retirement allowance mutual aid book without delay.
  <sup>machine translation, not official</sup>

  **第二項**  共済契約者は、その者が現に雇用する従業員が被共済者となつたとき、又は新たに従業員を雇用することによつて当該従業員が被共済者となつたときは、当該被共済者に対し、遅滞なく、退職金共済手帳を交付しなければならない。ただし、現に退職金共済手帳を所持している者については、この限りでない。
  <sup>art-48/par-2 · https://japanlaw.org/en/sme-retirement-allowance-act/art-48/par-2</sup>
  When an employee whom a mutual aid policyholder currently employs has become a covered employee, or when an employee has become a covered employee through being newly employed, the mutual aid policyholder must deliver a retirement allowance mutual aid book to that covered employee without delay; provided, however, that this does not apply to a person who currently holds a retirement allowance mutual aid book.
  <sup>machine translation, not official</sup>

## Cited by

1 provision cites this one. No official source publishes this direction.

- 中小企業退職金共済法 第八十九条第一項第一号 — https://japanlaw.org/en/sme-retirement-allowance-act/art-89/par-1/item-1

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 中小企業退職金共済法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/334AC0000000160/20250601_504AC0000000068), retrieved 2026-11-06
- Japanese Law Translation Database System, Ministry of Justice (法務省) — 中小企業退職金共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/1775), retrieved 2026-09-23
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-010, translated 2026-11-07
- This site's parser, version 225 — 中小企業退職金共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06
