# 中小企業退職金共済法 / Small and Medium Sized Enterprise Retirement Allowance Cooperative Act — 第四十五条 (Article 45) This is the Markdown twin of https://japanlaw.org/en/sme-retirement-allowance-act/art-45. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 中小企業退職金共済法 (Small and Medium Sized Enterprise Retirement Allowance Cooperative Act), 昭和三十四年法律第百六十号 - English title "Small and Medium Sized Enterprise Retirement Allowance Cooperative Act": Ministry of Justice translation database, which lists the title - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第四十五条 (Article 45)（加入促進等のための掛金負担軽減措置） — address `art-45` - Text in force since: 2025-06-01 - URL (the page that opens at this provision): https://japanlaw.org/en/sme-retirement-allowance-act/art-45 - e-Gov law ID: 334AC0000000160 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page. - Every provision below carries its address and its URL on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第四十五条（加入促進等のための掛金負担軽減措置） — Measures to Reduce the Burden of Premiums to Promote Enrollment, etc. caption: machine translation, not official art-45 · https://japanlaw.org/en/sme-retirement-allowance-act/art-45 **第一項** 機構は、特定業種に属する事業を営む中小企業者が特定業種退職金共済契約の申込みをすることの促進その他この章の規定による中小企業退職金共済事業の円滑な実施を図るため、厚生労働省令で定めるところにより、共済契約者の掛金に係る負担を軽減する措置として、一定の日分の掛金の納付を免除することができる。 art-45/par-1 · https://japanlaw.org/en/sme-retirement-allowance-act/art-45/par-1 In order to promote the filing of applications for specified-industry retirement allowance mutual aid contracts by small and medium-sized enterprises that carry on businesses belonging to a specified industry and otherwise to ensure the smooth implementation of the retirement allowance mutual aid business for small and medium-sized enterprises under the provisions of this Chapter, the Organization may, as provided by Order of the Ministry of Health, Labour and Welfare, exempt mutual aid policyholders from paying premiums for a certain number of days, as a measure to reduce their burden of premiums. machine translation, not official **第二項** 前項の規定に基づき掛金の納付の免除の措置が講ぜられた日のある被共済者について、第四十三条第一項の規定による月数への換算又は次条第一項若しくは第五十五条第四項の規定により繰り入れるべき金額の算定をするときは、当該日については、掛金の納付があつたものとみなす。 art-45/par-2 · https://japanlaw.org/en/sme-retirement-allowance-act/art-45/par-2 When converting into a number of months under Article 43, paragraph (1), or calculating the amount to be transferred under Article 46, paragraph (1) or Article 55, paragraph (4), with regard to a covered employee for whom there is a day on which a measure of exemption from the payment of premiums was taken under the provisions of the preceding paragraph, premiums are deemed to have been paid for that day. machine translation, not official --- ## Cites - art-45/par-2: 前項 → 中小企業退職金共済法 第四十五条第一項 (Article 45, paragraph (1)), art-45/par-1 — https://japanlaw.org/en/sme-retirement-allowance-act/art-45/par-1 - art-45/par-2: 第四十三条第一項 → 中小企業退職金共済法 第四十三条第一項 (Article 43, paragraph (1)), art-43/par-1 — https://japanlaw.org/en/sme-retirement-allowance-act/art-43/par-1 - art-45/par-2: 次条第一項 → 中小企業退職金共済法 第四十六条第一項 (Article 46, paragraph (1)), art-46/par-1 — https://japanlaw.org/en/sme-retirement-allowance-act/art-46/par-1 - art-45/par-2: 第五十五条第四項 → 中小企業退職金共済法 第五十五条第四項 (Article 55, paragraph (4)), art-55/par-4 — https://japanlaw.org/en/sme-retirement-allowance-act/art-55/par-4 ## Cited by 3 provisions cite this one. No official source publishes this direction. - 中小企業退職金共済法 第四十五条第二項（加入促進等のための掛金負担軽減措置） — https://japanlaw.org/en/sme-retirement-allowance-act/art-45/par-2 - 中小企業退職金共済法 第八十三条第一項（国の補助） — https://japanlaw.org/en/sme-retirement-allowance-act/art-83/par-1 - 雇用保険法施行規則 第百十五条第一項第七号（法第六十二条第一項第六号の厚生労働省令で定める事業） — https://japanlaw.org/en/employment-insurance-act-enforcement-ordinance/art-115/par-1/item-7 (e-Gov law ID 350M50002000003) --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 中小企業退職金共済法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/334AC0000000160/20250601_504AC0000000068), retrieved 2026-11-06 - Japanese Law Translation Database System, Ministry of Justice (法務省) — 中小企業退職金共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/1775), retrieved 2026-09-23 - claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-005, translated 2026-11-07 - claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-009, translated 2026-11-07 - claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-010, translated 2026-11-07 - This site's parser, version 225 — 中小企業退職金共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06