# 中小企業退職金共済法 / Small and Medium Sized Enterprise Retirement Allowance Cooperative Act

This is the Markdown twin of https://japanlaw.org/en/sme-retirement-allowance-act. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp.

- 昭和三十四年法律第百六十号 · Act
- English title "Small and Medium Sized Enterprise Retirement Allowance Cooperative Act": Ministry of Justice translation database, which lists the title
- Text in force since: 2025-06-01
- URL: https://japanlaw.org/en/sme-retirement-allowance-act
- e-Gov law ID: 334AC0000000160 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page.
- 104 articles in the main text, 219 articles in the 附則 (supplementary provisions).

This law's whole text runs past 200 KB as Markdown, so its twin here is its table of
contents. Each page of the law below has a twin of its own, at that page's path under /md,
with the same rules: the Japanese and the English of every provision, the source of each
English line, and every provision's address and URL. Only the Japanese as published by the
government has legal effect.

One provision as Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/art-1

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## 本則 (the main text)

- 第一章　総則 — Chapter I General Provisions · art-1 to art-2 · 15 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/ch-1 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-1
  <sup>heading: machine translation, not official</sup>
- 第二章　退職金共済契約 — Chapter II Retirement Allowance Mutual Aid Contracts · art-3 to art-34 · 204 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/ch-2 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-2
  <sup>heading: machine translation, not official</sup>
  - 第三条から第十二条まで — Articles 3 to 12 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-2/from-art-3
  - 第十三条から第二十六条まで — Articles 13 to 26 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-2/from-art-13
  - 第二十七条から第二十九条まで — Articles 27 to 29 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-2/from-art-27
  - 第三十条から第三十一条の二まで — Articles 30 to 31-2 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-2/from-art-30
  - 第三十一条の三から第三十四条まで — Articles 31-3 to 34 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-2/from-art-31-3
- 第三章　共済契約者及び被共済者 — Chapter III Mutual Aid Policyholders and Covered Employees · art-35 to art-38 · 12 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/ch-3 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-3
  <sup>heading: machine translation, not official</sup>
- 第四章　特定業種退職金共済契約 — Chapter IV Specified-Industry Retirement Allowance Mutual Aid Contracts · art-39 to art-53 · 69 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/ch-4 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-4
  <sup>heading: machine translation, not official</sup>
  - 第三十九条から第四十四条まで — Articles 39 to 44 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-4/from-art-39
  - 第四十五条から第五十三条まで — Articles 45 to 53 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-4/from-art-45
- 第五章　退職金共済契約と特定業種退職金共済契約との関係 — Chapter V Relationship Between Retirement Allowance Mutual Aid Contracts and Specified-Industry Retirement Allowance Mutual Aid Contracts · art-54 to art-55 · 11 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/ch-5 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-5
  <sup>heading: machine translation, not official</sup>
- 第六章　独立行政法人勤労者退職金共済機構 — Chapter VI Organization for Workers' Retirement Allowance Mutual Aid · art-56 to art-82 · 149 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/ch-6 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-6
  <sup>heading: machine translation, not official</sup>
  - 第五十六条から第七十二条まで — Articles 56 to 72 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-6/from-art-56
  - 第七十三条から第八十二条まで — Articles 73 to 82 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-6/from-art-73
- 第七章　国の補助 — Chapter VII Assistance by the National Government · art-83 · 3 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/ch-7 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-7
  <sup>heading: machine translation, not official</sup>
- 第八章　雑則 — Chapter VIII Miscellaneous Provisions · art-84 to art-87 · 16 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/ch-8 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-8
  <sup>heading: machine translation, not official</sup>
- 第九章　罰則 — Chapter IX Penal Provisions · art-88 to art-92 · 16 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/ch-9 · page: https://japanlaw.org/en/sme-retirement-allowance-act/ch-9
  <sup>heading: machine translation, not official</sup>

## 附則・別表・様式 (supplementary provisions, appended tables and forms)

- 附　則 · 10 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3341-160 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3341-160
- 附　則 昭和三六年三月三一日法律第二八号 · 5 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3361-28 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3361-28
- 附　則 昭和三七年九月一五日法律第一六一号 · 10 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3371-161 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3371-161
- 附　則 昭和三九年六月一八日法律第一〇七号 · 7 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3391-107 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3391-107
- 附　則 昭和四〇年五月二八日法律第九〇号 · 2 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3401-90 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3401-90
- 附　則 昭和四五年四月一日法律第一三号 · 3 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3451-13 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3451-13
- 附　則 昭和四五年五月一日法律第四一号 · 14 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3451-41 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3451-41
- 附　則 昭和四六年三月三日法律第五号 · 2 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3461-5 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3461-5
- 附　則 昭和四八年一〇月一五日法律第一一五号 · 3 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3481-115 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3481-115
- 附　則 昭和五〇年六月一四日法律第四〇号 · 28 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3501-40 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3501-40
- 附　則 昭和五五年五月一〇日法律第四五号 · 0 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3551-45 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3551-45
- 附　則 昭和五五年一一月一九日法律第八五号 · 5 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3551-85 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3551-85
- 附　則 昭和五六年五月一一日法律第三八号 · 43 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3561-38 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3561-38
- 附　則 昭和五八年一二月一〇日法律第八三号 · 7 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3581-83 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3581-83
- 附　則 昭和五九年五月八日法律第二五号 · 7 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3591-25 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3591-25
- 附　則 昭和六一年四月二五日法律第三七号 · 31 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-3611-37 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-3611-37
- 附　則 平成二年六月二二日法律第三九号 · 0 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4021-39 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4021-39
- 附　則 平成七年四月五日法律第六三号 · 0 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4071-63 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4071-63
- 附　則 平成九年六月四日法律第六八号 · 49 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4091-68 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4091-68
- 附　則 平成九年六月二四日法律第一〇三号 · 7 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4091-103 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4091-103
- 附　則 平成一〇年四月三〇日法律第四六号 · 0 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4101-46 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4101-46
- 附　則 平成一一年七月一六日法律第一〇二号 · 7 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4111-102 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4111-102
- 附　則 平成一一年一二月三日法律第一四六号 · 11 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4111-146 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4111-146
- 附　則 平成一一年一二月二二日法律第一六〇号 · 4 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4111-160 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4111-160
- 附　則 平成一二年五月三一日法律第九九号 · 3 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4121-99 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4121-99
- 附　則 平成一三年六月一五日法律第五〇号 · 15 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4131-50 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4131-50
- 附　則 平成一四年五月一〇日法律第三九号 · 36 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4141-39 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4141-39
- 附　則 平成一四年五月三一日法律第五四号 · 9 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4141-54 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4141-54
- 附　則 平成一四年七月三一日法律第一〇〇号 · 7 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4141-100 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4141-100
- 附　則 平成一四年一二月一三日法律第一六四号 · 54 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4141-164 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4141-164
- 附　則 平成一六年六月一一日法律第一〇四号 · 11 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4161-104 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4161-104
- 附　則 平成一六年六月一八日法律第一二六号 · 6 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4161-126 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4161-126
- 附　則 平成一六年六月一八日法律第一二七号 · 5 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4161-127 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4161-127
- 附　則 平成一六年六月二三日法律第一三〇号 · 5 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4161-130 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4161-130
- 附　則 平成一六年六月二三日法律第一三五号 · 5 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4161-135 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4161-135
- 附　則 平成一六年一二月三日法律第一五四号 · 9 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4161-154 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4161-154
- 附　則 平成一七年七月二六日法律第八七号 · 2 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4171-87 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4171-87
- 附　則 平成一八年六月一四日法律第六六号 · 2 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4181-66 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4181-66
- 附　則 平成二三年四月二七日法律第二六号 · 14 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4231-26 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4231-26
- 附　則 平成二四年八月二二日法律第六二号 · 8 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4241-62 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4241-62
- 附　則 平成二四年一一月二六日法律第九八号 · 3 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4241-98 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4241-98
- 附　則 平成二五年五月三一日法律第二六号 · 3 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4251-26 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4251-26
- 附　則 平成二五年六月二六日法律第六三号 · 3 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4251-63 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4251-63
- 附　則 平成二六年五月三〇日法律第四二号 · 3 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4261-42 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4261-42
- 附　則 平成二六年六月一三日法律第六七号 · 10 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4261-67 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4261-67
- 附　則 平成二六年六月一三日法律第六九号 · 13 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4261-69 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4261-69
- 附　則 平成二七年五月七日法律第一七号 · 22 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4271-17 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-17
- 附　則 平成二七年五月二九日法律第三一号 · 4 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4271-31 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4271-31
- 附　則 平成二八年六月三日法律第六六号 · 15 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4281-66 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4281-66
- 附　則 平成二八年一一月二四日法律第八四号 · 2 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4281-84 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4281-84
- 附　則 平成二九年六月二日法律第四五号 · 2 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-4291-45 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-4291-45
- 附　則 令和元年五月三一日法律第一六号 · 13 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-5011-16 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-5011-16
- 附　則 令和二年六月五日法律第四〇号 · 8 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-5021-40 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-5021-40
- 附　則 令和四年六月一七日法律第六八号 · 3 provisions — Markdown: https://japanlaw.org/md/en/sme-retirement-allowance-act/suppl-5041-68 · page: https://japanlaw.org/en/sme-retirement-allowance-act/suppl-5041-68

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 中小企業退職金共済法 — the text in force from 2025-06-01 (https://laws.e-gov.go.jp/law/334AC0000000160/20250601_504AC0000000068), retrieved 2026-11-06
- Japanese Law Translation Database System, Ministry of Justice (法務省) — 中小企業退職金共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/1775), retrieved 2026-09-23
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-001, translated 2026-11-07
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-003, translated 2026-11-07
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-005, translated 2026-11-07
- claude-sonnet-5-5, corrected on review by claude-opus-5-5 — Machine translation corrected on review, batch sme-retirement-allowance-act-20261106T173426-005, translated 2026-11-07
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-006, translated 2026-11-07
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-007, translated 2026-11-07
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-008, translated 2026-11-07
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-010, translated 2026-11-07
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-011, translated 2026-11-07
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-012, translated 2026-11-07
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-013, translated 2026-11-07
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-015, translated 2026-11-07
- claude-sonnet-5-5 — Machine translation, batch sme-retirement-allowance-act-20261106T173426-016, translated 2026-11-07
- This site's parser, version 225 — 中小企業退職金共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06