# 中小企業等経営強化法 / Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. — 第五十四条 (Article 54)

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- Law: 中小企業等経営強化法 (Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc.), 平成十一年法律第十八号
- English title "Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc.": claude-opus-5-5
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第五十四条 (Article 54)（中小企業信用保険法の特例） — address `art-54`
- Text in force since: 2026-01-01
- URL (the page that opens at this provision): https://japanlaw.org/en/sme-management-strengthening-act/art-54
- e-Gov law ID: 411AC0000000018 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page.
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Only the Japanese as published by the government has legal effect; the text
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says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第五十四条（中小企業信用保険法の特例） — Special Provisions for the Small and Medium-sized Enterprise Credit Insurance Act
<sup>caption: machine translation, not official</sup>
<sup>art-54 · https://japanlaw.org/en/sme-management-strengthening-act/art-54</sup>

  **第一項**  普通保険、無担保保険又は特別小口保険の保険関係であって、先端設備等導入関連保証（中小企業信用保険法第三条第一項、第三条の二第一項又は第三条の三第一項に規定する債務の保証であって、認定先端設備等導入計画に従って行われる先端設備等導入（第六十九条第四項及び第七十条第九項において「認定先端設備等導入」という。）に必要な資金に係るものをいう。以下この条において同じ。）を受けた中小企業者に係るものについての次の表の上欄に掲げる同法の規定の適用については、これらの規定中同表の中欄に掲げる字句は、同表の下欄に掲げる字句とする。
第三条第一項	保険価額の合計額が	中小企業等経営強化法（平成十一年法律第十八号）第五十四条第一項に規定する先端設備等導入関連保証（以下「先端設備等導入関連保証」という。）に係る保険関係の保険価額の合計額とその他の保険関係の保険価額の合計額とがそれぞれ
第三条の二第一項及び第三条の三第一項	保険価額の合計額が	先端設備等導入関連保証に係る保険関係の保険価額の合計額とその他の保険関係の保険価額の合計額とがそれぞれ
第三条の二第三項及び第三条の三第二項	当該借入金の額のうち	先端設備等導入関連保証及びその他の保証ごとに、それぞれ当該借入金の額のうち
当該債務者	先端設備等導入関連保証及びその他の保証ごとに、当該債務者
  <sup>art-54/par-1 · https://japanlaw.org/en/sme-management-strengthening-act/art-54/par-1</sup>
  With regard to the application of the provisions of the Small and Medium-sized Enterprise Credit Insurance Act listed in the left-hand column of the following table to an insurance relation of ordinary insurance, unsecured insurance or special small-amount insurance that pertains to a small and medium-sized enterprise that has received an advanced equipment introduction-related guarantee (meaning a guarantee of obligations prescribed in Article 3, paragraph (1), Article 3-2, paragraph (1) or Article 3-3, paragraph (1) of the Small and Medium-sized Enterprise Credit Insurance Act that pertains to funds necessary for advanced equipment introduction carried out in accordance with a certified advanced equipment introduction plan (referred to in Article 69, paragraph (4) and Article 70, paragraph (9) as "certified advanced equipment introduction"); the same applies hereinafter in this Article), the phrases listed in the middle column of the table in those provisions are deemed to be replaced with the phrases listed in the right-hand column of that table.
Article 3, paragraph (1)	the total amount of insured values	the total amount of insured values of insurance relations pertaining to an advanced equipment introduction-related guarantee prescribed in Article 54, paragraph (1) of the Act on Strengthening the Management of Small and Medium-Sized Enterprises, etc. (Act No. 18 of 1999) (hereinafter referred to as an "advanced equipment introduction-related guarantee") and the total amount of insured values of other insurance relations, respectively
Article 3-2, paragraph (1) and Article 3-3, paragraph (1)	the total amount of insured values	the total amount of insured values of insurance relations pertaining to an advanced equipment introduction-related guarantee and the total amount of insured values of other insurance relations, respectively
Article 3-2, paragraph (3) and Article 3-3, paragraph (2)	of the amount of the relevant loan	for each of advanced equipment introduction-related guarantees and other guarantees, of the amount of the relevant loan
the relevant debtor	for each of advanced equipment introduction-related guarantees and other guarantees, the relevant debtor
  <sup>machine translation, not official</sup>

  **第二項**  普通保険の保険関係であって、先端設備等導入関連保証に係るものについての中小企業信用保険法第三条第二項及び第五条の規定の適用については、同項中「百分の七十」とあり、及び同条中「百分の七十（無担保保険、特別小口保険、流動資産担保保険、公害防止保険、エネルギー対策保険、海外投資関係保険、新事業開拓保険、事業再生保険及び特定社債保険にあつては、百分の八十）」とあるのは、「百分の八十」とする。
  <sup>art-54/par-2 · https://japanlaw.org/en/sme-management-strengthening-act/art-54/par-2</sup>
  With regard to the application of Article 3, paragraph (2) and Article 5 of the Small and Medium-sized Enterprise Credit Insurance Act to an insurance relation of ordinary insurance that pertains to an advanced equipment introduction-related guarantee, the phrase "70 percent" in that paragraph, and the phrase "70 percent (80 percent in the case of unsecured insurance, special small-amount insurance, current asset collateral insurance, pollution prevention insurance, energy measures insurance, overseas investment insurance, new business development insurance, business revitalization insurance and specified bond insurance)" in that Article, are deemed to be replaced with "80 percent".
  <sup>machine translation, not official</sup>

  **第三項**  普通保険、無担保保険又は特別小口保険の保険関係であって、先端設備等導入関連保証に係るものについての保険料の額は、中小企業信用保険法第四条の規定にかかわらず、保険金額に年百分の二以内において政令で定める率を乗じて得た額とする。
  <sup>art-54/par-3 · https://japanlaw.org/en/sme-management-strengthening-act/art-54/par-3</sup>
  The amount of the premium for an insurance relation of ordinary insurance, unsecured insurance or special small-amount insurance that pertains to an advanced equipment introduction-related guarantee is, notwithstanding Article 4 of the Small and Medium-sized Enterprise Credit Insurance Act, the amount obtained by multiplying the insured amount by the rate specified by Cabinet Order within 2 percent per year.
  <sup>machine translation, not official</sup>

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## Cites
- art-54/par-1: 中小企業信用保険法第三条第一項 → e-Gov law 325AC0000000264, 第三条第一項 (Article 3, paragraph (1)), art-3/par-1 — not held in this collection
- art-54/par-1: 第三条の二第一項 → e-Gov law 325AC0000000264, 第三条の二第一項 (Article 3-2, paragraph (1)), art-3-2/par-1 — not held in this collection
- art-54/par-1: 第三条の三第一項 → e-Gov law 325AC0000000264, 第三条の三第一項 (Article 3-3, paragraph (1)), art-3-3/par-1 — not held in this collection
- art-54/par-1: 第六十九条第四項 → 中小企業等経営強化法 第六十九条第四項 (Article 69, paragraph (4)), art-69/par-4 — https://japanlaw.org/en/sme-management-strengthening-act/art-69/par-4
- art-54/par-1: 第七十条第九項 → 中小企業等経営強化法 第七十条第九項 (Article 70, paragraph (9)), art-70/par-9 — https://japanlaw.org/en/sme-management-strengthening-act/art-70/par-9
- art-54/par-1: この条 → 中小企業等経営強化法 第五十四条 (Article 54), art-54 — https://japanlaw.org/en/sme-management-strengthening-act/art-54
- art-54/par-1: 中小企業等経営強化法（平成十一年法律第十八号）第五十四条第一項 → 中小企業等経営強化法 第五十四条第一項 (Article 54, paragraph (1)), art-54/par-1 — https://japanlaw.org/en/sme-management-strengthening-act/art-54/par-1
- art-54/par-2: 中小企業信用保険法第三条第二項 → e-Gov law 325AC0000000264, 第三条第二項 (Article 3, paragraph (2)), art-3/par-2 — not held in this collection
- art-54/par-2: 第五条 → e-Gov law 325AC0000000264, 第五条 (Article 5), art-5 — not held in this collection
- art-54/par-3: 中小企業信用保険法第四条 → e-Gov law 325AC0000000264, 第四条 (Article 4), art-4 — not held in this collection

## Cited by

1 provision cites this one. No official source publishes this direction.

- 中小企業等経営強化法 第五十四条第一項（中小企業信用保険法の特例） — https://japanlaw.org/en/sme-management-strengthening-act/art-54/par-1

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## Sources

- claude-opus-5-5 — English titles of cited laws, written for this site, written 2026-10-08
- e-Gov 法令検索, Digital Agency (デジタル庁) — 中小企業等経営強化法 — the text in force from 2026-01-01 (https://laws.e-gov.go.jp/law/411AC0000000018/20260101_507AC0000000041), retrieved 2026-11-06
- claude-sonnet-5-5 — Machine translation, batch sme-management-strengthening-act-20261106T173426-005, translated 2026-11-07
- claude-sonnet-5-5 — Machine translation, batch sme-management-strengthening-act-20261106T173426-013, translated 2026-11-07
- This site's parser, version 225 — 中小企業等経営強化法 — structure, counts, cross-references and defined terms, computed 2026-11-06
