# 中小企業倒産防止共済法 / Act on Mutual Relief System for the Prevention of Bankruptcies of Small and Medium-sized Enterprises — 第十五条 (Article 15) This is the Markdown twin of https://japanlaw.org/en/sme-bankruptcy-prevention-act/art-15. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 中小企業倒産防止共済法 (Act on Mutual Relief System for the Prevention of Bankruptcies of Small and Medium-sized Enterprises), 昭和五十二年法律第八十四号 - English title "Act on Mutual Relief System for the Prevention of Bankruptcies of Small and Medium-sized Enterprises": Ministry of Justice translation database, which lists the title - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十五条 (Article 15)（前納） — address `art-15` - Text in force since: 2020-04-01 - URL (the page that opens at this provision): https://japanlaw.org/en/sme-bankruptcy-prevention-act/art-15 - e-Gov law ID: 352AC0000000084 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page. - Every provision below carries its address and its URL on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十五条（前納） — Advance Payment caption: machine translation, not official art-15 · https://japanlaw.org/en/sme-bankruptcy-prevention-act/art-15 **第一項** 機構は、共済契約者が、その納付すべき月の前月末日以前にする掛金の納付（以下「掛金前納」という。）をしたときは、経済産業省令で定めるところにより、その掛金の額を減額することができる。 art-15/par-1 · https://japanlaw.org/en/sme-bankruptcy-prevention-act/art-15/par-1 Where a mutual aid policyholder has paid premiums on or before the last day of the month preceding the month in which they are to be paid (hereinafter referred to as "advance payment of premiums"), the Organization may reduce the amount of those premiums as specified by Order of the Ministry of Economy, Trade and Industry. machine translation, not official **第二項** 掛金前納がされた掛金については、その納付すべき各月の初日が到来した時に、それぞれその月の掛金が納付されたものとみなす。 art-15/par-2 · https://japanlaw.org/en/sme-bankruptcy-prevention-act/art-15/par-2 With regard to premiums for which advance payment of premiums has been made, the premiums for each month are deemed to have been paid when the first day of each month in which they are to be paid arrives. machine translation, not official ## Cited by 2 provisions cite this one. No official source publishes this direction. - 中小企業倒産防止共済法 附則第二条第一項（掛金前納及び共済金の貸付けに関する特例） — https://japanlaw.org/en/sme-bankruptcy-prevention-act/suppl-3521-84/art-2/par-1 - 中小企業倒産防止共済法 附則第二条第三項第二号（掛金前納及び共済金の貸付けに関する特例） — https://japanlaw.org/en/sme-bankruptcy-prevention-act/suppl-3521-84/art-2/par-3/item-2 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 中小企業倒産防止共済法 — the text in force from 2020-04-01 (https://laws.e-gov.go.jp/law/352AC0000000084/20200401_429AC0000000045), retrieved 2026-11-06 - Japanese Law Translation Database System, Ministry of Justice (法務省) — 中小企業倒産防止共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/1056), retrieved 2026-10-07 - claude-sonnet-5-5 — Machine translation, batch sme-bankruptcy-prevention-act-20261106T173426-004, translated 2026-11-07 - This site's parser, version 225 — 中小企業倒産防止共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06