# 小規模企業共済法 / Small Enterprise Mutual Relief Projects Act — 第三章 (Chapter 3)
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- Law: 小規模企業共済法 (Small Enterprise Mutual Relief Projects Act), 昭和四十年法律第百二号
- English title "Small Enterprise Mutual Relief Projects Act": Ministry of Justice translation database, which lists the title
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第三章 (Chapter 3) — address `ch-3`
- Text in force since: 2021-06-17
- URL (the page that opens at this provision): https://japanlaw.org/en/small-enterprise-mutual-aid-act/ch-3
- e-Gov law ID: 340AC0000000102 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page.
- Every provision below carries its address and its URL on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.
Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.
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## 第三章 雑則 — Chapter III Miscellaneous Provisions
heading: machine translation, not official
ch-3 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/ch-3
### 第二十五条（余裕金の運用に関する基本方針等） — Basic Policy on the Management of Surplus Funds, etc.
caption: machine translation, not official
art-25 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-25
**第一項** 機構は、機構法第十八条第一項第四号に掲げる業務に係る勘定に属する業務上の余裕金（以下「小規模企業共済勘定余裕金」という。）の運用に関して、運用の目的その他経済産業省令で定める事項を記載した基本方針を作成し、当該基本方針に沿つて運用しなければならない。
art-25/par-1 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-25/par-1
With regard to the management of surplus funds in operations belonging to the account for the operations set out in Article 18, paragraph (1), item (iv) of the Act on the Organization for Small & Medium Enterprises and Regional Innovation, Japan, Independent Administrative Agency (hereinafter referred to as "surplus funds of the small enterprise mutual aid account"), the Organization must prepare a basic policy stating the purpose of management and other matters specified by Order of the Ministry of Economy, Trade and Industry, and manage those funds in accordance with that basic policy.
machine translation, not official
**第二項** 前項の規定による基本方針は、この法律（これに基づく命令を含む。）その他の法令に反するものであつてはならない。
art-25/par-2 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-25/par-2
The basic policy under the preceding paragraph must not be contrary to this Act (including orders issued pursuant to it) or other laws and regulations.
machine translation, not official
**第三項** 機構は、次に掲げる方法により小規模企業共済勘定余裕金を運用する場合においては、当該運用に関する契約の相手方に対して、協議に基づき第一項の規定による基本方針の趣旨に沿つて運用すべきことを、経済産業省令で定めるところにより、示さなければならない。
art-25/par-3 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-25/par-3
Where the Organization manages surplus funds of the small enterprise mutual aid account by the following methods, it must, as provided by Order of the Ministry of Economy, Trade and Industry, indicate to the counterparty to the contract concerning that management that the funds are to be managed in line with the purport of the basic policy under paragraph (1), on the basis of consultation:
machine translation, not official
**一** 独立行政法人通則法（平成十一年法律第百三号）第四十七条第三号に規定する方法
art-25/par-3/item-1 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-25/par-3/item-1
the method prescribed in Article 47, item (iii) of the Act on General Rules for Incorporated Administrative Agencies (Act No. 103 of 1999);
machine translation, not official
**二** 機構法第二十五条第一項第二号に掲げる方法
art-25/par-3/item-2 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-25/par-3/item-2
the method set out in Article 25, paragraph (1), item (ii) of the Act on the Organization for Small & Medium Enterprises and Regional Innovation, Japan, Independent Administrative Agency;
machine translation, not official
**三** 機構法第二十五条第二項に規定する経済産業大臣の指定する方法（経済産業省令で定めるものを除く。）
art-25/par-3/item-3 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-25/par-3/item-3
the method designated by the Minister of Economy, Trade and Industry prescribed in Article 25, paragraph (2) of the Act on the Organization for Small & Medium Enterprises and Regional Innovation, Japan, Independent Administrative Agency (excluding those specified by Order of the Ministry of Economy, Trade and Industry).
machine translation, not official
### 第二十六条（理事長、副理事長及び理事の義務） — Duties of the President, Vice President and Directors
caption: machine translation, not official
art-26 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-26
**第一項** 機構の理事長、副理事長及び理事は、小規模企業共済勘定余裕金の運用の業務について、法令、法令に基づいてする経済産業大臣の処分、機構が定める業務方法書その他の規則を遵守し、機構のため忠実にその職務を遂行しなければならない。
art-26/par-1 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-26/par-1
The President, Vice President and directors of the Organization must, in the operations of managing surplus funds of the small enterprise mutual aid account, comply with laws and regulations, dispositions of the Minister of Economy, Trade and Industry made pursuant to laws and regulations, the business rules established by the Organization and other rules, and perform their duties faithfully for the Organization.
machine translation, not official
### 第二十七条（理事長、副理事長及び理事の禁止行為） — Prohibited Acts of the President, Vice President and Directors
caption: machine translation, not official
art-27 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-27
**第一項** 機構の理事長、副理事長及び理事は、自己又は機構以外の第三者の利益を図る目的をもつて、次に掲げる行為を行つてはならない。
art-27/par-1 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-27/par-1
The President, Vice President and directors of the Organization must not engage in the following acts for the purpose of promoting the interests of themselves or of a third party other than the Organization:
machine translation, not official
**一** 特別の利益の提供を受け、又は受けるために、小規模企業共済勘定余裕金の運用に関する契約を機構に締結させること。
art-27/par-1/item-1 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-27/par-1/item-1
causing the Organization to conclude a contract concerning the management of surplus funds of the small enterprise mutual aid account in order to receive, or after having received, the provision of a special benefit;
machine translation, not official
**二** 小規模企業共済勘定余裕金をもつて自己若しくは自己と利害関係のある者の有する有価証券その他の資産を機構に取得させ、又は小規模企業共済勘定余裕金の運用に係る資産を自己若しくは自己と利害関係のある者が取得するようにさせること。
art-27/par-1/item-2 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-27/par-1/item-2
causing the Organization to acquire, using surplus funds of the small enterprise mutual aid account, securities or other assets held by oneself or by a person having an interest in oneself, or causing assets relating to the management of surplus funds of the small enterprise mutual aid account to be acquired by oneself or by a person having an interest in oneself.
machine translation, not official
### 第二十八条（あつせん） — Mediation
caption: machine translation, not official
art-28 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-28
**第一項** 共済契約の成立若しくはその解除の効力、共済金等又は掛金に関して、機構と共済契約の申込者又は共済契約者若しくはその遺族との間に紛争が生じた場合において、共済契約の申込者又は共済契約者若しくはその遺族から請求があつたときは、経済産業大臣は、その紛争の解決についてあつせんをすることができる。
art-28/par-1 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-28/par-1
Where a dispute arises between the Organization and an applicant for a mutual aid contract, a mutual aid policyholder or a surviving family member of the policyholder concerning the formation of a mutual aid contract or the effect of its cancellation, mutual aid benefits, etc. or premiums, and a request is made by the applicant for a mutual aid contract, the mutual aid policyholder or the surviving family member, the Minister of Economy, Trade and Industry may provide mediation for the resolution of the dispute.
machine translation, not official
**第二項** 前項のあつせんの請求の手続その他あつせんに関し必要な事項は、経済産業省令で定める。
art-28/par-2 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-28/par-2
The procedures for requesting mediation under the preceding paragraph and other matters necessary for mediation are specified by Order of the Ministry of Economy, Trade and Industry.
machine translation, not official
### 第二十九条（掛金及び共済金等の額の検討） — Review of the Amounts of Premiums and Mutual Aid Benefits, etc.
caption: machine translation, not official
art-29 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-29
**第一項** 掛金及び共済金等の額は、少なくとも五年ごとに、共済金等の支給に要する費用及び運用収入の額の推移及び予想等を基礎として、検討するものとする。
art-29/par-1 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-29/par-1
The amounts of premiums and mutual aid benefits, etc. are to be reviewed at least every five years on the basis of trends in, and projections of, the costs required for payment of mutual aid benefits, etc. and the amount of investment income.
machine translation, not official
### 第三十条（戸籍書類の無料証明） — Free Certification of Family Register Documents
caption: machine translation, not official
art-30 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-30
**第一項** 市町村長（特別区の区長を含むものとし、地方自治法（昭和二十二年法律第六十七号）第二百五十二条の十九第一項の指定都市にあつては、区長又は総合区長）は、当該市町村（特別区を含む。）の条例で定めるところにより、機構又は共済金等の支給を受ける権利を有する者（共済契約者を除く。）に対し、共済金等の支給を受ける権利を有する者の戸籍に関し、無料で証明を行うことができる。
art-30/par-1 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-30/par-1
The mayor of a municipality (including the head of a special ward and, for a designated city under Article 252-19, paragraph (1) of the Local Autonomy Act (Act No. 67 of 1947), a ward head or general ward head) may, as provided by the Municipal Ordinance of that municipality (including a special ward), provide free certification, to the Organization or to a person who has the right to receive payment of mutual aid benefits, etc. (excluding a mutual aid policyholder), concerning the family register of a person who has the right to receive payment of mutual aid benefits, etc.
machine translation, not official
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## Cites
- art-25/par-1: 機構法第十八条第一項第四号 → e-Gov law 414AC0000000147, 第十八条第一項第四号 (Article 18, paragraph (1), item (iv)), art-18/par-1/item-4 — not held in this collection
- art-25/par-2: 前項 → 小規模企業共済法 第二十五条第一項 (Article 25, paragraph (1)), art-25/par-1 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-25/par-1
- art-25/par-3: 第一項 → 小規模企業共済法 第二十五条第一項 (Article 25, paragraph (1)), art-25/par-1 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-25/par-1
- art-25/par-3/item-1: 独立行政法人通則法（平成十一年法律第百三号）第四十七条第三号 → e-Gov law 411AC0000000103, 第四十七条第一項第三号 (Article 47, paragraph (1), item (iii)), art-47/par-1/item-3 — not held in this collection
- art-25/par-3/item-2: 機構法第二十五条第一項第二号 → e-Gov law 414AC0000000147, 第二十五条第一項第二号 (Article 25, paragraph (1), item (ii)), art-25/par-1/item-2 — not held in this collection
- art-25/par-3/item-3: 機構法第二十五条第二項 → e-Gov law 414AC0000000147, 第二十五条第二項 (Article 25, paragraph (2)), art-25/par-2 — not held in this collection
- art-28/par-2: 前項 → 小規模企業共済法 第二十八条第一項 (Article 28, paragraph (1)), art-28/par-1 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-28/par-1
- art-30/par-1: 地方自治法（昭和二十二年法律第六十七号）第二百五十二条の十九第一項 → e-Gov law 322AC0000000067, 第二百五十二条の十九第一項 (Article 252-19, paragraph (1)), art-252-19/par-1 — not held in this collection
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## Sources
- e-Gov 法令検索, Digital Agency (デジタル庁) — 小規模企業共済法 — the text in force from 2021-06-17 (https://laws.e-gov.go.jp/law/340AC0000000102/20210617_503AC0000000070), retrieved 2026-11-06
- Japanese Law Translation Database System, Ministry of Justice (法務省) — 小規模企業共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/846), retrieved 2026-09-18
- claude-sonnet-5-5 — Machine translation, batch small-enterprise-mutual-aid-act-20261106T173426-005, translated 2026-11-07
- claude-sonnet-5-5, corrected on review by claude-opus-5-5 — Machine translation corrected on review, batch small-enterprise-mutual-aid-act-20261106T173426-005, translated 2026-11-07
- claude-sonnet-5-5 — Machine translation, batch small-enterprise-mutual-aid-act-20261106T173426-006, translated 2026-11-07
- This site's parser, version 225 — 小規模企業共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06