# 小規模企業共済法 / Small Enterprise Mutual Relief Projects Act — 第九条の四 (Article 9-4) This is the Markdown twin of https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-9-4. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 小規模企業共済法 (Small Enterprise Mutual Relief Projects Act), 昭和四十年法律第百二号 - English title "Small Enterprise Mutual Relief Projects Act": Ministry of Justice translation database, which lists the title - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第九条の四 (Article 9-4) — address `art-9-4` - Text in force since: 2021-06-17 - URL (the page that opens at this provision): https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-9-4 - e-Gov law ID: 340AC0000000102 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page. - Every provision below carries its address and its URL on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第九条の四 art-9-4 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-9-4 **第一項** 機構は、共済金の全部又は一部を分割払の方法により支給することとした場合において次の各号に掲げる事由が生じたときは、それぞれ当該各号に定める者に対し、その事由が生じた時までに支給期月の到来していない分割共済金の額の現価に相当する金額（以下「現価相当額」という。）の合計額を一括して支給するものとする。 art-9-4/par-1 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-9-4/par-1 Where the Organization has decided to pay all or part of the mutual aid benefits by installment payment and a ground set out in the following items arises, the Organization is to pay in a lump sum, to the person specified in the relevant item, the total amount of the amounts equivalent to the present value of the installment mutual aid benefits whose payment months have not arrived by the time the ground arises (hereinafter referred to as "present value amounts"): machine translation, not official **一** 共済契約者が死亡したとき　相続人 art-9-4/par-1/item-1 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-9-4/par-1/item-1 when a mutual aid policyholder dies: the heir; machine translation, not official **二** 共済契約者に重度の障害その他の経済産業省令で定める特別の事情が生じた場合であつて、その者が機構に対し現価相当額の合計額を一括して支給することを請求したとき　その者 art-9-4/par-1/item-2 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-9-4/par-1/item-2 where a special circumstance specified by Order of the Ministry of Economy, Trade and Industry, such as a severe disability, arises with respect to a mutual aid policyholder and that person requests the Organization to pay the total amount of the present value amounts in a lump sum: that person. machine translation, not official **第二項** 現価相当額は、分割共済金の額をその額に係る分割支給率の算定の基礎となつた利率として経済産業大臣が定める利率による複利現価法によつて前項各号に掲げる事由が生じた後における直近の支給期月から当該分割共済金に係る支給期月までの期間に応じて割り引いた額とする。 art-9-4/par-2 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-9-4/par-2 The present value amount is the amount obtained by discounting the amount of the installment mutual aid benefit by the compound present value method, using the interest rate determined by the Minister of Economy, Trade and Industry as the interest rate that served as the basis for calculating the installment payment rate for that amount, according to the period from the most recent payment month after a ground set out in either item of the preceding paragraph arises to the payment month for that installment mutual aid benefit. machine translation, not official --- ## Cites - art-9-4/par-2: 前項 → 小規模企業共済法 第九条の四第一項 (Article 9-4, paragraph (1)), art-9-4/par-1 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-9-4/par-1 ## Cited by 2 provisions cite this one. No official source publishes this direction. - 小規模企業共済法 第九条の三第五項（共済金の分割支給等） — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-9-3/par-5 - 小規模企業共済法 第九条の四第二項 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-9-4/par-2 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 小規模企業共済法 — the text in force from 2021-06-17 (https://laws.e-gov.go.jp/law/340AC0000000102/20210617_503AC0000000070), retrieved 2026-11-06 - Japanese Law Translation Database System, Ministry of Justice (法務省) — 小規模企業共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/846), retrieved 2026-09-18 - claude-sonnet-5-5 — Machine translation, batch small-enterprise-mutual-aid-act-20261106T173426-003, translated 2026-11-07 - This site's parser, version 225 — 小規模企業共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06