# 小規模企業共済法 / Small Enterprise Mutual Relief Projects Act — 第二十一条 (Article 21)

This is the Markdown twin of https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-21. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp.

- Law: 小規模企業共済法 (Small Enterprise Mutual Relief Projects Act), 昭和四十年法律第百二号
- English title "Small Enterprise Mutual Relief Projects Act": Ministry of Justice translation database, which lists the title
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第二十一条 (Article 21)（先取特権） — address `art-21`
- Text in force since: 2021-06-17
- URL (the page that opens at this provision): https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-21
- e-Gov law ID: 340AC0000000102 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page.
- Every provision below carries its address and its URL on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

---

### 第二十一条（先取特権） — Statutory Lien
<sup>caption: machine translation, not official</sup>
<sup>art-21 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-21</sup>

**第一項**  共済金又は解約手当金の支給を受ける権利を有する者は、当該共済金の額又は当該解約手当金の額（機構が当該共済金又は当該解約手当金から第十六条の二の規定により控除することができる金銭があるときは、それぞれ、当該共済金又は当該解約手当金からこれらの金銭を控除した残額）につき、機構の財産について他の債権者に先立つて弁済を受ける権利を有する。
<sup>art-21/par-1 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-21/par-1</sup>
A person who has the right to receive payment of mutual aid benefits or a cancellation refund has the right to be paid, in priority to other creditors, out of the property of the Organization with respect to the amount of those mutual aid benefits or that cancellation refund (where there are sums of money that the Organization may deduct from those mutual aid benefits or that cancellation refund pursuant to the provisions of Article 16-2, the remaining amount after deducting those sums from those mutual aid benefits or that cancellation refund, respectively).
<sup>machine translation, not official</sup>

**第二項**  前項に規定する共済金の額又は解約手当金の額は、機構が第十六条の三第一項の規定により当該共済金又は当該解約手当金に係る掛金を取り崩してその弁済に充てることができる貸付金又は利子があるときは、同項の規定によるその掛金の取崩しをして算定した額とする。
<sup>art-21/par-2 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-21/par-2</sup>
The amount of the mutual aid benefits or the cancellation refund prescribed in the preceding paragraph is, where there is loan principal or interest which the Organization may repay by drawing down the premiums relating to those mutual aid benefits or that cancellation refund pursuant to the provisions of Article 16-3, paragraph (1), the amount calculated by drawing down those premiums pursuant to the provisions of that paragraph.
<sup>machine translation, not official</sup>

**第三項**  第一項の先取特権の順位は、民法（明治二十九年法律第八十九号）の規定による一般の先取特権に次ぐものとする。
<sup>art-21/par-3 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-21/par-3</sup>
The rank of the statutory lien under paragraph (1) is to be next after general statutory liens under the provisions of the Civil Code (Act No. 89 of 1896).
<sup>machine translation, not official</sup>

---

## Cites
- art-21/par-1: 第十六条の二 → 小規模企業共済法 第十六条の二 (Article 16-2), art-16-2 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-16-2
- art-21/par-2: 前項 → 小規模企業共済法 第二十一条第一項 (Article 21, paragraph (1)), art-21/par-1 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-21/par-1
- art-21/par-2: 第十六条の三第一項 → 小規模企業共済法 第十六条の三第一項 (Article 16-3, paragraph (1)), art-16-3/par-1 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-16-3/par-1
- art-21/par-3: 第一項 → 小規模企業共済法 第二十一条第一項 (Article 21, paragraph (1)), art-21/par-1 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-21/par-1

## Cited by

2 provisions cite this one. No official source publishes this direction.

- 小規模企業共済法 第二十一条第二項（先取特権） — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-21/par-2
- 小規模企業共済法 第二十一条第三項（先取特権） — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-21/par-3

---

## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 小規模企業共済法 — the text in force from 2021-06-17 (https://laws.e-gov.go.jp/law/340AC0000000102/20210617_503AC0000000070), retrieved 2026-11-06
- Japanese Law Translation Database System, Ministry of Justice (法務省) — 小規模企業共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/846), retrieved 2026-09-18
- claude-sonnet-5-5 — Machine translation, batch small-enterprise-mutual-aid-act-20261106T173426-005, translated 2026-11-07
- This site's parser, version 225 — 小規模企業共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06
