# 小規模企業共済法 / Small Enterprise Mutual Relief Projects Act — 第十五条 (Article 15) This is the Markdown twin of https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-15. Every law, and how to address a provision: https://japanlaw.org/llms.txt. The same laws as MCP tools (no sign-in): https://japanlaw.org/mcp. - Law: 小規模企業共済法 (Small Enterprise Mutual Relief Projects Act), 昭和四十年法律第百二号 - English title "Small Enterprise Mutual Relief Projects Act": Ministry of Justice translation database, which lists the title - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十五条 (Article 15)（譲渡し等の禁止） — address `art-15` - Text in force since: 2021-06-17 - URL (the page that opens at this provision): https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-15 - e-Gov law ID: 340AC0000000102 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page. - Every provision below carries its address and its URL on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十五条（譲渡し等の禁止） — Prohibition of Transfer, etc. caption: machine translation, not official art-15 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-15 **第一項** 共済金等の支給を受ける権利は、譲り渡し、担保に供し、又は差し押さえることができない。ただし、その権利が相続により承継されたものである場合、第十三条第二項の規定により通算の申出をしようとする者に対しその申出をすることを条件として当該通算の対象となる旧共済契約に係る共済金等の支給を受ける権利を譲り渡す場合及び国税滞納処分（その例による処分を含む。）により差し押さえる場合は、この限りでない。 art-15/par-1 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-15/par-1 The right to receive payment of mutual aid benefits, etc. may not be transferred, offered as security or seized; provided, however, that this does not apply where the right has been succeeded to by inheritance, where the right to receive payment of mutual aid benefits, etc. concerning the former mutual aid contract that is the subject of the aggregation is transferred to a person who intends to apply for aggregation under Article 13, paragraph (2) on the condition that the person makes that application, or where the right is seized by a disposition for delinquent national taxes (including a disposition made in the same manner). machine translation, not official --- ## Cites - art-15/par-1: 第十三条第二項 → 小規模企業共済法 第十三条第二項 (Article 13, paragraph (2)), art-13/par-2 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-13/par-2 ## Cited by 2 provisions cite this one. No official source publishes this direction. - 小規模企業共済法 第十三条第一項（掛金納付月数の通算） — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-13/par-1 - 小規模企業共済法 第十三条第二項（掛金納付月数の通算） — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-13/par-2 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 小規模企業共済法 — the text in force from 2021-06-17 (https://laws.e-gov.go.jp/law/340AC0000000102/20210617_503AC0000000070), retrieved 2026-11-06 - Japanese Law Translation Database System, Ministry of Justice (法務省) — 小規模企業共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/846), retrieved 2026-09-18 - claude-sonnet-5-5 — Machine translation, batch small-enterprise-mutual-aid-act-20261106T173426-004, translated 2026-11-07 - This site's parser, version 225 — 小規模企業共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06