# 小規模企業共済法 / Small Enterprise Mutual Relief Projects Act — 第十三条 (Article 13)

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- Law: 小規模企業共済法 (Small Enterprise Mutual Relief Projects Act), 昭和四十年法律第百二号
- English title "Small Enterprise Mutual Relief Projects Act": Ministry of Justice translation database, which lists the title
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第十三条 (Article 13)（掛金納付月数の通算） — address `art-13`
- Text in force since: 2021-06-17
- URL (the page that opens at this provision): https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-13
- e-Gov law ID: 340AC0000000102 — never renamed. A permanent link, `/l/{lawId}/{address}` on this site, redirects to the page.
- Every provision below carries its address and its URL on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第十三条（掛金納付月数の通算） — Aggregation of the Number of Months of Paid Premiums
<sup>caption: machine translation, not official</sup>
<sup>art-13 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-13</sup>

**第一項**  共済契約者に第九条第一項第一号又は第二号に掲げる事由が生じた後一年以内に、その者が共済金の支給の請求をしないで再び共済契約者となり、かつ、その者の申出があつたときは、前後の共済契約について、同一の掛金区分ごとに、その区分に係る掛金納付月数を通算する。個人たる小規模企業者としての地位において締結した共済契約に係る共済契約者（第二条第一項第四号に掲げるものに限る。）が経済産業省令で定める場合に第七条第三項の規定により共済契約を解除した後又は共済契約者に同条第四項各号に掲げる事由が生じた後一年以内に、これらの者（第十五条ただし書の規定により条件付権利の譲渡しをしたものを除く。）が解約手当金の支給を請求しないで再び共済契約者となり、かつ、これらの者の申出があつたときも、同様とする。
<sup>art-13/par-1 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-13/par-1</sup>
Where, within one year after a ground set out in Article 9, paragraph (1), item (i) or item (ii) arises with respect to a mutual aid policyholder, that person becomes a mutual aid policyholder again without having requested payment of mutual aid benefits, and that person so applies, the numbers of months of paid premiums for the earlier and later mutual aid contracts are aggregated for each same premium unit. The same applies where, within one year after a mutual aid policyholder concerning a mutual aid contract concluded in the capacity of an individual small-scale enterprise (limited to one set out in Article 2, paragraph (1), item (iv)) cancels the mutual aid contract pursuant to the provisions of Article 7, paragraph (3) in a case specified by Order of the Ministry of Economy, Trade and Industry, or after a ground set out in the items of paragraph (4) of that Article arises with respect to a mutual aid policyholder, those persons (excluding a person who has transferred a conditional right pursuant to the proviso to Article 15) become mutual aid policyholders again without having requested payment of a cancellation refund, and those persons so apply.
<sup>machine translation, not official</sup>

**第二項**  個人たる小規模企業者としての地位において締結した共済契約に係る共済契約者（当該共済契約についてこの項の規定により掛金納付月数が通算されたことのある者を除く。）の事業の全部を一人で譲り受け又は相続により承継した者（その共済契約者の配偶者又は子に限る。）であつて、当該共済契約者の共済契約（以下この項及び第十五条において「旧共済契約」という。）に係る共済金等の全部の支給を受ける権利を有するもの（第十五条ただし書の規定により条件付権利の譲渡しを受けたものを含む。）が、当該譲受け又は相続開始の日から一年以内に、当該共済金等の支給の請求をしないで、個人たる小規模企業者としての地位において共済契約を締結し、かつ、その者の申出があつたときは、当該旧共済契約と新たに締結された共済契約について、同一の掛金区分ごとに、その区分に係る掛金納付月数を通算する。
<sup>art-13/par-2 · https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-13/par-2</sup>
Where a person who has acquired the whole of the business of a mutual aid policyholder concerning a mutual aid contract concluded in the capacity of an individual small-scale enterprise (excluding a person for whom the number of months of paid premiums has ever been aggregated under this paragraph with respect to that mutual aid contract) alone by transfer or succeeded to it by inheritance (in either case, limited to the spouse or child of that mutual aid policyholder), and who has the right to receive payment of all of the mutual aid benefits, etc. concerning the mutual aid contract of that mutual aid policyholder (hereinafter in this paragraph and Article 15 referred to as the "former mutual aid contract") (including a person who has received the transfer of a conditional right pursuant to the proviso to Article 15), within one year from the date of that transfer or the commencement of the inheritance and without having requested payment of those mutual aid benefits, etc., concludes a mutual aid contract in the capacity of an individual small-scale enterprise, and that person so applies, the numbers of months of paid premiums for that former mutual aid contract and the newly concluded mutual aid contract are aggregated for each same premium unit.
<sup>machine translation, not official</sup>

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## Cites
- art-13/par-1: 第九条第一項第一号 → 小規模企業共済法 第九条第一項第一号 (Article 9, paragraph (1), item (i)), art-9/par-1/item-1 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-9/par-1/item-1
- art-13/par-1: 第二号 → 小規模企業共済法 第九条第一項第二号 (Article 9, paragraph (1), item (ii)), art-9/par-1/item-2 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-9/par-1/item-2
- art-13/par-1: 第二条第一項第四号 → 小規模企業共済法 第二条第一項第四号 (Article 2, paragraph (1), item (iv)), art-2/par-1/item-4 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-2/par-1/item-4
- art-13/par-1: 第七条第三項 → 小規模企業共済法 第七条第三項 (Article 7, paragraph (3)), art-7/par-3 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-7/par-3
- art-13/par-1: 同条第四項 → 小規模企業共済法 第七条第四項 (Article 7, paragraph (4)), art-7/par-4 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-7/par-4
- art-13/par-1: 第十五条 → 小規模企業共済法 第十五条 (Article 15), art-15 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-15
- art-13/par-2: この項 → 小規模企業共済法 第十三条第二項 (Article 13, paragraph (2)), art-13/par-2 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-13/par-2
- art-13/par-2: 第十五条 → 小規模企業共済法 第十五条 (Article 15), art-15 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-15

## Cited by

4 provisions cite this one. No official source publishes this direction.

- 小規模企業共済法 第十三条第二項（掛金納付月数の通算） — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-13/par-2
- 小規模企業共済法 第十五条第一項（譲渡し等の禁止） — https://japanlaw.org/en/small-enterprise-mutual-aid-act/art-15/par-1
- 小規模企業共済法 附則第二条第四項（経過措置） — https://japanlaw.org/en/small-enterprise-mutual-aid-act/suppl-3421-91/art-2/par-4
- 小規模企業共済法 附則第四条第一項 — https://japanlaw.org/en/small-enterprise-mutual-aid-act/suppl-4151-88/art-4/par-1

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 小規模企業共済法 — the text in force from 2021-06-17 (https://laws.e-gov.go.jp/law/340AC0000000102/20210617_503AC0000000070), retrieved 2026-11-06
- Japanese Law Translation Database System, Ministry of Justice (法務省) — 小規模企業共済法 — its English title as the Ministry of Justice's translation database lists it (https://www.japaneselawtranslation.go.jp/en/laws/view/846), retrieved 2026-09-18
- claude-sonnet-5-5 — Machine translation, batch small-enterprise-mutual-aid-act-20261106T173426-004, translated 2026-11-07
- claude-sonnet-5-5, corrected on review by claude-opus-5-5 — Machine translation corrected on review, batch small-enterprise-mutual-aid-act-20261106T173426-004, translated 2026-11-07
- This site's parser, version 225 — 小規模企業共済法 — structure, counts, cross-references and defined terms, computed 2026-11-06
