# 資金決済に関する法律 / Payment Services Act — 第十二条 (Supplementary Provisions, Article 12)

- Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号
- English title "Payment Services Act": Ministry of Justice translation
- Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say.
- Provision: 第十二条 (Supplementary Provisions, Article 12) — address `suppl-5021-50/art-12`
- Text in force since: 2026-08-12
- URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-12
- Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-12
- Every provision below carries its address and both URLs on the line under it.
- Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below.

Only the Japanese as published by the government has legal effect; the text
below is a copy of it. Every English rendering below is a translation and
says which kind: the Ministry of Justice's translation, or this
site's machine translation, whose model and date the Sources list names.
They are never merged and never substituted for one another.

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### 第十二条
<sup>suppl-5021-50/art-12 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-12 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-12</sup>

**第一項**  附則第一条第二号に掲げる規定の施行の際現に締結されている旧資金決済法第四十五条第一項に規定する履行保証金信託契約は、新資金決済法第四十五条第一項に規定する履行保証金信託契約（第二種資金移動業に係るものに限る。）とみなす。
<sup>suppl-5021-50/art-12/par-1 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-12/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-12/par-1</sup>
A trust agreement for security deposits for providing funds transfer services prescribed in Article 45, paragraph (1) of the Former Payment Services Act that has actually been concluded at the time the provisions set forth in Article 1, item (ii) of the Supplementary Provisions come into effect is deemed to be a trust agreement for security deposits for providing funds transfer services prescribed in Article 45, paragraph (1) of the New Payment Services Act (limited to those relating to type II funds transfer services).
<sup>machine translation, not official</sup>

**第二項**  附則第一条第二号に掲げる規定の施行の際現に旧資金決済法第四十五条第一項の承認を受けているみなし登録第二種業者は、その営む第二種資金移動業に関し、第二号施行日に新資金決済法第四十五条第一項の届出をしたものとみなす。
<sup>suppl-5021-50/art-12/par-2 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-12/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-12/par-2</sup>
A deemed registered type II service provider that actually holds approval under Article 45, paragraph (1) of the Former Payment Services Act at the time the provisions set forth in Article 1, item (ii) of the Supplementary Provisions come into effect is deemed, with respect to the type II funds transfer services that it carries out, to have made the notification under Article 45, paragraph (1) of the New Payment Services Act on the item (ii) Effective Date.
<sup>machine translation, not official</sup>

**第三項**  前項の規定により新資金決済法第四十五条第一項の届出をしたものとみなされるみなし登録第二種業者（次項において「信託契約みなし登録第二種業者」という。）が営む第二種資金移動業についての新資金決済法第四十三条第一項第二号の規定の適用については、附則第十条第二項の規定にかかわらず、第二号施行日において、同号に規定する一週間以内で資金移動業の種別ごとに資金移動業者が定める期間及び同号に規定する一週間以内で内閣府令で定める期間内において資金移動業の種別ごとに資金移動業者が定める期間を、それぞれ一営業日と定めたものとみなす。
<sup>suppl-5021-50/art-12/par-3 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-12/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-12/par-3</sup>
With respect to the application of Article 43, paragraph (1), item (ii) of the New Payment Services Act to type II funds transfer services carried out by a deemed registered type II service provider that is deemed to have made the notification under Article 45, paragraph (1) of the New Payment Services Act pursuant to the preceding paragraph (referred to as a "deemed registered type II service provider with a trust agreement" in the following paragraph), notwithstanding Article 10, paragraph (2) of the Supplementary Provisions, on the item (ii) Effective Date, the period that a funds transfer service provider specifies for each type of funds transfer services within the one week prescribed in that item and the period that a funds transfer service provider specifies for each type of funds transfer services within the period specified by Cabinet Office Order within the one week prescribed in that item are each deemed to have been specified as one business day.
<sup>machine translation, not official</sup>

**第四項**  信託契約みなし登録第二種業者については、附則第九条の規定は、適用しない。
<sup>suppl-5021-50/art-12/par-4 · https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-12/par-4 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-12/par-4</sup>
The provisions of Article 9 of the Supplementary Provisions do not apply to a deemed registered type II service provider with a trust agreement.
<sup>machine translation, not official</sup>

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## Cites
- suppl-5021-50/art-12/par-1: 附則第一条第二号 → 資金決済に関する法律 附則第一条第一項第二号 (Supplementary Provisions, Article 1, paragraph (1), item (ii)), suppl-5021-50/art-1/par-1/item-2 — https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-1/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-1/par-1/item-2
- suppl-5021-50/art-12/par-1: 新資金決済法第四十五条第一項 → 資金決済に関する法律 第四十五条第一項 (Article 45, paragraph (1)), art-45/par-1 — https://japanlaw.org/en/payment-services-act/art-45/par-1 · https://japanlaw.org/l/421AC0000000059/art-45/par-1
- suppl-5021-50/art-12/par-2: 附則第一条第二号 → 資金決済に関する法律 附則第一条第一項第二号 (Supplementary Provisions, Article 1, paragraph (1), item (ii)), suppl-5021-50/art-1/par-1/item-2 — https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-1/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-1/par-1/item-2
- suppl-5021-50/art-12/par-2: 新資金決済法第四十五条第一項 → 資金決済に関する法律 第四十五条第一項 (Article 45, paragraph (1)), art-45/par-1 — https://japanlaw.org/en/payment-services-act/art-45/par-1 · https://japanlaw.org/l/421AC0000000059/art-45/par-1
- suppl-5021-50/art-12/par-3: 前項 → 資金決済に関する法律 附則第十二条第二項 (Supplementary Provisions, Article 12, paragraph (2)), suppl-5021-50/art-12/par-2 — https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-12/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-12/par-2
- suppl-5021-50/art-12/par-3: 新資金決済法第四十五条第一項 → 資金決済に関する法律 第四十五条第一項 (Article 45, paragraph (1)), art-45/par-1 — https://japanlaw.org/en/payment-services-act/art-45/par-1 · https://japanlaw.org/l/421AC0000000059/art-45/par-1
- suppl-5021-50/art-12/par-3: 次項 → 資金決済に関する法律 附則第十二条第四項 (Supplementary Provisions, Article 12, paragraph (4)), suppl-5021-50/art-12/par-4 — https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-12/par-4 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-12/par-4
- suppl-5021-50/art-12/par-3: 新資金決済法第四十三条第一項第二号 → 資金決済に関する法律 第四十三条第一項第二号 (Article 43, paragraph (1), item (ii)), art-43/par-1/item-2 — https://japanlaw.org/en/payment-services-act/art-43/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/art-43/par-1/item-2
- suppl-5021-50/art-12/par-3: 附則第十条第二項 → 資金決済に関する法律 附則第十条第二項 (Supplementary Provisions, Article 10, paragraph (2)), suppl-5021-50/art-10/par-2 — https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-10/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-10/par-2
- suppl-5021-50/art-12/par-4: 附則第九条 → 資金決済に関する法律 附則第九条 (Supplementary Provisions, Article 9), suppl-5021-50/art-9 — https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-9 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-9

## Cited by

2 provisions cite this one. No official source publishes this direction.

- 資金決済に関する法律 附則第一条第一項第二号（施行期日） — https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-1/par-1/item-2 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-1/par-1/item-2
- 資金決済に関する法律 附則第十二条第三項 — https://japanlaw.org/en/payment-services-act/suppl-5021-50/art-12/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-5021-50/art-12/par-3

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## Sources

- e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12
- Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12
- claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-014, translated 2026-10-12
- This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12
