# 資金決済に関する法律 / Payment Services Act — 第十五条 (Supplementary Provisions, Article 15) - Law: 資金決済に関する法律 (Payment Services Act), 平成二十一年法律第五十九号 - English title "Payment Services Act": Ministry of Justice translation - Kind: Act — the distinction between 法律 (Act), 政令 (Cabinet Order), 省令 (Ministerial Order) and 条例 (local ordinance) decides who may issue it and what it may say. - Provision: 第十五条 (Supplementary Provisions, Article 15)（資金清算業に係る経過措置） — address `suppl-4211-59/art-15` - Text in force since: 2026-08-12 - URL (the page that opens at this provision): https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15 - Permanent URL (e-Gov law ID, never renamed): https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15 - Every provision below carries its address and both URLs on the line under it. - Japanese text: e-Gov 法令検索, Digital Agency (デジタル庁). English: as marked on each line below. Only the Japanese as published by the government has legal effect; the text below is a copy of it. Every English rendering below is a translation and says which kind: the Ministry of Justice's translation, or this site's machine translation, whose model and date the Sources list names. They are never merged and never substituted for one another. --- ### 第十五条（資金清算業に係る経過措置） — Transitional Measures Concerning Clearing Services for Interbank Funds Transfer caption: machine translation, not official suppl-4211-59/art-15 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15 **第一項** この法律の施行の際現に資金清算業を行っている者（銀行等及び日本銀行を除く。）は、施行日から六月間（当該期間内に第六十四条第一項の免許の拒否の処分があったとき、又は次項の規定により読み替えて適用される第八十二条第二項の規定により資金清算業の廃止を命じられたときは、当該処分のあった日又は当該廃止を命じられた日までの間）は、第六十四条第一項の規定にかかわらず、資金清算業を行うことができる。 suppl-4211-59/art-15/par-1 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-1 A person who is actually conducting clearing services for interbank funds transfer at the time this Act comes into effect (excluding deposit-taking institutions and the Bank of Japan) may, notwithstanding the provisions of Article 64, paragraph (1), conduct clearing services for interbank funds transfer for six months from the Effective Date (or, if a disposition of refusal of the license under Article 64, paragraph (1) is made within that period, or if the person is ordered to discontinue the clearing services for interbank funds transfer pursuant to the provisions of Article 82, paragraph (2) as applied with replacement of terms under the provisions of the following paragraph, until the day of the disposition or the day on which the person was so ordered). machine translation, not official **第二項** 前項の規定により資金清算業を行うことができる場合においては、その者を資金清算機関とみなして、第六十七条第三項、第七十四条、第七十八条、第八十条、第八十一条及び第八十二条第二項の規定（これらの規定に係る罰則を含む。）を適用する。この場合において、同項中「第六十四条第一項の免許若しくは第六十九条第一項ただし書の承認を取り消し」とあるのは、「資金清算業の廃止を命じ」とするほか、必要な技術的読替えは、政令で定める。 suppl-4211-59/art-15/par-2 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-2 If a person is allowed to conduct clearing services for interbank funds transfer pursuant to the provisions of the preceding paragraph, the provisions of Article 67, paragraph (3), Article 74, Article 78, Article 80, Article 81 and Article 82, paragraph (2) (including the penal provisions pertaining to these provisions) apply to that person, deeming the person to be a clearing institution for interbank funds transfer. In this case, the phrase "revoke the license referred to in Article 64, paragraph (1) or the approval referred to in the proviso to Article 69, paragraph (1)" in that paragraph is deemed to be replaced with "order the discontinuance of the clearing services for interbank funds transfer", and any other necessary technical replacement of terms is specified by Cabinet Order. machine translation, not official **第三項** 前項の規定により読み替えて適用される第八十二条第二項の規定により資金清算業の廃止を命じられた場合におけるこの法律の規定の適用については、当該廃止を命じられた者を同項の規定により第六十四条第一項の免許を取り消された者と、当該廃止を命じられた日を第八十二条第二項の規定により第六十四条第一項の免許の取消しの日とみなす。 suppl-4211-59/art-15/par-3 · https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-3 With regard to the application of the provisions of this Act in the case where a person is ordered to discontinue clearing services for interbank funds transfer pursuant to the provisions of Article 82, paragraph (2) as applied with replacement of terms under the provisions of the preceding paragraph, the person so ordered is deemed to be a person whose license under Article 64, paragraph (1) has been revoked pursuant to the provisions of that paragraph, and the day on which the person was so ordered is deemed to be the day of revocation of the license under Article 64, paragraph (1) pursuant to the provisions of Article 82, paragraph (2). machine translation, not official --- ## Cites - suppl-4211-59/art-15/par-1: 第六十四条第一項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1 - suppl-4211-59/art-15/par-1: 次項 → 資金決済に関する法律 附則第十五条第二項 (Supplementary Provisions, Article 15, paragraph (2)), suppl-4211-59/art-15/par-2 — https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-2 - suppl-4211-59/art-15/par-1: 第八十二条第二項 → 資金決済に関する法律 第八十二条第二項 (Article 82, paragraph (2)), art-82/par-2 — https://japanlaw.org/en/payment-services-act/art-82/par-2 · https://japanlaw.org/l/421AC0000000059/art-82/par-2 - suppl-4211-59/art-15/par-2: 前項 → 資金決済に関する法律 附則第十五条第一項 (Supplementary Provisions, Article 15, paragraph (1)), suppl-4211-59/art-15/par-1 — https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-1 - suppl-4211-59/art-15/par-2: 第六十七条第三項 → 資金決済に関する法律 第六十七条第三項 (Article 67, paragraph (3)), art-67/par-3 — https://japanlaw.org/en/payment-services-act/art-67/par-3 · https://japanlaw.org/l/421AC0000000059/art-67/par-3 - suppl-4211-59/art-15/par-2: 第七十四条 → 資金決済に関する法律 第七十四条 (Article 74), art-74 — https://japanlaw.org/en/payment-services-act/art-74 · https://japanlaw.org/l/421AC0000000059/art-74 - suppl-4211-59/art-15/par-2: 第七十八条 → 資金決済に関する法律 第七十八条 (Article 78), art-78 — https://japanlaw.org/en/payment-services-act/art-78 · https://japanlaw.org/l/421AC0000000059/art-78 - suppl-4211-59/art-15/par-2: 第八十条 → 資金決済に関する法律 第八十条 (Article 80), art-80 — https://japanlaw.org/en/payment-services-act/art-80 · https://japanlaw.org/l/421AC0000000059/art-80 - suppl-4211-59/art-15/par-2: 第八十一条 → 資金決済に関する法律 第八十一条 (Article 81), art-81 — https://japanlaw.org/en/payment-services-act/art-81 · https://japanlaw.org/l/421AC0000000059/art-81 - suppl-4211-59/art-15/par-2: 第八十二条第二項 → 資金決済に関する法律 第八十二条第二項 (Article 82, paragraph (2)), art-82/par-2 — https://japanlaw.org/en/payment-services-act/art-82/par-2 · https://japanlaw.org/l/421AC0000000059/art-82/par-2 - suppl-4211-59/art-15/par-2: 第六十四条第一項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1 - suppl-4211-59/art-15/par-2: 第六十九条第一項 → 資金決済に関する法律 第六十九条第一項 (Article 69, paragraph (1)), art-69/par-1 — https://japanlaw.org/en/payment-services-act/art-69/par-1 · https://japanlaw.org/l/421AC0000000059/art-69/par-1 - suppl-4211-59/art-15/par-3: 前項 → 資金決済に関する法律 附則第十五条第二項 (Supplementary Provisions, Article 15, paragraph (2)), suppl-4211-59/art-15/par-2 — https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-2 - suppl-4211-59/art-15/par-3: 第八十二条第二項 → 資金決済に関する法律 第八十二条第二項 (Article 82, paragraph (2)), art-82/par-2 — https://japanlaw.org/en/payment-services-act/art-82/par-2 · https://japanlaw.org/l/421AC0000000059/art-82/par-2 - suppl-4211-59/art-15/par-3: 第六十四条第一項 → 資金決済に関する法律 第六十四条第一項 (Article 64, paragraph (1)), art-64/par-1 — https://japanlaw.org/en/payment-services-act/art-64/par-1 · https://japanlaw.org/l/421AC0000000059/art-64/par-1 ## Cited by 3 provisions cite this one. No official source publishes this direction. - 資金決済に関する法律 附則第十五条第一項（資金清算業に係る経過措置） — https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15/par-1 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-1 - 資金決済に関する法律 附則第十五条第二項（資金清算業に係る経過措置） — https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15/par-2 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-2 - 資金決済に関する法律 附則第十五条第三項（資金清算業に係る経過措置） — https://japanlaw.org/en/payment-services-act/suppl-4211-59/art-15/par-3 · https://japanlaw.org/l/421AC0000000059/suppl-4211-59/art-15/par-3 --- ## Sources - e-Gov 法令検索, Digital Agency (デジタル庁) — 資金決済に関する法律 — the text in force from 2026-08-12 (https://laws.e-gov.go.jp/law/421AC0000000059/20260812_508AC0000000064), retrieved 2026-10-12 - Japanese Law Translation Database System, Ministry of Justice (法務省) — Payment Services Act — Ministry of Justice translation (https://www.japaneselawtranslation.go.jp/en/laws/view/4477/tb), retrieved 2026-10-12 - claude-sonnet-5-5 — Machine translation, batch payment-services-act-20261012T054915-011, translated 2026-10-12 - This site's parser, version 189 — 資金決済に関する法律 — structure, counts, cross-references and defined terms, computed 2026-10-12